2025-11-01

Added · Updated

Non-Bank Finance Company Rating

VIS Credit Rating Company Limited has updated its Non-Bank Financial Companies rating methodology to align with Pakistan’s revised regulatory regime while preserving the core criteria established in February 2024. The framework evaluates leasing, investment banking, housing finance, and digital institutions by analyzing system-wide economic risks, standalone operating profiles (corporate governance, capitalization, liquidity, and asset quality), and the probability of external support. These standardized criteria ensure cross-sector comparability by directly linking regulatory compliance, management resilience, and funding diversification to final credit ratings.

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Pakistan

VIS Credit Rating Company

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