Normative Instruction BCB No. 392 — Publishes the Schedule for Control Points for the Webhook API Notification Process in Open Finance by Account Holders — BCB — BR

NORMATIVE INSTRUCTION
BCB NO. 392, OF JUNE 13, 2023

Publishes the
schedule for the control points of the process for making available
notification of the Webhook API of Open Finance by account holders.

The Heads of the Department of Supervision of Cooperatives and Non-Bank Institutions (Desuc) and the Department of Banking Supervision (Desup), in the exercise of the authority conferred upon them by art. 23, item I, letter "a", of the Internal Regulations of the Central Bank of Brazil, annexed to Ordinance No. 84,287, of February 27, 2015, based on art. 3, item II, of BCB Resolution No. 32, of October 29, 2020,

R E S O L V E:

Art. 1 This Normative Instruction publishes the control points of the process for making available the notification functionality of the application programming interface (API) of the webhook of Open Finance, whose specifications in preliminary version (beta) were published on the Open Finance portal on May 15, 2023. Account holders must comply with the following schedule:

Date	Description
6/19/2023	Deadline for executing tests in the compliance engine and achieving success in at least 25% of the test modules
7/3/2023	Deadline for executing tests in the compliance engine and achieving success in at least 50% of the test modules
7/13/2023	Deadline for executing tests in the compliance engine and achieving success in at least 75% of the test modules
7/26/2023	Deadline for executing tests in the compliance engine and achieving success in 100% of the test modules
8/3/2023	Deadline for requesting functional certification
8/18/2023	Deadline for certification and entry into production

Art. 2 For the calculation of success:

I - at the discretion of the Open Finance Governance Structure (Structure), specific test modules may be disregarded on a certain deadline (for example, due to recent and/or planned relevant changes);

II - the results obtained with the most recent version of the engine available on the date of execution will be considered, which may be based on a beta version, release candidate version, or stable version of the specifications.

Art. 3 Based on the monitoring of test executions, with the objective of obtaining timely maturity of the compliance engines, the Structure may publish an informational notice requesting prioritization of specific tests, relating to test modules:

I - that the institution must execute until the next deadline established for test execution;

II - in which the institution must achieve success until the next deadline established for test execution. Cases of impossibility to achieve success on the demanded date must be registered in the service desk according to guidelines to be issued by the Structure;

III - that must be re-executed within 2 business days, regardless of the previous development stage and success of each Institution;

IV - in which the Institution must achieve success within 5 business days, regardless of the deadlines established for test execution. Cases of impossibility to achieve success on the demanded date must be registered in the service desk according to guidelines to be issued by the Structure.

Art.
4 This Normative Instruction enters into force on the date of its publication.

Harold Paquete Espínola Filho Belline Santana Head of the Department of Supervision of Head of the Department of Cooperatives and Non-Bank Institutions Banking Supervision

NOTE

Justifies the proposal to publish a schedule for the control points of the process for making available notification of the Webhook API of Open Finance by account holders.

The present
Technical Note justifies the proposal for the issuance of a normative instruction, which establishes a schedule with control points for the process of making available notification of the Webhook API of Open Finance, as provided for in item
4.2 of the Annex to BCB Normative Instruction No. 306, of September 19, 2022.

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                In  
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compliance with the provisions of art. 5 of Law No. 13,874, of September 20, 2019, Decree No. 10,411, of June 30, 2020, determines that proposals for normative acts of general interest to economic agents formulated by bodies and entities of the direct, autarchic, and foundational federal public administration, as well as by collegiate bodies through the body or entity responsible for providing them with administrative support, must be preceded by a Regulatory Impact Analysis (RIA).

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                However,  
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it is worth highlighting that the adjustment of the schedule for the control points of the process for making available notification of the Webhook API of Open Finance does not cause significant impacts for the set and participating institutions of Open Finance, as it deals with the definition of control points in the established schedule. In this sense, according to art. 4, item III, of the aforementioned Decree, the normative act now proposed is exempt from the preparation of an RIA as it is considered low impact.

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                Finally,  
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considering that, according to the deadlines established by the Initial Open Finance Governance Structure, provided for in Joint Resolution No. 1, of May 4, 2020, art. 44, § 1, the first deadline defined by this normative instruction is in June, it is understood necessary that it enters into force on the date of its publication, being framed in the hypothesis of justified urgency provided for in the sole paragraph of art. 4 of Decree No. 10,139, of November 28, 2019.

For your consideration.

Rodrigo
Monteiro
Deputy Head of the Department of Supervision of Cooperatives and Non-Bank Institutions

Ricardo Seviere Zeni
Deputy Head of the
Department of Banking Supervision

Agreed.

Harold Paquete
Espínola Filho
Head of the Department of Supervision of Cooperatives and Non-Bank Institutions

Belline Santana
Deputy Head of the
Department of Banking Supervision

Lineage: No known changes