Resolution No. 222

NORMATIVE INSTRUCTION

BCB No. 620, OF MAY 9, 2025

Consolidates the instructions regarding the use of the Document Remittance Control System – CRD.

The Heads of the Department of Conduct Supervision – Decon, the substitute for the Department of Information Technology – Deinf, and the Department of Financial System Monitoring – Desig, in the exercise of the authority conferred upon them by Article 23, item I, letter “a”, of the Internal Regulations of the Central Bank of Brazil, published through Resolution BCB No. 340, of September 21, 2023, based, respectively, on Articles 130, item II, 70, item IV, and 85, item I, letter “b”, of said Regulations, and in view of the provisions of Resolution BCB No. 1 of August 12, 2020,

RESOLVE:

Art. 1º This Normative Instruction provides for the instructions regarding the Document Remittance Control System – CRD.

Sole Paragraph. The System referred to in the caput allows for the monitoring of the delivery and processing of information sent to this Autonomy, as a result of regulatory requirements, by:

I - financial institutions and other institutions authorized to operate by the Central Bank of Brazil; and

II - payment institutions as defined in § 9º of Article 3º of Resolution BCB No. 1, of August 12, 2020.

Art. 2º The mode of operation, the user manual, the requirements, and the procedures for access to the CRD system are available on the Central Bank of Brazil’s website at the address https://www.bcb.gov.br/estabilidadefinanceira/controledocumentosif.

Art. 3º The CRD System User Manual provides for procedures regarding the processing of documents, the consultation of processed documents, the consultation of expected and undelivered documents, the treatment of information quality, the exemption from sending documents, in accordance with the specific norms of each document, and access to communications sent by this Autonomy.

Art. 4º The procedure for treating the quality of information regarding documents processed by the CRD also involves the application of additional quality checks after the initial processing.

§ 1º After processing and the application of quality checks, documents will be classified into the following situations:

I - in quality processing: when there are indications of quality problems;

II - accepted after quality processing: when there are no indications of quality problems or when indications of problems eventually identified are justified by the institutions mentioned in Article 1º and the justifications are accepted by the Central Bank of Brazil;

III - rejected after quality processing: when institutions mentioned in Article 1º do not provide the necessary clarifications, or when the Central Bank of Brazil so determines.

§ 2º Indications of quality problems will be notified by the Central Bank of Brazil to the institutions mentioned in Article 1º via electronic mail or email, which will be responsible for viewing and responding to the indications pointed out in the processing directly in the CRD system.

Art. 5º The following are revoked:

I - Normative Instruction BCB No. 100, of April 22, 2021; and

II - Normative Instruction No. 172, of October 13, 2021.

Art. 6º This Normative Instruction BCB enters into force:

I - on July 1, 2025, with respect to item II of Article 1º;

II - on the date of its publication, with respect to the remaining items.

ANDRÉ MAURÍCIO
TRINDADE DA ROCHACAIO MOREIRA FERNANDES
Chefe do DesigChefe do Deinf

VALDEMIR FORTES DE SOUSA
Chefe do Decon substituto

NOTE

The Document Remittance Control System – CRD is a pre-processing system for remittance documents of information sent to the Central Bank of Brazil – BCB, which allows financial institutions to monitor the delivery of information requested by the Central Bank of Brazil. In this system, the list of due documents, delivery deadlines, actual delivery date and substitutions, sending and response protocols, error messages, and the current processing status are presented. It also functions as the first line of verification for inconsistencies and evaluates, among other things, whether the document is due, whether the format is valid, and whether the layout is in conformity with existing definitions. The documents forwarded, once released from these initial CRD checks, are passed on to specific systems, where they will be processed according to the periodicity provided for in the routine of each of these systems.

2. The Decree No. 12.002, of April 22, 2024, establishes in its Article 67 that:

Article 67. The maintenance of regulatory consolidation is mandatory through:
I - the alteration of the consolidated norm every time a new act with a theme adherent to it is issued; and II - periodic measures of review and regulatory consolidation, in the form established in the work plan of each body or entity.

3. This provision aims to revise, update, simplify, and consolidate normative acts, in order to rationalize the regulatory stock. Based on the cited decree, we proceeded to consolidate and update, in a single BCB Normative Instruction, the BCB Normative Instructions that deal with the CRD.

4. Resolution BCB No. 429, of November 11, 2024, determined that payment institutions that fall under the provisions of § 9º of Article 3º of Resolution BCB No. 1, of August 12, 2020, must begin to periodically send information to the BCB, starting from July 1, 2025. In light of this, it is necessary to adjust Normative Instruction No. 100, of April 22, 2021, so that these institutions also begin to access the CRD.

5. In this context, the changes proposed within the scope of this consolidation aim to:

I - adapt the CRD to the new regulatory provisions established by Resolution BCB No. 429, of November 11, 2024, expanding the scope of institutions that have access to the CRD;

II - revoke provisions considered obsolete; and

III - promote wording adjustments to facilitate the understanding of the established procedures.

6. Decree No. 10.411, of June 30, 2020, regulates the conduct of regulatory impact analysis – AIR as a prerequisite for the issuance of normative acts of general interest to economic agents. However, in its Article 3º, it establishes the hypotheses in which AIR does not apply, and in its Article 4º, the aforementioned decree establishes the hypotheses for dispensing with the conduct of AIR. This Normative Instruction falls under the hypotheses provided for in item VI of Article 3º, namely, normative acts that aim to consolidate other norms on specific matters, without alteration of merit, and in item II of Article 4º, namely, a normative act intended to regulate rights or obligations defined in a hierarchically superior norm that does not allow, technically or legally, different regulatory alternatives.

7. As clarified in paragraphs 2 and 3, Decree No. 12.002, of April 22, 2024, determines the review of normative acts. Furthermore, it establishes that normative acts should be concentrated by subject; therefore, the norms dealing with subjects related to the Document Remittance Control System – CRD are being consolidated in this BCB IN, which justifies the classification of the present norm under item VI of Article 3º of Decree No. 10.411, of June 30, 2020.

8. The alteration introduced by Resolution BCB No. 429, of November 11, 2024, in Resolution BCB No. 1, of August 12, 2020, determined that payment institutions that fall under the provisions of § 9º of Article 3º of Resolution BCB No. 1, of August 12, 2020, must send information to the BCB. With this, there was no alternative but to include these institutions in the list of institutions with access to the CRD, thus justifying the classification of this Normative Instruction under item II of Decree No. 10.411, of June 30, 2020.

9. Thus, based on what is described in paragraphs 6 to 8, we understand that the present norm is exempt from the conduct of AIR.

ANDRÉ MAURÍCIO
TRINDADE DA ROCHACAIO MOREIRA FERNANDES
Head of the Department ofHead of the Department of Financial System MonitoringInformation Technology

VALDEMIR FORTES
DE SOUSA
Head of the Department of
Conduct Supervision substitute