Normative Instruction BCB No. 779 — Amends Normative Instruction No. 330 of November 24, 2022, Consolidating Procedures for Registering Information in the Unicad System

The Head of the Department of Monitoring of the Financial System – Desig, in the exercise of the authority granted by Article 23, item I, letter “a”, of the Internal Regulations of the Central Bank of Brazil, published through Resolution BCB No. 340 of September 21, 2023, based on Article 85, item I, letter “b”, of the aforementioned Regulations, in view of the provisions of Resolutions BCB Nos. 209 of March 22, 2022, 277 of December 31, 2022, and 561 of April 30, 2026,

RESOLVES:

Art. 1. Normative Instruction BCB No. 330 of November 24, 2022, published in the Official Gazette of the Union on November 25, 2022, Section 1, p. 223, shall enter into force with the following amendments:

“Section XIV

On communication regarding the provision of the international payment or transfer service – eFX

Art. 10-I. The inclusion of the modality referred to in Articles 49, § 3, and 56-A of Resolution BCB No. 277 of December 31, 2022, in Unicad must be made in the “Operations” module, option “Inclusion”, with the following information:

I - operation type “International payment or transfer service – eFX”; and

II - date of the start of service provision.” (NR)

Art. 2. This Normative Instruction enters into force on the date of its publication.

ANDRÉ MAURÍCIO TRINDADE DA ROCHA

NOTE

The System of Information on Entities of Interest of the Central Bank – Unicad, governed by Resolution BCB No. 209 of March 22, 2022, was established with the objective of maintaining, in a single database, registration information on financial institutions, other institutions authorized to operate, and natural and legal persons subject to some type of authorization or registration by the Central Bank of Brazil – BCB, or of interest to this Autarchy. Normative Instruction BCB No. 330 of November 24, 2022, establishes the procedures for registering and updating the respective information in Unicad.

2. Resolution BCB No. 561 of April 30, 2026, amended Resolution BCB No. 277 of December 31, 2022, to improve the regulation of the international payment or transfer service – eFX. Among the amendments, Article 49, § 3, establishes that the institution interested in providing the service may only begin its provision five business days after including the respective modality in Unicad. Additionally, Article 56-A determines that institutions authorized to operate by the BCB that already provide the eFX service must include this modality in Unicad by October 30, 2026.

3. Given these obligations, it is necessary to amend Normative Instruction BCB No. 330 of 2022 to establish the registration procedures for information related to the provision of the eFX service, covering both institutions intending to start providing it and those that already do.

4. Regarding the Regulatory Impact Analysis – AIR, Decree No. 10,411 of June 30, 2020, establishes, in its Article 4, the exemptions. This Normative Instruction falls under item II of the aforementioned article, as it is limited to regulating operational procedures for compliance with obligations already established in a hierarchically superior norm, without technical or legal possibility of different regulatory alternatives. The act does not create additional material obligations for supervised institutions, but regulates the form of registration of the information necessary for compliance with Resolution BCB No. 277 of 2022, with the amendments promoted by Resolution BCB No. 561 of 2026.

5. Thus, based on the above, I understand that the issuance of this Normative Instruction is exempt from the performance of regulatory impact analysis.

ANDRÉ MAURÍCIO TRINDADE DA ROCHA

Head of the Department of Monitoring of the Financial System