Official Letter Modifying Authorization Terms for Porcuanto, S.A. de C.V., Collective Financing Institution

DOF: 03/12/2025

OFFICIAL LETTER modifying the terms of the authorization to organize and operate Porcuanto, S.A. de C.V., Collective Financing Institution.

At the margin, a seal with the National Emblem, which reads: United Mexican States.- Treasury.- Ministry of Public Credit and Public Credit.- National Banking and Securities Commission.- Vice Presidency of Normativity.- General Directorate of Specialized Authorizations.- Vice Presidency of Supervision of Groups and Financial Intermediaries B.- General Directorate of Supervision of Financial Technology Institutions.-

Official Letter No. 311-358/2025.

SUBJECT: THE TERMS OF THE AUTHORIZATION TO ORGANIZE AND OPERATE OF THIS COLLECTIVE FINANCING INSTITUTION ARE MODIFIED.

PORCUANTO, S.A. DE C.V., COLLECTIVE FINANCING INSTITUTION

TORRE ESMERALDA III, BOULEVARD MANUEL ÁVILA CAMACHO

NO. 32, SKY LOBBY B, COL. LOMAS DE CHAPULTEPEC I SECCIÓN,

C.P. 11000, ALCALDÍA MIGUEL HIDALGO,

MEXICO CITY, MEXICO.

TO:

MR. LUIS ARMANDO ÁLVAREZ ZAPFE

LEGAL REPRESENTATIVE

We refer to the written submission and documentation presented to this National Banking and Securities Commission ("Commission") on October 15 and 16, and November 3, 2025, through the institutional email autorizacionfintech@cnbv.gob.mx, in accordance with the provisions of the "Agreement establishing administrative measures for the continuity of the activities of the National Banking and Securities Commission in the attention of matters processed before it, during the health contingency caused by COVID-19," published in the Official Gazette of the Federation ("DOF") on July 15, 2020, by virtue of which PorCuanto, S.A. de C.V., Collective Financing Institution ("PorCuanto" or "Entity"), submitted the protocolization of the Extraordinary General Shareholders' Meeting held on June 18, 2025, due to the modification of its social object.

Therefore, in response to your written submission, based on Articles 11, 16, and 19 of the Law for Regulating Financial Technology Institutions, the QUINTA and OCTAVA articles of the authorization granted to PorCuanto to organize and operate as a collective financing institution, via Official Letter P417/2021, dated October 21, 2021, published in the Official Gazette of the Federation on October 29, 2021, are modified, to remain in the following terms:

FIRST.- [ ... ]

SECOND.- [ ... ]

THIRD.- [ ... ]

FOURTH.- [ ... ]

FIFTH.- Its social object will correspond to the realization of all activities in national currency contemplated in Articles 15, 16, sections I and II, and 19, sections I, II, III, IV, V, VI, VII, VIII, IX, and XI of the Law for Regulating Financial Technology Institutions.

SIXTH.- [ ... ]

SEVENTH.- [ ... ]

EIGHTH.- The services consisting of collective capital and debt financing, which the institution provides by virtue of this authorization, as well as the other operations it carries out, as well as its organization and operation in general, will be subject, in what is not expressly stated in this official letter, to the Law for Regulating Financial Technology Institutions, to the general rules and provisions applicable to Financial Technology Institutions issued by the National Banking and Securities Commission, to the provisions regarding its operations issued by the Bank of Mexico, and to the other current norms and provisions and those that are issued in the future by any competent authority, including those related to operations with resources of illicit origin and terrorism financing, which by their nature are applicable.

This official letter is issued based on the legal provisions previously invoked, as well as in the exercise of the powers conferred upon this Commission by Articles 142 and 145, section IV of the LRITF; 1, 3, section V, 4, sections I, subsection B, and II, subsection B, numerals 22) and 32), 14, 35, sections I, subsection a), III, and last paragraph, 45, section I, 64, first paragraph, in correlation with the 61, second paragraph of the Internal Regulations of the National Banking and Securities Commission, published in the DOF on February 28, 2022, as well as Article 9, section II of the Agreement by which the Administrative Units of the National Banking and Securities Commission are organically attached, published in the DOF on April 18, 2022, and modified by Agreement published in the aforementioned Gazette on August 17, 2023, and June 20, 2025.

Respectfully,

Mexico City, November 21, 2025. - Coordinator of Financial Technology Authorizations B, Mtra. Diana Carolina Gómez Angeles. - Signature.- Coordinator of Financial Technology Authorizations A, Lic. María Fernanda Burgos Menéndez. - Signature.- General Director of Supervision of Financial Technology Institutions, Mtra. Leticia Castellanos García. - Signature.

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