OJK Circular No. 3/SEOJK.06/2024 on Monthly Reports of Secondary Housing Financing Companies

To:
Directors of Secondary Housing Financing Companies, At your offices.

COPY
CIRCULAR LETTER OF THE FINANCIAL SERVICES AUTHORITY REPUBLIC OF INDONESIA NUMBER 3/SEOJK.06/2024 CONCERNING MONTHLY REPORTS OF SECONDARY HOUSING FINANCING COMPANIES

In relation to the mandate of Article 2 paragraph (6), Article 4 paragraph (6), and Article 10 of the Financial Services Authority Regulation Number 3/POJK.05/2013 concerning Monthly Reports of Non-Bank Financial Service Institutions (State Gazette of the Republic of Indonesia Year 2013 Number 150, Additional State Gazette of the Republic of Indonesia Number 5443), it is necessary to regulate provisions regarding the form, composition, and procedures for submitting monthly reports for secondary housing financing companies in this Financial Services Authority Circular Letter as follows:

I. GENERAL PROVISIONS
In this Financial Services Authority Circular Letter, the following terms are meant:

Secondary Housing Financing Company, hereinafter abbreviated as PPSP, is a company established by the Government of the Republic of Indonesia to conduct secondary housing financing and other activities related to the development of the secondary housing financing market.
PPSP Monthly Report, hereinafter referred to as Monthly Report, is a financial report prepared by PPSP for the needs of the Financial Services Authority, covering the period from the 1st to the end of the relevant month, and presented and submitted to the Financial Services Authority according to the format and procedures determined by the Financial Services Authority.
Sharia Business Unit, hereinafter abbreviated as UUS, is a work unit at the PPSP headquarters that functions to carry out secondary housing financing business activities based on Sharia principles and is the headquarters of branch offices and/or representative offices that conduct secondary housing financing business activities based on Sharia principles.
Board of Directors is the corporate organ authorized and fully responsible for the management of the company for the interests of the company, in accordance with the purpose and objectives of the company and representing the company, both inside and outside of court, in accordance with the provisions of the Articles of Association.
Board of Commissioners is the corporate organ tasked with conducting general and/or specific supervision in accordance with the Articles of Association and providing advice to the Board of Directors.
Sharia Supervisory Board, hereinafter abbreviated as DPS, is a board that has the task and function of supervision and provides advice to the Board of Directors regarding the implementation of company activities to ensure compliance with Sharia principles.

II. FORM, COMPOSITION, AND GUIDELINES FOR PREPARING MONTHLY REPORTS

Monthly Reports consist of:
a. financial position reports; b. comprehensive income statements, currently known as income statements and other comprehensive income;
c. cash flow statements;
d. asset and liability matching analysis reports; and e. other reports.
In preparing Monthly Reports, PPSP refers to the general explanation of Monthly Report preparation as contained in Appendix I, which is an integral part of this Financial Services Authority Circular Letter.
The form and composition of Monthly Reports:
a. for PPSP are as contained in Appendix II, which is an integral part of this Financial Services Authority Circular Letter; and b. for UUS are as contained in Appendix III, which is an integral part of this Financial Services Authority Circular Letter.

III. TIME FOR SUBMISSION OF MONTHLY REPORTS

PPSP is required to submit Monthly Reports to the Financial Services Authority no later than the 10th day of the following month.
In the event that the 10th day as referred to in item 1 falls on a holiday, the Monthly Report must be submitted on the next working day.
In the event that the submission date of the Monthly Report as referred to in item 1 or item 2 falls on a national holiday or joint holiday, the Financial Services Authority is authorized to determine the deadline for submitting Monthly Reports.

IV. RESPONSIBLE BOARD OF DIRECTORS MEMBERS AND REPORT PREPARERS

PPSP appoints a Board of Directors member responsible for the preparation and presentation of Monthly Reports.
The Board of Directors member as referred to in item 1 appoints report preparers to prepare, verify, and submit Monthly Reports.
PPSP must report changes in the Board of Directors member as referred to in item 1 and/or report preparers as referred to in item 2 to the Financial Services Authority according to Format 1 as contained in Appendix IV, which is an integral part of this Financial Services Authority Circular Letter.

V. SUBMISSION PROCEDURES

Submission of Monthly Reports is submitted to the Financial Services Authority online through the Financial Services Authority's data communication network system.
In submitting Monthly Reports as referred to in item 1, the report preparer as referred to in Roman IV item 2 must have access to the Financial Services Authority's data communication network system.
To obtain access to the Financial Services Authority's data communication network system as referred to in item 2, the Board of Directors must submit a request according to Format 2 as contained in Appendix IV, which is an integral part of this Financial Services Authority Circular Letter, by providing the user email address.
In the event that PPSP changes the user email address as referred to in item 3, the Board of Directors must submit a request for changing access to the Financial Services Authority's data communication network system as referred to in item 2 according to Format 3 as contained in Appendix IV, which is an integral part of this Financial Services Authority Circular Letter.
In the event that:
a. the Financial Services Authority's data communication network system as referred to in item 1 is not yet available; and/or b. the Financial Services Authority's communication system and/or PPSP experiences technical disturbances or force majeure, PPSP submits Monthly Reports online in the form of electronic documents to the email address designated by the Financial Services Authority.
In the event of technical disturbances or force majeure as referred to in item 5 letter b, the Financial Services Authority announces this on the Financial Services Authority website or via email to PPSP on the same day after the technical disturbance occurs.
In the event that technical disturbances or force majeure as referred to in item 5 letter b occur at PPSP, PPSP submits written notification to the Financial Services Authority on the same day after the technical disturbance occurs.
Force majeure as referred to in item 5 letter b includes, among others, fire, mass riots, war, armed conflict, sabotage, pandemic, cyber attacks, and/or natural disasters such as earthquakes or floods.
Submission of Monthly Reports in the form of electronic documents via email as referred to in item 5 is submitted to the address lb.ljkl@ojk.go.id or another address designated by the Financial Services Authority and addressed to:
Financial Services Authority u.p. Head of Data and Statistics Management Department with a copy to:
Head of Supervision Department for Financing Institutions, Venture Capital Companies, and Special Financial Institutions.
In the event that the Financial Services Authority's data communication network or email experiences technical disturbances or PPSP experiences technical disturbances as referred to in item 5 so that Monthly Reports cannot be submitted, PPSP submits Monthly Reports offline accompanied by written notification and supporting documents in the form of reports using electronic data storage media, and sent to the Financial Services Authority via a letter signed by the Board of Directors and addressed to:

Financial Services Authority u.p. Head of Data and Statistics Management Department Radius Prawiro Tower Building, 14th Floor Bank Indonesia Office Complex MH. Thamrin Street Number 2, Jakarta, 10110 with a copy to:
Head of Supervision Department for Financing Institutions, Venture Capital Companies, and Special Financial Institutions Wisma Mulia 2 Building, 11th Floor Jenderal Gatot Subroto Avenue Kav. 40, Jakarta, 12710.

Offline submission of Monthly Reports as referred to in item 10 can be done in one of the following ways:
a. handed directly to the Financial Services Authority office; or b. sent via a courier service company, according to the address as referred to in item 10.
Offline submission of Monthly Reports as referred to in item 10 is submitted to the Financial Services Authority on working days and during Financial Services Authority working hours.
In the event of a change in the Financial Services Authority office address as referred to in item 10, the Financial Services Authority provides notification regarding the address change via letter or announcement.
PPSP is deemed to have submitted Monthly Reports with the following provisions:
a. for online submission via:
1) the Financial Services Authority's data communication network system is proven by a receipt from the Financial Services Authority's data communication network system; or
2) email to the Financial Services Authority is proven by an email receipt from the Financial Services Authority; or
b. for offline submission, is proven by a receipt from the Financial Services Authority.
Questions related to the submission of Monthly Reports can be submitted to:
Financial Services Authority u.p.
Head of Data and Statistics Management Department Radius Prawiro Tower Building, 14th Floor Bank Indonesia Office Complex MH. Thamrin Street Number 2, Jakarta, 10110 Email: helpdesk@ojk.go.id.

VI. TRANSITIONAL PROVISIONS

The obligation of PPSP to submit Monthly Reports according to the form, composition, and submission procedures regulated in this Financial Services Authority Circular Letter begins for the April 2024 reporting period, which is submitted with the submission time as referred to in Roman III.
PPSP must conduct testing of Monthly Report submission according to the form, composition, and submission procedures of Monthly Reports as regulated in this Financial Services Authority Circular Letter using Monthly Report data from the February 2024 period to the March 2024 period.

This copy is consistent with the original
Legal Director 1
Legal Department
Mufli Asmawidjaja

VII. CLOSING

At the time this Financial Services Authority Circular Letter takes effect, Financial Services Authority Circular Letter Number 10/SEOJK.05/2013 concerning Monthly Reports of Secondary Housing Financing Companies is repealed and declared invalid.
Provisions in this Financial Services Authority Circular Letter take effect on April 1, 2024.

Established in Jakarta on January 31, 2024
EXECUTIVE HEAD OF SUPERVISOR FOR
FINANCING INSTITUTIONS, VENTURE CAPITAL COMPANIES, MICRO FINANCE INSTITUTIONS, AND OTHER FINANCIAL SERVICE INSTITUTIONS FINANCIAL SERVICES AUTHORITY REPUBLIC OF INDONESIA,

AGUSMAN signed signed

APPENDIX I
CIRCULAR LETTER OF THE FINANCIAL SERVICES AUTHORITY REPUBLIC OF INDONESIA NUMBER 3/SEOJK.06/2024 CONCERNING MONTHLY REPORTS OF SECONDARY HOUSING FINANCING COMPANIES

TABLE OF CONTENTS
A. GENERAL EXPLANATION
1. Reporting Purpose 2
2. Reporting Principles 2
3. Presentation of Foreign Currency Transactions 2
4. Filling out Report Forms 2
B. GENERAL EXPLANATION OF DETAIL LIST COLUMNS 3
1. Currency Type 3
2. Interest Rate/Margin/Profit Sharing/Yield 3
3. Asset Quality 3
4. Issuer/Debtor Category 3
5. Buyer Category 3
6. Borrower Category 3
7. Creditor/Investor Category 3
8. Related Status 3
9. Tenor 4

GENERAL EXPLANATION OF MONTHLY REPORT PREPARATION A. General Explanation

Reporting Purpose
Monthly Reports are prepared according to the system established in this Appendix, intended to collect and compile PPSP statistical data individually in order to:
a. regulate and supervise PPSP; b. form statistics for PPSP analysis purposes; and
c. fulfill PPSP internal needs,
to achieve these objectives, PPSP submits reports correctly, completely, and within the established time limits.
Reporting Principles
The following principles are adopted in this reporting system:
a. Basis of Preparation
The preparation of Monthly Reports is based on provisions established by the Financial Services Authority and Financial Accounting Standards (PSAK) as well as Interpretations of Financial Accounting Standards (ISAK). PPSP transaction accounting is carried out in accordance with applicable financial accounting standards and/or Sharia financial accounting standards in Indonesia. b. Separation of Reports All items that are PPSP assets, liabilities, and equity are reported in the financial position report. Other items are reported in the income statement and other comprehensive income as well as the cash flow statement, while PPSP performance levels are presented in the main report appendices.
c. Details of Main Reports
Main reports are supported by details of items in the main reports. These details are used to enhance the quality of information presented by the preparers of the main reports.
Presentation of Foreign Currency Transactions
Financial reports must be presented in Rupiah. Assets, liabilities, equity, and administrative accounts in foreign currency, hereinafter referred to as foreign exchange (valas), owned by PPSP must be converted into Rupiah using the Bank Indonesia middle exchange rate applicable at the end of the reporting period. The middle rate is calculated as (selling rate + buying rate) / 2. Income and expenses for each income statement and other comprehensive income (including comparative) are presented using the exchange rate on the transaction date.
Filling out Report Forms
Filling out report forms is done by entering data automatically in alphanumeric form using a data entry program, and all financial reports are presented in full Rupiah units unless otherwise stated in full foreign currency units, example 123000000000.

B. GENERAL EXPLANATION OF DETAIL LIST COLUMNS

Currency Type
Currency type is the type of currency used in conducting transactions between PPSP as the reporter and other parties. In the event that an agreed transaction uses foreign currency (valas) (as contained in the agreement contract) but its realization is in Rupiah, the transaction is treated as a foreign currency transaction.
Interest Rate/Margin/Profit Sharing/Yield
Interest rate is the price level of a financing conducted by PPSP. If several interest rates are given in one account, the interest rate column is filled with the highest interest rate. For interest rates, two decimal places are used, for example, an interest rate of 12.5% is written as 12.50. For transaction types that do not carry interest, the interest rate column is left blank. Financing based on Sharia principles implemented by UUS uses the phrases margin, profit sharing, ujrah, or yield. For margin, profit sharing, ujrah, or yield, two decimal places are used, for example, a margin, profit sharing, ujrah, or yield of 12.50% is written as 12.50. For transaction types that do not carry margin, profit sharing, ujrah, or yield, the value column is left blank.
Asset Quality
Quality is the quality of productive assets of PPSP assessed with criteria in accordance with Financial Services Authority Regulations regarding secondary housing financing companies, with quality classification as follows:
a. Performing; b. Special Attention;
c. Substandard;
d. Doubtful; or e. Non-performing.
Issuer/Debtor Category
Issuer or debtor category is the category of third parties that issue and/or are responsible for the repayment of securities owned by PPSP.
Buyer Category
Buyer category is the category of third parties that purchase securities issued by PPSP. In the event that securities issued by PPSP are bearer securities, the buyer category is the party that first purchases the securities at the time of issuance.
Borrower Category
Borrower category is the category of parties that receive loan/financing facilities from PPSP or parties that have obligations to PPSP.
Creditor/Investor Category
Creditor/investor category is the category of parties that provide loan funds for PPSP's business activities.
Related Status
Related status is the related status between PPSP and parties conducting transactions with PPSP.

This copy is consistent with the original
Legal Director 1
Legal Department
Mufli Asmawidjaja

a. Related to PPSP
Parties related to PPSP are:
1) business entities that have the same controller as PPSP;
2) members of the Board of Directors and members of the Board of Commissioners of PPSP;
3) business entities where PPSP acts as the controller;
4) parties having family relationships up to the second degree, both horizontal and vertical, from members of the Board of Directors and members of the Board of Commissioners of PPSP; and
5) companies/entities where members of the Board of Directors and members of the Board of Commissioners of PPSP act as controllers.

b. Not Related to PPSP
Not related to PPSP are parties that do not have related status with PPSP as referred to in letter a.

Tenor
Tenor is the agreed term as contained in the agreement or contract. a. start date, namely the date, month, and year the agreement or contract begins; b. maturity date, namely the date, month, and year the agreement or contract ends.

Established in Jakarta on January 31, 2024

EXECUTIVE HEAD OF SUPERVISOR FOR
FINANCING INSTITUTIONS, VENTURE CAPITAL COMPANIES, MICRO FINANCE INSTITUTIONS, AND OTHER FINANCIAL SERVICE INSTITUTIONS FINANCIAL SERVICES AUTHORITY REPUBLIC OF INDONESIA,

AGUSMAN signed signed

APPENDIX II
CIRCULAR LETTER OF THE FINANCIAL SERVICES AUTHORITY REPUBLIC OF INDONESIA NUMBER 3/SEOJK.06/2024 CONCERNING MONTHLY REPORTS OF SECONDARY HOUSING FINANCING COMPANIES

TABLE OF CONTENTS
I. PPSP Profile Report, consisting of:
A. Form 0000: PPSP Profile Information 2
B. Form 0020: Details of Offices Outside Headquarters 6
C. Form 0035: Management Details 8
D. Form 0036: Related Parties Details 10
E. Form 0041: Workforce Details by Education Level F. Form 0043: Workforce Details by Function 13
II. PPSP Financial Reports, consisting of:
A. Form 1100: Financial Position Report 15
B. Form 1200: Income Statement and Other Comprehensive Income
C. Form 1300: Cash Flow Statement 31
D. Form 2100: Details of Asset-Backed Securities from Financial Asset Securitization E. Form 2200: Details of Holders of Asset-Backed Securities from Financial Asset Securitization F. Form 2300: Details of Direct Investments 43 G. Form 3100: Details of Loan Disbursement 45 H. Form 3200: Details of Financial Asset Collections in the Housing and Settlement Sector
I. Form 3300: Details of Financial Assets Not Yet Securitized
J. Form 4100: Details of Fund Placements 55
K. Form 5100: Details of Other Assets 59
L. Form 6100: Details of Received Financing 61
M. Form 7100: Details of Issued Securities 64
N. Form 7200: Details of Holders of Issued Securities O. Form 8100: Details of Other Liabilities 71 P. Form 9100: Asset and Liability Matching Analysis Report

I. PPSP PROFILE REPORT
A. FORM 0000: PPSP PROFILE INFORMATION

FORM 0000 (PPSP PROFILE INFORMATION) FORMAT
Form 0000 (PPSP Profile Information) is prepared according to the following format:
REPORTING PERIOD
1) Month and Year of Reporting
PPSP INFORMATION
2) Taxpayer Identification Number (NPWP)
3) Single Investor Identification (SID)
4) Date of Establishment
5) Type of Business Activities Conducted
PPSP ADDRESS
6) Full Address
7) Regency/City Location
8) Postal Code
9) Telephone Number
10) Office Building Ownership Status
11) Website Address
12) Email Address
NUMBER OF SERVICE OFFICES
13) Number of Offices Outside Headquarters
NUMBER OF WORKFORCE
14) Number of Headquarters Workforce
15) Number of Offices Outside Headquarters Workforce
RESPONSIBLE BOARD OF DIRECTORS MEMBERS AND REPORT PREPARERS
16) Responsible Board of Directors Member for Reports
a) Full Name b) ID Card/Passport Number c) Position d) Telephone Number e) Email Address
17) Report Preparers
a) Full Name b) ID Card/Passport Number c) Position d) Telephone Number e) Email Address
EXPLANATION OF FORM 0000 (PPSP PROFILE INFORMATION)
Form 0000 (PPSP Profile Information) contains all information regarding PPSP profile. a. Reporting Period
1) Month and Year of Reporting
This item is filled with the reporting period in the form of the month and year of submitting the Monthly Report. b. PPSP Information
2) Taxpayer Identification Number (NPWP)
This item is filled with PPSP's NPWP.
3) Single Investor Identification (SID)
This item is filled with the single investor identification number for the Indonesian capital market issued by the Indonesia Central Securities Depository (KSEI).
4) Date of Establishment
This item is filled with the date, month, and year of PPSP establishment.
5) Type of Business Activities Conducted
This item is filled with the type of business activities in accordance with applicable regulations and having obtained business licenses granted, namely:
a) securitization; b) loan disbursement and/or financing disbursement to support financing for sustainable home ownership, occupancy, and availability of housing and/or settlements; c) capacity building for parties involved in the implementation of housing and/or settlement financing; d) implementation of special tasks from the government; and e) other business activities in the field of housing and/or settlement financing to encourage the development of the secondary housing financing market, provided that shareholder approval has been obtained.
c. PPSP Address
6) Full Address
This item is filled with the full address according to the PPSP headquarters domicile.
7) Regency/City Location
This item is filled with the regency/city of the PPSP headquarters domicile.
8) Postal Code
This item is filled with the postal code number of the PPSP headquarters domicile.
9) Telephone Number
This item is filled with the PPSP telephone number starting with the area code.

10) Office Building Ownership Status
This item is filled with the ownership status of the PPSP central office building, namely:
a) owned; b) leased; or c) other ownership status.

11) Website Address
This item is filled with the PPSP website address.

12) Electronic Mail Address (Email)
This item is filled with the PPSP electronic mail (email) address.

d. Number of Service Offices

13) Number of Offices Outside the Central Office
This item is filled with the number of offices outside the PPSP central office.
The number of offices outside the central office must be detailed in Form 0020 (Detail of Offices Outside the Central Office).

e. Number of Workforce

14) Number of Workforce at the Central Office
This item is filled with the number of workforce, including indefinite employment contracts (PKWTT), fixed-term employment contracts (PKWT), and outsourcing, at the central office according to the gender column and must be detailed in Form 0041 (Detail of Workforce Based on Education Level).

15) Number of Workforce at Offices Outside the Central Office
This item is filled with the number of workforce, including indefinite employment contracts (PKWTT), fixed-term employment contracts (PKWT), and outsourcing, at offices outside the central office according to the gender column and must be detailed in Form 0041 (Detail of Workforce Based on Education Level).

f. Responsible Board of Directors Members and Report Preparers

16) Responsible Board of Directors Members for the Report
This item is filled with the complete data of Board of Directors members acting as the responsible party for the report. a) Full Name This item is filled with the full name of the Board of Directors member responsible for the report. b) Position This item is filled with the position of the Board of Directors member responsible for the report. c) Telephone Number This item is filled with the telephone number of the Board of Directors member responsible for the report. d) Electronic Mail Address (Email) This item is filled with the electronic mail (email) address of the Board of Directors member responsible for the report.

17) Report Preparer
This item is filled with the complete data of PPSP personnel acting as the report preparer. a) Full Name This item is filled with the full name of the report preparer. b) Position This item is filled with the position of the report preparer. c) Telephone Number This item is filled with the telephone number of the report preparer. d) Electronic Mail Address (Email) This item is filled with the electronic mail (email) address of the report preparer.

B. FORM 0020: DETAIL OF OFFICES OUTSIDE THE CENTRAL OFFICE

FORMAT OF FORM 0020 (DETAIL OF OFFICES OUTSIDE THE CENTRAL OFFICE)
Form 0020 (Detail of Offices Outside the Central Office) is prepared according to the following format:
(1) (2)
Name of Office
Outside
Central Office
Location
Address Subdistrict Regency/City
Postal Code
(3) (4) (5)
Telephone Number Number of Workforce
Name of Head of Office
Outside Central Office
EXPLANATION OF FORM 0020 (DETAIL OF OFFICES OUTSIDE THE CENTRAL OFFICE)
Form 0020 (Detail of Offices Outside the Central Office) contains information on offices outside the PPSP central office, including offices outside the PPSP UUS central office. (1) Name of Office Outside the Central Office This item is filled with the name of the office outside the PPSP central office and/or the office outside the PPSP UUS central office. (2) Location

Address
This item is filled with the complete address of the office outside the PPSP central office and/or the office outside the PPSP UUS central office.
Subdistrict
This item is filled with the subdistrict of residence of the office outside the PPSP central office and/or the office outside the PPSP UUS central office.
Regency/City
This item is filled with the regency/city of residence of the office outside the PPSP central office and/or the office outside the PPSP UUS central office.
Postal Code
This item is filled with the postal code of the residence of the office outside the PPSP central office and/or the office outside the PPSP UUS central office. (3) Telephone Number This item is filled with the area code and telephone number of each office outside the PPSP central office and/or the office outside the PPSP UUS central office. (4) Number of Workforce This item is filled with the number of workforce located at the office outside the PPSP central office and/or the office outside the PPSP UUS central office, including the head of the office outside the PPSP central office and/or the head of the office outside the PPSP UUS central office, permanent workforce, contract workforce, and outsourcing workforce. (5) Name of Head of Office Outside the Central Office This item is filled with the name of the head of the office outside the PPSP central office and/or the head of the office outside the PPSP UUS central office for each respective office outside the PPSP central office and/or the office outside the PPSP UUS central office.

C. FORM 0035: MANAGEMENT COMPOSITION DETAIL

FORMAT OF FORM 0035 (MANAGEMENT COMPOSITION DETAIL)
Form 0035 (Management Composition Detail) is prepared according to the following format:
(1) (2) (3) (4) (5)
Name Identity Number
Nomenclature
Position
Date
Start of
Tenure
Domicile
(6) (7) (8)
Nationality
Number of
Appointment
Decision Letter
Date of
Decision Letter
EXPLANATION OF FORM 0035 (MANAGEMENT COMPOSITION DETAIL)
Form 0035 (Management Composition Detail) contains information on PPSP management, consisting of Board of Directors members and Board of Commissioners members for PPSP, including UUS leadership and DPS members for UUS. (1) Name This item is filled with the names of Board of Directors members, Board of Commissioners members, UUS leadership, and/or DPS members of PPSP. (2) Identity Number This item is filled with the identity number, namely the population registration number (NIK) of Board of Directors members, Board of Commissioners members, UUS leadership, and/or DPS members of PPSP. (3) Position Nomenclature This item is filled with the position of Board of Directors members, Board of Commissioners members, UUS leadership, and/or DPS members of PPSP. (4) Date Start of Tenure This item is filled with the date, month, and year of the start of tenure for each Board of Directors member, Board of Commissioners member, UUS leadership, and/or DPS member of PPSP. (5) Domicile This item is filled with the regency/city location where Board of Directors members, Board of Commissioners members, UUS leadership, and/or DPS members of PPSP reside. (6) Nationality This item is filled with the nationality of Board of Directors members, Board of Commissioners members, UUS leadership, and/or DPS members of PPSP. (7) Number of Appointment Decision Letter This item is filled with the number of the appointment decision letter for Board of Directors members, Board of Commissioners members, UUS leadership, and/or DPS members of PPSP. (8) Date of Decision Letter This item is filled with the date of the appointment decision letter for Board of Directors members, Board of Commissioners members, UUS leadership, and/or DPS members of PPSP.

D. FORM 0036: RELATED PARTY DETAIL

FORMAT OF FORM 0036 (RELATED PARTY DETAIL)
Form 0036 (Related Party Detail) is prepared according to the following format:
(1) (2) (3) (4)
Name of
Related
Party
Group Location
Country
Relationship of Related
Party
Code A-E
EXPLANATION OF FORM 0036 (RELATED PARTY DETAIL)
Form 0036 (Related Party Detail) contains details of parties related to PPSP, information on groups, country location, and the relationship of the related party with PPSP. (1) Name of Related Party This item is filled with the full name of the related party. (2) Group This item is filled with the group of the related party. (3) Country Location This item is filled with the country location of the related party's domicile. (4) Relationship of Related Party This item is filled using letter codes A through E indicating the relationship of the related party with PPSP as follows:
A. a business entity that has the same controller as PPSP; B. Board of Directors and Board of Commissioners members of PPSP;
C. a business entity where PPSP acts as the controller;
D. a party having a family relationship up to the second degree, both horizontal and vertical, from Board of Directors and Board of Commissioners members of PPSP; and E. a company/entity where Board of Directors and Board of Commissioners members of PPSP act as controllers.

E. FORM 0041: WORKFORCE DETAIL BASED ON EDUCATION LEVEL

FORMAT OF FORM 0041 (WORKFORCE DETAIL BASED ON EDUCATION LEVEL)
Form 0041 (Workforce Detail Based on Education Level) is prepared according to the following format:
(1) (2) (3) (4) (5)
Education Level
Workforce
PKWTT
Workforce
PKWT
Outsourcing
Workforce
Total Workforce
M F Total M F Total M F Total M F Total a. Central Office
1) Other Education Levels Below High School
2) High School
3) Diploma
4) Bachelor
5) Postgraduate
b. Office Outside Central Office
1) Other Education Levels Below High School
2) High School
3) Diploma
4) Bachelor
5) Postgraduate
Total
EXPLANATION OF FORM 0041 (WORKFORCE DETAIL BASED ON EDUCATION LEVEL)
Form 0041 (Workforce Detail Based on Education Level) contains details of the number of workforce in each education level category at the central office and offices outside the central office of PPSP, including workforce at UUS. (1) Education Level a. Central Office
1) Other Education Levels Below High School
2) High School
3) Diploma
4) Bachelor
5) Postgraduate
In the event there is workforce from PPSP with a level 2 or level 3 education, it must be filled in the postgraduate column. b. Office Outside Central Office
1) Other Education Levels Below High School
2) High School
3) Diploma
4) Bachelor
5) Postgraduate
In the event there is workforce from PPSP with a level 2 or level 3 education, it must be filled in the postgraduate column. (2) PKWTT Workforce This item is filled with the number of indefinite employment contract (PKWTT) workforce located at the central office and offices outside the central office based on education level. a. Male b. Female
c. Total.
(3) PKWT Workforce
This item is filled with the number of fixed-term employment contract (PKWT) workforce located at the central office and offices outside the central office based on education level. a. Male b. Female
c. Total.
(4) Outsourcing Workforce
This item is filled with the number of outsourcing workforce located at the central office and offices outside the central office based on education level. a. Male b. Female
c. Total.
(5) Total Workforce
This item is filled with the total number of workforce located at the central office and offices outside the central office based on education level. a. Male b. Female
c. Total.

F. FORM 0043: WORKFORCE DETAIL BASED ON FUNCTION

FORMAT OF FORM 0043 (WORKFORCE DETAIL BASED ON FUNCTION)
Form 0043 (Workforce Detail Based on Function) is prepared according to the following format:
(1) (2) (3) (4) (5) (6)
Function
PKWTT Workforce PKWT Workforce Outsourcing
Workforce
Total Workforce
Note
Dual
Position
Workforce
Managerial
Up to One Level
Below
Board of
Directors
Staff and
Other
Workforce
Levels
Managerial
Up to One Level
Below
Board of
Directors
Staff and
Other
Workforce
Levels
Managerial
Up to One Level
Below
Board of
Directors
Staff and
Other
Workforce
Levels
Managerial
Up to One Level
Below
Board of
Directors
Staff and
Other
Workforce
Levels a. Administration and
Accounting b. Marketing
c. Securitization
d. Feasibility Analysis of Loan Disbursement and/or Financing Disbursement e. Financial Management f. Risk Management including Internal Control g. Compliance h. Other Functions Total Workforce
EXPLANATION OF FORM 0043 (WORKFORCE DETAIL BASED ON FUNCTION)
Form 0043 (Workforce Detail Based on Function) contains the number of workforce owned by PPSP based on work units both at the central office and offices outside the central office of PPSP according to the status of each workforce, including workforce at UUS. (1) Function This item is filled with the number of workforce owned by PPSP based on work units both at the central office and offices outside the central office of PPSP, including workforce at UUS, based on function, namely:
a. administration and accounting; b. marketing;
c. Securitization;
d. feasibility analysis of loan disbursement and/or financing disbursement; e. financial management; f. risk management including internal control; g. compliance; and h. other functions. (2) PKWTT Workforce This item is filled with the number of indefinite employment contract (PKWTT) workforce based on function at the level:

Managerial Up to One Level Below Board of Directors;
Staff and Other Workforce Levels.
(3) PKWT Workforce
This item is filled with the number of fixed-term employment contract (PKWT) workforce based on function at the level:
Managerial Up to One Level Below Board of Directors
Staff and Other Workforce Levels.
(4) Outsourcing Workforce
This item is filled with the number of outsourcing workforce based on function at the level:
Managerial Up to One Level Below Board of Directors
Staff and Other Workforce Levels.
(5) Total Workforce
This item is filled with the total number of workforce based on function at the level:
Managerial Up to One Level Below Board of Directors
Staff and Other Workforce Levels.
(6) Dual Position Note
This item is filled with the dual function performed by PPSP workforce. In the context of report filling, one person can only be entered into one function even though in practice they handle multiple functions.

II. PPSP FINANCIAL REPORTS
A. FORM 1100: FINANCIAL POSITION REPORT

1. FORMAT OF FORM 1100 (FINANCIAL POSITION REPORT)
Form 1100 (Financial Position Report) is prepared according to the following format:
ASSETS
Items IDR Foreign Currency Total
ASSETS
1. Cash and Cash Equivalents
a. Cash b. Deposits at Banks
1) Current Accounts
2) Other Deposits
2. Net Deposits
a. Gross Deposits b. Provision for
Deposit Impairment Losses
3. Net On-Call Deposits
a. Gross On-Call Deposits b. Provision for
On-Call Deposit
Impairment Losses
4. Net Investments in
Securities a. Gross Investments in
Securities b. Provision for
Impairment Losses on
Investments in Securities
5. Net Asset-Backed Securities
a. Gross Asset-Backed Securities b. Provision for Impairment Losses on Asset-Backed Securities
6. Net Investments Based on
Sharia Principles a. Gross Investments Based on Sharia Principles b. Provision for Impairment Losses on Investments Based on Sharia Principles
7. Net Loan Disbursements
a. Gross Loan Disbursements b. Provision for
Loan Receivable
Write-Off Allowances
8. Net Financing Disbursements
Based on Sharia Principles a. Net Mudharabah
1) Gross Mudharabah
2) Provision
for Write-Off
Mudharabah
Receivables

Items IDR Foreign Currency Total b. Net Musyarakah
1) Gross Musyarakah
2) Provision
for Write-Off
Musyarakah
Receivables
c. Net Other Agreements
1) Gross Other Agreements
2) Provision
for Write-Off
Receivables with other agreements
9. Net Financial Assets
a. Gross Financial Assets b. Provision for
Impairment Losses on
Financial Assets
10. Net Financial Assets Based on
Sharia Principles a. Gross Financial Assets
Based on Sharia
Principles b. Provision for
Impairment Losses on
Financial Assets Based on
Sharia Principles
11. Collateral and Credit Support
12. Trade Receivables
13. Advances
14. Prepaid Expenses
15. Prepaid Taxes
16. Other Receivables
a. Receivables from Related
Parties b. Receivables from Third
Parties
17. Direct Investments
18. Fixed Assets
19. Accumulated Depreciation of
Fixed Assets (-)
20. Intangible Assets
21. Deferred Tax Assets
22. Right to Use Assets
23. Accumulated Depreciation of
Right to Use Assets (-)
24. Miscellaneous Assets
Total Assets

LIABILITIES AND EQUITY
Items IDR Foreign Currency Total
LIABILITIES
25. Accrued Expenses
26. Sharia Principle-Based
Debt Securities/Securities
Issued a. Bonds b. MTN
c. Sharia MTN
d. Corporate Sukuk
27. Loans/Funding Received
28. Interest/Yield Payable on
Issued Securities
29. Interest/Yield Payable on
Loans/Funding
30. Dividend Payable
31. Estimated Liability for
Employee Benefits
32. Tax Payable
33. Miscellaneous Liabilities
Total Liabilities
EQUITY
34. Capital
a. Paid-Up Capital
1) Authorized Capital
2) Unpaid Capital
b. Additional Paid-Up Capital
1) Share Premium
2) Capital Grants
3) Difference in Value
of Transactions
Restructuring of
Controlling Entities
4) Other Additional
Paid-Up Capital
c. Discount on Capital
d. Treasury Stock e. Equity Securities Issuance Costs
35. Reserves
a. General Reserve b. Specific Reserve
36. Retained Earnings (Loss)
37. Net Profit (Loss) After Tax
38. Other Equity Components
a. Balance of Other Equity
Components

Items IDR Foreign Currency Total
1) Balance of Gains
(Losses) Due to
Changes in Fixed
Asset Revaluation
Surplus
2) Balance of Gains
(Losses) Due to
Exchange Rate
Differences from
Translation of
Financial Statements in Foreign Currency
3) Balance of Gains
(Losses) Due to
Remeasurement of
Financial Assets
Available for Sale
4) Balance of Gains
(Losses) Due to
Effective Portion of
Hedge Financial
Instruments in the
Context of Cash Flow
Hedging
5) Balance of Gains
(Losses) on Other
Equity Components
According to
Accounting Standards
Principles b. Other Comprehensive
Gains (Losses)
Current Period
Total Equity
TOTAL LIABILITIES AND
EQUITY

2. EXPLANATION OF FORM 1100 (FINANCIAL POSITION REPORT)
Form 1100 (Financial Position Report) contains the financial position report of PPSP providing detailed explanation of asset positions and liability and equity positions. ASSETS
1. Cash and Cash Equivalents
This item is filled with the total value of cash or equivalents owned by PPSP. Included in this item are deposits at Banks. a. Cash This item is filled with the amount of currency in the form of banknotes and coins issued by Bank Indonesia that are legal tender in Indonesia. Also included in the definition of cash are foreign banknotes and coins still in circulation owned by PPSP. b. Deposits at Banks This item is filled with the total value of deposits owned by PPSP at Banks.
1) Current Accounts
This item is filled with the amount of PPSP deposits in the form of current accounts at banks.
2) Other Deposits
This item is filled with the amount of PPSP deposits other than current accounts, such as savings and other similar deposits at general banks, Sharia general banks, Rural Banks (BPR), and/or Sharia Rural Banks (BPRS).
2. Deposits
This item is filled with the nominal value of investments made by PPSP through deposit investment instruments after being reduced by impairment loss provisions. The value in this item is detailed into values:
a. Gross Deposits b. Provision for Deposit Impairment Losses.
3. On-Call Deposits
This item is filled with the nominal value of investments made by PPSP through on-call deposit investment instruments after being reduced by impairment loss provisions. The value in this item is detailed into values:
a. Gross On-Call Deposits b. Provision for On-Call Deposit Impairment Losses.
4. Investments in Securities
This item covers all PPSP investments in securities, excluding equity investments in the form of shares. The value of securities is presented according to applicable accounting standards. This item must be detailed in Form 4100 (Detail of Fund Placement). The value in this item is detailed into values:
a. Gross Investments in Securities b. Provision for Write-Off Impairment Losses on Investments in Securities.

Net Asset-Backed Securities
This item is filled with the nominal value of investments made by PPSP through asset-backed securities investment instruments after being reduced by impairment loss provisions. The value in this item is detailed into values:
a. Gross Asset-Backed Securities b. Provision for Impairment Losses on Asset-Backed Securities.
Net Investments Based on Sharia Principles
This item is filled with the nominal value of investments made by PPSP through investments based on Sharia principles after being reduced by impairment loss provisions. The value in this item is detailed into values:
a. Gross Investments Based on Sharia Principles b. Provision for Impairment Losses on Investments Based on Sharia Principles.
Net Loan Disbursements
This item is filled with funds disbursed to banks and/or non-bank financial service institutions located in Indonesia, the use of which is in accordance with applicable regulations. This item must be detailed in Form 3100 (Detail of Loan Disbursements). a. Gross Loan Disbursements This item is filled with the total value of gross loan disbursements disbursed by PPSP before being reduced by provisions for loan financing receivable write-offs. b. Provision for Loan Receivable Write-Off Allowances This item is filled with the provision for loan financing receivable write-offs for direct lending for KPR financing.
Net Financing Disbursements Based on Sharia Principles
This item is filled with funds disbursed to banks and/or non-bank financial service institutions located in Indonesia used to increase KPR disbursements. a. Mudharabah
1) Gross Mudharabah
This item is filled with the total value of gross financing disbursements disbursed based on the mudharabah agreement before being reduced by provisions for financing receivable write-offs.
2) Provision for Mudharabah Receivable Write-Off Allowances
This item is filled with the provision for financing receivable write-offs based on the mudharabah agreement for KPR financing.

b. Musyarakah
1) Gross Musyarakah
This item is filled with the total value of gross financing disbursements disbursed based on the musyarakah agreement before being reduced by provisions for financing receivable write-offs.
2) Provision for Musyarakah Receivable Write-Off Allowances
This item is filled with the provision for financing receivable write-offs based on the musyarakah agreement for KPR financing.
c. Other Agreements
1) Gross Other Agreements
This item is filled with the total value of gross financing disbursements disbursed using agreements other than those referred to in letters a and b before being reduced by provisions for financing receivable write-offs.
2) Provision for Receivable Write-Off Allowances with Other Agreements
This item is filled with the provision for financing receivable write-offs disbursed using agreements other than those referred to in letters a and b for KPR financing.
9. Net Financial Assets
This item is filled with the total receivables/rights to receive benefits obtained by the Original Lender from providing housing and settlement financing sector credit/financing. This item is detailed into:
a. Gross Financial Assets b. Provision for Impairment Losses on Financial Assets.
This item must be detailed in Form 3200 (Detail of Financial Asset Collections in the Housing and Settlement Sector).
10. Net Financial Assets Based on Sharia Principles
This item is filled with the total receivables/rights to receive benefits obtained by the Original Investor from providing housing and settlement financing sector credit/financing based on Sharia principles. This item is detailed into:
a. Gross Financial Assets Based on Sharia Principles b. Provision for Impairment Losses on Financial Assets Based on Sharia Principles.
11. Collateral and Credit Support
This item is filled with the PPSP fund balance placed at a custodian bank for the implementation of securitization transactions with the Collective Investment Contract (KIK) EBA and EBA SP (Participation Certificate) scheme.

Trade Receivables
This item is filled with the value of trade receivables owned by the PPSP to third parties arising from service transactions, including among others revenue receivables, service receivables, and placement result receivables.
Advances
This item is filled with advances to related and unrelated parties in connection with the PPSP's operational activities.
Prepaid Expenses
This item is filled with expenses paid in advance and received by the PPSP.
Prepaid Taxes
This item is filled with advances paid in connection with tax payment obligations which at the end of the period will be calculated against taxes to be paid by the PPSP.
Other Receivables
This item is filled with the value of other receivables and is divided into:
a. Receivables from Related Parties b. Receivables from Third Parties.
Direct Investments
This item is filled with the value of direct investments made by the PPSP in companies whose business activities are directly related to the development and expansion of the secondary housing financing market. This item must be detailed in Form 2300 (Detail of Direct Investments).
Fixed Assets
This item is filled with the value of tangible fixed assets owned and used for the normal operations of the PPSP.
Accumulated Depreciation of Fixed Assets (-)
This item is filled with the value of the accumulated depreciation expense of each period on fixed assets owned by the PPSP.
Intangible Assets
This item is filled with the value of intangible assets net of the value of their accumulated amortization.
Deferred Tax Assets
This item is filled with the amount of recoverable income tax in future periods as a result of deductible temporary differences and remaining loss carryforwards.
Right-of-Use Assets
This item is filled with right-of-use assets received by the PPSP.
Accumulated Depreciation of Right-of-Use Assets (-)
This item is filled with the accumulated depreciation of right-of-use assets received by the PPSP.
Miscellaneous Assets
This item is filled with other assets that cannot be included in items 1 to 23. This item must be detailed in Form 5100 (Detail of Miscellaneous Assets).

LIABILITIES

Accrued Expenses
This item is filled with the value of expenses whose benefits have been received by the PPSP but are not yet due on the reporting date, including among others employee expenses.
Issued Debt Securities
This item is filled with the value of debt securities issued by the PPSP, namely Debt Securities and Sukuk through Public Offerings and/or without a Public Offering, and is divided into:
a. Bonds b. MTN
c. Shariah MTN
d. Corporate Sukuk.
This item must be detailed in Form 7100 (Detail of Issued Securities).
Loans/Funding Received
This item is filled with the value of loans/funding received by the PPSP. This item must be detailed in Form 6100 (Detail of Received Funding).
Interest/Return Payable on Issued Securities
This item is filled with the value of interest expense/return expense that has been enjoyed (become an expense) arising from interest/return on the issuance of securities issued but not yet paid up to the financial reporting date.
Interest/Return Payable on Loans/Funding
This item is filled with the value of interest expense/return expense that has been enjoyed (become an expense) arising from interest on loans or return on funding received.
Dividend Payable
This item is filled with the value of dividends payable by the PPSP.
Estimated Liability for Employee Benefits
This item is filled with the estimated liability for employee benefits of the PPSP.
Tax Payable
This covers all tax liabilities of the PPSP that have not been paid in connection with applicable tax regulations in Indonesia.
Miscellaneous Liabilities
This item is filled with the value of current liabilities that cannot be included in items 25 to 32. This item must be detailed in Form 8100 (Detail of Miscellaneous Liabilities).

EQUITY

Capital
a. Paid-in Capital
This item covers the value of the PPSP's capital that has been fully paid by the PPSP's shareholders.

1) Authorized Capital
This item covers the amount of authorized capital in the PPSP.
2) Unpaid Capital
This item covers the amount of capital that has not been paid in the PPSP. b. Additional Paid-in Capital
1) Agio
This item covers the excess of paid-in capital received by the PPSP as a result of share prices exceeding their nominal value.
2) Donated Capital
This item covers the value of donated capital received by the PPSP.
3) Difference in Transaction Value of Restructuring Entities under Common Control
This item covers the difference between the transfer price and the book value of each restructuring transaction between entities under common control in accordance with applicable accounting standards.
4) Other Additional Paid-in Capital
This item covers additional paid-in capital other than items 1) to 3) in accordance with applicable accounting standards.
c. Disagio
This item covers the shortfall in paid-in capital as a result of share prices being lower than their nominal value. d. Treasury Stock This item covers the amount of stock capital reacquired by the PPSP. e. Equity Securities Issuance Costs This item covers costs incurred by the PPSP when issuing shares.

Reserves
This item covers reserves formed in accordance with the articles of association and/or decisions of owners or the General Meeting of Shareholders. a. General Reserve This item covers reserves formed from the appropriation of retained earnings or net profit after tax deduction. b. Specific Reserve This item covers the portion of profit after tax deduction set aside for specific purposes.
Retained Earnings (Losses)
This item covers the retained earnings (losses) (borne) by the PPSP at the beginning of the reporting year period position.
Net Profit (Loss) After Tax
This item covers the profit (loss) of the PPSP during the accounting period, from the beginning of the year to the reporting date.
Other Components of Equity
This item covers components of the PPSP's equity arising from comprehensive transactions. a. Balance of Other Components of Equity
1) Balance of Gains (Losses) Due to Changes in Fixed Asset Revaluation Surplus
This item covers the balance of gains (losses) due to changes in fixed asset revaluation surplus by the PPSP at the beginning of the reporting year period position.
2) Balance of Gains (Losses) Due to Exchange Rate Differences from Translating Financial Statements in Foreign Currency
This item covers the balance of gains (losses) due to exchange rate differences from translating financial statements in foreign currency by the PPSP at the beginning of the reporting year period position.
3) Balance of Gains (Losses) Due to Remeasurement of Available-for-Sale Financial Assets
This item covers the balance of gains (losses) due to remeasurement of available-for-sale financial assets by the PPSP at the beginning of the reporting year period position.
4) Balance of Gains (Losses) Due to Effective Portion of Cash Flow Hedge Financial Instruments
This item covers the balance of gains (losses) due to the effective portion of cash flow hedge financial instruments by the PPSP at the beginning of the reporting year period position.
5) Balance of Gains (Losses) on Other Components of Equity in Accordance with Financial Accounting Standards Principles
This item covers the balance of gains (losses) on other components of equity in accordance with applicable accounting standards by the PPSP at the beginning of the reporting year period position. b. Other Comprehensive Income (Loss) for the Current Period This item covers other comprehensive income/OCI gains (losses) by the PPSP during the accounting period, from the beginning of the year to the reporting date. The value of this item must be the same as the Other Comprehensive Income (Loss) item in Form 1200 (Profit or Loss Statement and Other Comprehensive Income).

B. FORM 1200: PROFIT OR LOSS STATEMENT AND OTHER COMPREHENSIVE INCOME

FORMAT OF FORM 1200 (PROFIT OR LOSS STATEMENT AND OTHER COMPREHENSIVE INCOME)
Form 1200 (Profit or Loss Statement and Other Comprehensive Income) is prepared in the following format:

Items	IDR	Foreign Currency	Total
(1) REVENUE
1. Operational Revenue
a. Interest/Profit Share/Dividend Revenue
b. Securitization Revenue
c. Education and Training Revenue
e. Gains (Losses) from Sales
f. Gains (Losses) from Purchases
g. Other Operational Revenue
2. Non-Operational Revenue
a. Giro Service
b. Interest/Profit Share on Employee Loans/Financing
c. Exchange Rate Gains (Losses)
d. Other Non-Operational Revenue
TOTAL REVENUE
(2) EXPENSES
1. Operational Expenses
a. Securitization Expenses
b. Interest and/or Profit Share Expenses
1) Interest Expenses from Received Loans
2) Interest Expenses from Issued Securities
3) Profit Share Expenses on Received Shariah-Based Funding and Issued Shariah Securities
c. Human Resource Expenses
1) Salaries
2) Education and Training
d. Depreciation and Amortization Expenses
e. Administration and General
f. Tax Expenses
g. CKPN Expenses
h. Interest/Profit Share Expenses on Right-of-Use Assets
i. Other Operational Expenses
2. Non-Operational Expenses
TOTAL EXPENSES
(3) PROFIT (LOSS) BEFORE TAX
Income Tax Expense (Benefit)
1. Current
2. Deferred
Total Income Tax Expense (Benefit)
Current Period Profit
(4) OTHER COMPREHENSIVE INCOME FOR THE CURRENT PERIOD
(5) COMPREHENSIVE NET PROFIT (LOSS) FOR THE CURRENT YEAR

EXPLANATION OF FORM 1200 (PROFIT OR LOSS STATEMENT AND OTHER COMPREHENSIVE INCOME)
Form 1200 (Profit or Loss Statement and Other Comprehensive Income) includes a report stating cumulative figures from the beginning of the PPSP's fiscal year to the reporting date.

(1) REVENUE
This item covers operational revenue and non-operational revenue obtained by the PPSP.

Operational Revenue
a. Interest/Profit Share/Dividend Revenue
This item covers all interest/profit share/dividend revenue as well as provisions and commissions or equivalents obtained by the PPSP. b. Securitization Revenue This item covers all revenue resulting from securitization obtained by the PPSP.
c. Education and Training Revenue
This item covers all revenue originating from education and training conducted by the PPSP. d. Gains (Losses) from Sales This item covers all gains and losses from sales conducted by the PPSP. e. Gains (Losses) from Purchases This item covers all gains and losses from purchases conducted by the PPSP. f. Other Operational Revenue This item covers other operational revenue related to activities conducted by the PPSP, including gains from securities transactions and gains from foreign currency transactions.
Non-Operational Revenue
a. Giro Service
This item covers all giro service revenue obtained by the PPSP. b. Interest/Profit Share on Employee Loans/Financing This item covers all revenue originating from interest on loans or profit share on financing to PPSP employees.
c. Exchange Rate Gains (Losses)
This item covers gains (losses) after tax deduction for the current year period up to the reporting date. d. Other Non-Operational Revenue This item covers non-operational revenue not included in letters a to c.

(2) EXPENSES
This item covers operational expenses and non-operational expenses obtained by the PPSP.

Operational Expenses
a. Securitization Expenses
This item covers all expenses incurred in the issuance of securitization by the PPSP. b. Interest and/or Profit Share Expenses This item covers interest and/or profit share expenses incurred by the PPSP. This item is detailed into:
1) Interest Expenses from Received Loans
2) Interest Expenses from Issued Securities
3) Profit Share Expenses on Received Shariah-Based Funding and Issued Shariah Securities
c. Human Resource Expenses
This item is detailed into:
1) Salaries
This item covers basic salary, wages, and allowances paid to the Board of Directors, Board of Commissioners, employees and/or members of the Shariah Supervisory Board (DPS) of the PPSP, whether permanent or non-permanent, before deduction of income tax and withholdings. This sub-item also includes honoraria, overtime pay, and welfare care.
2) Education and Training
This item covers expenses incurred by the PPSP for workforce development and training. d. Depreciation and Amortization Expenses This item covers depreciation and amortization expenses for the PPSP. e. Administration and General This item covers costs for the use of goods or services, such as rental expenses, building maintenance and repair expenses, equipment, lighting, water, telephone, telegram, and office supplies. f. Tax Expenses This item covers tax expenses incurred by the PPSP, including issuance tax on securities and loan receipts. g. CKPN Expenses This item covers the expense for impairment loss provisions for financial assets as regulated in financial accounting standards regarding financial instruments that must be maintained by the PPSP. h. Interest/Profit Share Expenses on Right-of-Use Assets This item covers expenses incurred by the PPSP for interest or profit share on right-of-use assets.
i. Other Operational Expenses
This item covers other expenses paid by the PPSP other than in items letter a to number h above.
Non-Operational Expenses
This item covers all expenses or losses borne by the PPSP for non-operational activities.

(3) PROFIT (LOSS) BEFORE TAX
Income Tax Expense (Benefit)
This item covers the amount of revenue minus the amount of PPSP expenses before tax deduction. a. Current This item covers the estimated income tax expense calculated progressively from the current year's profit up to the reporting date. b. Deferred This item covers the amount of deferred tax income (expense) related to the amount of deferred tax assets (liabilities) recognized for the current year period up to the reporting date.

(4) OTHER COMPREHENSIVE INCOME GAINS (LOSSES) FOR THE CURRENT PERIOD This item covers other comprehensive income (OCI) gains (losses) by the PPSP during the accounting period, from the beginning of the year to the reporting date.

(5) COMPREHENSIVE NET PROFIT (LOSS) FOR THE CURRENT YEAR This item covers the net profit (loss) value after considering tax and other comprehensive gains (losses).

C. FORM 1300: CASH FLOW STATEMENT

FORMAT OF FORM 1300 (CASH FLOW STATEMENT)
Form 1300 (Cash Flow Statement) is prepared in the following format:

Items	IDR	Foreign Currency	Total
(1) CASH FLOWS FROM OPERATING ACTIVITIES
Cash Inflows
1. Receipts from Interest/Profit Share on Loan/Financing Disbursement
2. Loan Installment Receipts
3. Principal Installment Receipts on Asset-Backed Securities (ABS)/Shariah Asset-Backed Securities (SABS)
4. Disposal of ABS/SABS
5. Securitization Revenue
6. Others
Cash Outflows
1. Loan Disbursement
2. Investment in ABS/SABS
3. Bank Interest/Profit Share Payable
4. Taxes
5. Purchase of KPR/KPR Shariah
6. Costs Related to Securitization
7. Others
(2) NET CASH USED FOR OPERATING ACTIVITIES
(3) CASH FLOWS FROM INVESTING ACTIVITIES
Cash Inflows
1. Cash Inflows from Disposal of Direct Investments
2. Cash Inflows from Sale of Land, Buildings, and Equipment
3. Cash Inflows from Sale of Intangible Assets
4. Cash Inflows from Sale of Securities/Shariah Securities
5. Cash Inflows from Dividends
6. Cash Inflows from Receipt of Interest/Ujrah/Return on Investment Activities
7. Cash Inflows from Other Investment Activities
Cash Outflows
1. Cash Outflows for Disposal of Direct Investments
2. Cash Outflows for Purchase of Land, Buildings, and Equipment
3. Cash Outflows for Purchase of Intangible Assets
4. Cash Outflows for Acquisition of Securities/Shariah Securities
5. Cash Outflows for Other Investment Activities
(4) NET CASH USED FOR INVESTING ACTIVITIES
(5) CASH FLOWS FROM FINANCING ACTIVITIES
Cash Inflows
1. Cash Inflows from Loans
2. Cash Inflows from Issuance of Securities
3. Cash Inflows from Issuance of Share Capital
4. Cash Inflows from Shariah-Based Funding and Issuance of Shariah Securities
5. Cash Inflows from Other Funding
Cash Outflows
1. Cash Outflows for Loan Principal Payments
2. Cash Outflows for Issued Securities Principal Payments
3. Cash Outflows for Loan Interest Payments
4. Cash Outflows for Issued Securities Interest Payments
5. Cash Outflows for Withdrawal of Infrastructure Financing Company Capital (Treasury Stock)
6. Cash Outflows for Dividend Payments
7. Cash Outflows for Shariah-Based Funding and Issuance of Shariah Securities
8. Cash Outflows for Other Funding
(6) NET CASH OBTAINED FROM FINANCING ACTIVITIES
(7) NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS
(8) BEGINNING OF YEAR CASH AND CASH EQUIVALENTS
(9) END OF YEAR CASH AND CASH EQUIVALENTS

EXPLANATION OF FORM 1300 (CASH FLOW STATEMENT)
Form 1300 (Cash Flow Statement) is a financial report using the cash movement basis in its preparation. All items in the cash flow statement are created and calculated based on the involvement of cash and cash equivalents within them from the beginning of the reporting year to the reporting date. This applies to both receipt and expenditure items.

In the foreign currency column, cash flows and cash equivalents are separated based on transaction groups affecting the PPSP's giro accounts at foreign banks and transactions with parties other than foreign banks.

(1) CASH FLOWS FROM OPERATING ACTIVITIES
Cash Inflows

Receipts from Interest/Profit Share on Loan/Financing Disbursement
This item covers all receipts originating from interest on loan disbursement or profit share on financing disbursement disbursed by the PPSP.
Loan Installment Receipts
This item covers all receipts originating from loan principal installments disbursed by the PPSP.
Principal Installment Receipts on Asset-Backed Securities (ABS)/Shariah Asset-Backed Securities (SABS)
This item covers the total principal payment value of ABS/SABS owned by the PPSP.
Securitization Revenue
This item covers the value of receipts originating from securitization activities by the PPSP.
Others
This item originates from cash receipts from third parties. In this item, receipts received by the PPSP not covered in items 1 to 5 can also be added.

Cash Outflows

Loan Disbursement
This item contains all expenditures originating from loan activities conducted by the PPSP.
Investment in ABS/SABS
This item contains all expenditures originating from investment activities in ABS or SABS by the PPSP.
Bank Interest/Profit Share Payable
This item covers expenditures for paying interest on loans or profit share on bank funding.
Taxes
This item originates from payments for income tax and tax refunds made by the PPSP.
Purchase of KPR/KPR Shariah
This item originates from PPSP expenditures for the acquisition of KPR or KPR Shariah assets.
Costs Related to Securitization
This item originates from all expenditures for securitization.
Others
This item originates from cash payments to third parties. In this item, expenses incurred by the PPSP not covered in items 1 to 6 can also be added.

(2) NET CASH USED FOR OPERATING ACTIVITIES
This item contains the positive or negative difference between total cash inflows from operating activities and total cash outflows for operating activities.

(3) CASH FLOWS FROM INVESTING ACTIVITIES
Cash Inflows

Cash Inflows from Disposal of Direct Investments
This item contains the results of direct investment disposals involving cash and other related income.
Cash Inflows from Sale of Land, Buildings, and Equipment
This item contains cash receipts from the sale of land, buildings, and equipment. If in the sale there are expenditures for administrative expenses and other expenses to be borne by the PPSP, this item contains the net income from the sale of land after being reduced by expenses to be paid by the PPSP.
Cash Inflows from Sale of Intangible Assets
This item contains cash receipts from the sale of intangible assets. If in the sale there are expenditures for administrative expenses and other expenses to be borne by the PPSP, this item contains the net income from the sale of land after being reduced by expenses to be paid by the PPSP.
Cash Inflows from Sale of Securities
In the event that the PPSP sells back long-term securities not intended for trading, the sales proceeds must be reported in this cash receipt item net after being reduced by all costs to be paid in connection with the transaction.
Cash Inflows from Dividends
This item contains cash receipts from dividend income from the PPSP's investments in shares of other companies.
Cash Inflows from Receipt of Interest/Ujrah/Return on Investment Activities
This item contains cash receipts from interest/ujrah/return income from investment activities in securities conducted by the PPSP.
Cash Inflows from Other Investment Activities
This item contains cash receipts from other investment activities not included in the items above.

Cash Outflows

Cash Outflows for Direct Investments
This item contains all payments made related to direct investment activities.
Cash Outflows for Purchase of Land, Buildings, and Equipment
This item contains cash expenditures for land, buildings, and equipment purchase transactions. If in this transaction the PPSP makes cash payments for other expenses, this item must be recorded net by deducting other expenses incurred to acquire it from the acquisition cost.
Cash Outflows for Purchase of Intangible Assets
This item contains cash expenditures for intangible asset purchase transactions. If in this transaction the PPSP makes cash payments for other expenses, this item must be recorded net by deducting other expenses incurred to acquire it from the acquisition cost.
Cash Outflows for Acquisition of Securities/Shariah Securities
This item contains cash expenditures for investment activities conducted for the purpose of acquiring securities or Shariah securities. If in this transaction the PPSP makes cash payments for other expenses, this item must be recorded net by deducting other expenses incurred to acquire it from the acquisition cost.
Cash Outflows for Other Investment Activities
This item contains cash expenditures for other investment activities not included in the items above.

(4) NET CASH USED FOR INVESTING ACTIVITIES
This item contains all costs incurred or obtained for the PPSP's investing activities.

(5) CASH FLOWS FROM FINANCING ACTIVITIES
Cash Inflows

Cash Inflows from Loans
This item contains cash receipts from loans received by the PPSP.
Cash Inflows from Issuance of Securities
This item contains cash receipts from securities issued by the PPSP.
Cash Inflows from Issuance of Share Capital
This item contains cash receipts from the issuance of the PPSP's share capital.
Cash Inflows from Shariah-Based Funding and Issuance of Shariah Securities
This item contains cash receipts from funding and issuance of securities based on Shariah principles.
Cash Inflows from Other Financing
This item contains cash receipts from other financing results that are not included in the above items.

Cash Outflows

Cash Outflows for Loan Principal Payments
This item contains cash expenditures for repaying loan principal to creditors.
Cash Outflows for Issued Securities Principal Payments
This item contains cash expenditures for repaying the principal of issued securities to creditors.
Cash Outflows for Loan Interest Payments
This item contains cash expenditures for paying loan interest to creditors.
Cash Outflows for Issued Securities Interest Payments
This item contains cash expenditures for paying interest on issued securities to creditors.
Cash Outflows for Capital Withdrawal of Infrastructure Financing Companies (Treasury Stock)
This item contains cash expenditures for capital withdrawal transactions of PPSP (Perusahaan Pembiayaan Infrastruktur).
Cash Outflows for Dividend Payments
This item contains cash expenditures for dividend payments to PPSP shareholders.
Cash Outflows for Sharia-Compliant Financing and Issuance of Sharia Securities
This item contains cash expenditures for financing and issuance of securities based on Sharia principles.
Cash Outflows for Other Financing
This item contains all cash expenditures for financing activities not included in the above items.

(6) NET CASH OBTAINED FROM FINANCING ACTIVITIES This item contains cash obtained from financing activities conducted by PPSP.

(7) NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS This item contains the net increase or decrease in cash and cash equivalents during the reporting year period up to the report date.

(8) BEGINNING OF YEAR CASH AND CASH EQUIVALENTS This item contains the cash and cash equivalent position amounts at the beginning of the PPSP reporting year period.

(9) END OF YEAR CASH AND CASH EQUIVALENTS
This item contains the cash and cash equivalent position amounts at the end of the PPSP reporting period date.

D. FORM 2100: DETAILS OF ASSET-BACKED SECURITIES FROM FINANCIAL ASSET SECURITIZATION

FORM 2100 FORMAT (DETAILS OF ASSET-BACKED SECURITIES FROM FINANCIAL ASSET SECURITIZATION)
Form 2100 (Details of Asset-Backed Securities from Financial Asset Securitization) is prepared according to the following format:
(1) (2) (3) (4) (5)
Issuer
EBA/EBAS
Name
EBA/EBAS Rating Agency
Custodian Bank
(6) (7) (8)
Maturity Interest Rate/Profit Share/Return Value EBA/EBAS Start Date Maturity Date Type Value Level
FORM 2100 EXPLANATION (DETAILS OF ASSET-BACKED SECURITIES FROM FINANCIAL ASSET SECURITIZATION)
Form 2100 (Details of Asset-Backed Securities from Financial Asset Securitization) contains details of all asset-backed securities from financial asset securitization issued by PPSP.

(1) Issuer of EBA/EBAS
This item is filled with the party issuing the Asset-Backed Securities (EBA) or Sharia Asset-Backed Securities (EBAS), whether in the form of participation certificates or collective investment contracts.

(2) Name of EBA/EBAS
This item is filled with the name of the EBA or EBAS, whether in the form of participation certificates or collective investment contracts.

(3) Rating
This item is filled with the rating of the issued EBA or EBAS.

(4) Rating Agency
This item is filled with the rating agency that conducted the rating for the EBA or EBAS, whether in the form of participation certificates or collective investment contracts.

(5) Custodian Bank
This item is filled with the name of the custodian bank of the EBA or EBAS issuer, whether in the form of participation certificates or collective investment contracts.

(6) Maturity a. Start Date
This item is filled with the day, month, and year of issuance of the EBA or EBAS. b. Maturity Date This item is filled with the day, month, and year of maturity of the EBA or EBAS.

(7) Interest Rate/Profit Share/Return a. Type
This item is filled with the type of interest rate according to the agreement of the parties stated in the EBA prospectus in the form of:

floating interest rate;
fixed interest rate.
Specifically for EBAS, this item is filled according to the type of profit share or return as stated in the EBAS prospectus. b. Value This item is filled with the nominal value of interest income, profit share, or return agreed upon by the parties stated in the EBA or EBAS prospectus.

c. Level
This item is filled with the interest rate percentage per year (per annum) as stated in the EBA prospectus. Specifically for EBAS, this item is filled with the profit share or return level as stated in the EBAS prospectus.

(8) EBA/EBAS Value
This item is filled with the total value of the EBA or EBAS.

E. FORM 2200: DETAILS OF HOLDERS OF ASSET-BACKED SECURITIES FROM FINANCIAL ASSET SECURITIZATION

FORM 2200 FORMAT (DETAILS OF HOLDERS OF ASSET-BACKED SECURITIES FROM FINANCIAL ASSET SECURITIZATION)
Form 2200 (Details of Holders of Asset-Backed Securities from Financial Asset Securitization) is prepared according to the following format:
(1) (2) (3) (4) (5)
Name of EBA/EBAS
Account Number
% Ownership of EBA/EBAS
Originator Code
Issuer
(6) (7) (8)
Buyer Name
Buyer SID
Buyer Segment
FORM 2200 EXPLANATION (DETAILS OF HOLDERS OF ASSET-BACKED SECURITIES FROM FINANCIAL ASSET SECURITIZATION)
Form 2200 (Details of Holders of Asset-Backed Securities from Financial Asset Securitization) contains details of holders of asset-backed securities in the event that PPSP conducts securitization of financial assets.

(1) Name of EBA/EBAS
This item is filled with the name of the Asset-Backed Securities (EBA) or Sharia Asset-Backed Securities (EBAS) from housing securitization issued or securitized by PPSP.

(2) Account Number
This item is filled with the account number of the buyer of the EBA or EBAS.

(3) % Ownership of EBA/EBAS
This item is filled with the percentage of EBA or EBAS ownership from each buyer.

(4) Originator Code
This item is filled with the code of the bank acting as the originator in the context of KPR (Home Loan) asset securitization.

(5) Issuer
This item is filled with the issuer of the asset-backed securities, whether in the form of participation certificates or collective investment contracts.

(6) Buyer Name
This item is filled with the names of the parties purchasing the EBA or EBAS.

(7) Buyer SID
This item is filled with the single identification number code issued by KSEI for each buyer of the EBA or EBAS.

(8) Buyer Segment
This item contains the segment of EBA buyers, including:

General Banks/General Sharia Banks
Rural Banks/Rural Sharia Banks
Insurance Companies
Pension Funds
BPJS Ketenagakerjaan (Social Security for Employment)
BPJS Kesehatan (Social Security for Health)
ASABRI
Mutual Funds
Other Financial Institutions
Other Sharia Financial Institutions
Taspen
Individuals
Foundations
Brokers
Indonesian Government
Foreign Governments
Foreign Institutions
Other Business Entities.

F. FORM 2300: DETAILS OF DIRECT PARTICIPATION

FORM 2300 FORMAT (DETAILS OF DIRECT PARTICIPATION)
Form 2300 (Details of Direct Participation) is prepared according to the following format:
(1) (2) (3) (4)
Company Name
Start Date
Percentage of Participation
Currency Type
(5) (6)
Initial Participation Value
Participation Capital Value
In Original Currency
In Rupiah Equivalent
In Original Currency
In Rupiah Equivalent
FORM 2300 EXPLANATION (DETAILS OF DIRECT PARTICIPATION)
Form 2300 (Details of Direct Participation) contains details reporting the direct participation conducted by PPSP.

(1) Company Name
This item is filled with the name of the company receiving capital participation from PPSP.

(2) Start Date
This item is filled with the day, month, and year of the capital participation implementation.

(3) Percentage of Participation
This item is filled with the percentage of capital participation conducted by PPSP in the company receiving the participation (investee company).

(4) Currency Type
This item is filled with the type of currency used in the financing agreement.

(5) Initial Participation Value
This item is filled with the participation value at the initial placement. a. In Original Currency This item is filled with the total initial participation value in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the initial participation value in Rupiah and the conversion result of foreign currency to Rupiah based on the Bank Indonesia middle exchange rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards.

(6) Participation Capital Value
This item is filled with the total participation capital value. a. In Original Currency This item is filled with the total participation capital value in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the participation capital value in Rupiah and the conversion result of foreign currency to Rupiah based on the Bank Indonesia middle exchange rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards.

G. FORM 3100: DETAILS OF LOAN DISBURSEMENT

FORM 3100 FORMAT (DETAILS OF LOAN DISBURSEMENT)
Form 3100 (Details of Loan Disbursement) is prepared according to the following format:
(1) (2) (3) (4) (5) (6) (7) (8)
Contract Number
Debtor Name
Regency/City Location
Financing Type
Financing Category
Financing Segment
Partner Segment
Maturity
Start Date
Maturity Date
(9) (10) (11) (12) (13)
Last Installment Payment
Collectibility
Plafond
Interest Rate/Profit Share/Return
Currency Type
Maturity of Last Installment Payment
Date of Last Installment Payment
Type Value Level
(14) (15) (16) (17) (18)
Outstanding Collateral Value
Collateral Type
Asset Impairment Provision
Number of KPR/Sharia KPR Debtors
In Original Currency
In Rupiah Equivalent
In Original Currency
In Rupiah Equivalent
FORM 3100 EXPLANATION (DETAILS OF LOAN DISBURSEMENT)
Form 3100 (Details of Loan Disbursement) contains details reporting the loan disbursement conducted by PPSP.

(1) Contract Number
This item is filled with the contract number of the loan disbursement conducted by PPSP.

(2) Debtor Name
This item is filled with the name of the debtor receiving the loan disbursement.

(3) Regency/City Location
This item is filled with the regency/city location of the debtor receiving the loan disbursement.

(4) Financing Type
This item is filled with the financing type as:

Financing
Mudharabah
Others.

(5) Financing Category
This item is filled according to the category of loans disbursed by PPSP, including:

Existing KMG
Homestay
KMG with Movable Asset Collateral
Construction
KPR
KPR iHope
KPR Inden
Commercial KPR
KPR Construction on Own Land
Program KPR
Micro
Existing Micro
PMG
Existing PMG
PMP
PPR
RTO.

(6) Financing Segment
This item contains the financing segment value, including:

Commercial KPR
Construction Credit
Housing Micro Credit
Multi-purpose Credit
Housing Business Credit
Rent to Own.

(7) Partner Segment
This item contains the partner financing segments disbursed by PPSP to financial service institutions, namely:
a. General Banks b. General Sharia Banks
c. Regional Development Banks (BPD)
d. Regional Development Sharia Banks (BPD Syariah) e. Rural Banks (BPR) f. Rural Sharia Banks (BPR Syariah) g. Sharia Business Units (UUS) h. Financing Companies
i. Sharia Financing Companies
j. Other Financial Institutions k. Other Sharia Financial Institutions.

(8) Maturity
This item is filled with the maturity:

Start Date
This item is filled with the day, month, and year the loan disbursement contract started, disbursed by PPSP.
Maturity Date
This item is filled with the day, month, and year the loan disbursement contract matures, conducted by PPSP with KPR disbursement institutions.

(9) Last Installment Payment
This item is filled with:

Maturity of Last Installment Payment
This item is filled with the day, month, and year of the last installment payment maturity.
Date of Last Installment Payment
This item is filled with the day, month, and year of the last installment payment.

(10) Collectibility
This item is filled with the quality of productive assets assessed with criteria according to loan quality classification rules, namely:

Good (Lancar)
Special Attention (Dalam Perhatian Khusus)
Less Good (Kurang Lancar)
Doubtful (Diragukan)
Bad (Macet).

(11) Plafond
This item is filled with the loan plafond disbursed by PPSP.

(12) Interest Rate/Margin/Ujrah/Profit Share a. Type This item is filled with the type of interest rate according to the agreement of the parties stated in the loan agreement contract in the form of:

floating interest rate;
fixed interest rate.
Specifically for financing provided based on Sharia principles, this item is filled according to the type of margin, ujrah, or profit share as stated in the loan disbursement agreement. b. Value This item is filled with the nominal value of interest income, margin, ujrah, or profit share agreed upon by the parties stated in the loan disbursement contract.

c. Level
This item is filled with the interest rate percentage per year (per annum) as stated in the loan agreement. For financing activities provided based on Sharia principles, this item is filled with the margin, ujrah, or profit share level per year (per annum) as stated in the financing disbursement agreement.

(13) Currency Type
This item is filled with the type of currency used in the loan disbursement.

(14) Outstanding
This item is filled with the outstanding loan balance value disbursed to KPR disbursement institutions. a. In Original Currency This item is filled with the total outstanding loan value in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the outstanding loan value in Rupiah and the conversion result of foreign currency to Rupiah based on the Bank Indonesia middle exchange rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards.

(15) Collateral Value
This item is filled with the collateral value for loans provided by PPSP. a. In Original Currency This item is filled with the total collateral value in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the collateral value in Rupiah and the conversion result of foreign currency to Rupiah based on the Bank Indonesia middle exchange rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards.

(16) Collateral Type
This item is filled with the type of collateral for disbursed loans.

(17) Asset Impairment Provision
This item is filled with the value of the asset impairment provision reserved by PPSP for loans disbursed by PPSP.

(18) Number of KPR/Sharia KPR Debtors
This item is filled with the number of KPR debtors or Sharia KPR customers.

H. FORM 3200: DETAILS OF FINANCIAL ASSET POOLS IN HOUSING AND RESIDENTIAL SECTORS

FORM 3200 FORMAT (DETAILS OF FINANCIAL ASSET POOLS IN HOUSING AND RESIDENTIAL SECTORS)
Form 3200 (Details of Financial Asset Pools in Housing and Residential Sectors) is prepared according to the following format:
(1) (2) (3)
Name of EBA/EBAS
Originator
Collectibility
Good
Special Attention
Less Good
Doubtful
Bad
(4) (5) (6)
Currency Type
Initial Value
Amortization
In Original Currency
In Rupiah Equivalent
Installment Prepayment
(7)
Balance
In Original Currency
In Rupiah Equivalent
FORM 3200 EXPLANATION (DETAILS OF FINANCIAL ASSET POOLS IN HOUSING AND RESIDENTIAL SECTORS)
Form 3200 (Details of Financial Asset Pools in Housing and Residential Sectors) contains details reporting the financing disbursement conducted by PPSP.

(1) Name of EBA/EBAS
This item is filled with the name of the EBA or EBAS, whether in the form of participation certificates or collective investment contracts.

(2) Originator
This item is filled with the bank acting as the originator in the context of KPR or Sharia KPR asset securitization.

(3) Collectibility
This item is filled with the quality of productive assets assessed with criteria according to financing quality classification rules, namely:

Good (Lancar)
Special Attention (Dalam Perhatian Khusus)
Less Good (Kurang Lancar)
Doubtful (Diragukan)
Bad (Macet).

(4) Currency Type
This item is filled with the type of currency used in the loan disbursement.

(5) Initial Value
This item is filled with the initial value of KPR or Sharia KPR receivables at the cut-off time. a. In Original Currency This item is filled with the total initial value of KPR or Sharia KPR receivables in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the initial value of KPR or Sharia KPR receivables in Rupiah and the conversion result of foreign currency to Rupiah based on the Bank Indonesia middle exchange rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards.

(6) Amortization
This item is filled with the amortization value divided into:

Installment
Prepayment.

(7) Balance
This item is filled with the remaining outstanding balance value of KPR or Sharia KPR receivables at the reporting period. a. In Original Currency This item is filled with the total outstanding balance value of KPR or Sharia KPR receivables in foreign currency according to the nominal in the financial position report based on applicable accounting standards.

b. In Rupiah Equivalent
This item is filled with the outstanding balance value of KPR or Sharia KPR receivables in Rupiah and the conversion result of foreign currency to Rupiah based on the Bank Indonesia middle exchange rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards.

I. FORM 3300: DETAILS OF UNSOLD FINANCIAL ASSETS

FORM 3300 FORMAT (DETAILS OF UNSOLD FINANCIAL ASSETS)
Form 3300 (Details of Unsold Financial Assets) is prepared according to the following format:
(1) (2) (3) (4)
Contract Number
Debtor/Customer Name
Creditor/Investor Origin
Maturity
Start Date
Maturity Date
(5) (6)
Collectibility
Outstanding
Good
Special Attention
Less Good
Doubtful
Bad
(7) (8) (9) (10)
Interest Rate/Margin/Ujrah/Profit Share
Type
Collateral
Collateral Value
Asset Impairment Provision
Type Value Level
FORM 3300 EXPLANATION (DETAILS OF UNSOLD FINANCIAL ASSETS)
Form 3300 (Details of Unsold Financial Assets) contains details reporting financial assets owned by PPSP but not yet subjected to the securitization process.

(1) Contract Number
This item is filled with the contract number of the financial asset purchase conducted by PPSP.

(2) Debtor/Customer Name
This item is filled with the name of the debtor or customer receiving KPR or Sharia KPR disbursement.

(3) Creditor/Investor Origin
This item is filled with the bank acting as the original creditor or investor selling financial assets to PPSP.

(4) Maturity a. Start Date
This item is filled with the day, month, and year the KPR or Sharia KPR disbursement started. b. Maturity Date This item is filled with the day, month, and year the KPR or Sharia KPR disbursement matures.

(5) Collectibility
This item is filled with the quality of financial assets assessed with criteria according to financing quality classification rules, namely:

Good (Lancar)
Special Attention (Dalam Perhatian Khusus)
Less Good (Kurang Lancar)
Doubtful (Diragukan)
Bad (Macet).

(6) Outstanding
This item is filled with the outstanding financial asset balance value.

(7) Interest Rate/Margin/Ujrah/Profit Share a. Type This item is filled with the type of interest rate according to the agreement of the parties stated in the KPR disbursement agreement in the form of:

floating interest rate;
fixed interest rate.
Specifically for financing provided based on Sharia principles, this item is filled according to the type of margin, ujrah, or profit share, as stated in the Sharia KPR disbursement agreement. b. Value This item is filled with the nominal value of interest, margin, ujrah, or profit share income agreed upon by the parties stated in the KPR or Sharia KPR disbursement agreement.
c. Level
This item is filled with the interest rate, margin, ujrah, or profit share percentage per year (per annum) as stated in the KPR or Sharia KPR disbursement agreement.

(8) Collateral Type
This item is filled with the type of collateral for KPR or Sharia KPR disbursement.

(9) Collateral Value
This item is filled with the collateral value for KPR or Sharia KPR disbursement.

(10) Asset Impairment Provision
This item is filled with the value of the asset impairment provision reserved by PPSP for financial assets.

J. FORM 4100: DETAILS OF FUND PLACEMENT

FORM 4100 FORMAT (DETAILS OF FUND PLACEMENT)
Form 4100 (Details of Fund Placement) is prepared according to the following format:
(1) (2) (3) (4) (5)
Fund Placement Series Number
Type of Fund Placement
Issuer Name
Securities/Sharia Securities Rating
Rating Agency
(6) (7) (8)
Measurement Category
Maturity
Interest Rate/Margin/Ujrah/Profit Share
Start Date
Maturity Date
Type Value Level
(9) (10) (11)
Currency Type
Nominal Premium
In Original Currency
In Rupiah Equivalent
Discount
In Original Currency
In Rupiah Equivalent
(12) (13) (14)
Fair Value Change
Ending Balance
Impairment Loss Provision
In Original Currency
In Rupiah Equivalent
In Original Currency
In Rupiah Equivalent
FORM 4100 EXPLANATION (DETAILS OF FUND PLACEMENT)
Form 4100 (Details of Fund Placement) contains details reporting the fund placement conducted by PPSP.

(1) Fund Placement Series Number
This item is filled with the series number of the fund placement conducted by PPSP. If the type of fund placement instrument does not have a series number, this item may be left blank.

(2) Type of Fund Placement
This item is filled with the type of fund placement instrument conducted by PPSP, including government securities, asset-backed securities, certificates of deposit, corporate bonds, other types of fund placements permitted for PPSP, including those based on Sharia principles.

(3) Issuer Name
This item is filled with the name of the issuer or financial institution issuing the fund placement instrument.

(4) Securities Rating
This item is filled with the rating of the securities held by PPSP. If the type of fund placement instrument does not have a rating, this item may be left blank.

(5) Rating Agency
This item is filled with the name of the rating agency registered with the Financial Services Authority (OJK) that conducted the rating on securities issued by PPSP. If the type of fund placement instrument does not have a rating, this item may be left blank.

(6) Measurement Category
This item is filled with the measurement category as follows:
a. fund placement instruments held to maturity (Hold to Maturity); b. fund placement instruments available for sale (Available for Sale); or
c. fund placement instruments intended for trading.

(7) Maturity a. Start Date
This item is filled with the day, month, and year of the instrument placement. b. Maturity Date This item is filled with the day, month, and year of the fund placement instrument maturity.

(8) Interest Rate/Margin/Ujrah/Profit Share a. Type This item is filled with the type of interest rate set on the fund placement instruments held by PPSP in the form of:

floating interest rate;
fixed interest rate.

For instruments placed based on Sharia principles, this item is filled in according to the type of margin, ujrah, or profit-sharing established for the fund placement instruments owned by the PPSP. b. Value This item is filled with the nominal value of interest income, margin, ujrah, or profit-sharing established for the fund placement instruments owned by the PPSP.
c. Rate
This item is filled with the percentage of the interest or discount rate per annum.
For instruments placed based on Sharia principles, this item is filled in according to the margin, ujrah, or profit-sharing rate per annum established for the fund placement instruments owned by the PPSP. Fund placement instruments that do not have interest/margin/ujrah/profit-sharing may be left blank. (9) Currency Type This item is filled with the type of currency used in the fund placement instrument. (10) Nominal This item is filled with the value of the fund placement conducted by the PPSP. a. In Original Currency This item is filled with the total value of fund placement in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the value of fund placement in rupiah and the conversion result of foreign currency into rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards. (11) Premium (Discount) This item is filled with the premium (discount) value established at the time of purchase of the fund placement instrument owned by the PPSP. a. In Original Currency This item is filled with the total premium (discount) value of fund placement in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the premium (discount) value of fund placement in rupiah and the conversion result of foreign currency into rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards.

(12) Fair Value Change
This item is filled with the fair value of the fund placement instrument conducted by the PPSP. a. In Original Currency This item is filled with the total fair value of the fund placement instrument in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the fair value of the fund placement instrument in rupiah and the conversion result of foreign currency into rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards. (13) Ending Balance Value This item is filled with the ending balance value of the fund placement instrument conducted by the PPSP. a. In Original Currency This item is filled with the total ending balance value of fund placement in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the ending balance value of fund placement in rupiah and the conversion result of foreign currency into rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards. (14) Impairment Loss Provision This item is filled with the impairment loss provision for fund placement.

K. FORM 5100: DETAIL OF MISCELLANEOUS ASSETS

FORM 5100 (DETAIL OF MISCELLANEOUS ASSETS) FORMAT
Form 5100 (Detail of Miscellaneous Assets) is prepared according to the following format:
(1) (2) (3) (4)
Type Currency Type Nominal
Impairment Loss Provision
Good Assets
Less
Bad Assets
Non-Performing Assets
Total
EXPLANATION OF FORM 5100 (DETAIL OF MISCELLANEOUS ASSETS)
Form 5100 (Detail of Miscellaneous Assets) contains details of assets that cannot be classified into any of the asset items above. (1) Type This item is filled with the type of miscellaneous assets owned by the PPSP, which may include among others:
a. Prepaid Expenses
This item is filled with costs used as advance payments for certain expenses. b. Deferred Costs This item is filled with costs that have occurred or are deferred because their benefits can be felt in future periods.
c. Advance Tax Payments
This item is filled with the amount of income tax that has been paid by the PPSP but has not yet become an expense for the relevant accounting period. d. Employee Loans This item is filled with the value of loans given by the PPSP to employees. e. Other Miscellaneous Assets This item covers assets that are not included in letters a through d. (2) Currency Type This item is filled with the type of currency used. (3) Nominal This item is filled with the value of the type of miscellaneous assets owned by the PPSP. (4) Impairment Loss Provision This item is filled with the impairment loss provision for miscellaneous assets formed by the PPSP. a. Good Assets This item is filled with the provision value formed for asset impairment that has low credit risk and has not experienced an increase in credit risk. b. Less Good Assets This item is filled with the provision value formed for asset impairment that has experienced a significant increase in credit risk compared to since the date the asset was acquired.
c. Non-Performing Assets
This item is filled with the provision value formed for asset impairment that has experienced a deterioration in credit risk compared to since the date the asset was acquired.

L. FORM 6100: DETAIL OF RECEIVED FUNDING

FORM 6100 (DETAIL OF RECEIVED FUNDING) FORMAT
Form 6100 (Detail of Received Funding) is prepared according to the following format:
(1) (2) (3) (4)
Source Contract Number
Funding Type Currency Type
(5) (6)
Creditor/Investor Tenor
Country Name Group Start Date
Maturity Date
(7) (8) (9) (10)
Interest Rate/Profit-Sharing/Yield Funding Ceiling Funding Initial Balance Funding Type Value Rate
EXPLANATION OF FORM 6100 (DETAIL OF RECEIVED FUNDING)
Form 6100 (Detail of Received Funding) contains details of funding received by the PPSP.
(1) Source
This item is filled with the funding source, namely:
a. foreign government; b. multilateral institutions;
c. banks and financial and financing institutions, both domestic and foreign;
d. Government.
(2) Contract Number
This item is filled with the funding agreement number.
(3) Funding Type
This item is filled with the type of funding received, namely:
a. Syndication
Syndicated funding is funding received by the PPSP from 2 (two) or more funders (creditors or investors), either directly or through intermediary services or brokers. The filling for the Creditor Name column and the Country of Origin column follows the dominance principle based on the name of the creditor or investor who has the largest share in providing funding. b. Bilateral Bilateral funding is funding received by the PPSP from 1 (one) creditor or investor.
c. Multilateral
Multilateral funding is funding received by the PPSP from international financial institutions, such as the International Finance Corporation and Asian Development Bank. d. Subordination Subordinated funding is funding received by the PPSP with conditions as contained in the Explanation of Items in the Liability and Equity Financial Position Report on the Subordinated Funding item. e. Others Other funding is funding other than subordination. (4) Currency Type This item is filled with the type of currency used in the agreement. (5) Creditor/Investor a. Name This item is filled with the names of the parties providing funding to the PPSP. In the event that the PPSP has more than 1 (one) funding account with the same creditor or investor, the creditor or investor name column for each transaction remains filled with the name of the respective creditor or investor according to the number of agreement contracts.

b. Country
This item is filled with the domicile country of the creditor or investor.
c. Group
This item is filled with the group of parties providing funding for the PPSP's business activities.
(6) Tenor a. Start Date
This item is filled with the date, month, and year when the funding received by the PPSP from the creditor or investor party began, as stated in the agreement. b. Maturity Date This item is filled with the date, month, and year when the funding received by the PPSP from the creditor or investor party ended, as stated in the agreement. (7) Interest Rate/Profit-Sharing/Yield a. Type This item is filled with the type of interest rate from the funding obtained.

floating interest rate;
fixed interest rate.
For funding obtained based on Sharia principles, this item is filled in according to the type of profit-sharing or yield established by the fund owner agreed upon according to the agreement. b. Value This item is filled with the nominal value of interest, profit-sharing, or yield charged by the creditor to the PPSP as stated in the contract.
c. Rate
This item is filled with the percentage of the effective interest rate per annum charged by the creditor to the PPSP. For funding obtained based on Sharia principles, this item is filled with the profit-sharing or yield rate agreed upon based on the funding agreement with the funder (investor). (8) Funding Ceiling This item is filled with the maximum amount of funding received by the PPSP as stated in the agreement. (9) Initial Funding This item is filled with the amount of funding received by the PPSP at initial receipt after the agreement approval occurs. (10) Funding Balance This item is filled with the remaining PPSP funding at the end of the reporting period.

M. FORM 7100: DETAIL OF ISSUED SECURITIES

FORM 7100 (DETAIL OF ISSUED SECURITIES) FORMAT
Form 7100 (Detail of Issued Securities) is prepared according to the following format:
(1) (2) (3) (4) (5)
Series
Security
Number
Security
Type
Tenor Interest Rate/Ujrah/Profit-Sharing/Yield Start Date Maturity Date Type Value Rate (6) (7) (8) (9) Currency Type Nominal Value of Securities Premium/ Discount Balance of Issued Securities In Original Currency In Rupiah Equivalent In Original Currency In Rupiah Equivalent In Original Currency In Rupiah Equivalent (10) (11) (12) (13) (14) (15) (16) Date Registered with LPP Registration Number with LPP Trustee Name Rating Agency Security Rating Rating Date Sinking Fund Availability
EXPLANATION OF FORM 7100 (DETAIL OF ISSUED SECURITIES)
Form 7100 (Detail of Issued Securities) reports the position of securities, both named and bearer, issued by the PPSP in rupiah or foreign currency and purchased by third parties. Securities that have been issued and subsequently bought back by the PPSP in the secondary market must not be reported on the List of Details of Owned Securities, but must reduce the outstanding issued securities. (1) Security Series This item is filled with the series of securities issued by the PPSP. (2) Security Number This item is filled with the contract number of the securities issued by the PPSP or the code of the securities issued according to registration at the Indonesia Central Securities Depository (KSEI). (3) Security Type This item is filled with the type of securities issued by the PPSP, namely:
a. Medium Term Notes (MTN)
MTN is a medium-term security with a tenor of 1 (one) to 3 (three) years issued by the PPSP to MTN holders with the obligation to pay coupons (interest rates) gradually according to the MTN interest payment schedule and to repay the entire principal debt at maturity. b. Bonds Bonds are debt acknowledgment instruments with a tenor of more than 1 (one) year issued by the PPSP with the obligation to pay coupons (interest rates) periodically to bond holders and to repay the entire principal debt at maturity.
c. Sukuk
Sukuk are long-term Sharia-based securities issued by the PPSP to sukuk holders, obligating the PPSP to pay income to sukuk holders in the form of yield and to repay the sukuk funds at maturity. d. Domestic Documentary Credit Bill (SKBDN) SKBDN Bill is an instrument issued by the PPSP to SKBDN Bill holders, obligating the PPSP to pay yield at maturity. (4) Tenor This item is filled with the start and maturity tenor of securities issued by the PPSP, namely:

a. Start Date
Start date is the date, month, and year when the issuance of securities began, as stated in the securities. b. Maturity Date Maturity date is the date, month, and year when the securities issued mature, as stated in the securities. (5) Interest Rate/Ujrah/Profit-Sharing/Yield a. Type This item is filled with the type of interest rate established for the securities established by the PPSP, namely:

floating interest rate;
fixed interest rate.
For securities issued based on Sharia principles, this item is filled in according to the type of ujrah, profit-sharing, or yield established for the securities issued by the PPSP. b. Value This item is filled with the nominal value of interest, ujrah, profit-sharing, or yield agreed upon by the parties as stated in the contract.
c. Rate
This item is filled with the percentage of the interest rate in 1 (one) year (per annum) stated on the issued securities. For securities issued based on Sharia principles, this item is filled with the ujrah, profit-sharing, or yield rate for the issued securities. (6) Currency Type This item is filled with the type of currency used in the issued securities. (7) Nominal Value of Securities This item is filled with the nominal value of securities issued by the PPSP owned by creditors or investors in thousands of rupiah. a. In Original Currency This item is filled with the total nominal value of securities in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the nominal value of securities owned in rupiah and the conversion result of securities in foreign currency owned into rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards. (8) Premium/Discount This item is filled with the remaining premium or discount in rupiah or foreign currency that has not been amortized.

a. In Original Currency
This item is filled with the total premium/discount value in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the premium/discount value owned in rupiah and the conversion result of securities in foreign currency owned into rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards. (9) Balance of Issued Securities This item is filled with the balance of issued securities:
a. In Original Currency
This item is filled with the total balance value of issued securities in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the balance value of issued securities owned in rupiah and the conversion result of securities in foreign currency owned into rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards. (10) Date Registered with LPP This item is filled with the date, month, and year the PPSP registered with the Clearing and Guarantee Institution (LPP) or a similar institution in the event that securities are issued or traded outside the country. (11) Registration Number with LPP This item is filled with the PPSP registration number at the Clearing and Guarantee Institution (LPP) or a similar institution in the event that securities are issued or traded outside the country. (12) Trustee Name This item is filled with the name of the trustee of the PPSP. (13) Rating Agency This item is filled with the name of the rating agency that has been registered with the Financial Services Authority, which conducts rating on securities issued by the PPSP. (14) Security Rating This item is filled with the rating of securities issued by the PPSP. (15) Rating Date This item is filled with the date, month, and year the rating of securities was conducted by the rating agency.

(16) Sinking Fund Availability
This item is filled with the funds prepared by the PPSP or UUS to meet future obligations. This item may be left blank if the PPSP or UUS does not form such funds.

N. FORM 7200: DETAIL OF HOLDERS OF ISSUED SECURITIES

Form 7200 (Detail of Holders of Issued Securities) is prepared according to the following format:
(1) (2) (3) (4) (5)
Name of
Security
Type of
Security
Name of
Creditor/
Investor Country Group
(6) (7) (8) (9) (10)
Industry
Segment
Number of
Transactions
Transaction
Volume Percentage Notes
EXPLANATION OF FORM 7200 (DETAIL OF HOLDERS OF ISSUED SECURITIES)
Form 7200 (Detail of Holders of Issued Securities) contains details of holders of securities issued by the PPSP. (1) Name of Securities This item is filled with the name of securities issued by the PPSP. (2) Type of Securities This item is filled with the type of securities issued by the PPSP, including among others bonds, MTN, sukuk. (3) Name of Creditor/Investor This item is filled with the name of the creditor or investor who purchased the securities issued by the PPSP. (4) Country This item is filled with the domicile country of the creditor or investor. (5) Group This item is filled with the group of creditors or investors holding the issued securities. (6) Industry Segment This item is filled with the industry segment of the creditor or investor party placing funds on securities issued by the PPSP, including among others:

Commercial Banks/Commercial Sharia Banks
Rural Banks/Sharia Rural Banks
Insurance Companies
Pension Funds
BPJS Ketenagakerjaan (Employment Social Security Agency)
BPJS Kesehatan (Health Social Security Agency)
ASABRI
Mutual Funds
Other Financial Institutions
Other Sharia Financial Institutions
Taspen
Individuals
Foundations
Brokers
Indonesian Government
Foreign Government
Foreign Institutions
Other Business Entities.
(7) Number of Transactions
This item is filled with the number of transactions conducted by the creditor in securities transactions. (8) Transaction Volume This item is filled with the transaction volume amount conducted by the creditor. (9) Percentage This item is filled with the percentage of transactions conducted per creditor segment compared to the total number of securities. (10) Notes This item is filled with additional notes not included in numbers 1 through 9.

O. FORM 8100: DETAIL OF MISCELLANEOUS LIABILITIES

FORM 8100 (DETAIL OF MISCELLANEOUS LIABILITIES) FORMAT
Form 8100 (Detail of Miscellaneous Liabilities) is prepared according to the following format:
(1) (2) (3) (4)
Type Currency Type Nominal
Tenor
Start Date
Maturity
Date
EXPLANATION OF FORM 8100 (DETAIL OF MISCELLANEOUS LIABILITIES)
Form 8100 (Detail of Miscellaneous Liabilities) contains details of liabilities that cannot be classified into any of the liability items above. (1) Type This item is filled with the type of detail of miscellaneous liabilities, which may include among others:
a. Salary Payables
This item covers salary payables that must be paid by the PPSP. b. Unpaid Dividends This item covers dividend payables that must be paid by the PPSP.
c. Deferred Revenue
This item covers total revenue deferred by the PPSP. d. Other Miscellaneous Liabilities This item covers other liabilities besides the points above. (2) Currency Type This item is filled with the type of currency used. (3) Nominal This item is filled with the value of the miscellaneous liabilities owned by the PPSP. (4) Tenor a. Start Date This item is filled with the date, month, and year when the obligation began. b. Maturity Date This item is filled with the date, month, and year of the obligation settlement maturity. In the event that there is no information regarding the tenor, this item may be left blank.

P. Form 9100: ASSET AND LIABILITY MATCHING ANALYSIS REPORT

FORM 9100 (ASSET AND LIABILITY MATCHING ANALYSIS REPORT) FORMAT
Form 9100 (Asset and Liability Matching Analysis Report) is prepared according to the following format:
Items
Rupiah Foreign Currency
Total Maturity Up To Maturity Up To
≤1
Year

1-≤5
Years
5-≤10
Years
10
Years Total ≤1
Year
1-≤5
Years
5-≤10
Years
10
Years Total
(1) ASSETS a. Disbursement
Loans/
Financing b. Financial
Assets
c. Securities/
Sharia
Securiti d. Guarantees and
Credit Support e. Miscellaneous
Assets
(2) LIABILITIES a. Received
Funding b. Securities/
Sharia
Securities
Issued

Items
Rupiah Foreign Currency
Total Maturity Up To Maturity Up To
≤1
Year

1-≤5
Years
5-≤10
Years
10
Years Total ≤1
Year
1-≤5
Years
5-≤10
Years
10
Years Total
c. Liabilities
Other Than
Funding and
Securities/
Sharia
Securities
Issued
(3) ASSET
RATIO
TO
LIABILITY
Current Asset Ratio
To Non-Current
Asset
Current Liability Ratio
To Non-Current
Liability

EXPLANATION OF FORM 9100 (ASSET AND LIABILITY MATCHING ANALYSIS REPORT)

Form 9100 (Asset and Liability Matching Analysis Report) contains the values of assets and liabilities of the Secondary Housing Financing Company (PPSP) based on maturity, divided into 1 (one) year, 1 – 5 years, 5 – 10 years, and above 10 years.

(1) ASSETS

This item covers total assets based on each maturity category in currency, both in Rupiah and/or foreign currency. This item consists of the sum of net loans or financing, net loans or financing based on Sharia principles, and non-loan or non-financing assets. The asset value must be equal to the total assets item in Form 1100 (Financial Position Report).

a. Loan/Financing Disbursement

This item is filled with the total value of loans or financing disbursed to banks and/or non-bank financial service institutions in Indonesia that are used to increase the disbursement of Home Ownership Loans (KPR), based on each maturity category of receivables in currency, both in Rupiah and/or foreign currency.

b. Financial Assets

This item is filled with the total financial assets purchased by the PPSP from banks and/or non-bank financial service institutions, based on each maturity category of receivables in currency, both in Rupiah and/or foreign currency.

c. Securities/Sharia Securities

This item is filled covering the total value of securities or Sharia securities owned by the PPSP, based on each maturity category of securities or Sharia securities in currency, both in Rupiah and/or foreign currency.

d. Other Assets

This item is filled with the total value of other assets not included in letters a through c, based on each maturity category of assets in currency, both in Rupiah and/or foreign currency.

(2) LIABILITIES

This item covers total liabilities according to currency, in Rupiah and/or foreign currency according to maturity classification. This item consists of the sum of loans or funding received, securities issued, and liabilities other than loans or funding and issued securities. The liability value must be equal to the total liabilities item in Form 1100 (Financial Position Report).

a. Funding Received

This item covers short-term, medium-term, and/or long-term loans, including funding received based on Sharia principles, in Rupiah and foreign currency received by the PPSP from the Government of the Republic of Indonesia, foreign governments, multilateral institutions, and banks and financial and financing institutions, both domestic and foreign.

Copied as per the original
Legal Director 1
Legal Department
Mufli Asmawidjaja

b. Securities/Sharia Securities Issued

This item covers short-term, medium-term, and long-term debt recognition in Rupiah and foreign currency, both in bearer and registered form, issued by the PPSP that are purchased or owned by other parties. This item includes, among others, bonds, MTN, and Domestic Documentary Credit Bills (SKBDN).

c. Liabilities Other Than Funding and Securities/Sharia Securities Issued

This item covers liabilities other than funding and securities or Sharia securities issued.

(3) ASSET TO LIABILITY RATIO

This item is filled with the percentage ratio of assets to liabilities according to maturity, which consists of:

Current Asset to Non-Current Asset Ratio
Current Liability to Non-Current Liability Ratio

The terms current assets, current liabilities, non-current assets, and non-current liabilities refer to the definitions established in generally accepted financial accounting standards.

Determined in Jakarta on January 31, 2024

EXECUTIVE HEAD OF SUPERVISOR OF FINANCING INSTITUTIONS, VENTURE CAPITAL COMPANIES, MICRO FINANCE INSTITUTIONS, AND OTHER FINANCIAL SERVICE INSTITUTIONS FINANCIAL SERVICES AUTHORITY REPUBLIC OF INDONESIA,

AGUSMAN
signed
signed

APPENDIX III
CIRCULAR LETTER OF THE FINANCIAL SERVICES AUTHORITY REPUBLIC OF INDONESIA NUMBER 3/SEOJK.06/2024 CONCERNING MONTHLY REPORTS OF SECONDARY HOUSING FINANCING COMPANIES

TABLE OF CONTENTS

I. UUS Profile Report, consisting of:
A. Form 0000: UUS Profile Information 2
B. Form 0020: Details of Offices Outside the Head Office 5
C. Form 0035: Management Details 7
D. Form 0041: Workforce Details Based on Education Level E. Form 0043: Workforce Details Based on Function 11

II. UUS Financial Report, consisting of:
A. Form 1100: Financial Position Report 13
B. Form 1200: Income Statement and Other Comprehensive Income Report
C. Form 1300: Cash Flow Report 27
D. Form 2100: Details of Sharia Asset-Backed Securities Resulting from Financial Asset Securitization E. Form 2200: Details of Holders of Sharia Asset-Backed Securities Resulting from Financial Asset Securitization F. Form 3100: Details of Financing Disbursement 38 G. Form 3200: Details of Sharia Financial Asset Collections in the Housing and Settlement Sector H. Form 3300: Details of Sharia Financial Assets Not Yet Securitised
I. Form 4100: Details of Fund Placement 48
J. Form 5100: Details of Other Assets 52
K. Form 6100: Details of Funding Received 54
L. Form 7100: Details of Sharia Securities Issued
M. Form 7200: Details of Holders of Sharia Securities Issued N. Form 8100: Details of Other Liabilities 64 O. Form 9100: Asset and Liability Matching Analysis Report

I. UUS PROFILE REPORT

A. FORM 0000: UUS PROFILE INFORMATION

FORM 0000 (UUS PROFILE INFORMATION) FORMAT

Form 0000 (UUS Profile Information) is arranged in the following format:

REPORTING PERIOD
1) Month and Year of Reporting

UUS INFORMATION
2) Taxpayer Identification Number (NPWP)
3) Single Investor Identification (SID)
4) Date of Establishment
5) Type of Business Activity Conducted

UUS ADDRESS
6) Full Address
7) District/City Location
8) Postal Code
9) Telephone Number
10) Office Building Ownership Status
11) Electronic Mail Address (Email)

NUMBER OF SERVICE OFFICES
12) Number of Offices Outside the Head Office

NUMBER OF WORKFORCE
13) Number of Workforce at Head Office
14) Number of Workforce at Offices Outside the Head Office

EXPLANATION OF FORM 0000 (UUS PROFILE INFORMATION)

Form 0000 (UUS Profile Information) contains all information regarding the UUS profile.

a. Reporting Period
1) Month and Year of Reporting

This item is filled with the reporting period in the form of the month and year of the Monthly Report submission.

b. UUS Information
2) Taxpayer Identification Number (NPWP)

This item is filled with the PPSP's NPWP.

3) Single Investor Identification (SID)

This item is filled with the single identification number of the Indonesian capital market investor issued by the Indonesia Central Securities Depository (KSEI).

4) Date of Establishment

This item is filled with the date, month, and year of the UUS establishment.

5) Type of Business Activity Conducted

This item is filled with the type of business activity in accordance with applicable regulations and has received the business license granted, namely:
a) securitization; b) financing disbursement to support financing for sustainable home ownership, occupancy, and availability of housing and/or settlements; c) capacity enhancement for parties involved in the organization of housing and/or settlement financing; d) implementation of special tasks from the government; and e) other business activities in the field of housing and/or settlement financing to encourage the development of the secondary housing financing market, provided that shareholder approval has been obtained, which is conducted based on Sharia Principles.

c. UUS Address
6) Full Address

This item is filled with the full address in accordance with the UUS head office domicile.

7) District/City Location

This item is filled with the district/city of the UUS head office domicile.

8) Postal Code

This item is filled with the postal code number of the UUS head office domicile.

9) Telephone Number

This item is filled with the UUS telephone number preceded by the area code.

10) Office Building Ownership Status

This item is filled with the ownership status of the UUS head office building, namely:
a) owned; b) leased; or c) other ownership status.

11) Electronic Mail Address (Email)

This item is filled with the UUS electronic mail (email) address.

d. Number of Service Offices
12) Number of Offices Outside the Head Office

This item is filled with the number of offices outside the UUS head office.
The number of offices outside the head office must be detailed in Form 0020 (Details of Offices Outside the Head Office).

e. Number of Workforce
13) Number of Workforce at Head Office

This item is filled with the number of workforce, including indefinite period employment contract workers (PKWTT), fixed-term employment contract workers (PKWT), and outsourcing workers at the head office according to the gender column and must be detailed in Form 0041 (Workforce Details Based on Education Level).

14) Number of Workforce at Offices Outside the Head Office

This item is filled with the number of workforce, including indefinite period employment contract workers (PKWTT), fixed-term employment contract workers (PKWT), and outsourcing workers at offices outside the head office according to the gender column and must be detailed in Form 0041 (Workforce Details Based on Education Level).

B. FORM 0020: DETAILS OF OFFICES OUTSIDE THE HEAD OFFICE

FORM 0020 (DETAILS OF OFFICES OUTSIDE THE HEAD OFFICE) FORMAT

Form 0020 (Details of Offices Outside the Head Office) is arranged in the following format:

(1) Name of Office Outside the Head Office
(2) Location
Address
District
District/City
Postal Code
(3) Telephone Number
(4) Number of Workforce
(5) Name of Head of Office Outside the Head Office

EXPLANATION OF FORM 0020 (DETAILS OF OFFICES OUTSIDE THE HEAD OFFICE)

Form 0020 (Details of Offices Outside the Head Office) contains information on offices outside the PPSP head office, including offices outside the UUS head office.

(1) Name of Office Outside the Head Office

This item is filled with the name of the office outside the head office and/or the office outside the UUS head office.

(2) Location

Address

This item is filled with the full address of the office outside the head office and/or the office outside the UUS head office.

District

This item is filled with the district of the domicile of the office outside the head office and/or the office outside the UUS head office.

District/City

This item is filled with the district/city of the domicile of the office outside the head office and/or the office outside the UUS head office.

Postal Code

This item is filled with the postal code number of the domicile of the office outside the head office and/or the office outside the UUS head office.

(3) Telephone Number

This item is filled with the area code and telephone number of each office outside the head office and/or the office outside the UUS head office.

(4) Number of Workforce

This item is filled with the number of workforce located at the office outside the head office and/or the office outside the UUS head office, including the head of the office outside the head office and/or the head of the office outside the UUS head office, permanent workers, contract workers, and outsourcing workers.

(5) Name of Head of Office Outside the Head Office

This item is filled with the name of the head of the office outside the head office and/or the head of the office outside the UUS head office for each respective office outside the head office and/or office outside the UUS head office.

C. FORM 0035: MANAGEMENT DETAILS

FORM 0035 (MANAGEMENT DETAILS) FORMAT

Form 0035 (Management Details) is arranged in the following format:

(1) Name
(2) Identity Number
(3) Job Nomenclature
(4) Date of Appointment
(5) Domicile
(6) Nationality
(7) Appointment Decision Letter Number
(8) Decision Letter Date

EXPLANATION OF FORM 0035 (MANAGEMENT DETAILS)

Form 0035 (Management Details) contains information on the UUS management, consisting of UUS leadership and DPS members.

(1) Name

This item is filled with the names of UUS leadership and DPS members.

(2) Identity Number

This item is filled with the identity number in the form of the population identification number of UUS leadership and DPS members.

(3) Job Nomenclature

This item is filled with the positions of UUS leadership and DPS members.

(4) Date of Appointment

This item is filled with the date, month, and year of appointment of each UUS leadership and DPS member.

(5) Domicile

This item is filled with the district/city location where UUS leadership and DPS members reside.

(6) Nationality

This item is filled with the nationality of UUS leadership and DPS members.

(7) Appointment Decision Letter Number

This item is filled with the number of the appointment decision letter for UUS leadership and DPS members.

(8) Decision Letter Date

This item is filled with the date of the appointment decision letter for UUS leadership and DPS members.

D. FORM 0041: WORKFORCE DETAILS BASED ON EDUCATION LEVEL

FORM 0041 (WORKFORCE DETAILS BASED ON EDUCATION LEVEL) FORMAT

Form 0041 (Workforce Details Based on Education Level) is arranged in the following format:

(1) Education Level
(2) PKWTT Workforce
Male (L)
Female (P)
Total
(3) PKWT Workforce
Male (L)
Female (P)
Total
(4) Outsourcing Workforce
Male (L)
Female (P)
Total
(5) Total Workforce
Male (L)
Female (P)
Total

a. Head Office
1) Other Education Levels Below High School (SMA)
2) High School (SMA)
3) Diploma
4) Bachelor (Sarjana)
5) Postgraduate (Pascasarjana)

b. Offices Outside the Head Office
1) Other Education Levels Below High School (SMA)
2) High School (SMA)
3) Diploma
4) Bachelor (Sarjana)
5) Postgraduate (Pascasarjana)

Total

EXPLANATION OF FORM 0041 (WORKFORCE DETAILS BASED ON EDUCATION LEVEL)

Form 0041 (Workforce Details Based on Education Level) contains details of the number of workforce in each education level category at the UUS.

(1) Education Level a. Head Office
1) Other Education Levels Below High School (SMA)
2) High School (SMA)
3) Diploma
4) Bachelor (Sarjana)
5) Postgraduate (Pascasarjana)
In the event that there are workforce from the UUS with education levels of Strata 2 or Strata 3, they are filled in the postgraduate column.

b. Offices Outside the Head Office
1) Other Education Levels Below High School (SMA)
2) High School (SMA)
3) Diploma
4) Bachelor (Sarjana)
5) Postgraduate (Pascasarjana)
In the event that there are workforce from the UUS with education levels of Strata 2 or Strata 3, they are filled in the postgraduate column.

(2) PKWTT Workforce

This item is filled with the number of indefinite period employment contract (PKWTT) workers located at the head office and offices outside the head office based on education level. a. Male b. Female
c. Total

(3) PKWT Workforce

This item is filled with the number of fixed-term employment contract (PKWT) workers located at the head office and offices outside the head office based on education level. a. Male b. Female
c. Total

(4) Outsourcing Workforce

This item is filled with the number of outsourcing workers located at the head office and offices outside the head office based on education level. a. Male b. Female
c. Total

(5) Total Workforce

This item is filled with the total number of workforce located at the head office and offices outside the head office based on education level. a. Male b. Female
c. Total

E. FORM 0043: WORKFORCE DETAILS BASED ON FUNCTION

FORM 0043 (WORKFORCE DETAILS BASED ON FUNCTION) FORMAT

Form 0043 (Workforce Details Based on Function) is arranged in the following format:

(1) Function
(2) PKWTT Workforce
Managerial Workforce Up to One Level Below UUS Leadership Staff and Other Workforce Levels (3) PKWT Workforce Managerial Workforce Up to One Level Below UUS Leadership Staff and Other Workforce Levels (4) Outsourcing Workforce Managerial Workforce Up to One Level Below UUS Leadership Staff and Other Workforce Levels (5) Total Workforce Managerial Workforce Up to One Level Below UUS Leadership Staff and Other Workforce Levels (6) Note: Concurrent Positions

a. Administration and Bookkeeping b. Marketing
c. Securitization
d. Feasibility Analysis of Financing Disbursement and/or Loan Disbursement e. Financial Management f. Risk Management including Internal Control g. Compliance h. Other Functions

Total Workforce

EXPLANATION OF FORM 0043 (WORKFORCE DETAILS BASED ON FUNCTION)

Form 0043 (Workforce Details Based on Function) contains the number of workforce owned by the UUS based on work units, both at the head office and offices outside the UUS head office.

(1) Function

This item is filled with the number of workforce owned by the UUS based on work units, both at the head office and offices outside the UUS head office, based on function, namely:
a. administration and bookkeeping; b. marketing;
c. Securitization;
d. feasibility analysis of financing disbursement; e. financial management; f. risk management including internal control; g. compliance; and h. other functions.

(2) PKWTT Workforce

This item is filled with the number of indefinite period employment contract (PKWTT) workers based on function at the level:

Managerial Workforce Up to One Level Below UUS Leadership
Staff and Other Workforce Levels.

(3) PKWT Workforce

This item is filled with the number of fixed-term employment contract (PKWT) workers based on function at the level:

Managerial Workforce Up to One Level Below UUS Leadership
Staff and Other Workforce Levels.

(4) Outsourcing Workforce

This item is filled with the number of outsourcing workers based on function at the level:

Managerial Workforce Up to One Level Below UUS Leadership
Staff and Other Workforce Levels.

(5) Total Workforce

This item is filled with the total number of workforce based on function at the level:

Managerial Workforce Up to One Level Below UUS Leadership
Staff and Other Workforce Levels.

(6) Note: Concurrent Positions

This item is filled with the concurrent functions performed by UUS workforce. In the context of filling out the report, one workforce person can only be entered into one function even though in practice they handle several functions.

II. UUS FINANCIAL REPORT

A. FORM 1100: FINANCIAL POSITION REPORT

FORM 1100 (FINANCIAL POSITION REPORT) FORMAT

Form 1100 (Financial Position Report) is arranged in the following format:

ASSETS
Items Rp Foreign Currency Total
ASSETS

Cash and Cash Equivalents
a. Cash b. Deposits with Banks
1) Current Accounts
2) Other Deposits
Net Deposits
a. Gross Deposits b. Provision for Deposit Impairment Losses
Net On-Call Deposits
a. Gross On-Call Deposits b. Provision for On-Call Deposit Impairment Losses
Net Investment in Sharia Securities
a. Gross Investment in Sharia Securities b. Provision for Investment in Sharia Securities Impairment Losses
Net Sharia Asset-Backed Securities
a. Gross Sharia Asset-Backed Securities b. Provision for Sharia Asset-Backed Securities Impairment Losses
Net Financing Disbursement Based on Sharia Principles
a. Net Mudharabah
1) Gross Mudharabah
2) Provision for Mudharabah Receivable Write-off
b. Net Musyarakah
1) Gross Musyarakah
2) Provision for Musyarakah Receivable Write-off
c. Net Other Contracts
1) Gross Other Contracts
2) Provision for Receivable Write-off with Other Contracts

Items Rp Foreign Currency Total
7. Net Sharia Financial Assets
a. Gross Financial Assets b. Provision for Financial Asset Impairment Losses
8. Collateral and Credit Support
9. Trade Receivables
10. Advances
11. Prepaid Expenses
12. Prepaid Taxes
13. Other Receivables
a. Receivables from Related Parties b. Receivables from Third Parties
14. Fixed Assets
15. Accumulated Depreciation of Fixed Assets (-)
16. Intangible Assets
17. Deferred Tax Assets
18. Right to Use Assets
19. Accumulated Depreciation of Right to Use Assets (-)
20. Other Assets
Total Assets

LIABILITIES AND EQUITY
Items Rp Foreign Currency Total
LIABILITIES
21. Accrued Expenses
22. Issued Securities
a. Sharia MTN b. Corporate Sukuk
23. Funding Received
24. Payable on Issued Securities Interest
25. Payable on Funding Interest
26. Estimated Liability for Employee Benefits
27. Tax Payable
28. Other Liabilities
Total Liabilities

EQUITY
29. Allocated Working Capital
30. Reserves
a. General Reserve b. Specific Reserve
31. Retained Earnings (Losses)
32. Net Profit (Loss) After Tax
33. Other Equity Components

Items Rp Foreign Currency Total a. Balance of Other Equity Components
1) Balance of Gains (Losses) Due to Changes in Fixed Asset Revaluation Surplus
2) Balance of Gains (Losses) Due to Exchange Rate Differences from Translating Financial Statements in Foreign Currency
3) Balance of Gains (Losses) Due to Remeasurement of Financial Assets Available for Sale
4) Balance of Gains (Losses) Due to the Effective Portion of Financial Instruments Hedge in the Context of Cash Flow Hedge
5) Balance of Gains (Losses) on Other Equity Components in Accordance with Financial Accounting Standards Principles
b. Other Comprehensive Gains (Losses) for the Current Period Total Equity TOTAL LIABILITIES AND EQUITY

EXPLANATION OF FORM 1100 (FINANCIAL POSITION REPORT)

Form 1100 (Financial Position Report) contains the UUS financial position report, which provides detailed explanations of the asset position and the liability and equity position.

ASSETS

Cash and Cash Equivalents

This item is filled with the total value of cash or cash equivalents owned by the UUS. Deposits with Banks are included in this item.

a. Cash

This item is filled with the amount of currency in the form of banknotes and coins issued by Bank Indonesia that are legal tender in Indonesia. This definition also includes foreign banknotes and coins still in circulation owned by the UUS.

b. Deposits with Banks

This item is filled with the total value of deposits owned by the UUS at Banks.

1) Current Accounts

This item is filled with the amount of the UUS's deposits in the form of current accounts at banks.

2) Other Deposits

This item is filled with the amount of the UUS's deposits other than current accounts, such as savings and other similar deposits at commercial banks, Sharia commercial banks, Rural Banks (BPR), and/or Sharia Rural Banks (BPRS).

Deposits

This item is filled with the nominal value of investments made by the UUS through deposit investment instruments after being reduced by impairment loss provisions. The values in this item are detailed into:
a. Gross Deposits b. Provision for Deposit Impairment Losses.

On-Call Deposits

This item is filled with the nominal value of investments made by the UUS through on-call deposit investment instruments after being reduced by impairment loss provisions. The values in this item are detailed into:
a. Gross On-Call Deposits b. Provision for On-Call Deposit Impairment Losses.

Investment in Sharia Securities

This item covers all UUS investments in Sharia securities, excluding equity investments in the form of shares. The value of these securities is presented in accordance with applicable accounting standards. This item must be detailed in Form 4100 (Details of Fund Placement).

The values in this item are detailed into:
a. Gross Investment in Sharia Securities b. Provision for Investment in Sharia Securities Impairment Losses.

Net Sharia-Backed Asset Securities
This item is filled with the nominal value of investments made by the UUS through Sharia-Backed Asset Securities investment instruments, net of impairment loss reserves. The value in this item is detailed into:
a. Gross Sharia-Backed Asset Securities b. Impairment Loss Reserves for Sharia-Backed Asset Securities.
Financing Disbursement
This item is filled with funds disbursed to Sharia banks and/or non-bank Sharia financial institutions in Indonesia, where the use corresponds to applicable regulations. This item must be detailed in Form 3100 (Financing Disbursement Details). a. Mudharabah
1) Gross Mudharabah
This item is filled with the total value of financing disbursements based on gross Sharia principles disbursed through Mudharabah contracts by the UUS, before being reduced by provisions for financing receivable write-offs.
2) Provisions for Financing Receivable Write-offs for Mudharabah
This item is filled with provisions for financing receivable write-offs based on Mudharabah contracts for mortgage financing (KPR). b. Musyarakah
1) Gross Musyarakah
This item is filled with the total value of financing disbursements based on gross Sharia principles disbursed through Musyarakah contracts by the UUS, before being reduced by provisions for financing receivable write-offs.
2) Provisions for Financing Receivable Write-offs for Musyarakah
This item is filled with provisions for financing receivable write-offs based on Musyarakah contracts for mortgage financing (KPR).
c. Other Contracts
1) Gross Other Contracts
This item is filled with the total value of gross financing disbursements based on contracts other than those referred to in letters a and b, disbursed by the UUS, before being reduced by provisions for financing receivable write-offs.
2) Provisions for Financing Receivable Write-offs with Other Contracts
This item is filled with provisions for financing receivable write-offs disbursed based on contracts other than those referred to in letters a and b for mortgage financing (KPR).
Net Financial Assets
This item is filled with the total receivables/benefits obtained by investors originating from credit/financing for the housing and residential financing sector conducted based on Sharia principles. This item is detailed into:
a. Gross Sharia-Principle Financial Assets b. Impairment Loss Reserves for Sharia-Principle Financial Assets. This item must be detailed in Form 3200 (Details of Sharia Financial Asset Collections in the Housing and Residential Sector).
Collateral and Credit Support
This item is filled with the balance value of PPSP funds placed in custodian banks for the execution of securitization transactions under the Collective Investment Contract for Sharia EBA (KIK-EBAS) and Sharia EBA in the form of Participants' Certificates (EBAS-SP).
Trade Receivables
This item is filled with the value of trade receivables owned by the UUS to third parties arising from service transactions, including but not limited to revenue receivables, service receivables, and placement result receivables.
Advances
This item is filled with advances to internal and external parties in connection with the UUS's operational activities.
Prepaid Expenses
This item is filled with expenses paid in advance and received by the UUS.
Prepaid Taxes
This item is filled with advances paid in connection with tax payment obligations, which will be calculated at the end of the period against the taxes to be paid by the UUS.
Other Receivables
This item is filled with the value of other receivables and is divided into:
a. Receivables from Related Parties b. Receivables from Third Parties.
Fixed Assets
This item is filled with the value of tangible fixed assets owned and used for the normal operations of the UUS.
Accumulated Depreciation of Fixed Assets (-)
This item is filled with the accumulated depreciation expense value for each period for fixed assets owned by the UUS.
Intangible Assets
This item is filled with the value of intangible assets after being reduced by the accumulated amortization value.
Deferred Tax Assets
This item is filled with the amount of recoverable income tax in future periods resulting from deductible temporary differences and remaining loss carryforwards.
Right-of-Use Assets
This item is filled with right-of-use assets received by the UUS.
Accumulated Depreciation of Right-of-Use Assets (-)
This item is filled with the accumulated depreciation of right-of-use assets received by the UUS.
Other Assets
This item is filled with other assets that cannot be included in items 1 to 19. This item must be detailed in Form 5100 (Details of Other Assets).

LIABILITIES

Accrued Expenses
This item is filled with the value of expenses whose benefits have been received by the UUS but have not yet fallen due on the reporting date, including employee expenses.
Issued Securities
This item is filled with the value of securities issued by the PPSP, namely Debt-Characteristics Securities and Sukuk, through Public Offerings and/or without Public Offerings, and is divided into:
a. Sharia MTN b. Corporate Sukuk.
This item must be detailed in Form 7100 (Details of Issued Securities).
Funding Received
This item is filled with the value of loans obtained by the UUS PPSP. This item must be detailed in Form 6100 (Details of Funding Received).
Liabilities for Returns on Issued Securities
This item is filled with the value of return expenses that have already enjoyed benefits (become expenses) originating from liabilities for returns on issued securities but have not yet been paid as of the financial reporting date.
Liabilities for Returns on Funding
This item is filled with the value of return expenses that have already enjoyed benefits (become expenses) originating from liabilities for returns on funding received.
Estimated Liabilities for Employee Benefits
This item is filled with the estimated liabilities for employee benefits of the UUS.
Tax Payables
This item covers all UUS tax liabilities that have not been paid in connection with applicable tax regulations in Indonesia.
Other Liabilities
This item is filled with the value of current liabilities that cannot be included in items 22 to 27. This item must be detailed in Form 8100 (Details of Other Liabilities).

EQUITY

Allocated Working Capital
This item is filled with the nominal working capital that has been placed and paid for UUS operations.
Reserves
This item covers reserves formed according to the articles of association and/or decisions of owners or the General Meeting of Shareholders. a. General Reserves This item covers reserves formed from retained earnings or net profit after tax. b. Specific Reserves This item covers portions of profit after tax set aside for specific purposes.
Retained Earnings (Losses) Balance
This item covers the retained earnings (losses) balance (borne) by the UUS at the beginning of the reporting year period.
Net Profit (Loss) After Tax
This item covers the UUS's profit (loss) during the accounting period, from the beginning of the year to the reporting date.
Other Equity Components
This item covers UUS equity components originating from comprehensive transactions. a. Balance of Other Equity Components
1) Balance of Gains (Losses) Due to Changes in Surplus of Revaluation of Fixed Assets
This item covers the balance of gains (losses) due to changes in the surplus of revaluation of fixed assets by the UUS at the beginning of the reporting year period.
2) Balance of Gains (Losses) Due to Exchange Rate Differences from Translating Financial Statements in Foreign Currency
This item covers the balance of gains (losses) due to exchange rate differences from translating financial statements in foreign currency by the UUS at the beginning of the reporting year period.
3) Balance of Gains (Losses) Due to Remeasurement of Financial Assets Available for Sale
This item covers the balance of gains (losses) due to the remeasurement of financial assets available for sale by the UUS at the beginning of the reporting year period.
4) Balance of Gains (Losses) Due to Effective Portion of Financial Hedging Instruments in Cash Flow Hedging
This item covers the balance of gains (losses) due to the effective portion of financial hedging instruments in the context of cash flow hedging by the UUS at the beginning of the reporting year period.
5) Balance of Gains (Losses) on Other Equity Components in accordance with Financial Accounting Standards
This item covers the balance of gains (losses) on other equity components in accordance with applicable accounting standards by the UUS at the beginning of the reporting year period.

b. Other Comprehensive Income (Loss) for the Current Period This item covers other comprehensive income (OCI) gains (losses) by the UUS during the accounting period, from the beginning of the year to the reporting date. The value of this item must be the same as the Other Comprehensive Income (Loss) item in Form 1200 (Profit and Loss and Other Comprehensive Income Report).

B. FORM 1200: PROFIT AND LOSS AND OTHER COMPREHENSIVE INCOME REPORT

FORM 1200 (PROFIT AND LOSS AND OTHER COMPREHENSIVE INCOME REPORT) FORMAT
Form 1200 (Profit and Loss and Other Comprehensive Income Report) is prepared according to the following format:

Items	Rp	Foreign Currency	Total
(1) REVENUE
1. Operational Revenue
a. Profit-Sharing Revenue
b. Securitization Revenue
c. Education and Training Revenue
d. Gains (Losses) from Sales
e. Gains (Losses) from Purchases
f. Other Operational Revenue
2. Non-Operational Revenue
a. Giro Services
b. Employee Financing Profit-Sharing
c. Gains (Losses) from Exchange Rates
d. Other Non-Operational Revenue
TOTAL REVENUE
(2) EXPENSES
1. Operational Expenses
a. Securitization Expenses
b. Profit-Sharing Expenses
1) Profit-Sharing Expenses from Received Funding Based on Sharia Principles
2) Profit-Sharing Expenses from Issued Sharia Securities
c. Human Resource Expenses
1) Salaries
2) Education and Training
d. Depreciation and Amortization Expenses
e. Administration and General
f. Tax Expenses
g. CKPN Expenses
h. Right-of-Use Asset Profit-Sharing Expenses
i. Other Operational Expenses
2. Non-Operational Expenses
TOTAL EXPENSES
(3) PROFIT (LOSS) BEFORE TAX
Income Tax Expense (Benefit)
1. Current
2. Deferred
Total Income Tax Expense (Benefit)
Current Period Profit
(4) OTHER COMPREHENSIVE INCOME FOR CURRENT PERIOD
(5) COMPREHENSIVE NET PROFIT (LOSS) FOR CURRENT YEAR

EXPLANATION OF FORM 1200 (PROFIT AND LOSS AND OTHER COMPREHENSIVE INCOME REPORT)
Form 1200 (Profit and Loss and Other Comprehensive Income Report) includes a report stating cumulative figures from the beginning of the UUS's fiscal year to the reporting date.

(1) REVENUE
This item covers operational revenue and non-operational revenue obtained by the UUS.

Operational Revenue
a. Profit-Sharing Revenue
This item covers all profit-sharing revenue, as well as provisions and commissions or equivalents obtained by the UUS. b. Securitization Revenue This item covers all revenue resulting from securitization obtained by the UUS.
c. Education and Training Revenue
This item covers all revenue originating from education and training conducted by the UUS. d. Gains (Losses) from Sales This item covers all gains and losses from sales conducted by the UUS. e. Gains (Losses) from Purchases This item covers all gains and losses from purchases conducted by the UUS. f. Other Operational Revenue This item covers other operational revenue related to activities conducted by the UUS, including gains from securities transactions and foreign currency transactions.
Non-Operational Revenue
a. Giro Services
This item covers all revenue from giro services obtained by the UUS. b. Employee Financing Profit-Sharing This item covers all revenue originating from profit-sharing financing to UUS employees.
c. Gains (Losses) from Exchange Rates
This item covers gains (losses) after deducting exchange rates for the current year period to the reporting date. d. Other Non-Operational Revenue This item covers non-operational revenue not included in letters a to c.

(2) EXPENSES
This item covers operational expenses and non-operational expenses obtained by the UUS.

Operational Expenses
a. Securitization Expenses
This item covers all expenses incurred in the context of issuing securitization by the UUS. b. Profit-Sharing Expenses This item covers profit-sharing expenses incurred by the UUS. This item is detailed in:
1) Profit-Sharing Expenses from Received Funding Based on Sharia Principles;
2) Profit-Sharing Expenses from Issued Securities.
c. Human Resource Expenses
This item is detailed into:
1) Salaries
This item covers basic salary expenses, wages, and allowances paid to UUS management, employees, and/or DPS members with permanent or non-permanent employee status, before being reduced by income tax and deductions. This sub-item also includes honorariums, overtime pay, and welfare maintenance.
2) Education and Training
This item covers expenses incurred by the UUS for workforce development and training. d. Depreciation and Amortization Expenses This item covers depreciation and amortization expenses for the UUS. e. Administration and General This item covers costs for the use of goods or services, such as rental expenses, building maintenance and repair expenses, lighting, water, telephone, telegram, and office equipment expenses. f. Tax Expenses This item covers tax expenses incurred by the UUS, including expenses for issuing securities and loan receipts. g. CKPN Expenses This item covers impairment loss reserve expenses for financial assets as regulated in accounting standards regarding financial instruments that must be maintained by the UUS. h. Right-of-Use Asset Profit-Sharing Expenses This item covers expenses incurred by the UUS for profit-sharing of right-of-use assets.
i. Other Operational Expenses
This item covers other expenses paid by the UUS other than those in items a to h above.
Non-Operational Expenses
This item covers all expenses or losses borne by the UUS for non-operational activities.

(3) PROFIT (LOSS) BEFORE TAX
Income Tax Expense (Benefit)
This item covers the amount of revenue minus the amount of UUS expenses before being reduced by tax. a. Current This item covers the estimated income tax expense calculated progressively from the current year's profit to the reporting date. b. Deferred This item covers the amount of deferred tax revenue (expense) related to the amount of deferred tax assets (liabilities) recognized for the current year period to the reporting date.

(4) OTHER COMPREHENSIVE INCOME (LOSS) FOR CURRENT PERIOD This item covers other comprehensive income (OCI) gains (losses) by the UUS during the accounting period, from the beginning of the year to the reporting date.

(5) COMPREHENSIVE NET PROFIT (LOSS) FOR CURRENT YEAR This item covers the net profit (loss) value after considering taxes and other comprehensive gains (losses).

C. FORM 1300: CASH FLOW STATEMENT

FORM 1300 (CASH FLOW STATEMENT) FORMAT
Form 1300 (Cash Flow Statement) is prepared according to the following format:

Items	Rp	Foreign Currency	Total
(1) CASH FLOWS FROM OPERATING ACTIVITIES
Cash Inflows
1. Receipts from Profit-Sharing of Financing Disbursements
2. Receipts from Financing Installments
3. Receipts of Principal Installments of Sharia-Backed Asset Securities (EBAS)
4. Disposal of EBAS
5. Securitization Revenue
6. Others
Cash Outflows
1. Financing Disbursements
2. Investments in EBAS
3. Bank Profit-Sharing Liabilities
4. Taxes
5. Purchase of Sharia Mortgages (KPR)
6. Costs Related to Securitization
7. Others
(2) NET CASH USED FOR OPERATING ACTIVITIES
(3) CASH FLOWS FROM INVESTING ACTIVITIES
Cash Inflows
1. Cash Inflows from Sale of Land, Buildings, and Equipment
2. Cash Inflows from Sale of Intangible Assets
3. Cash Inflows from Sale of Sharia Securities
4. Cash Inflows from Receipt of Investment Activity Fees/Returns
5. Cash Inflows from Other Investment Activities
Cash Outflows
1. Cash Outflows for Purchase of Land, Buildings, and Equipment
2. Cash Outflows for Purchase of Intangible Assets
3. Cash Outflows for Acquisition of Sharia Securities
4. Cash Outflows for Other Investment Activities
(4) NET CASH USED FOR INVESTING ACTIVITIES
(5) CASH FLOWS FROM FINANCING ACTIVITIES
Cash Inflows
1. Cash Inflows from Issuance of Sharia Securities
2. Cash Inflows from UUS Working Capital Deposits
3. Cash Inflows from Funding Based on Sharia Principles
4. Cash Inflows from Other Funding
Cash Outflows
1. Cash Outflows for Payment of Funding Principal
2. Cash Outflows for Payment of Principal of Issued Sharia Securities
3. Cash Outflows for Payment of Funding Profit-Sharing
4. Cash Outflows for Payment of Profit-Sharing of Issued Sharia Securities
5. Cash Outflows for Other Funding
(6) NET CASH OBTAINED FROM FINANCING ACTIVITIES
(7) NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS
(8) CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR
(9) CASH AND CASH EQUIVALENTS AT END OF YEAR

EXPLANATION OF FORM 1300 (CASH FLOW STATEMENT)
Form 1300 (Cash Flow Statement) is a financial report using the cash movement basis in its preparation. All items in the cash flow statement are made and calculated based on the involvement of cash and cash equivalents from the beginning of the reporting year to the reporting date. This applies to both receipt and expenditure items. In the foreign currency column, cash flows and cash equivalents are separated based on transaction groups affecting the UUS's giro at foreign banks and transactions with parties other than foreign banks.

(1) CASH FLOWS FROM OPERATING ACTIVITIES
Cash Inflows
1. Receipts from Profit-Sharing of Financing Disbursements
This item covers all receipts originating from profit-sharing of financing disbursements disbursed by the UUS.
2. Receipts from Financing Installments
This item covers all receipts originating from financing principal installments disbursed by the UUS.
3. Receipts of Principal Installments of Sharia-Backed Asset Securities (EBAS)
This item covers the total value of principal payments for EBAS owned by the UUS.
4. Disposal of EBAS
This item covers the cash receipt value originating from the disposal/sale of EBAS owned by the UUS.
5. Securitization Revenue
This item covers the receipt value originating from securitization activities by the UUS.
6. Others
This item originates from cash receipts from third parties. This item can also include receipts received by the UUS not covered in items 1 to 5. Cash Outflows
1. Financing Disbursements
This item contains all expenditures originating from financing activities conducted by the UUS.
2. Investments in EBAS
This item contains all expenditures originating from EBAS investment activities by the UUS.
3. Bank Profit-Sharing Liabilities
This item covers expenditures for paying profit-sharing liabilities on bank funding.
4. Taxes
This item originates from payments for income tax and tax restitution conducted by the UUS.
5. Purchase of Sharia Mortgages (KPR)
This item originates from UUS expenditures for acquiring Sharia mortgage assets.
6. Costs Related to Securitization
This item originates from all expenditures related to securitization.
7. Others
This item originates from cash payments to third parties. This item can also include UUS expenses not covered in items 1 to 6.

(3) CASH FLOWS FROM INVESTING ACTIVITIES
Cash Inflows
1. Cash Inflows from Sale of Land, Buildings, and Equipment
This item contains cash receipts from the sale of land, buildings, and equipment. If the sale involves expenditures for administrative expenses and other expenses borne by the UUS, this item contains the net revenue from the sale of land after being reduced by the expenses to be paid by the UUS.
2. Cash Inflows from Sale of Intangible Assets
This item contains cash receipts from the sale of intangible assets. If the sale involves expenditures for administrative expenses and other expenses borne by the UUS, this item contains the net revenue from the sale of land after being reduced by the expenses to be paid by the UUS.
3. Cash Inflows from Sale of Securities
In the event that the UUS resells long-term securities not intended for trading, the sales proceeds must be reported in this cash receipt item as net amounts after being reduced by all costs to be paid in connection with the transaction.
4. Cash Inflows from Receipt of Investment Activity Fees/Returns
This item contains cash receipts from revenue from investment activity fees/returns on securities conducted by the UUS.
5. Cash Inflows from Other Investment Activities
This item contains cash receipts from other investment activities not included in the above items.
Cash Outflows
1. Cash Outflows for Purchase of Land, Buildings, and Equipment
This item contains cash expenditures for transactions purchasing land, buildings, and equipment. If the UUS makes cash payments for other expenses in this transaction, this item must be recorded as net amounts by deducting other expenses incurred to obtain them from the acquisition cost.

2. Cash Outflows for Purchase of Intangible Assets
This item contains cash outflows for transactions involving the purchase of intangible assets. If in this transaction the UUS makes cash payments for other expenses, then this item must be recorded net by deducting other expenses incurred to acquire it from the acquisition cost.

3. Cash Outflows for Acquisition of Sharia Securities
This item contains cash outflows for investment activities conducted as part of transactions involving the acquisition of Sharia securities. If in this transaction the UUS makes cash payments for other expenses, then this item must be recorded net by deducting other expenses incurred to acquire it from the acquisition cost.

4. Cash Outflows for Other Investment Activities
This item contains cash outflows for other investment activities not included in the items mentioned above.

(4) NET CASH USED FOR INVESTMENT ACTIVITIES
This item contains all costs incurred or received for the UUS's investment activities.

(5) CASH FLOWS FROM FINANCING ACTIVITIES
Cash Inflows

Cash Inflows from Issuance of Sharia Securities
This item contains cash receipts from the issuance of Sharia securities conducted by the UUS.
Cash Inflows from UUS Working Capital Deposits
This item contains cash receipts from the deposit of working capital by the UUS.
Cash Inflows from Sharia-Based Financing
This item contains cash receipts from financing based on Sharia principles.
Cash Inflows from Other Financing
This item contains cash receipts from other financing results not included in the items mentioned above.

Cash Outflows

Cash Outflows for Financing Principal Payments
This item contains cash outflows to repay the principal of financing to investors.
Cash Outflows for Repayment of Principal of Issued Sharia Securities
This item contains cash outflows to repay the principal of issued Sharia securities to investors.
Cash Outflows for Profit Sharing on Financing
This item contains cash outflows to pay financing profit sharing (interest/profit) to investors.
Cash Outflows for Profit Sharing on Issued Sharia Securities
This item contains cash outflows to pay profit sharing on issued Sharia securities to investors.
Cash Outflows for Other Financing
This item contains all cash outflows for financing activities not included in the items above.

(6) NET CASH OBTAINED FROM FINANCING ACTIVITIES This item contains cash obtained from financing activities conducted by the UUS.

(7) NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS This item contains the net increase or decrease in cash and cash equivalents during the reporting year period up to the report date.

(8) BEGINNING OF YEAR CASH AND CASH EQUIVALENTS This item contains the amount of cash and cash equivalent positions at the beginning of the UUS's reporting year period.

(9) END OF YEAR CASH AND CASH EQUIVALENTS
This item contains the amount of cash and cash equivalent positions at the end of the UUS's reporting period date.

D. FORM 2100: SHARIA ASSET-BACKED SECURITIES RESULTING FROM FINANCIAL ASSET SECURITIZATION

FORM 2100 FORMAT (SHARIA ASSET-BACKED SECURITIES RESULTING FROM FINANCIAL ASSET SECURITIZATION)
Form 2100 (Details of Sharia Asset-Backed Securities Resulting from Financial Asset Securitization) is prepared according to the following format:

(1) Issuer EBAS Name
(2) EBAS Rating Agency
(3) Custodian Bank
(4) EBAS Start Date
(5) Maturity Date
(6) Type of Return/Yield
(7) Value
(8) Rate

EXPLANATION OF FORM 2100 (DETAILS OF SHARIA ASSET-BACKED SECURITIES RESULTING FROM FINANCIAL ASSET SECURITIZATION)
Form 2100 (Details of Sharia Asset-Backed Securities Resulting from Financial Asset Securitization) contains details of all Sharia asset-backed securities resulting from financial asset securitization issued by the UUS.

(1) EBAS Issuer
This item is filled with the party issuing the Sharia Asset-Backed Securities (EBAS), whether in the form of participation certificates or collective investment contracts.

(2) EBAS Name
This item is filled with the name of the EBAS, whether in the form of participation certificates or collective investment contracts.

(3) Rating
This item is filled with the rating of the issued EBAS.

(4) Rating Agency
This item is filled with the rating agency that performed the rating for the EBAS, whether in the form of participation certificates or collective investment contracts.

(5) Custodian Bank
This item is filled with the name of the custodian bank of the EBAS issuer, whether in the form of participation certificates or collective investment contracts.

(6) Duration a. Start Date
This item is filled with the day, month, and year of EBAS issuance. b. Maturity Date This item is filled with the day, month, and year of EBAS maturity.

(7) Profit Sharing/Return/Yield a. Type
This item is filled with the type of profit sharing or return/yield according to the agreement between parties stated in the EBAS prospectus. b. Value This item is filled with the nominal value of the agreed profit sharing or return/yield income between parties stated in the EBAS prospectus.
c. Rate
This item is filled with the profit sharing or return/yield rate per 1 year (per annum) as stated in the EBAS prospectus.

(8) EBAS Value
This item is filled with the total value of the EBAS.

E. FORM 2200: DETAILS OF HOLDERS OF SHARIA ASSET-BACKED SECURITIES RESULTING FROM FINANCIAL ASSET SECURITIZATION

FORM 2200 FORMAT (DETAILS OF HOLDERS OF SHARIA ASSET-BACKED SECURITIES RESULTING FROM FINANCIAL ASSET SECURITIZATION)
Form 2200 (Details of Holders of Sharia Asset-Backed Securities Resulting from Financial Asset Securitization) is prepared according to the following format:

(1) EBAS Name
(2) Account Number
(3) % EBAS Ownership
(4) Originator Code
(5) Issuer
(6) Buyer Name
(7) Buyer SID
(8) Buyer Segment

EXPLANATION OF FORM 2200 (DETAILS OF HOLDERS OF SHARIA ASSET-BACKED SECURITIES RESULTING FROM FINANCIAL ASSET SECURITIZATION)
Form 2200 (Details of Holders of Sharia Asset-Backed Securities Resulting from Financial Asset Securitization) contains details of holders of Sharia asset-backed securities resulting from securitization when the UUS conducts securitization of financial assets based on Sharia principles.

(1) EBAS Name
This item is filled with the name of the Sharia Asset-Backed Securities (EBAS) resulting from financial asset securitization issued or having securitization arrangements made by the UUS PPSP.

(2) Account Number
This item is filled with the account number of the EBAS buyer.

(3) % EBAS Ownership
This item is filled with the percentage of EBAS ownership from each buyer.

(4) Originator Code
This item is filled with the code of the bank acting as the originator in the context of KPR asset securitization.

(5) Issuer
This item is filled with the issuer of the EBAS, whether in the form of participation certificates or collective investment contracts.

(6) Buyer Name
This item is filled with the names of the parties purchasing the EBAS.

(7) Buyer SID
This item is filled with the single identification number code issued by KSEI for each EBAS buyer.

(8) Buyer Segment
This item contains the segment of EBAS buyers, including:
a. Commercial Banks/Sharia Commercial Banks b. Rural Banks/Sharia Rural Banks
c. Insurance Companies
d. Pension Funds e. BPJS Ketenagakerjaan (Employment Social Security Agency) f. BPJS Kesehatan (Health Social Security Agency) g. ASABRI h. Mutual Funds
i. Other Financial Institutions
j. Other Sharia Financial Institutions k. Taspen
l. Individuals
m. Foundations n. Brokers o. Indonesian Government p. Foreign Governments q. Foreign Institutions r. Other Business Entities.

F. FORM 3100: DETAILS OF FINANCING DISBURSEMENT

FORM 3100 FORMAT (DETAILS OF FINANCING DISBURSEMENT)
Form 3100 (Details of Financing Disbursement) is prepared according to the following format:

(1) Contract Number
(2) Customer Name
(3) District/City Location
(4) Financing Type
(5) Akad Used
(6) Financing Category
(7) Financing Segment
(8) Partner Segment
(9) Duration Start Date
(10) Duration Maturity Date
(11) Last Installment Payment Maturity Date
(12) Last Installment Payment Date
(13) Return/Yield Type
(14) Return/Yield Value
(15) Return/Yield Rate
(16) Currency Type
(17) Outstanding Value in Original Currency
(18) Outstanding Value in Rupiah Equivalent
(19) Collateral Value in Original Currency
(20) Collateral Value in Rupiah Equivalent
(21) Collateral Type
(22) Asset Impairment Provision
(23) Number of Sharia KPR Customers

EXPLANATION OF FORM 3100 (DETAILS OF FINANCING DISBURSEMENT)
Form 3100 (Details of Financing Disbursement) contains details reporting the financing disbursements conducted by the UUS.

(1) Contract Number
This item is filled with the contract number of the financing disbursement conducted by the UUS.

(2) Customer Name
This item is filled with the name of the customer receiving the financing disbursement.

(3) District/City Location
This item is filled with the district/city location of the customer receiving the loan disbursement.

(4) Financing Type
This item is filled with the financing type, including:

Financing
Mudharabah
Others.

(5) Akad Used
This item is filled with the type of akad used, including:

Mudharabah
Musyarakah
Ijarah
Other akads based on Sharia principles.

(6) Financing Category
This item is filled according to the financing categories disbursed by the UUS, including:

Homestay
Existing KMG
KMG with Movable Asset Guarantee
Construction
KPR
KPR iHope
KPR Inden
Commercial KPR
KPR Construction on Own Land
Program KPR
Micro
Existing Micro
PMG
Existing PMG
PMP
PPR
RTO.

(7) Financing Segment
This item is filled with the financing segment value, including:

Commercial KPR
Construction Financing
Micro Housing Financing
Multi-purpose Financing
House-Business Financing
Rent to Own.

(8) Partner Segment
This item contains the partner financing segments disbursed by the UUS to Sharia financial service institutions, namely:
a. Sharia Commercial Banks b. Sharia Regional Development Banks
c. Sharia Rural Banks
d. UUS e. Sharia Financing Companies f. Other Sharia Financial Institutions.

(9) Duration
This item is filled with the duration:

Start Date
This item is filled with the day, month, and year of the start of the financing disbursement contract disbursed by the UUS.
Maturity Date
This item is filled with the day, month, and year of the maturity of the financing disbursement contract conducted by the UUS with the KPR disbursement institution.

(10) Last Installment Payment
This item is filled with:

Last Installment Payment Maturity Date
This item is filled with the day, month, and year of the last installment payment maturity.
Last Installment Payment Date
This item is filled with the day, month, and year of the last installment payment.

(11) Collectibility
This item is filled with the quality of productive assets evaluated using criteria according to financing quality classification rules, namely:

Good (Lancar)
Special Attention (Dalam Perhatian Khusus)
Doubtful (Kurang Lancar)
Questionable (Diragukan)
Bad (Macet).

(12) Ceiling
This item is filled with the ceiling of financing disbursement disbursed by the UUS.

(13) Profit Sharing/Return/Yield a. Type
This item is filled with the type of profit sharing or return/yield, as stated in the financing disbursement agreement. b. Value This item is filled with the nominal value of the agreed profit sharing or return/yield income between parties stated in the financing disbursement contract.
c. Rate
This item is filled with the profit sharing or return/yield rate per 1 year (per annum) as stated in the financing disbursement agreement.

(14) Currency Type
This item is filled with the type of currency used in the financing disbursement.

(15) Outstanding
This item is filled with the outstanding balance value of financing disbursement disbursed to KPR disbursement institutions. a. In Original Currency This item is filled with the total outstanding financing value in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the outstanding financing value in Rupiah and the conversion result of foreign currency to Rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards.

(16) Collateral Value
This item is filled with the collateral value for the financing disbursement given by the UUS. a. In Original Currency This item is filled with the total collateral value in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the collateral value in Rupiah and the conversion result of foreign currency to Rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards.

(17) Collateral Type
This item is filled with the type of collateral for the disbursed financing disbursement.

(18) Asset Impairment Provision
This item is filled with the value of the asset impairment provision reserved by the UUS for the financing disbursement disbursed by the UUS.

(19) Number of Sharia KPR Customers
This item is filled with the number of Sharia KPR customers.

G. FORM 3200: DETAILS OF SHARIA FINANCIAL ASSETS IN THE HOUSING AND SETTLEMENT FIELD

FORM 3200 FORMAT (DETAILS OF SHARIA FINANCIAL ASSETS IN THE HOUSING AND SETTLEMENT FIELD)
Form 3200 (Details of Sharia Financial Assets in the Housing and Settlement Field) is prepared according to the following format:

(1) EBAS Name
(2) Originator
(3) Collectibility Good (Lancar)
(4) Collectibility Special Attention (Dalam Perhatian Khusus) (5) Collectibility Doubtful (Kurang Lancar) (6) Collectibility Questionable (Diragukan) (7) Collectibility Bad (Macet) (8) Currency Type (9) Initial Value in Original Currency (10) Initial Value in Rupiah Equivalent (11) Amortization Installment (12) Amortization Prepayment (13) Balance in Original Currency (14) Balance in Rupiah Equivalent

EXPLANATION OF FORM 3200 (DETAILS OF SHARIA FINANCIAL ASSETS IN THE HOUSING AND SETTLEMENT FIELD)
Form 3200 (Details of Sharia Financial Assets in the Housing and Settlement Field) contains details reporting the financing disbursements conducted by the UUS.

(1) EBAS Name
This item is filled with the name of the EBAS, whether in the form of participation certificates or collective investment contracts.

(2) Originator
This item is filled with the bank acting as the originator in the context of Sharia KPR asset securitization.

(3) Collectibility
This item is filled with the quality of productive assets evaluated using criteria according to financing quality classification rules, namely:

Good (Lancar)
Special Attention (Dalam Perhatian Khusus)
Doubtful (Kurang Lancar)
Questionable (Diragukan)
Bad (Macet).

(4) Currency Type
This item is filled with the type of currency used in the financing disbursement.

(5) Initial Value
This item is filled with the initial value of Sharia KPR receivables at the cut-off time. a. In Original Currency This item is filled with the total initial value of Sharia KPR receivables in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the initial value of Sharia KPR receivables in Rupiah and the conversion result of foreign currency to Rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards.

(6) Amortization
This item is filled with the amortization value divided into:

Installment
Prepayment.

(7) Balance
This item is filled with the remaining outstanding balance value of Sharia KPR receivables at the reporting period. a. In Original Currency This item is filled with the total outstanding balance value of Sharia KPR receivables in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the outstanding balance value of Sharia KPR receivables in Rupiah and the conversion result of foreign currency to Rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards.

H. FORM 3300: DETAILS OF SHARIA FINANCIAL ASSETS THAT HAVE NOT BEEN SECURITIZED

FORM 3300 FORMAT (DETAILS OF SHARIA FINANCIAL ASSETS THAT HAVE NOT BEEN SECURITIZED)
Form 3300 (Details of Sharia Financial Assets That Have Not Been Securitized) is prepared according to the following format:

(1) Contract Number
(2) Customer Name
(3) Original Investor
(4) Duration Start Date
(5) Duration Maturity Date
(6) Collectibility Good (Lancar)
(7) Collectibility Special Attention (Dalam Perhatian Khusus) (8) Collectibility Doubtful (Kurang Lancar) (9) Collectibility Questionable (Diragukan) (10) Collectibility Bad (Macet) (11) Outstanding (12) Margin/Ujrah/Profit Sharing Type (13) Margin/Ujrah/Profit Sharing Value (14) Margin/Ujrah/Profit Sharing Rate (15) Collateral Type (16) Collateral Value (17) Asset Impairment Provision

EXPLANATION OF FORM 3300 (DETAILS OF SHARIA FINANCIAL ASSETS THAT HAVE NOT BEEN SECURITIZED)
Form 3300 (Details of Sharia Financial Assets That Have Not Been Securitized) contains details reporting the details of Sharia financial assets owned by the UUS but which have not undergone the securitization process.

(1) Contract Number
This item is filled with the contract number of the purchase of Sharia financial assets conducted by the UUS.

(2) Customer Name
This item is filled with the name of the customer receiving the Sharia KPR disbursement.

(3) Original Investor
This item is filled with the bank acting as the original investor selling Sharia financial assets to the UUS.

(4) Duration a. Start Date
This item is filled with the day, month, and year of the start of the Sharia KPR disbursement. b. Maturity Date This item is filled with the day, month, and year of the maturity of the Sharia KPR disbursement.

(5) Collectibility
This item is filled with the quality of Sharia financial assets evaluated using criteria according to financing quality classification rules, namely:

Good (Lancar)
Special Attention (Dalam Perhatian Khusus)
Doubtful (Kurang Lancar)
Questionable (Diragukan)
Bad (Macet).

(6) Outstanding
This item is filled with the outstanding balance value of Sharia financial assets.

(7) Margin/Ujrah/Profit Sharing a. Type
This item is filled with the type of profit sharing or return/yield, as stated in the Sharia KPR disbursement agreement. b. Value This item is filled with the nominal value of the agreed margin, ujrah, or profit sharing income between parties stated in the Sharia KPR disbursement agreement.
c. Rate
This item is filled with the margin, ujrah, or profit sharing rate per 1 year (per annum) as stated in the Sharia KPR disbursement agreement.

(8) Collateral Type
This item is filled with the type of collateral for the Sharia KPR disbursement.

(9) Collateral Value
This item is filled with the collateral value for the Sharia KPR disbursement.

(10) Asset Impairment Provision
This item is filled with the value of the asset impairment provision reserved by the UUS for Sharia financial assets.

I. FORM 4100: DETAILS OF FUNDS PLACEMENT

FORM 4100 FORMAT (DETAILS OF FUNDS PLACEMENT)
Form 4100 (Details of Funds Placement) is prepared according to the following format:

(1) Funds Placement Series Number
(2) Funds Placement Type
(3) Issuer Name
(4) Sharia Securities Rating
(5) Rating Agency
(6) Measurement Category
(7) Duration Start Date
(8) Duration Maturity Date
(9) Margin/Ujrah/Profit Sharing Type
(10) Margin/Ujrah/Profit Sharing Value
(11) Margin/Ujrah/Profit Sharing Rate
(12) Currency Type
(13) Nominal in Original Currency
(14) Nominal in Rupiah Equivalent
(15) Premium (Discount) in Original Currency
(16) Premium (Discount) in Rupiah Equivalent
(17) Fair Value Change in Original Currency
(18) Fair Value Change in Rupiah Equivalent
(19) Final Balance in Original Currency
(20) Final Balance in Rupiah Equivalent
(21) Value Impairment Loss Reserve

EXPLANATION OF FORM 4100 (DETAILS OF FUNDS PLACEMENT)
Form 4100 (Details of Funds Placement) contains details reporting the funds placement conducted by the UUS.

(1) Funds Placement Series Number
This item is filled with the series number of the funds placement conducted by the UUS. If the type of funds placement instrument does not have a placement series number, this item may be left blank.

(2) Funds Placement Type
This item is filled with the type of funds placement instrument conducted by the UUS, including Sharia government securities, Sharia asset-backed securities, Sharia deposit certificates, corporate bonds, other types of funds placement permitted for UUS.

(3) Issuer Name
This item is filled with the name of the issuer or financial institution issuing the funds placement instrument.

(4) Sharia Securities Rating
This item is filled with the rating of the Sharia securities held by the UUS. If the type of funds placement instrument does not have a rating, this item may be left blank.

(5) Rating Agency
This item is filled with the name of the rating agency registered with the Financial Services Authority (OJK) that has performed the rating on the securities held by the UUS. If the type of funds placement instrument does not have a rating, this item may be left blank.

(6) Measurement Category
This item is filled with the measurement category as follows:
a. funds placement instrument held to maturity (Hold to Maturity); b. funds placement instrument available for sale (Available for Sale); or
c. funds placement instrument intended for trading.

(7) Duration a. Start Date
This item is filled with the day, month, and year of issuance of the placement instrument. b. Maturity Date This item is filled with the day, month, and year of maturity of the funds placement instrument.

(8) Margin/Ujrah/Profit Sharing a. Type
This item is filled with the type of margin, ujrah, or profit sharing, established for the funds placement instrument held by the UUS. b. Value This item is filled with the nominal value of the margin, ujrah, or profit sharing established for the funds placement instrument held by the UUS.
c. Rate
This item is filled with the percentage of margin, ujrah, or profit sharing per 1 year (per annum).
Funds placement instruments that do not have margin, ujrah, or profit sharing may be left blank.

(9) Currency Type
This item is filled with the type of currency used in the funds placement instrument.

(10) Nominal
This item is filled with the value of the funds placement conducted by the UUS. a. In Original Currency This item is filled with the total value of funds placement in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the value of funds placement in Rupiah and the conversion result of foreign currency to Rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards.

(11) Premium (Discount)
This item is filled with the value of premium (discount) established at the time of purchase of the funds placement instrument held by the UUS. a. In Original Currency This item is filled with the total value of premium (discount) of funds placement in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalent This item is filled with the value of premium (discount) of funds placement in Rupiah and the conversion result of foreign currency to Rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards.

(12) Fair Value Change
This item is filled with the fair value of the funds placement instrument conducted by the UUS. a. In Original Currency This item is filled with the total fair value of the funds placement instrument in foreign currency according to the nominal in the financial position report based on applicable accounting standards.

b. In Rupiah Equivalents
This item is filled with the fair value of fund placement instruments in rupiah and the conversion of foreign currency into rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards. (13) Ending Balance Value This item is filled with the ending balance value of fund placement instruments conducted by the UUS. a. In Original Currency This item is filled with the total ending balance value of fund placements in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalents This item is filled with the ending balance value of fund placements in rupiah and the conversion of foreign currency into rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards. (14) Impairment Loss Provisions This item is filled with impairment loss provisions for fund placements.

J. FORM 5100: DETAILS OF MISCELLANEOUS ASSETS

FORM 5100 FORMAT (DETAILS OF MISCELLANEOUS ASSETS)
Form 5100 (Details of Miscellaneous Assets) is prepared in the following format:
(1) (2) (3) (4)
Type Type of Currency Nominal
Impairment
Loss
Provision
Total
EXPLANATION OF FORM 5100 (DETAILS OF MISCELLANEOUS ASSETS)
Form 5100 (Details of Miscellaneous Assets) contains details of assets that cannot be classified into any of the asset items above. (1) Type This item is filled with the type of miscellaneous assets owned by the UUS, which can include among others:
a. Prepaid Expenses
This item is filled with costs used as advance payments for certain expenses. b. Deferred Costs This item is filled with costs that have occurred or are deferred because their benefits can be felt in future periods.
c. Advance Tax Payments
This item is filled with the amount of income tax that has been paid by the UUS but has not yet become an expense of the relevant accounting period. d. Employee Loans This item is filled with the value of loans provided by the PPSP to employees. e. Other Miscellaneous Assets This item covers other assets that are not in letters a through d. (2) Type of Currency This item is filled with the type of currency used. (3) Nominal This item is filled with the value of the type of miscellaneous assets owned by the UUS. (4) Impairment Loss Provisions This item is filled with impairment loss provisions for miscellaneous assets formed by the UUS.

K. FORM 6100: DETAILS OF RECEIVED FUNDING

FORM 6100 FORMAT (DETAILS OF RECEIVED FUNDING)
Form 6100 (Details of Received Funding) is prepared in the following format:
(1) (2) (3) (4) (5)
Source Contract
Number
Type of
Funding
Sharia
Agreement
Used
Type of
Currency
(6) (7)
Investor Duration
Country
Name
Category
Start
Date
Maturity
Date
(8) (9) (10) (11)
Profit Sharing/Return Funding
Ceiling
Funding
Initial
Balance
Type Value Rate of
Funding
EXPLANATION OF FORM 6100 (DETAILS OF RECEIVED FUNDING)
Form 6100 (Details of Received Funding) contains details of funding received by the UUS.
(1) Source
This item is filled with the source of funding based on Sharia principles, namely:
a. foreign government; b. multilateral institutions;
c. banks and financial and financing institutions, both domestic and foreign;
d. government; e. others as long as they do not contradict regulations.
(2) Contract Number
This item is filled with the funding agreement number.
(3) Type of Funding
This item is filled with the type of funding received, namely:
a. Syndication
Syndication funding is funding received by the UUS from 2 (two) or more funders (creditors or investors), either directly or through intermediary services. The filling for the Creditor Name column and the Country of Origin column follows the dominance principle based on the name of the creditor or investor who has the largest portion in providing funding. b. Bilateral Bilateral funding is funding received by the UUS from 1 (one) creditor or investor.
c. Multilateral
Multilateral funding is funding received by the UUS from international financial institutions, such as the International Finance Corporation and Asian Development Bank. d. Subordination Subordination funding is funding received by the PPSP with conditions as contained in the Explanation of Items in the Financial Position Report Liabilities and Equity on the Subordination Funding item. e. Others Other funding is funding other than subordination. (4) Sharia Agreement Used This item is filled with the type of agreement used in the funding agreement, among others:

Mudharabah
Musyarakah
Ijarah
Other agreements based on Sharia principles
(5) Type of Currency
This item is filled with the type of currency used in the funding agreement.

(6) Investor a. Name
This item is filled with the names of parties providing funding to the UUS. In the event that the UUS has more than 1 (one) funding account with the same investor, the investor name column for each transaction is still filled with the name of the relevant investor according to the number of agreement contracts. b. Country This item is filled with the investor's country of domicile.
c. Category
This item is filled with the category of parties providing funding for the UUS's business activities.
(7) Duration a. Start Date
This item is filled with the date, month, and year when the funding received by the UUS from the investor party began as stated in the agreement. b. Maturity Date This item is filled with the date, month, and year when the funding received by the UUS from the investor party ended as stated in the agreement. (8) Profit Sharing/Return a. Type This item is filled with the type of profit sharing or return established by the fund owner as agreed upon in the agreement. b. Value This item is filled with the nominal value of profit sharing or return charged by the investor to the UUS as stated in the contract.
c. Rate
This item is filled with the percentage rate of profit sharing or return agreed upon based on the funding agreement with the funder (investor). (9) Funding Ceiling This item is filled with the maximum amount of funding received by the UUS as stated in the agreement. (10) Initial Funding This item is filled with the amount of funding received by the UUS at initial receipt after the agreement approval. (11) Funding Balance This item is filled with the remaining UUS funding at the end of the reporting period.

L. FORM 7100: DETAILS OF ISSUED SHARIAH SECURITIES

FORM 7100 FORMAT (DETAILS OF ISSUED SHARIAH SECURITIES)
Form 7100 (Details of Issued Shariah Securities) is prepared in the following format:
(1) (2) (3) (4) (5)
Series of
Shariah
Securities
Number of
Shariah
Securities
Type of
Shariah
Securities
Duration
Profit Sharing/Return/Ujrah
Start
Date
Maturity
Date
Type Value Rate
(6) (7) (8) (9)
Type of
Currency
Nominal Value of
Shariah Securities
Premium/ Discount
Balance of Issued
Shariah Securities
In Original
Currency
In
Rupiah
Equivalents
In Original
Currency
In
Rupiah
Equivalents
In Original
Currency
In
Rupiah
Equivalents
(10) (11) (12) (13) (14) (15) (16)
Date
Registered with LPP
Registration
Number with LPP
Name of
Trustee
Rating
Agency
Rating of
Shariah
Securities
Date of
Rating
Availability of Sinking Fund
EXPLANATION OF FORM 7100 (DETAILS OF ISSUED SHARIAH SECURITIES)
Form 7100 (Details of Issued Shariah Securities) reports the position of Shariah securities, both named and bearer, issued by the UUS through the PPSP, both in rupiah and foreign currency, purchased by third parties. Shariah securities that have been issued and then repurchased by the UUS in the secondary market must not be reported on the List of Details of Owned Securities, but must reduce the outstanding issued Shariah securities. (1) Series of Shariah Securities This item is filled with the series of securities issued by the UUS through the PPSP. (2) Number of Shariah Securities This item is filled with the contract number of securities issued by the UUS through the PPSP or the code of the issued securities according to registration at the Indonesia Central Securities Depository (KSEI). (3) Type of Shariah Securities This item is filled with the type of Shariah securities issued by the UUS through the PPSP, namely:
a. Medium Term Notes (MTN)
MTN is a medium-term security with a duration of 1 (one) to 3 (three) years issued by the UUS through the PPSP to MTN holders with the obligation to pay coupons (interest rates) gradually according to the MTN interest payment schedule and to repay the entire principal debt at maturity. b. Sukuk Sukuk is a long-term security based on Sharia Principles issued by the UUS through the PPSP to sukuk holders, requiring the UUS to pay income to sukuk holders in the form of returns and to repay the sukuk funds at maturity.
c. Domestic Documentary Credit Bill (SKBDN) Bill
SKBDN Bill is an instrument issued by the UUS through the PPSP to SKBDN bill holders, requiring the UUS to pay returns at maturity. (4) Duration This item is filled with the start and maturity duration of securities issued by the UUS through the PPSP, namely:
a. Start Date
Start date is the date, month, and year when the issuance of Shariah securities began as stated in the Shariah securities. b. Maturity Date Maturity date is the date, month, and year of maturity of the issued Shariah securities as stated in the Shariah securities.

(5) Profit Sharing/Return/Ujrah a. Type
This item is filled with the type of profit sharing, return, or ujrah established for the Shariah securities issued by the UUS through the PPSP. b. Value This item is filled with the nominal value of profit sharing, return, or ujrah agreed upon by the parties as stated in the contract.
c. Rate
This item is filled with the percentage rate of profit sharing, return, or ujrah for the issued Shariah securities. (6) Type of Currency This item is filled with the type of currency used in the issued Shariah securities. (7) Nominal Value of Shariah Securities This item is filled with the nominal value of Shariah securities issued by the UUS through the PPSP owned by investors in thousands of rupiah. a. In Original Currency This item is filled with the total nominal value of Shariah securities in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalents This item is filled with the nominal value of Shariah securities owned in rupiah and the conversion of owned foreign currency Shariah securities into rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards. (8) Premium/Discount This item is filled with the remaining premium or discount in rupiah or foreign currency that has not been amortized. a. In Original Currency This item is filled with the total premium/discount value in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalents This item is filled with the premium/discount value owned in rupiah and the conversion of owned foreign currency Shariah securities into rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards. (9) Balance of Issued Shariah Securities This item is filled with the balance of issued securities:
a. In Original Currency
This item is filled with the total balance value of issued Shariah securities in foreign currency according to the nominal in the financial position report based on applicable accounting standards. b. In Rupiah Equivalents This item is filled with the balance value of issued Shariah securities owned in rupiah and the conversion of owned foreign currency securities into rupiah based on the Bank Indonesia mid-rate at the time of recording, and recorded according to the nominal in the financial position report based on applicable accounting standards. (10) Date Registered with LPP This item is filled with the date, month, and year the UUS registered with the Settlement and Securities Custody Institution (LPP) or a similar institution in the event that Shariah securities are issued or traded outside the country. (11) Registration Number with LPP This item is filled with the UUS registration number with the Settlement and Securities Custody Institution (LPP) or a similar institution in the event that Shariah securities are issued or traded outside the country. (12) Name of Trustee This item is filled with the name of the trustee of the UUS. (13) Rating Agency This item is filled with the name of the rating agency registered with the Financial Services Authority, which rates the Shariah securities issued by the UUS through the PPSP. (14) Rating of Shariah Securities This item is filled with the rating of Shariah securities issued by the UUS through the PPSP. (15) Date of Rating This item is filled with the date, month, and year the Shariah securities were rated by the rating agency. (16) Availability of Sinking Fund This item is filled with the amount of funds set aside by the company to meet future obligations. This item can be left blank if the UUS does not form such a fund.

M. FORM 7200: DETAILS OF HOLDERS OF ISSUED SHARIAH SECURITIES

Form 7200 (Details of Holders of Issued Shariah Securities) is prepared in the following format:
(1) (2) (3) (4) (5)
Name of
Shariah
Securities
Type of
Shariah
Securities
Name of
Investor
Country
Category
(6) (7) (8) (9) (10)
Segment
Industry
Number of
Transactions
Transaction
Volume
Percentage
Remarks
EXPLANATION OF FORM 7200 (DETAILS OF HOLDERS OF ISSUED SHARIAH SECURITIES)
Form 7200 (Details of Holders of Issued Shariah Securities) contains details of holders of Shariah securities issued by the UUS through the PPSP. (1) Name of Shariah Securities This item is filled with the name of Shariah securities issued by the UUS through the PPSP. (2) Type of Shariah Securities This item is filled with the type of Shariah securities issued by the UUS through the PPSP, among others MTN and sukuk. (3) Investor Name This item is filled with the name of the investor who purchased the Shariah securities issued by the UUS through the PPSP. (4) Country This item is filled with the investor's country of domicile. (5) Category This item is filled with the category of holders of issued Shariah securities. (6) Industry Segment This item is filled with the industry segment of the investor party placing funds in Shariah securities issued by the UUS through the PPSP, among others:

General Banks/General Shariah Banks
BPR/BPR Shariah
Insurance Companies
Pension Funds
BPJS Ketenagakerjaan
BPJS Kesehatan
ASABRI
Mutual Funds
Other Financial Institutions
Other Shariah Financial Institutions
Taspen
Individuals
Foundations
Brokers
Indonesian Government
Foreign Government
Foreign Institutions
Other Business Entities.
(7) Number of Transactions
This item is filled with the number of transactions conducted by investors in Shariah securities transactions. (8) Transaction Volume This item is filled with the transaction volume amount conducted by investors.

(9) Percentage
This item is filled with the percentage of transactions conducted per investor segment compared to the total number of Shariah securities. (10) Remarks This item is filled with additional remarks not included in numbers 1 through 9.

N. FORM 8100: DETAILS OF MISCELLANEOUS LIABILITIES

FORM 8100 FORMAT (DETAILS OF MISCELLANEOUS LIABILITIES)
Form 8100 (Details of Miscellaneous Liabilities) is prepared in the following format:
(1) (2) (3) (4)
Type Type of
Currency
Nominal
Duration
Start
Date
Maturity
Date
EXPLANATION OF FORM 8100 (DETAILS OF MISCELLANEOUS LIABILITIES)
Form 8100 (Details of Miscellaneous Liabilities) contains details of liabilities that cannot be classified into any of the liability items above. (1) Type This item is filled with the type of miscellaneous liability details, which can include among others:
a. Salary Payables
This item covers salary payables that must be paid by the UUS. b. Unpaid Dividends This item covers dividend payables that must be paid by the UUS.
c. Deferred Revenue
This item covers total deferred revenue by the UUS. d. Other Miscellaneous Liabilities This item covers other liabilities besides the points above. (2) Type of Currency This item is filled with the type of currency used. (3) Nominal This item is filled with the value of the miscellaneous liabilities owned by the UUS. (4) Duration a. Start Date This item is filled with the date, month, and year when the obligation began. b. Maturity Date This item is filled with the date, month, and year of the obligation settlement maturity. In the event that there is no information regarding the duration, this item can be left blank.

O. Form 9100: ASSET AND LIABILITY MATCHING ANALYSIS REPORT

FORM 9100 FORMAT (ASSET AND LIABILITY MATCHING ANALYSIS REPORT)
Form 9100 (Asset and Liability Matching Analysis Report) is prepared in the following format:
Items
Rupiah Foreign Currency
Total Maturity Up To Maturity Up To
≤1
Year

1-≤5
Years
5-≤10
Years
10
Years Total ≤1
Year
1-≤5
Years
5-≤10
Years
10
Years Total
(1) ASSETS a. Financing
Disbursement b. Financial
Assets
c. Shariah
Securities d. Guarantees and
Credit Support e. Miscellaneous
Assets
(2) LIABILITIES a. Received
Funding b. Issued
Shariah
Securities
c. Liabilities
Other Than
Funding and
Issued
Shariah
Securities

Items
Rupiah Foreign Currency
Total Maturity Up To Maturity Up To
≤1
Year

1-≤5
Years
5-≤10
Years
10
Years Total ≤1
Year
1-≤5
Years
5-≤10
Years
10
Years Total
(3) ASSET TO
LIABILITY
RATIO
Current Asset to
Non-Current Asset
Ratio
Current Liability to
Non-Current Liability
Ratio

EXPLANATION OF FORM 9100 (ASSET AND LIABILITY MATCHING ANALYSIS REPORT)
Form 9100 (Asset and Liability Matching Analysis Report) contains the UUS's asset and liability values based on maturity age, divided into 1 (one) year, 1 – 5 years, 5 – 10 years, and over 10 years. (1) ASSETS This item covers total assets based on each age category in currency, both in rupiah and/or foreign currency. This item consists of the sum of net financing, net Sharia-based financing, and non-financing assets. The asset value must be the same as the total asset item in Form 1100 (Financial Position Report). a. Financing Disbursement This item is filled with the total value of loans disbursed to banks and/or non-bank financial service institutions in Indonesia used to increase Shariah mortgage disbursement, based on each age category of receivables in currency, both in rupiah and/or foreign currency. b. Financial Assets This item is filled with the total financial assets purchased by the UUS from banks and/or non-bank financial service institutions, based on each age category of receivables in currency, both in rupiah and/or foreign currency.
c. Shariah Securities
This item is filled with the total value of Shariah securities owned by the UUS, based on each age category of Shariah securities in currency, both in rupiah and/or foreign currency. d. Miscellaneous Assets This item is filled with the total value of other assets not included in letters a through c, based on each age category of assets in currency, both in rupiah and/or foreign currency. (2) LIABILITIES This item covers total liabilities according to currency, in rupiah and/or foreign currency according to age classification. This item consists of the sum of received funding, issued Shariah securities, and liabilities other than funding and issued Shariah securities. The liability value must be the same as the total liability item in Form 1100 (Financial Position Report). a. Received Funding This item covers short-term, medium-term, and/or long-term loans, including funding received based on Sharia principles, in rupiah and foreign currency received by the UUS from the Government of the Republic of Indonesia, foreign governments, multilateral institutions, and banks and financial and financing institutions, both domestic and foreign.

This copy is consistent with the original
Legal Director 1
Legal Department
Mufli Asmawidjaja b. Issued Shariah Securities This item covers short-term, medium-term, and long-term debt recognition in rupiah and foreign currency, both named and bearer, issued by the UUS and purchased or owned by third parties. This item includes among others bonds, MTN, and Domestic Documentary Credit Bills (SKBDN).
c. Liabilities Other Than Funding and Issued Shariah Securities
This item covers liabilities other than funding and issued Shariah securities.
(3) ASSET TO LIABILITY RATIO
This item is filled with the percentage ratio of assets to liabilities according to maturity, consisting of:

Current Asset to Non-Current Asset Ratio
Current Liability to Non-Current Liability Ratio
The definition of current assets, current liabilities, non-current assets, and non-current liabilities refers to the definitions established in generally applicable financial accounting standards.

Determined in Jakarta on January 31, 2024
EXECUTIVE HEAD OF SUPERVISOR OF
FINANCING INSTITUTIONS, VENTURE CAPITAL
COMPANIES, MICRO FINANCE INSTITUTIONS,
AND OTHER FINANCIAL SERVICE INSTITUTIONS
FINANCIAL SERVICES AUTHORITY
REPUBLIC OF INDONESIA,
AGUSMAN signed signed

APPENDIX IV
CIRCULAR LETTER OF THE FINANCIAL SERVICES AUTHORITY REPUBLIC OF INDONESIA NUMBER 3/SEOJK.06/2024 CONCERNING MONTHLY REPORTS OF SECONDARY HOUSING FINANCING COMPANIES

FORMAT 1: REPORT ON CHANGES IN BOARD OF DIRECTORS MEMBERS RESPONSIBLE FOR MONTHLY REPORTS AND/OR OFFICERS COMPOSING MONTHLY REPORTS

[Company Letterhead]
Number:
Date:
Attachment:
Subject: Report on Changes in Board of Directors Members Responsible for Monthly Reports and/or Officers Composing Monthly Reports

To:
Financial Services Authority
Data and Statistics Management Department
Radius Prawiro Tower Building, 14th Floor
Bank Indonesia Office Complex
MH. Thamrin Street Number 2, Jakarta, 10110

Referring to the Financial Services Authority Circular Letter Number ..... dated ..... regarding Monthly Reports of Secondary Housing Financing Companies, we hereby, on behalf of:

Company: __________________________________
Company Code: __________________________________ Filing Identification Number (FIN) Code: __________________________________

submit a report for:

changes in Board of Directors members responsible for monthly reports; and/or
changes in officers composing monthly reports,
with the following changes:

Position	Description	Before	After
Board of Directors Responsible Officer	Full Name; ID Card/Passport Number; Position; Phone Number; Email Address
Composing Officer	Full Name; ID Card/Passport Number; Position; Phone Number; Email Address

We submit this report, and thank you for your attention, Sir/Madam.

Sincerely,
Board of Directors,
Signature and name
( )

FORMAT 2: LETTER OF APPLICATION FOR ACCESS TO THE FINANCIAL SERVICES AUTHORITY DATA COMMUNICATION NETWORK SYSTEM

[Company Letterhead]
Number:
Date:
Attachment:
Subject: Application for Access to the Financial Services Authority Data Communication Network System

To:
Financial Services Authority
Data and Statistics Management Department
Radius Prawiro Tower Building, 14th Floor
Bank Indonesia Office Complex
MH. Thamrin Street Number 2, Jakarta, 10110

Referring to the Financial Services Authority Circular Letter Number ..... dated ..... regarding Monthly Reports of Secondary Housing Financing Companies, we hereby, on behalf of:

Company: __________________________________
Company Code: __________________________________ Filing Identification Number (FIN) Code: __________________________________

apply to obtain access to the Financial Services Authority data communication network system with the name of the officer composing the Monthly Report as follows:

Full Name: ______________________________________ ID Card/Passport Number: ______________________________________ Position: ______________________________________ Phone Number: ______________________________________ Email Address: ______________________________________

We submit this application, and thank you for your attention, Sir/Madam.

Sincerely,
Board of Directors,
Signature and name
( )

This copy is consistent with the original
Legal Director 1
Legal Department
Mufli Asmawidjaja

FORMAT 3: LETTER OF APPLICATION FOR CHANGES TO ACCESS TO THE FINANCIAL SERVICES AUTHORITY DATA COMMUNICATION NETWORK SYSTEM

[Company Letterhead]
Number:
Date:
Attachment:
Subject: Application for Changes to Access to the Financial Services Authority Data Communication Network System

To:
Financial Services Authority
Data and Statistics Management Department
Radius Prawiro Tower Building, 14th Floor
Bank Indonesia Office Complex
MH. Thamrin Street Number 2, Jakarta, 10110

Referring to the Financial Services Authority Circular Letter Number ..... dated ..... regarding Monthly Reports of Secondary Housing Financing Companies, we hereby, on behalf of:

Company: _________________________________
Company Code: _________________________________ Filing Identification Number (FIN) Code: _________________________________

apply to be able to access the Financial Services Authority data communication network system with the name of the officer composing the Monthly Report as follows:

Full Name: _________________________________
ID Card/Passport Number: _________________________________ Position: _________________________________ Phone Number: _________________________________ Old Email Address: _________________________________ New Email Address: _________________________________

We submit this application, and thank you for your attention, Sir/Madam.

Sincerely,
Board of Directors,
Signature and name
( )

Established in Jakarta on January 31, 2024

EXECUTIVE HEAD OF SUPERVISOR
OF FINANCING INSTITUTIONS,
VENTURE CAPITAL COMPANIES,
MICRO FINANCE INSTITUTIONS, AND
OTHER FINANCIAL SERVICE INSTITUTIONS
FINANCIAL SERVICES AUTHORITY
REPUBLIC OF INDONESIA,

AGUSMAN signed signed

Lineage: No known changes

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