Resolution of the Board of the National Bank of the Kyrgyz Republic of 13 March 2024

No. 2024-П-12/10-3-(БС)

On Amendments

to Certain Regulatory Legal Acts

of the National Bank of the Kyrgyz Republic

In accordance with Articles 5, 9 and 64 of the Constitutional Law of the Kyrgyz Republic "On the National Bank of the Kyrgyz Republic", the Board of the National Bank of the Kyrgyz Republic resolves:

1. To introduce amendments to the following resolutions of the Board of the National Bank of the Kyrgyz Republic (attached):

• "On Approval of the Regulation "On Calculation of the Liquidity Coverage Ratio of Commercial Banks" of 27 December 2019 No. 2019-П-12/68-4-(НПА);

• "On Approval of the Instruction on Maintaining the Database on Liabilities of a Bank, Housing Savings Credit Company, Microfinance Company Attracting Deposits from Depositors" of 2 June 2022 No. 2022-П-12/35-1 (НПА).

2. This resolution enters into force upon expiry of fifteen days from the day of official publication.

3. To the Legal Department:

• from the day of receipt of the relevant documents, within 3 (three) working days, to publish this resolution on the official website of the National Bank of the Kyrgyz Republic;

• after official publication, to send this resolution to the Ministry of Justice of the Kyrgyz Republic for inclusion in the State Register of Regulatory Legal Acts of the Kyrgyz Republic.

4. To the Supervision Methodology Department, after official publication, within 3 (three) working days, to bring this resolution to the attention of the Legal Entity Association "Union of Banks of Kyrgyzstan", commercial banks, the Legal Entity Association "Association of Microfinance Organizations", microfinance companies attracting deposits, structural subdivisions, regional departments and the Representative Office of the National Bank of the Kyrgyz Republic in Batken Oblast.

5. To entrust control over the execution of this resolution to the member of the Board of the National Bank of the Kyrgyz Republic supervising the Supervision Methodology Department.

Chairman K. Bokontaev

Annex
to the resolution of the Board of the National Bank of the Kyrgyz Republic of 13 March 2024 No. 2024-П-12/10-3-(БС)

Amendments to Certain Regulatory Legal Acts

of the National Bank of the Kyrgyz Republic

1. To introduce the following amendment to the resolution of the Board of the National Bank of the Kyrgyz Republic "On Approval of the Regulation "On Calculation of the Liquidity Coverage Ratio of Commercial Banks" of 27 December 2019 No. 2019-П-12/68-4-(НПА):

in the Regulation "On Calculation of the Liquidity Coverage Ratio of Commercial Banks" approved by the above-mentioned resolution:

• in the second line of the first column of the table in paragraph 31, the words "Government" shall be replaced by the words "Cabinet of Ministers".

2. To introduce the following amendments to the resolution of the Board of the National Bank of the Kyrgyz Republic "On Approval of the Instruction on Maintaining the Database on Liabilities of a Bank, Housing Savings Credit Company, Microfinance Company Attracting Deposits from Depositors" of 2 June 2022 No. 2022-П-12/35-1-(НПА):

in the Instruction on Maintaining the Database on Liabilities of a Bank, Housing Savings Credit Company, Microfinance Company Attracting Deposits from Depositors approved by the above-mentioned resolution:

• paragraph 12 shall be supplemented with a second subparagraph of the following content:

"In the case where the Agency acts as the liquidator of a bank and/or financial and credit organization, it shall, within 10 (ten) calendar days after the occurrence of the guaranteed event, generate information on depositors covered by the Law of the Kyrgyz Republic "On Protection of Bank Deposits" in the form established by the Agency.";

• Appendix 1 to the Instruction shall be set out in the following wording:

Appendix 1

to the Instruction on Maintaining the Database on Liabilities of a Bank, Housing Savings Credit Company, Microfinance Company Attracting Deposits from Depositors

INFORMATION

on placed _______________________________________ deposits

(deposits)

of individuals, individual entrepreneurs subject to compensation

---

(name of the bank)

No.

item no.

Full Last Name, First Name and Patronymic of the depositor/holder of electronic money

Identity document, No. and date of issue, by whom issued

No. of certificate/

patent

TIN

Address of residence of the depositor/holder of electronic money, telephone number

Name and/or No. of the banking service agreement (bank deposit, card account, etc.), loan/guarantee agreement, agreement/offer on provision of electronic wallet services, date of conclusion of the agreement

Type of currency of the deposit, electronic wallet, overdue counterclaims

General Ledger account number

Number of the personal account of the deposit, card account, electronic wallet, loan indebtedness, accrued interest on the deposit (deposit), accrued interest on the loan indebtedness

Amount of deposited funds, as well as the amount of accrued interest on the deposit (deposit)

Amount of overdue counterclaims of the bank to the depositor

Balance of liabilities/claims of the bank to the depositor based on the results of offsetting

Balance of liabilities of the bank to the depositor based on the results of offsetting in som equivalent

Amount of compensation subject to payment to the depositor/holder of electronic money, but not more than the amount established by the Law of the Kyrgyz Republic "On Protection of Bank Deposits" based on the results of offsetting overdue counterclaims of the depositor and the bank

Balance on deposits (deposits), electronic wallets, taking into account accrued interest after payment of the compensation amount in som equivalent

Deposits (deposits), electronic wallets for which payments are suspended, in respect of which there is a decision (resolution) on the imposition of seizure by judicial and investigative bodies

Number of the identity document

date of issue, by whom issued

amount of the current balance on the deposit in the currency of the deposit/electronic wallet

amount of the current balance of the deposit/electronic wallet in som equivalent

amount of accrued interest in the currency of the deposit/electronic wallet

amount of accrued interest on the deposit (deposit)/electronic wallet in som equivalent

total in som equivalent

amount of the balance of claims on the principal debt in the currency of the claim

amount of the balance of claims on the principal debt in som equivalent

amount of claims on accrued interest of the bank in the currency of the claim

amount of claims on accrued interest of the bank in som equivalent

total amount of overdue counterclaims of the bank in som equivalent

information on disputes and court proceedings on overdue loans and guarantees of depositors

amount of the balance on accrued interest in som equivalent based on the results of offsetting

amount of the balance on the principal debt in som equivalent based on the results of offsetting

total on the balance of obligations/

claims in som equivalent

1

2

3

4

4-1

5

6

7

8

9

10

11

12

13

14

15=12+14

16

17

18

19

20=17+19

21

22=14+20

23

24

25

26

27=24-26

28

Example:

1

Ivanov Ivan Ivanovich

А1325465

19.08.02 MVD of the Kyrgyz Republic

Bank deposit agreement No. 50 dated 20.11.08

KGS

250000,00

5000,00

155000,00

-

5000,00

Ivanov Ivan Ivanovich

А1325465

19.08.02 MVD of the Kyrgyz Republic

Bank deposit agreement No. 51 dated 20.11.08

USD

2000,00

80000,00

100,00

4000,00

84000,00

-

4000,00

Ivanov Ivan Ivanovich

А1325465

19.08.02 MVD of the Kyrgyz Republic

Bank deposit agreement No. 52 dated 20.11.08

EUR

100,00

5000,00

-

Ivanov Ivan Ivanovich

А1325465

19.08.02 MVD of the Kyrgyz Republic

Bank loan agreement No. 55 dated 05.12.08

EUR

-

-2500,00

-125000,00

-60,00

-3000,00

-128000,00

Total for depositor

ХХХ

335000,00

ХХХ

9000,00

344000,00

ХХХ

-125000,00

ХХХ

-3000,00

-128000,00

-119000,00

216000,00

1000000,00

16000

ХХХ

Total for the Bank

Chairman of the bank's management board
_______________________________________________________ Chief accountant _______________________________________________________ Responsible executor _______________________________________________________

»;

• in Appendix 2 to the Instruction:

in paragraph 2:

• in the second paragraph, after the word "depositor", add the words ", electronic money holder";

• in the sixth paragraph, after the word "depositor", add the words ", electronic money holder";

• paragraph 3 shall be stated as follows:

«3. Column 7 shall contain data on the agreements of the depositor, the electronic money holder with the bank, both for a deposit (deposit) and for a loan (overdue counterclaims, if any), as well as for the provision of electronic wallet services, indicating the agreement number and the date of conclusion of the agreement.»;

• in paragraph 6, after the words «deposit (deposit),» add the words «electronic wallet»;

• paragraph 7 shall be stated as follows:

«7. Data on the balances of deposits, electronic money and accrued interest on deposits (deposits), electronic money in foreign currencies shall be reflected in columns 11 and 13, respectively. The amounts of balances in the table shall be reflected in units of currency indicating hundredths.»;

• in the second paragraph of paragraph 8, after the words «deposits (deposits)» add the words «, electronic wallet»;

• in paragraph 20, after the words «deposits» add the words «, electronic wallet»;

• in paragraph 21, after the words «deposit (deposit)» add the words «, electronic wallet»;

• in paragraph 23, after the word «deposits» add the words «, electronic wallets».