On Approval of the List, Forms, Deadlines and Rules for Submission of Reporting on Bank Accounts (Deposits) — NBK — KZ


REPUBLIC OF KAZAKHSTAN NATIONAL BANK		REPUBLICAN STATE INSTITUTION
"NATIONAL BANK OF THE REPUBLIC OF KAZAKHSTAN"		DECISION OF THE BOARD May 22, 2025 Astana city

On Approval of the List, Forms, Deadlines and Rules for Submission of Reporting on Bank Accounts (Deposits) by Second-Tier Banks, Branches of Non-Resident Banks of the Republic of Kazakhstan, Joint Stock Company "Development Bank of Kazakhstan" and National Postal Operator

In accordance with subparagraph 65-2) of Part Two of Article 15 of the Law of the Republic of Kazakhstan "On the National Bank of the Republic of Kazakhstan" and subparagraph 2) of Paragraph 3 of Article 16 of the Law of the Republic of Kazakhstan "On State Statistics", the Board of the National Bank of the Republic of Kazakhstan DECIDES:

Approve:

1) the list of reporting of second-tier banks, branches of non-resident banks of the Republic of Kazakhstan, Joint Stock Company "Development Bank of Kazakhstan" and National Postal Operator according to Appendix 1 to this Decision;

2) the report form on the owner of a bank account (deposit) according to Appendix 2 to this Decision;

3) the report form on the bank account (deposit) contract according to Appendix 3 to this Decision;

4) the report form on the bank account according to Appendix 4 to this Decision;

5) the report form on bank account operations according to Appendix 5 to this Decision;

6) the Rules for submission of reporting on bank accounts (deposits) by second-tier banks, branches of non-resident banks of the Republic of Kazakhstan, Joint Stock Company "Development Bank of Kazakhstan" and National Postal Operator according to Appendix 6 to this Decision.

Second-tier banks, branches of non-resident banks of the Republic of Kazakhstan, Joint Stock Company "Development Bank of Kazakhstan" and National Postal Operator submit to the National Bank of the Republic of Kazakhstan:

1) reporting provided for in subparagraph 2) of Paragraph 1 of this Decision – within 10 (ten) working days from the date of receipt or change of data on the owner of a bank account (deposit);

2) reporting provided for in subparagraph 3) of Paragraph 1 of this Decision – within 10 (ten) working days from the date of receipt or change of data on the bank account (deposit) contract;

3) reporting provided for in subparagraph 4) of Paragraph 1 of this Decision – within 10 (ten) working days from the date of receipt or change of data on the bank account;

4) reporting provided for in subparagraph 5) of Paragraph 1 of this Decision – monthly, no later than the tenth working day of the month following the reporting month.

The Financial Market Statistics Department of the National Bank of the Republic of Kazakhstan shall ensure in the manner established by the legislation of the Republic of Kazakhstan:

1) jointly with the Legal Department of the National Bank of the Republic of Kazakhstan, the state registration of this Decision[1] in the Ministry of Justice of the Republic of Kazakhstan;

2) placement of this Decision on the official Internet resource of the National Bank of the Republic of Kazakhstan after its official publication;

3) within ten working days after the state registration of this Decision, submission of information on the execution of the measure provided for in subparagraph 2) of this Paragraph to the Legal Department of the National Bank of the Republic of Kazakhstan.

Control over the execution of this Decision shall be entrusted to the Deputy Chairman of the National Bank of the Republic of Kazakhstan in charge.
This Decision enters into force on July 1, 2025 and is subject to official publication.


Chairman	T.M. Suleimenov

APPROVED

Bureau of National Statistics

Agency for Strategic Planning and Reforms

of the Republic of Kazakhstan

APPROVED

Agency of the Republic of Kazakhstan

for Regulation and Development

of the Financial Market

Appendix 1

to the Decision of the Board

of the National Bank

of the Republic of Kazakhstan

of May 22, 2025 No. 26

List of reporting of second-tier banks, branches of non-resident banks of the Republic of Kazakhstan, Joint Stock Company "Development Bank of Kazakhstan" and National Postal Operator

Reporting of second-tier banks, branches of non-resident banks of the Republic of Kazakhstan, Joint Stock Company "Development Bank of Kazakhstan" and National Postal Operator includes:

1) report on the owner of a bank account (deposit);

2) report on the bank account (deposit) contract;

3) report on the bank account;

4) report on bank account operations.

Appendix 2

to the Decision of the Board

of the National Bank

of the Republic of Kazakhstan

of May 22, 2025 No. 26

Form intended for the collection of administrative data on a gratuitous basis

Submitted to: National Bank of the Republic of Kazakhstan

The form intended for the collection of administrative data on a gratuitous basis is posted on the Internet resource: www.nationalbank.kz

Name of the administrative form: Report on the owner of a bank account (deposit)

Index of the form intended for the collection of administrative data on a gratuitous basis: DR_OBA1

Frequency: upon receipt or change of data on the owner of a bank account (deposit)

Reporting period: as of "_" ______ 20 year

List of persons submitting the form intended for the collection of administrative data on a gratuitous basis: second-tier banks, branches of non-resident banks of the Republic of Kazakhstan, Joint Stock Company "Development Bank of Kazakhstan" and National Postal Operator (hereinafter – deposit organization).

Deadline for submission of the form intended for the collection of administrative data on a gratuitous basis: within 10 (ten) working days from the date of receipt or change of data on the owner of a bank account (deposit).

Business Identification Number:

Collection method: in electronic form.


No.	Name of the indicator	Value
1	Identifier of the owner of a bank account (deposit):
1.1	type of identification number
1.2	identification number
2	Indicator of a physical person
3	Indicator of an individual entrepreneur carrying out activity in the form of joint entrepreneurship
4	Year of birth
5	Gender
6	Indicator of residency
7	Country of citizenship (registration)
8	Region or city of republican significance
9	Economic sector
10	Indicator of connection with the deposit organization by special relations
11	Reporting date

Name ______

Address ______

Telephone ______

Email address ______

Executor ______ ______

surname, first name and patronymic (if any) telephone

Head or person entrusted with the function of signing the report

surname, first name and patronymic (if any) signature

Date "____" ______ 20 year

Note: the form is filled out in accordance with the instructions for filling out the form intended for the collection of administrative data on a gratuitous basis, "Report on the owner of a bank account (deposit)".

Appendix

to the form intended for the collection of administrative data on a gratuitous basis, "Report on the owner of a bank account (deposit)"

Instructions for filling out the form intended for the collection of administrative data on a gratuitous basis

Report on the owner of a bank account (deposit)

(Index - DR_OBA1, frequency - upon receipt or change of data on the owner of a bank account (deposit))

Chapter 1. General Provisions

These Instructions (hereinafter – Instructions) define the unified requirements for filling out the form intended for the collection of administrative data on a gratuitous basis, "Report on the owner of a bank account (deposit)" (hereinafter – Form).
The Form is signed by the head of a second-tier bank, branch of a non-resident bank of the Republic of Kazakhstan, Joint Stock Company "Development Bank of Kazakhstan" and National Postal Operator (hereinafter – deposit organization), submitting reporting on bank accounts (deposits) and each individual report included in its composition (hereinafter – reporting) to the National Bank of the Republic of Kazakhstan (hereinafter – National Bank), or another person entrusted with the function of signing the report.
The following terms and definitions are used in the Instructions:
1. information update – submission of current information and data when the deposit organization establishes the fact of change and/or addition of previously submitted information and data;
2. alternative identification number (AIN) – a code identifying the owner of a bank account (deposit) in the deposit organization, in the absence of his individual identification number or business identification number, formed in accordance with Article 9 of the Law of the Republic of Kazakhstan "On National Registers of Identification Numbers";
3. depersonalized identification number (DIN) – the result of cryptographic transformation of the individual identification number of a physical person and/or an individual entrepreneur carrying out activity in the form of individual entrepreneurship, meeting the requirements of information cryptographic protection;
4. reporting date – the date as of which the deposit organization has recorded information in the reporting submitted to the National Bank;
5. deposit – a bank deposit or deposit in an Islamic bank.
When filling out the Form, codes are indicated in accordance with the codes of reference books posted in the automated information system of the National Bank intended for the collection of reporting on bank accounts (deposits) in the form of indicators in the established format (hereinafter – AIS NBK), via which the Form is submitted (hereinafter – reference books).

Dates in the Form are indicated in the format: "DD.MM.YYYY", where "DD" – day, "MM" – month, "YYYY" – year.

Indicators of the Form are mandatory for filling out, unless otherwise specified in the Instructions.

Chapter 2. Instructions for filling out the Form

The following reference books are used when filling out the Form:

Type of identification number;

Gender;

Indicator of residency;

Countries;

Regions and cities of republican significance;

Code of the economic sector.

The Form contains information about the owner of a bank account (deposit) (hereinafter – account owner), who is a resident or non-resident of the Republic of Kazakhstan, a physical person, including an individual entrepreneur carrying out activity in the form of individual or joint entrepreneurship, or a legal entity, an international financial organization, an organization without legal personality (hereinafter – legal entity).
When changing information on a certain indicator, the corresponding information must be updated as of the reporting date.
In lines 1.1, 5, 6, 7, 9, the indicators are mandatory for filling out, values are selected from reference books.
In lines 2, 3, 4, 5, 6, 7, 8, 9, 10, no more than one actual value corresponds to one account owner.
In lines 1.1 and 1.2, when filling out the indicators of the account owner identifier, the type of identification number and the identification number must be indicated.

For account owners who are physical persons, including individual entrepreneurs carrying out activity in the form of individual entrepreneurship, having an individual identification number (hereinafter – IIN), in line 1, the DIN must be indicated. In the absence of an IIN for a physical person, the AIN is indicated.

For account owners who are legal entities or individual entrepreneurs carrying out activity in the form of joint entrepreneurship, the business identification number (hereinafter – BIN) must be indicated, or, in the absence thereof, the AIN.

It is not allowed to indicate only the AIN of the account owner, for whom the deposit organization has information about the presence of an IIN or BIN.

Upon receipt of an IIN or BIN by the account owner after his initial identification in the information systems of the deposit organization by the AIN code, it is allowed to simultaneously reflect two identifiers (AIN together with BIN or DIN) to ensure their interconnection in the information systems of the deposit organization.

In line 2, for an account owner who is a physical person or an individual entrepreneur carrying out activity in the form of individual entrepreneurship, the value "1" must be indicated.
In line 3, for an account owner who is an individual entrepreneur carrying out activity in the form of joint entrepreneurship, the value "1" must be indicated.
In lines 4 and 5, the indicators are mandatory for filling out for an account owner who is a physical person or an individual entrepreneur carrying out activity in the form of individual entrepreneurship, having an IIN, and for whom the DIN identifier is indicated in line 1.
In line 6, for an account owner who is a resident of the Republic of Kazakhstan, the value "1" is indicated, and for an account owner who is a non-resident of the Republic of Kazakhstan, the value "2" is indicated.

Residency of the account owner is determined on the basis of paragraphs 3 and 4 of Article 1 of the Law of the Republic of Kazakhstan "On Currency Regulation and Currency Control".

In line 7, the code of the country of citizenship (registration) is indicated in accordance with the national classifier "Codes for presentation of names of countries and units of their administrative-territorial subdivisions. Part 1. Country codes".

The indicator "Country of citizenship (registration)" is determined in accordance with the indicator of residency of the account owner. For foreign citizens and stateless persons permanently residing in the Republic of Kazakhstan on the basis of a permit for permanent residence in the Republic of Kazakhstan, obtained in accordance with Article 4 of the Law of the Republic of Kazakhstan "On the Legal Status of Foreigners", as the country of registration, "Kazakhstan" is indicated.

In line 8, the code of the region or city of republican significance is indicated in accordance with the national classifier "Classifier of administrative-territorial objects", corresponding to the address of state registration of a legal entity or registration at the place of residence for a physical person, or, in the absence of such information, the location of the account owner indicated when opening a bank account (deposit).
In line 9, the code of the economic sector is indicated according to the Rules for the application of economic sector codes and payment purposes, approved by the Decision of the Board of the National Bank of the Republic of Kazakhstan of August 31, 2016 No. 203 "On Approval of the Rules for the Application of Economic Sector Codes and Payment Purposes" (registered in the Registry of State Registration of Regulatory Legal Acts under No. 14365).
In line 10, the value "1" must be indicated for an account owner who belongs to persons connected with the deposit organization by special relations.

Persons connected with the deposit organization by special relations are determined in accordance with Article 40 of the Law of the Republic of Kazakhstan "On Banks and Banking Activity in the Republic of Kazakhstan".

In line 11, the date as of which information about the account owner was recorded must be indicated.

Appendix 3

to the Decision of the Board

of the National Bank

of the Republic of Kazakhstan

of May 22, 2025 No. 26

Form intended for the collection of administrative data on a gratuitous basis

Submitted to: National Bank of the Republic of Kazakhstan

The form intended for the collection of administrative data on a gratuitous basis is posted on the Internet resource: www.nationalbank.kz

Name of the administrative form: Report on the bank account (deposit) contract

Index of the form intended for the collection of administrative data on a gratuitous basis: DR_ABA1

Frequency: upon receipt or change of data on the bank account (deposit) contract.

Reporting period: as of "" "_" 20 year

Business Identification Number:

Collection method: in electronic form.


No.	Name of the indicator	Value
1	Identifier of the owner of a bank account (deposit):
1.1	type of identification number
1.2	identification number
2	Indicator of an individual entrepreneur
3	Identification information on the bank account (deposit) contract:
3.1	number of the bank account (deposit) contract
3.2	date of conclusion of the bank account (deposit) contract
4	Conditions provided for by the bank account (deposit) contract:
4.1	Type of bank account (deposit)
4.2	Indicator "multicurrency"
4.3	Presence of the right to replenish the deposit
4.4	Presence of the right to partial withdrawal of funds
4.5	Conditions for early withdrawal of the entire (part of) the deposit amount
5	Date of expiration of the deposit term according to the conditions of the bank account (deposit) contract
6	Deposit term
7	Date of extension of the bank account (deposit) contract
8	Actual date of closure of the bank account (deposit) contract
9	Attraction of physical persons' deposits through intermediary services
10	Branch servicing the bank account (deposit)
11	Reporting date

Name ______

Address ______

Telephone ______

Email address ______

Executor ______ ______

surname, first name and patronymic (if any) telephone

Head or person entrusted with the function of signing the report

surname, first name and patronymic (if any) signature

Date "____" ______ 20 year

Note: the form is filled out in accordance with the instructions for filling out the form intended for the collection of administrative data on a gratuitous basis, "Report on the bank account (deposit) contract".

Appendix

to the form intended for the collection of administrative data on a gratuitous basis, "Report on the bank account (deposit) contract"

Instructions for filling out the form intended for the collection of administrative data on a gratuitous basis

Report on the bank account (deposit) contract

(Index - DR_ABA1, frequency - upon receipt or change of data on the bank account (deposit) contract)

Chapter 1. General Provisions

These Instructions (hereinafter – Instructions) define the unified requirements for filling out the form intended for the collection of administrative data on a gratuitous basis, "Report on the bank account (deposit) contract" (hereinafter – Form).
The Form is signed by the head of a second-tier bank, branch of a non-resident bank of the Republic of Kazakhstan, Joint Stock Company "Development Bank of Kazakhstan" and National Postal Operator (hereinafter – deposit organization), submitting reporting on bank accounts (deposits) and each individual report included in its composition (hereinafter – reporting) to the National Bank of the Republic of Kazakhstan (hereinafter – National Bank), or another person entrusted with the function of signing the report.
The following terms and definitions are used in the Instructions:

1) information update – submission of current information and data when the deposit organization establishes the fact of change and/or addition of previously submitted information and data;

2) deposit register – an electronic database of bank accounts (deposits) containing information submitted to the National Bank by deposit organizations;

3) reporting date – the date as of which the deposit organization has recorded information in the reporting submitted to the National Bank;

4) deposit – a bank deposit or deposit in an Islamic bank.

When filling out the Form, codes are indicated in accordance with the codes of reference books posted in the automated information system of the National Bank intended for the collection of reporting on bank accounts (deposits) in the form of indicators in the established format (hereinafter – AIS NBK), via which the Form is submitted (hereinafter – reference books).

Dates in the Form are indicated in the format: "DD.MM.YYYY", where "DD" – day, "MM" – month, "YYYY" – year.

Indicators of the Form are mandatory for filling out, unless otherwise specified in the Instructions.

Chapter 2. Instructions for filling out the Form

The following reference books are used when filling out the Form:

Type of identification number;

Type of account (deposit);

Conditions for early withdrawal of the deposit;

Intermediaries in attracting deposits;

Branches of the respondent.

The Form reflects information about all interactions of the deposit organization with the owner of a bank account (deposit) (hereinafter – account owner), arising between them by virtue of the bank account (deposit) contract.

Information is submitted for all bank account (deposit) contracts concluded in the reporting period and/or operating or ceasing to operate in the reporting period.

When changing information on a certain indicator, the corresponding information must be updated as of the reporting date.
The link between the bank account (deposit) contract and the account owner in the AIS NBK and the deposit register is established by the account owner identifier.

In the event of a change in the account owner identifier, in lines 1.1 and 1.2, the updated account owner identifier must be indicated.

In lines 1.1, 4.1, 9, 10, values are selected from reference books.
In line 1, simultaneous reflection of several actual values of identifiers is allowed for one account owner.
In line 2, the value "1" is indicated if the bank account (deposit) contract is concluded with an individual entrepreneur for the purpose of carrying out entrepreneurial activity in the form of individual or joint entrepreneurship. No more than one actual value of the indicator in line 2 corresponds to one account owner and one bank account (deposit) contract.
In lines 3.1 and 3.2, the deposit organization ensures the indication of indicators that uniquely identify the bank account (deposit) contract concluded between the account owner and the deposit organization.

The indicators "bank account (deposit) contract number" and "contract conclusion date" serve as identifiers of the bank account (deposit) contract in the NBRC IS and the deposit registry; their combination must be unique for the deposit organization submitting information about the bank account (deposit) contract and remain unchanged during the term of the bank account (deposit) contract.

If the internal documents of the deposit organization provide for the assignment of an identification number to the bank account (deposit) contract in the automated information systems of the deposit organization, the transmission of such identification number as the bank account (deposit) contract number is permitted.

In the case where debit payment cards are issued to one holder under a general contract for the issuance of payment cards, for the indicator "bank account (deposit) contract number", it is permitted to indicate the number of the general contract for the issuance of payment cards and the number of the debit payment card using the "/" sign to separate them.

The date of the bank account (deposit) contract cannot be later than the date of closure under the terms of the bank account (deposit) contract, the actual date of closure of the account (deposit), or the reporting date.

In rows 4.1, 4.2, 4.3, 4.4, 4.5, 5, 6, 7, 9, 10, no more than one actual value corresponds to one bank account (deposit) contract.
In row 4.1, the type of bank account (deposit) is indicated in mandatory order, which is reflected and changed in accordance with the bank account (deposit) contract, taking into account additional agreements.

In the reference book used to fill in row 4.1, the reference book value 06 "Investment Deposits" is intended for Islamic banks.

When the type of bank account (deposit) changes under the terms of the bank account (deposit) contract, taking into account additional agreements, the corresponding information must be updated.

For term and savings deposits, for which the term of the bank account (deposit) contract has expired and the deposit has not been claimed by the account owner, in row 4.1, the type of bank account (deposit) "demand deposits" is indicated, upon fulfillment of one of the following conditions:

1. the owner of the bank account (deposit) has a debt on taxes and social payments and there are restrictions (collection orders, resolutions on suspension of expenditure operations) on the bank account issued by the state revenue bodies;
  2. claims of third parties for withdrawal of money from the bank account and (or) attachment of money located in the bank account have been presented to the bank account (deposit);
  3. the bank extends this deposit on the terms of a "demand deposit";
  4. the bank does not accrue remuneration after the expiration of the deposit term.

1. In row 4.2, the value "1" is indicated in mandatory order if the bank account (deposit) contract implies the placement of funds in two or more currencies.
2. In row 4.3, for bank account (deposit) contracts, the terms of which provide for the right to replenish, the value "1" is indicated in mandatory order. For current accounts and demand deposits, the indicator is not filled.
3. In row 4.4, for bank account (deposit) contracts, the terms of which provide for the right to partial withdrawal of money, the value "1" is indicated in mandatory order. For current accounts and demand deposits, the indicator is not filled.
4. Row 4.5 is mandatory for filling for savings deposits and term deposits, for which conditions for penalties for early withdrawal of the entire or part of the deposit amount are provided.

When the terms of the bank account (deposit) contract change regarding penalties for early withdrawal of the entire or part of the deposit amount, the corresponding information must be updated.

If the terms of the bank account (deposit) contract provide for the application of differentiated conditions for early withdrawal of the entire or part of the deposit amount, the conditions for the minimum penalties for early withdrawal of the entire or part of the deposit amount are reflected.

For current accounts, demand deposits and investment deposits, the indicator is not filled.

In the absence of penalty conditions for early withdrawal of the entire (part) of the deposit amount in the account (deposit), the indicator is not filled.

Row 5 is intended for reflecting the actual date of expiration of the bank account (deposit) contract, taking into account additional agreements.

Reflecting the expiration date of the bank account (deposit) contract is mandatory for term deposits, savings deposits and investment deposits. In other cases, the indicator is reflected if available.

The expiration date of the deposit under the terms of the bank account (deposit) contract cannot be earlier than or identical to the date of conclusion of the bank account (deposit) contract.

When the expiration date of the deposit changes under the terms of the bank account (deposit) contract, the corresponding information must be updated.

In row 6, the deposit term is indicated in months, based on the terms of the bank account (deposit) contract, taking into account additional agreements. Deposits for which terms are calculated in days are converted to a monthly value. The calculation of the monthly value is carried out in accordance with the accounting policy of the deposit organization.

The deposit term is indicated with 2 (two) decimal places. If the number obtained when calculating the deposit term has more than one hundredth digit, it is rounded to hundredths as follows:

if the thousandth digit is greater than or equal to 5 (five), the hundredth digit is increased by 1 (one), all following digits are excluded;

if the thousandth digit is less than 5 (five), the hundredth digit remains unchanged, all following digits are excluded.

Reflecting the deposit term is mandatory for term deposits, savings deposits and investment deposits. In other cases, the indicator is reflected if available.

In row 7, the date of extension of the bank account (deposit) contract is indicated. In the absence of extension facts, the indicator is not filled.

The date of extension of the bank account (deposit) contract cannot be earlier than the date of conclusion of the bank account (deposit) contract and later than the reporting date.

In row 8, the actual date of closure of the bank account (deposit) contract is indicated.

The actual date of closure of the bank account (deposit) contract cannot be earlier than the date of conclusion of the bank account (deposit) contract, identical to the reporting date or later than the reporting date.

In row 9, the indicator is mandatory for filling for bank deposit contracts concluded with individuals, using the services of an intermediary. Types of intermediaries are indicated by selecting a value from the reference book.
In row 10, the business identification number (hereinafter - BIN) of the regional subdivision (branch) of the deposit organization, in which the bank account (deposit) is serviced, is indicated. If the account is serviced at the location of the head organization of the deposit organization, the BIN of the deposit organization is indicated.

The reference book of respondents' branches is formed based on information submitted by the deposit organization about its branches and is updated as this information is received.

Appendix 4
to the resolution of the Board of the National Bank of the Republic of Kazakhstan of May 22, 2025 No. 26

Form intended for the collection of administrative data on a gratuitous basis

Submitted to: National Bank of the Republic of Kazakhstan

The form intended for the collection of administrative data on a gratuitous basis is posted on the Internet resource: www.nationalbank.kz

Name of the administrative form: Report on Bank Account

Index of the form intended for the collection of administrative data on a gratuitous basis: DR_BA1

Periodicity: as data on the bank account is obtained or changed.

Reporting period: as of "" "_" 20 year

Circle of persons submitting the form intended for the collection of administrative data on a gratuitous basis: banks of the second level, branches of banks-non-residents of the Republic of Kazakhstan, joint stock company "Bank of Development of Kazakhstan" and National Post Operator (hereinafter - deposit organization).

Deadline for submitting the form intended for the collection of administrative data on a gratuitous basis: within 10 (ten) working days from the day of obtaining or changing data on the bank account.

Business identification number:

Collection method: in electronic form.


No.	Name of indicator	Value
1	Identification information on the bank account (deposit) contract:
1.1	bank account (deposit) contract number
1.2	date of conclusion of the bank account (deposit) contract
2	Bank account reference
3	Currency type
4	Annual nominal interest rate on the bank account:
4.1	type of rate
4.2	name of the floating rate index
4.3	rate size
4.4	fixed spread size of the floating rate
5	Annual effective interest rate
6.	Amount of balance in the account currency, accounted for in the account upon its opening or change of contract terms
7	Amount of balance in tenge (in tenge equivalent), accounted for in the account upon opening the account or change of contract terms
8	Target purpose of the bank account
9	Actual date of closure of the bank account
10	Reporting date

Name ______

Address ______

Phone ______

Email address ______

Executor ______ ______

surname, first name and patronymic (if any) phone

Head or person assigned the function of signing the report

surname, first name and patronymic (if any) signature

Date "____" ______ 20 year

Note: the form is filled in accordance with the explanation for filling in the form intended for the collection of administrative data on a gratuitous basis, "Report on Bank Account".

Appendix
to the form intended for the collection of administrative data on a gratuitous basis, "Report on Bank Account"

Explanation for filling in the form intended for the collection of administrative data on a gratuitous basis

Report on Bank Account

(index - DR_BA1, periodicity - as data on the bank account is obtained or changed)

Chapter 1. General Provisions

This explanation (hereinafter - Explanation) defines unified requirements for filling in the form intended for the collection of administrative data on a gratuitous basis, "Report on Bank Account" (hereinafter - Form).
The Form is signed by the head of the bank of the second level, branch of the bank-non-resident of the Republic of Kazakhstan, joint stock company "Bank of Development of Kazakhstan" and National Post Operator (hereinafter - deposit organization), submitting reporting on bank accounts (deposits) and each separate report included in its composition (hereinafter - reporting) to the National Bank of the Republic of Kazakhstan (hereinafter - National Bank), or another person assigned the function of signing the report.
The following terms and definitions are used in the Explanation:
1. updating of information - submission of actual information and information upon establishment by the deposit organization of the fact of change and (or) addition of previously submitted information and information;
2. deposit registry - electronic database of bank accounts (deposits) containing information submitted to the National Bank by deposit organizations;
3. reporting date - the date as of which the deposit organization has recorded information in the reporting submitted to the National Bank;
4. deposit - bank deposit or deposit in an Islamic bank.
Monetary indicators in the Form are indicated in the format of a number with 2 (two) decimal places, in tenge (in tenge equivalent), if the name of the indicator does not provide for indicating the cost in another currency.

Interest rates on bank accounts are reflected in the form of an annual interest rate in the format of a number with 2 (two) decimal places indicated (taking into account rounding), except for the annual effective interest rate, which is reflected with 1 (one) decimal place (taking into account rounding).

Rounding of the fractional part of the number to the required format is carried out as follows:

if the rounded fraction is greater than or equal to 5 (five), the preceding digit of the fractional part is increased by 1 (one), all following values are excluded;

if the rounded fraction is less than 5 (five), the preceding digit of the fractional part remains unchanged, all following values are excluded.

When filling in the Form, codes are indicated in accordance with the codes of reference books posted in the automated information system of the National Bank of the Republic of Kazakhstan intended for the collection of reporting on bank accounts (deposits) in the form of indicators in the established format (hereinafter - NBRC IS), through which the Form is submitted (hereinafter - reference books).

Dates in the Form are indicated in the format: "DD.MM.YYYY", where "DD" - day, "MM" - month, "YYYY" - year.

Indicators of the Form are mandatory for filling, unless otherwise indicated in the Explanation.

Chapter 2. Explanation for filling in the Form

When filling in the Form, the following reference books are used:

Currency type;

Type of rate;

Name of the floating rate index;

Target purpose of the bank account.

The link between the bank account and the bank account (deposit) contract in the NBRC IS and the deposit registry is established by the number and date of conclusion of the bank account (deposit) contract.
When information on a certain indicator changes, the corresponding information must be updated as of the reporting date.
In row 1, the number and date of conclusion of the bank account (deposit) contract are indicated.

The deposit organization ensures that the number and date of conclusion of the bank account (deposit) contract in the Form correspond to the number and date of conclusion of the bank account (deposit) contract indicated in the Report on the Bank Account (Deposit) Contract.

One bank account (deposit) contract can be linked to several bank accounts. Linking a bank account to several bank account (deposit) contracts is not permitted.

In row 2, the bank account reference, which is an identifier of the bank account in the NBRC IS and the deposit registry, is indicated.

For investment deposits, as a bank account reference, a unique code used by the deposit organization to identify the investment deposit in its banking information systems is indicated.

The deposit organization ensures the uniqueness and invariability of the bank account reference or investment deposit reference for all periods of service in this deposit organization.

In rows 3, 4.1, 4.2, 8, values are selected from reference books.
In rows 1, 2, 3, 4, 5, 6, 7, 8, 9, no more than one actual value corresponds to one bank account.
Rows 4.1, 4.2, 4.3, 4.4, 5 are not filled for investment deposits.
In row 3, the currency type of the bank account is indicated in mandatory order by selecting a value from the reference book.
In row 4.1, the type of rate is indicated. The indicator is mandatory for filling for a bank account on which remuneration is accrued in accordance with the terms of the bank account (deposit) contract.
In rows 4.2 and 4.4, the indication of the name of the floating index and the fixed spread of the floating rate is mandatory for a bank account on which remuneration is accrued in accordance with the terms of the bank account (deposit) contract.
In row 4.3, the indication of the rate size is mandatory for a bank account on which remuneration is accrued in accordance with the terms of the bank account (deposit) contract.
In row 5, the indication of the remuneration rate size in a reliable annual effective comparable calculation is mandatory for a bank account on which remuneration is accrued in accordance with the terms of the bank account (deposit) contract.
In rows 6 and 7, the amount of money balance in the bank account is indicated respectively upon its opening, at the moment of extension of the bank account (deposit) contract and at the moment of change of the remuneration rate in accordance with the terms of the bank account (deposit) contract. The amount is indicated without taking into account subsequent replenishment of the bank account.

For bank accounts opened for operations on assignment and division of deposits within housing construction savings, resulting in the opening of a new bank account, the account amount is reflected at the moment of assignment or division of deposits.

For a metal account, the volume of deposited metal in ounces is indicated.

If a bank account is opened without depositing money, the account amount is indicated as "0".

Row 6 is not filled for deposits in national currency.

In row 7, for a deposit in foreign currency, the equivalent of the amount in national currency is indicated; for a deposit in national currency, the amount in national currency is indicated.

For row 7, the amount is indicated on the date of the foreign currency transaction.

Rows 6 and 7 are not filled for current accounts, as well as for accounts (deposits), for which the dates of opening, extension of the bank account (deposit) or change of the remuneration rate in accordance with the terms of the bank account (deposit) contract were earlier than January 1, 2025.

Row 8 is filled if the bank account has a target purpose indicated in the reference book.
In row 9, the actual date of closure of the account is indicated.

The actual date of closure of the bank account cannot be earlier than the date of conclusion of the bank account (deposit) contract, later than or identical to the reporting date, later than the date of closure of the bank account (deposit) contract.

Appendix 5
to the resolution of the Board of the National Bank of the Republic of Kazakhstan of May 22, 2025 No. 26

Form intended for the collection of administrative data on a gratuitous basis

Submitted to: National Bank of the Republic of Kazakhstan

The form intended for the collection of administrative data on a gratuitous basis is posted on the Internet resource: www.nationalbank.kz

Name of the administrative form: Report on Bank Account Operations

Index of the form intended for the collection of administrative data on a gratuitous basis: DR_BAT1

Periodicity: monthly

Reporting period: as of "01" "____" 20 year

Deadline for submitting the form intended for the collection of administrative data on a gratuitous basis: monthly, no later than the tenth working day of the month following the reporting month.

Business identification number:

Collection method: in electronic form.


No.	Name of indicator	Value
1	Bank account reference
2	Receipts for the reporting period, in tenge
2.1	Total amount of receipts for the reporting period
2.2	Amount of receipts to the account after deposit extension
2.3	Amount of receipts to the account after change of remuneration rate
2.4	Amount of capitalized remuneration
3	Withdrawals for the reporting period, in tenge
3.1	Total amount of withdrawals for the reporting period
3.2	Amount of account (deposit) maturity according to term
3.3	Amount of early account (deposit) maturity
4	Balance of the main account amount at the end of the reporting period, in tenge/currency:
4.1	Balance sheet account number
4.2	Amount (in tenge)
4.3	Amount (in currency)
5	Balance of accrued remuneration at the end of the reporting period, in tenge/currency:
5.1	Balance sheet account number
5.2	Amount (in tenge)
5.3	Amount (in currency)
6	Remuneration rate on the account, weighted by receipt amounts taking into account change of remuneration rate
7	Presence of encumbrance on the account
8	Reporting date

Name ______

Address ______

Phone ______

Email address ______

Executor ______ ______

surname, first name and patronymic (if any) phone

Head or person assigned the function of signing the report

surname, first name and patronymic (if any) signature

Date "____" ______ 20 year

Note: the form is filled in accordance with the explanation for filling in the form intended for the collection of administrative data on a gratuitous basis, "Report on Bank Account Operations".

Appendix
to the form intended for the collection of administrative data on a gratuitous basis "Report on Bank Account Operations"

Explanation for filling in the form intended for the collection of administrative data on a gratuitous basis

Report on Bank Account Operations

(index - DR_BAT1, periodicity - monthly)

Chapter 1. General Provisions

This explanation (hereinafter - Explanation) defines unified requirements for filling in the form intended for the collection of administrative data on a gratuitous basis, "Report on Bank Account Operations" (hereinafter - Form).
The Form is signed by the head of the bank of the second level, branch of the bank-non-resident of the Republic of Kazakhstan, joint stock company "Bank of Development of Kazakhstan" and National Post Operator (hereinafter - deposit organization), submitting reporting on bank accounts (deposits) and each separate report included in its composition (hereinafter - reporting) to the National Bank of the Republic of Kazakhstan (hereinafter - National Bank), or another person assigned the function of signing the report.
The following terms and definitions are used in the Explanation:
1. updating of information - submission of actual information and information upon establishment by the deposit organization of the fact of change and (or) addition of previously submitted information and information;
2. deposit registry - electronic database of bank accounts (deposits) containing information submitted to the National Bank by deposit organizations;
3. reporting date - the date as of which the deposit organization has recorded information in the reporting submitted to the National Bank;
4. deposit - bank deposit or deposit in an Islamic bank.
Monetary indicators in the Form are indicated in the format of a number with 2 (two) decimal places, in tenge (in tenge equivalent), if the name of the indicator does not provide for indicating the cost in another currency.

For a bank account in foreign currency, balance amounts as of the reporting date are indicated in foreign currency and in tenge equivalent.

Interest rates on accounts (deposits) are reflected in the form of an annual interest rate in the format of a number with 2 (two) decimal places indicated, taking into account rounding.

Rounding of the fractional part of the number to the required format is carried out as follows:

if the rounded share is greater than or equal to 5 (five), the preceding digit of the fractional part is increased by 1 (one), all subsequent values are excluded;

if the rounded share is less than 5 (five), the preceding digit of the fractional part remains unchanged, all subsequent values are excluded.

When filling out the Form, codes are indicated in accordance with the codes of reference books located in the automated information system of the National Bank of the Republic of Kazakhstan, designed for collecting reporting on bank accounts (deposits) in the form of indicators in the established format (hereinafter – IS NBRK), through which the Form is submitted (hereinafter – reference books).

Dates in the Form are indicated in the format: "DD.MM.YYYY", where "DD" – day, "MM" – month, "YYYY" – year.

Indicators of the Form are mandatory for completion, unless otherwise specified in the Explanation.

Chapter 2. Explanation on filling out the Form

When filling out the Form, the following reference book is used: "Balance accounts (DEPOSIT)".
The Form transmits information about the movement of funds during the reporting period, about changes and the current state of obligations of the deposit organization to the owners of bank accounts (deposits) (hereinafter – account owner).

Information is provided for all bank accounts opened during the reporting period and/or operating or ceasing to operate during the reporting period, including bank accounts with zero balances and/or zero turnovers.

Information on the indicators of the Form must be updated as of the reporting date.

The deposit organization ensures the correspondence of the bank account reference indicated in the Form to the bank account reference indicated in the Bank Account Report.

Line 1 indicates the reference of the bank account, which is the identifier of the bank account in the IS NBRK and the deposit register. For investment deposits, as the reference of the bank account, a unique code used by the deposit organization to identify the investment deposit in its banking information systems is indicated.

The deposit organization ensures the uniqueness and invariability of the bank account reference or investment deposit reference for all periods of service in this deposit organization.

Line 2.1 indicates the total amount of receipts, including the amount of capitalized reward for the account for the reporting month. At the same time, the return of money to accounts, previously written off without the consent of the account owner for the purpose of debt repayment, is not indicated.
Lines 2.3, 2.4, 6 are not filled for investment deposits.
Line 2.2 indicates the amount of receipts to the bank account (excluding capitalization) for the reporting month after the date of deposit renewal without taking into account the amount in the bank account that was at the time of renewal of the bank deposit contract.

For a deposit renewed more than 1 (one) time during the reporting month (deposits with a term of up to 1 (one) month inclusive), the amount of receipts is indicated from the date of the first renewal during the reporting month without taking into account the renewal amount.

Line 2.3 indicates the amount of receipts to the bank account (excluding capitalization) for the reporting month after the date of change of the reward rate for the account without taking into account the amount in the bank account that was at the time of the change of the reward rate.

For an account, the reward rate for which was changed more than 1 (one) time during the reporting month, the amount of receipts is indicated from the date of the first change of the reward rate during the reporting month without taking into account the account amount that was at the time of the change of the reward rate.

In lines 2.2 and 2.3, the amount of receipts to the account must be reflected in only one of the lines, in accordance with the earlier event. In the event that both renewal and change of the reward rate occurred in one period, the amount of receipts is reflected in the line corresponding to the earlier event.
Line 2.4 indicates the amount of capitalized reward for the reporting month for the account.
Line 3.1 indicates the total amount of outflows from the account for the reporting period.
Line 3.2 indicates the amount of deposit redemption, closed in the reporting month due to the expiration of the contract term.
Line 3.3 indicates the amount of deposit redemption, closed early in the reporting month.

For deposits opened as part of housing construction savings, the outflows of money as a result of assignment or consolidation of deposits are included in the indicator in line 3.3.

Lines 3.2 and 3.3 are not filled for current accounts, demand deposits, and conditional deposits without an end date of the deposit term according to the terms of the account (deposit) contract.
Lines 4.1 and 5.1 indicate the balance sheet account numbers of the deposit organization, on which the amounts of the main account balance and accrued reward are accounted for as of the reporting date, by selecting a value from the reference book.
Lines 4.2 and 4.3 indicate the amount of the main account balance in the corresponding currency. Line 4.3 is not filled for bank accounts in national currency.
Lines 5.2 and 5.3 indicate the amount of the accrued reward balance in the corresponding currency. Line 5.3 is not filled for bank accounts in national currency.
Line 6 indicates the weighted average reward rate on the amounts of actual receipts to the account, taking into account the change in the reward rate during the reporting period. For calculation, the nominal reward rate indicated in the bank account (deposit) contract is used.
Line 7 must indicate the value "1" if there are decisions and/or orders of authorized state bodies and officials presented to the bank account (deposit) to suspend cash operations on the bank account, third-party claims to withdraw money from the bank account and/or a lien on the money located in its bank account.

Appendix 6
to the Resolution of the Board of the National Bank of the Republic of Kazakhstan of May 22, 2025 No. 26

Rules for submission of reporting on bank accounts (deposits) by level 2 banks, branches of non-resident banks of the Republic of Kazakhstan, joint stock company "Development Bank of Kazakhstan" and the National Post Operator

Rules for submission of reporting on bank accounts (deposits) by level 2 banks, branches of non-resident banks of the Republic of Kazakhstan, joint stock company "Development Bank of Kazakhstan" and the National Post Operator (hereinafter – Rules) are developed in accordance with subparagraph 65-2) of part two of Article 15 of the Law of the Republic of Kazakhstan "On the National Bank of the Republic of Kazakhstan" and define the procedure for submitting to the National Bank of the Republic of Kazakhstan (hereinafter – National Bank) reporting on bank accounts (deposits) by level 2 banks, branches of non-resident banks of the Republic of Kazakhstan, joint stock company "Development Bank of Kazakhstan" and the National Post Operator (hereinafter – deposit organization).
The following terms and definitions are used in the Rules:

1) updating of information – submission of actual information and information upon establishment by the deposit organization of the fact of change and/or addition of previously submitted information and information;

2) alternative identification number (AIN) – a code identifying the owner of a bank account (deposit) in the deposit organization, in the absence of his individual identification number or business identification number, formed in accordance with Article 9 of the Law of the Republic of Kazakhstan "On National Registers of Identification Numbers";

3) deposit register – an electronic database of bank accounts (deposits) containing information submitted to the National Bank by deposit organizations;

4) depersonalized identification number (DIN) – the result of cryptographic transformation of the individual identification number of a physical person and/or individual entrepreneur engaged in business as a sole proprietor, meeting the requirements of cryptographic protection of information;

5) reporting date – the date as of which the deposit organization has recorded information in the reporting submitted to the National Bank;

6) deposit – a bank deposit or deposit in an Islamic bank.

The deposit organization submits reporting on bank accounts (deposits) and each separate report included in its composition (hereinafter – reporting) in electronic format to the National Bank through the automated information system of the National Bank, designed for collecting reporting on bank accounts (deposits) in the form of indicators in the established format (hereinafter – IS NBRK).

When uploading reporting (each separate report) into the IS NBRK, control is carried out for compliance of the information and information in the submitted reports with the requirements of the Rules (hereinafter – intra-form control). In case of detection of errors during the implementation of intra-form control, the corresponding report is not accepted.

The date of completion of submission of reporting for the reporting period is the actual date of the last upload into the IS NBRK of information for the corresponding reporting period that has passed intra-form control.

Signing of reporting with an electronic digital signature of the head or a person entrusted with the function of signing reporting is carried out no later than the third working day from the date of completion of submission of monthly reporting.
The completeness and accuracy of data in reporting is ensured by the head of the deposit organization or another person entrusted with the function of signing reporting.
Information and information on owners of bank accounts (deposits) (hereinafter – account owner), bank account (deposit) contracts, bank accounts and operations on them, submitted within the framework of reporting, are formed, updated and accumulated in the deposit register as information is received. When updating information, previously submitted information is preserved in the history of the deposit register.
Information and information, as well as changes to them, are submitted within the time limits established in the form for the corresponding report. For reporting submitted upon receipt or change of data, the reporting date cannot be later than the date following the day of receipt or change of the corresponding information by the deposit organization.

In the event of the need to make changes to previously submitted information, corrections are made as of the reporting date on which the information was previously submitted.

Level 2 banks, the National Post Operator submit to the National Bank reporting, including information and information on all their branches.
For the purpose of protecting personal data, when transmitting information about a physical person – account owner, including an individual entrepreneur engaged in business as a sole proprietor, and having an individual identification number (hereinafter – IIN), as an identifier, the deposit organization transmits the DIN.

The DIN is formed by the deposit organization according to its own algorithm, provided that the uniqueness and invariability of the DIN in one deposit organization is ensured for all periods of service of the account owner in it. At the same time, the following are not allowed:

- 1. easily computable algorithms that allow reverse transformation of DIN into the IIN of a physical person by third parties;
  2. algorithms ensuring the formation of DIN, explicitly containing the IIN (for example, in a direct sequence of digits, in reverse order, in mixed form, repeatedly).

To ensure support for the uniqueness of DIN, taking into account security needs, the length of the DIN indicator must be not less than 15 (fifteen) characters and not more than 64 (sixty-four) characters.

The deposit organization ensures the development or selection of the algorithm, and the procedure for its application in accordance with Article 17 of the Law of the Republic of Kazakhstan "On Personal Data and Their Protection".

For account owners for whom there is no business identification number (hereinafter – BIN) or IIN, the AIN is transmitted as an identifier, which the deposit organization uses to identify the account owner in its banking information systems. The AIN code determined by the deposit organization for the account owner must ensure the unambiguous identification of the account owner and information on his bank accounts (deposits) in the information systems of the deposit organization, as well as the uniqueness and invariability of the code for all periods of service of the account owner in this deposit organization.

For the purpose of protecting personal data, the AIN code determined by the deposit organization for a physical person, including an individual entrepreneur engaged in business as a sole proprietor, must not explicitly contain personal data of the account owner.

The deposit organization ensures the possibility of prompt provision of information on the correspondence of DINs to individual identification numbers and AIN codes to the surname, first name, patronymic (if any) upon requests from the Agency of the Republic of Kazakhstan for Regulation and Development of the Financial Market, the National Bank and the joint stock company "Kazakhstan Deposit Insurance Fund" to implement their powers defined in Article 14 of the Law of the Republic of Kazakhstan "On State Regulation, Control and Supervision of the Financial Market and Financial Organizations", Article 70 of the Law of the Republic of Kazakhstan "On the National Bank of the Republic of Kazakhstan" and subparagraph 8) of paragraph 1 of Article 7 of the Law of the Republic of Kazakhstan "On Mandatory Insurance of Deposits
placed in level 2 banks of the Republic of Kazakhstan".

When executing these requests, information on the correspondence of DINs to individual identification numbers and AIN codes to surnames, first names, patronymics (if any) is transmitted by the deposit organization via secure communication channels that exclude the possibility of integration with the IS NBRK.

The tenge equivalent for amounts in foreign currency for the corresponding date is calculated at the market exchange rate determined in accordance with paragraph 1 of the Resolution of the Board of the National Bank of the Republic of Kazakhstan of January 25, 2013 No. 15 and the Order of the Minister of Finance of the Republic of Kazakhstan of February 22, 2013 No. 99 "On the Procedure for Determining the Market Exchange Rate" (registered in the Registry of State Registration of Regulatory Legal Acts under No. 8378).
In the event of suspension (termination) of activities in the financial sector, the deposit organization continues to submit reporting until the termination of the right of claim of the owner of a bank account (deposit) to the corresponding deposit organization.
In the absence of information, the deposit organization no later than the deadline for submission of reporting established by these Rules, submits to the National Bank a corresponding notification (letter) in electronic form, signed by the head of the deposit organization. In the event of the impossibility of submitting a notification (letter) in electronic form, its submission in paper form is allowed.
It is allowed for the deposit organization to make corrections (changes, additions) to reporting submitted to the National Bank in the period from July 1, 2025 to December 31, 2025 (inclusive), within
1 (one) month after the established deadline for submission of the corresponding reporting form.

The deposit organization notifies the National Bank about the correction of information in reporting in the form of a letter in electronic form, signed by the person entrusted with the function of signing the corrected reporting form.

On approval of the list, forms, deadlines and Rules for submission of reporting on bank accounts (deposits) by level 2 banks, branches of non-resident banks of the Republic of Kazakhstan, joint stock company "Development Bank of Kazakhstan" and the National Post Operator ↑