Rule · PMA · 6 Nov 2024
The Palestine Monetary Authority issued Circular No. 18/2024 to update the borrower attribute codes used in credit information systems. This directive mandates all lending institutions operating in Palestine to adopt the revised attached appendix to ensure data accuracy and completeness. The update aligns with previous circulars and operational requirements for credit reporting.
Circular No. (18/2024)
To all lending institutions operating in Palestine Date: Wednesday, November 06, 2024
To ensure the currency, comprehensiveness, and accuracy of data declared on credit information systems, and in accordance with Circular No. (2022/109) Appendix No. (15), and in line with operational necessities, you are requested to approve the updated version of the Borrower Attributes Appendix attached hereto.
Financial Stability Group
Palestine Monetary Authority
Ramallah & Al-Bireh Governorate - Palestine P.O. Box 452 Ramallah & Al-Bireh Governorate - Palestine P.O. Box 452 info@pma.ps | Fax: +970 2 2415310 :Fax | Tel: +970 2 2415251 :Tel | Postal code: P6160675 :Postal Code
| Code | Description |
|---|---|
| 1000 | Companies |
| 1001 | Tourism Companies |
| 1002 | Companies and Educational Institutions Registered with the Companies Registrar |
| 1003 | Commercial Companies (General Trade, Import and Export) |
| 1004 | Telecommunications and Information Technology Companies |
| 1005 | Real Estate Companies |
| 1006 | Financial Companies and Banks |
| 1007 | Insurance Companies |
| 1008 | Contracting and General Contracting Companies |
| 1009 | Public Service Companies |
| 1010 | Pharmaceutical and Medical Supplies Companies |
| 1011 | Industrial Companies (Food, Beverages, Cleaning Materials) |
| 2000 | Government Institutions |
| 3000 | Public Sector Individuals (Government Sector Employees) |
| 3001 | Police Directorate |
| 3002 | Preventive Security |
| 3003 | Civil Defense |
| 3004 | General Intelligence |
| 3005 | National Security |
| 3006 | Internal Security |
| 3007 | Government Health Sector Employees |
| 3008 | Government Education Sector Employees |
| 4000 | Private Sector Individuals (Private Sector Employees) |
| 4001 | Tourism Company Employees |
| 4002 | Private Educational Institutions and Companies Employees |
| Code | Description |
|---|---|
| 4003 | Commercial Companies Employees |
| 4004 | Telecommunications Sector Companies Employees |
| 4005 | Real Estate Companies Employees |
| 4006 | Financial Companies and Banks Employees |
| 4007 | Insurance Companies Employees |
| 4008 | Contracting and General Contracting Companies Employees |
| 4009 | Service Companies Employees |
| 4010 | Pharmaceutical Companies Employees |
| 4011 | Industrial Companies Employees (Food, Beverages, Cleaning Materials) |
| 5000 | Institutions, Associations, Clubs, and Regular Bodies |
| 5001 | Associations in all their forms |
| 5002 | Religious Bodies |
| 5003 | International Bodies |
| 5004 | Embassies and Consulates |
| 5005 | Syndicates and Labor Bodies |
| 5006 | Municipalities and Rural and Municipal Councils |
| 6000 | Artisans, Freelancers, and Traders |
| 6001 | Shop Owners |
| 6002 | Bakers |
| 6003 | Professionals and Artisans |
| 6004 | Doctors |
| 6005 | Engineers |
| 6006 | Restaurant and Cafe Owners |
| 6007 | Cafe and Restaurant Workers |
| 6008 | Workers in Agriculture, Forestry, and Fishing |
| 6009 | Workers in Arts, Entertainment, and Leisure |
| 6010 | Palestinian Workers Inside the Green Line |
| Code | Description |
|---|---|
| 7000 | Kindergarten Students, Housewives, Trainees – Categories with No Fixed Income |
| 8000 | Institutions Not Registered with the Companies Registrar |
| 8001 | Schools and Educational Institutions Not Registered with the Companies Registrar |
| 8002 | Cafes and Restaurants |
| 8003 | Engineering and Law Offices |
| 8004 | Commercial Shops Not Registered with the Companies Registrar |
| 8005 | Medical Centers Not Registered with the Companies Registrar |
| 8009 | Pharmacies |
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“in accordance with Circular No. (2022/109) Appendix No. (15)”
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