Rule · BCRA · 6 Apr 2021 · A 7255
Financial institutions must ensure that the situation reported in field 9 is worse than that reported in field 27, per the C9/C27 inconsistency rule. The modifications take effect from information for April 2021.
2021 - YEAR OF TRIBUTE TO THE NOBEL PRIZE IN MEDICINE DR. CÉSAR MILSTEIN
COMMUNICATION “A” 7255
06/04/2021
TO FINANCIAL INSTITUTIONS:
Ref.: Circular
RUNOR 1-1654:
We address you in relation to the reference reporting regime in light of the issuance of Communication “A” 7245 corresponding to the rules on Classification of debtors.
In this regard, we send you the sheet that must be replaced in Section 3. of Presentation of Information to the Central Bank, pursuant to the disseminated schedule by which financial institutions must increase the admitted delinquency periods for levels 1., 2. and 3., both for the commercial portfolio and for the consumer or housing portfolio, so that they gradually classify their debtors in accordance with the criteria pre-existing as of 19.3.2020.
These modifications will be effective as from the information for April 2021.
We greet you attentively.
CENTRAL BANK OF THE ARGENTINE REPUBLIC
Gustavo O. Bricchi
Manager of Information
Management
Estela M. del Pino Suárez
Deputy General Manager of Reporting Regime and Protection of Financial Services Users
ANNEX: 1 SHEET.
B.C.R.A. PRESENTATION OF INFORMATION TO THE CENTRAL BANK
Section 3. Debtors of the Financial System.
| Code | Legend | Cause |
|---|---|---|
| 15 | CXX MISREPORTED (APPLICABLE TO FIELDS 21 TO 24) | - For the information corresponding to the periods March 2020 to March 2021: field 22 was not filled with zero - For the remaining periods: - Having reported field 9 equal to 01, 11 or 99 or field 5 equal to 1, a code other than zero was reported, or, - A code other than 0 or 1 was reported, in the remaining cases; or - Having reported field 9 equal to 23, field 21 was completed with a code other than 1 |
| 16 | DAYS OF DELAY IN PAYMENT MISREPORTED (C25 MISREPORTED) | Having reported fields 21 to 24 with zeros, field 25 was completed. |
| 17 | INCONSISTENCY C25 (DAYS OF DELAY) | Having recorded 1 in field 21 and/or in field 22 and 0 in fields 23 and 24, one of the following situations was verified: - Having filled 21 or 23 in field 9, field 25 was completed with a number of days greater than 150 for the information corresponding to periods 03/20 to 03/21 or greater than 120 for periods 04 and 05/21 or 90 for the remaining periods. - Having filled 03 in field 9, field 25 was completed with a number of days greater than 240 for the information corresponding to periods 03/20 to 03/21 or greater than 210 for periods 04 and 05/21, or 180 for the remaining periods. - Having filled 04 in field 9, field 25 was completed with a number greater than 365 days. |
| 18 | INCONSISTENCY BETWEEN C9 AND C24 | Having filled field 24 equal to 1, field 9 was not filled equal to 05 |
| 19 | INCONSISTENCY BETWEEN C22 AND C27 | - Having filled code 1 in field 22, field 27 was not filled with a code other than “00”, or, - Having filled code 0 in field 22 and a code other than 1 in field 5, field 27 was filled with a code other than “00”, or, - Having filled code 1 in field 5, field 27 was filled with a code other than “00”. |
| 20 | INCONSISTENCY BETWEEN C9 AND C27 | The situation reported in field 9 must be worse than the one reported in field 27. |
Version:16a COMMUNICATION “A” 7255 Effective:
01/04/2021 Page 27
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