Regulatory Alerts2013-02-22
Added · Updated
Prudential Measures for Property Mortgage Loans
The Hong Kong Monetary Authority issued these prudential measures on 22 February 2013 to regulate property mortgage lending by all authorized institutions. The document establishes specific requirements for credit risk management, including loan-to-value ratios and debt-servicing ratios for property mortgage loans. These measures aim to ensure the soundness of the banking sector's exposure to the property market.