2013-02-22

Added · Updated

Prudential Measures for Property Mortgage Loans

The Hong Kong Monetary Authority issued these prudential measures on 22 February 2013 to regulate property mortgage lending by all authorized institutions. The document establishes specific requirements for credit risk management, including loan-to-value ratios and debt-servicing ratios for property mortgage loans. These measures aim to ensure the soundness of the banking sector's exposure to the property market.

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Hong Kong

Hong Kong Monetary Authority

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CIR

Current

Issue Date:

22 Feb 2013

20130222-2-EN.pdf (35.2 KB)

Topic:

Credit Risk Management - Property mortgage lending

Group:

All Authorized Institutions

Directly related Document

Cross referenced Document

Version History

Superseded Document

Directly related Document

CIR

Current

22 Feb 2013

Prudential Measures for Property Mortgage Loans

Annex

Current

22 Feb 2013

Annex 2 - HKMA’s prudential measures on loan-to-value ratio and debt-servicing ratio for property mortgage loans as of 22 February 2013

CIR

Current

22 Feb 2013

Prudential Measures for Property Mortgage Loans

Annex

Current

22 Feb 2013

Annex 2 - HKMA’s prudential measures on loan-to-value ratio and debt-servicing ratio for property mortgage loans as of 22 February 2013

Cross referenced Document

Version History

Superseded Document

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