2026-01-12

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PS26/8: Retail Banking Business Models Data

The FCA introduces an annual regulatory reporting return for retail banks and building societies, replacing ad hoc data collections. The return applies to firms that provided UK retail services, reported at least 200,000 UK customer relationships in their last three Annual Financial Crime Reports, and had total revenue of £5 million or more in those periods. The first submission is due by the end of November 2026, with the FCA estimating 36 firms will be in scope.

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