2025-11-24

Added

PSD Circular No. 14: Regarding Instant Settlement of Bangla QR Code based Payments

Financial institutions providing Bangla QR codes must provide instant settlement of funds to the merchant's account for transactions initiated by individual retail accounts for micro and marginal merchants. For merchants other than micro and marginal ones, financial institutions may determine the settlement period based on customer relations and other risk considerations. Financial institutions must implement these measures by December 15, 2025.

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