2025-09-26

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Quarterly decision of the National Bank of Belgium on the countercyclical buffer rate for 2025Q4: 1.0 %

The National Bank of Belgium maintains the countercyclical capital buffer rate for credit exposures in Belgium at 1.0% for the fourth quarter of 2025. This decision applies to credit institutions and requires them to hold additional capital reserves against risk-weighted assets to mitigate cyclical systemic risks. The rate remains unchanged from the previous quarter despite gradual recovery in credit and residential property cycles, due to vulnerabilities arising from geopolitical developments and trade uncertainties.

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