Regulatory Alerts2026-01-02
Added · Updated
Recopilación de Normas de Seguros y Reaseguros - Capital Requirement for Technical Insurance Risks
The Superintendence of Financial Services (SSF) adopts Resolution SSF N° 2025-745, substituting Article 21 and incorporating Articles 21.9 through 21.9.2 of the Insurance and Reinsurance Regulations to establish capital requirements for technical insurance risks. The regulation defines specific capital calculation methodologies for property and casualty insurance, including premium, reserve, and catastrophic risks, as well as for life and health insurance products. Insurers are required to apply these new formulas and correlation matrices to determine their minimum capital adequacy based on the specified risk components.