Regulatory Alerts2026-03-12
Added · Updated
Regulation on Responsible Lending to Consumers
The National Bank of Moldova’s Executive Board approved Decision No 60 to implement a Regulation on Responsible Lending to Consumers. The new rules mandate rigorous creditworthiness assessments, affordability testing, and clear pre-contractual disclosures for all consumer credit providers. By standardizing lending criteria and capping excessive borrowing, the regulation reduces over-indebtedness risks while strengthening consumer rights across Moldova’s financial sector.