2026-03-12

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Regulation on Responsible Lending to Consumers

The National Bank of Moldova’s Executive Board approved Decision No 60 to implement a Regulation on Responsible Lending to Consumers. The new rules mandate rigorous creditworthiness assessments, affordability testing, and clear pre-contractual disclosures for all consumer credit providers. By standardizing lending criteria and capping excessive borrowing, the regulation reduces over-indebtedness risks while strengthening consumer rights across Moldova’s financial sector.

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National Bank of Moldova

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Source: National Bank of Moldova — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works

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