‘Approved’ Central Bank of the Republic of Azerbaijan Resolution № 07/1 25 February 2025 Regulation on the form, content and submission of prudential reports developed by banks and local branches of foreign banks

1. General provisions 1.1. This Regulation has been developed in accordance with Article 46.1 of the Law of the Republic of Azerbaijan ‘on Banks’ (hereinafter – banks) and determines procedures for the form, content and submission of prudential reports (hereinafter – reports) developed by banks and local branches of foreign banks (hereinafter – bank). 1.2. Reports are developed and submitted to ensure compliance with the regulations, rules, requirements, and instructions aimed at ensuring the secure operation of the bank, enable the Central Bank of the Republic of Azerbaijan (hereinafter – the Central Bank) to exercise effective supervision, and assess the financial condition of the bank.
2. Requirements for the form and content of reports 2.1. Banks develop reports monthly in the form and content specified in Annex 1 to this Regulation. 2.2. Reports are prepared to include transactions as of the last business day of each calendar month (reporting date), and the last business day of the reporting month is indicated in the 'Reporting Date' line. Reports consolidate the items related to balance sheet and off-balance sheet liabilities of branches, divisions, and representative offices. 2.3. Future liabilities of the bank, regardless of their execution date, are included in the reports based on the date when relevant documents (contracts, protocols of relevant management bodies, etc.) that serve as the basis for fulfilling these liabilities are formalized. 2.4. All figures in reports are presented in thousands of manats. Figures in foreign currencies are converted into their manat equivalent based on the official exchange rate set by the Central Bank as of the reporting date. 2.5. Amounts up to 500 (five hundred) manats are rounded down to zero, while amounts of 500 (five hundred) manats and above are rounded up to 1,000 (one thousand) manats. Amounts in reports are rounded to ensure consistency between totals and individual tables. 2.6. If any indicator equals zero, the report should explicitly display the number ‘0’ (zero) for that indicator. 2.7. No fields in reports are left blank. Each field should either display an amount or indicate zero.
3. Procedures for submission of reports 3.1. Reports are developed electronically and submitted to the Central Bank over the Central Bank's Electronic Services Portal upon approval with a strengthened electronic signature by the Chairman of the Management Board of the bank or the Chief Financial Officer (or, in the case of a foreign bank's local branch, by the branch manager or chief accountant, or the person acting in these capacities) by the end of the fifth business day following the reporting date.

3.2. If any technical errors are detected in relevant fields of the Electronic Services Portal before the reports are submitted, the bank immediately corrects these errors and makes necessary adjustments. 3.3. The bank should have internal procedures in place to ensure complete, accurate, and timely submission of reports. These procedures should include a requirement that reports be checked at least twice before being submitted to the Central Bank. 3.4. Before submitting reports to the Central Bank, the bank should verify at least: 3.4.1. the accuracy of all mathematical calculations. 3.4.2. the consistency of totals in the tables. 3.4.3. the alignment of all data with the corresponding information from reports of the previous reporting date.

Annex 1 to the ‘Regulation on the form, content and submission of prudential reports developed by banks and local branches of foreign banks’ TABLE U1 Cover page CENTRAL BANK OF THE REPUBLIC OF AZERBAIJAN PRUDENTIAL REPORT TABLE U 1 – COVER PAGE Bank name: License number: Reporting date: Report completion date: SIGNATURE AND ACKNOWLEDGEMENT I, the undersigned, hereby confirm that this report has been prepared in accordance with the regulations of the Central Bank of the Republic of Azerbaijan and that the information presented in the report regarding the state and results of banking operations is entirely accurate. Management Board member with an electronic signature suthority Management Board member, (last, first, middle names): Electronic signature authority is valid until (the expiry date): Structural unit, developing the report: Who developed the report: Name (last, first, middle names): Position: E-mail address: Phone number:

TABLE U2 General information

1. Bank name:
2. License number:
3. Bank’s (branch of a foreign bank) legal address: X a) Street /house number: b) City: c) Country: Head Office address, (if a branch of a foreign bank or a part of bank holding company): X a) Street /house number: b) City: c) Ölkə: d) Postal index:
4. Communication types: X a) Phone number(s): b) Website: c) E-mail address:
5. Number of branches, total: a) Local: b) Foreign: 7 Divisions: 8 Exchange offices 9 Payment terminals, total a) ATMs: b) POS-terminals, total: b1) Retail trade b2) Public catering b3) Services b4) Other c) Imprinters: d) Info-kiosks: e) Payment equipment: f) E-service terminals: 10 Affiliate companies, total: a) Local: b) Foreign: 11 Representative offices 12 External audit firm:

12.1 Credit rating agency a) Credit rating b) Credit rating date 13 Personnel: X a) Number of employees according to staff list, total: a1) at head office: a2) at a local branch: a3) at a foreign branch: a4) at representative offices: a5) at divisions: a6) at exchange offices: a7) at affiliate company: b) Net change since the beginning of the year (in the number of employees) 14 Number of shareholders, total: a) Legal entities: b) Individuals: 15 Individuals and legal entities with demand deposits, including: a) Individuals with demand deposits b) Legal entities with demand deposits (excluding banks) 16 Individuals and legal entities with term deposits, including 0.00 a) Individuals with term deposits b) Legal entities with term deposits (excluding financial institutions) 17 Credit cards 18 Persons with credit cards 19 Debit cards 20 Persons with debit cards 21 Customers with current accounts, including a) individuals b) legal entities 22 Payment terminals center

TABLE U3 – List of investors A. Common stock (in thousand manats) № Name (if an individual, first, last and middle names) Public/Private /International organization/ Individual Financial sector/Non￾financial sector Count ry Declared Paid Manager’s first, last, middle names (if a legal entity) legal address Name of shareholder legal entities largest shareholder Amount weight in shareholder (authorized) capital Amount weight in shareholder (authorized) capital 1 2 3 4 5 6 7 8 9 10 11 12 A-I Resident* shareholders a Total resident shareholders X A-II Non-resident shareholders b Total non-resident shareholders X Total common stocks X A-III Private X A-IV Public X A-V International organization X A-VI Individual X

• The terms "resident" and "non-resident" in relation to the Table (including the 'B' table) shall be understood in accordance with the relevant definitions established by the Law of the Republic of Azerbaijan ‘on Currency Regulation.’

B. Preferred call stocks (in thousand manats) № Name (if an individual, first, last and middle names) Public /Private /International organization /Individual Financial sector/Non￾financial sector Coun try Declared Paid Manager’s first, last, middle names (if a legal entity) legal address Name of shareholder legal entities largest shareholder Amount weight in shareholder (authorized) capital Amount weight in shareholder (authorized) capital 1 2 3 4 5 6 7 8 9 10 11 12 B-I Resident shareholders a Total resident shareholders X B-II Non-resident shareholders b Total non￾resident shareholders X Total preferred call stocks X B-III Private X B-IV Public X B-V International organization X B-VI Individual X

TOTAL SHAREHOLDER (AUTHORIZED CAPITAL) X

TABLE A1 – Income Statement (in thousand manats) Profit and loss items From the beginning of the year up to reporting date, including the reporting date 1 2

1. Interest and associated types of revenues, total 1 1.1a. including commission fees, total 1_1a a) Interest on loans, total 1a a_1) including commissioning fees, total 1a_1 a-2) including project financing loans 1a-2 a2-1) high quality projects 1a2-1 a2-2) other projects 1a2-2 a-3) including loans issued under behavioral models 1a-3 a1) Mining industry 1a1 a1.1) Crude oil, natural gas, coal and other fuel types production 1a1_1 a1.2) Metal ores produntion 1a1_2 a1.3) Other sectors of mining industry (quarry, etc.) 1a1_3 a2) Processing industry, total 1a2 a2.1) manufacture of food products, including beverage and tobacco 1a2_1 a2.2) textiles and sewing industry 1a2_2 a2.3) manufacture of leather, leather products and footwear 1a2_3 a2.4) Furniture, wooden (window frame, door, etc.) products 1a2_4 a2.5) pulp and paper industry; publishing 1a2_5 a2.6) manufacture of refined petroleum products 1a2_6 a2.7) chemical industry 1a2_7 a2.8) manufacture of rubber and plastics products 1a2_8 a2.9) manufacture of other non-metallic mineral products 1a2_9 a2.10) metallurgy industry and fabricated metal products 1a2_10 a2.11) manufacture of machinery and equipment 1a2_11 a2.12) manufacture electronic equipment and machinery 1a2_12 a2.13) manufacture of transport means and equipment 1a2_13 a2.14) Others sectors of processing industry 1a2_14 a3) Production of electricity and gas 1a3 a4) Other sectros of industry 1a4 a5) Agriculture, total 1a5 a5.1) Agriculture, hunting and related services 1a5_1 a5.2) Forestry and related services 1a5_2 a5.3) Fishing, fish farming and related services 1a5_3 a5.4) Others 1a5_4 a6) Construction, total 1a6 a6.1) building of residential area 1a6_1 a6.2) building of non-residential area 1a6_2 a6.3) Building of roads and bridges 1a6_3 a6.4) Other buildings 1a6_4 a7) Transport, total 1a7 a7.1) Land transport 1a7_1 a7.2) Water transport 1a7_2 a7.3) Air transport 1a7_3 a7.4) Subsidiary and supplementary transport 1a7_4

a7.5) Others 1a7_5 a8) Information and Communication 1a8 a9) Trade, total 1a9 a9.1) Building materials and sanitaryware items 1a9_1 a9.2) Automobile trading 1a9_2 a9.3) Electrotechnology and home engineering 1a9_3 a9.4) Food, clothes and daily home equipment 1a9_4 a9.5) Others 1a9_5 a10) Other nonproductions and services 1a10 a11) Public organizations 1a11 a12) Central and municipal government bodies 1a12 a13) Loans to individuals for personal and household purposes, total 1a13 a13-1) including commissioning fees, total 1a13-1 a13.1) Purchase of residential area 1a13_1 a13.1-1) including commissioning fees, total 1a13_1-1 a13.2) Repair of real estate 1a13_2 a13.3) Purchase of car 1a13_3 a13.4) Purchase of home appliances 1a13_4 a13.5) Credit cards 1a13_5 a13.6) Other 1a13_6 a14) Other loans 1a14 b) loans to banks for over 7 days 1b c) loans to other financial institutions 1c d) short-term financial instruments of the interbank market (loans up to 7 days, including the 7th day) 1d e) deposits in banks, including 1e e1) funds placed with the Central Bank 1e_1 f) deposits with other financial institutions (other than banks) 1f g) REPO/reverse REPO operations 1g h) held to maturity securities 1h i) traded securities 1i j) interest-bearing nostro accounts 1j k) other types of interest income 1k 1.1 Specific provisions created on interest debts 1_1 2. Interest and associated expenditures, total 2 a) interest on deposits, total 2a a1) demand deposits of individuals 2a1 a2) demand deposits of legal entities (including all current and check accounts) 2a2 a3) term deposits of individuals 2a3 a4) term deposits of legal entities 2a4 b) Central Bank loans 2b c) short-term financial instruments of the interbank market (loans up to 7 days, including the 7th day) 2c d) loans from banks with over seven-day maturity 2d e) loans of other financial institutions, including debts from international financial organizations 2e f) deposits of banks 2f g) deposits of other financial institutions 2g h) interest-bearing loro accounts 2h i) REPO/reverse REPO operations 2i j) Deposits and loans of central government bodies 2j k) Deposits and loans of municipal government bodies 2k l) mortgage loans borrowed by bank 2l

m) subordinated and other associated types of debt instruments issued by bank 2m n) other interest-related expences 2n 3. Net interest income (loss) (row 1 less rows 1_1 and 2) 3 4. Non-interest income, total 4 a) commission fee for maintenance of accounts 4a b) net income from foreign exchange operations, including movement of exchange rate, total 4b b1) net income (losses) from foreign exchange operations 4b1 b2) Income (loss) from revaluation of foreign assets and liabilities 4b2 c) commissioning income from other types of services 4c d) income (loss) from trading securities 4d e) income from participation in business entities, as well as from investments in inactive marketable securities, total 4e e1) income from participation in unconsolidated companies and joint ventures (if an affiliate with 50% + 1 of voting shares or in another form) 4e1 e2) income from participation in unconsolidated companies and joint ventures (less than 50% of voting right) 4e2 f) income (loss) from revaluation of securities 4f g) other types of non-interest income 4g 5. Non-interest expenses, total 5 a) salaries and other types of compensations, total 5a a1) salary 5a1 a2) bonuses 5a2 a3) other types of compensations and allowances 5a3 a4) social security expenses 5a4 a5) contributions to employment fund 5a5 b) expenditures related to fixed assets used in banking operations, total 5b b1) lease payments 5b1 b2) depreciation (amortization) 5b2 b3) logistics expenses for maintenance of fixed assets 5b3 b4) other expenses related to fixed assets 5b4 c) fee and commision expence for services provided 5c d) other types of non-interest expences 5d 6. Operational profit (loss) (row 3 plus row 4 çıx row 5) 6 7. Allowance for asset loss provisioning (expenseses), total 7 a) credit loss provisioning 7a b) invesment and securities provisioning 7b c) fixed assets provisioning not used in banking 7c d) other asset provisioning 7d e) off-balance sheet assets provisioning 7e f) interbank claims provisioning 7f 8. Net profit (loss) before taxes and unexpected expenses related to banking are paid (row 6 minus row 7) 8 9. Profit (loss) from unforeseen types of activity and from adjustments in accounting for previous period, total 9 a) profit (loss) from sales of real estate 9a b) other profit (loss) 9b 10. Profit (loss) before taxes (row 8 +/- row 9) 10 11. Profit tax 11 12. Net profit (loss) (row 10 minus row 11) 12 13. Declared dividends, amount 13 14. Other comprehensive income 14 a) Unrealized gains on debt securities recognized at fair value in other 14a

comprehensive income b) Unrealized gains on equity securities 14b c) Exchange rate difference on the translation of foreign operations 14c d) Changes in the revaluation reserve for fixed assets 14d e) Components of other comprehensive income 14e 15. Income tax related to components of other comprehensive income 15 16. Other comprehensive income (net) 16

TABLE A2 – Capital flow (in thousand manats) Capital items Balance as of the early year Cumulative revisions sent to the Central Bank Changes during the period Residual amount as of the end￾period 1 2 3 4 5 6

1. Common stock 1
2. Preferred call stocks 2
3. Repurchased common stock 3
4. Repurchased preferred call stocks 4
5. Difference between nominal and market prices of common stocks 5
6. Difference between nominal and market prices of preferred call stocks 6
7. Dividends 7 X X a) declared on common stocks paid 7a X X b) declared on preferred call stocks paid 7b X X
8. Net retained earnings (losses) 8 a) Net profit (loss) of previous years 8a b) Net profit (loss) of current year 8b X X c) Capital reserves 8c
9. General provisions 9 a) to cover possible losses on loans, leasing and inter￾bank claims 9a b) to cover possible losses on other assets 9b c) revaluation of fixed assets 9c d) revalutaion of securities 9d e) other general provisions 9e
10. Total capital 10

TABLE A3 – Balance statement A. Assets (in thousand manats) Asset items Total In foreign currency (from Column 2) 1 2 3

1. Cash (including banknotes, coins, cash in transit, teller machines and exchange stations), total A1
2. Claims on CBA, total A2 a) including reserve accounts A2a
3. ‘Nostro’ accounts (correspondent accounts with other banks), total A3 a) Resident banks A3a b) Non-resident banks A3b
4. Short-term financial instruments of interbank market (loans up to 7 days, including the 7th day), total A4 a) Resident banks A4a b) Non-resident banks A4b
5. Deposits at financial institutions, including banks, total A5 5.1. Deposits at banks (excluding rows 3 and 4), total A5_1 a) Resident banks A5_1a b) Non-resident banks A5_1b 5.2 Deposits at other financial institutions, total A5_2
6. Reverse REPO operations A6
7. Securities, total A7 a) held to maturity A7a b) avaliable for sale and trade securities A7b
8. Loans to banks (except for short-term interbank financial instruments specified in row 5), total A8 a) Resident banks A8a b) Non-resident banks A8b 8.1 Net loans to banks, total A8_1
9. Loans to other financial institutions, total A9 a) Resident financial institutions A9a

b) Non -resident financial institutions A9b 9.1 Loans to other financial institutions, total A9_1 10. Loans to customers A10 10.1 (less) Specific provisions against possible losses on loans A10_1 10.2 Net loans (row 10 minus row 10.1) A10_2 11. Fixed assets used in banking, excluding depreciation, total A1 X a) land A11a X b) buildings A11b X c) real estate under construction A11c X d) equipment, furniture, movable property and other A11d X e) less accrued depreciation A11e X 12. Real estate not used in banking (less reserves ), total A12 X a) repossessed by bank for overdue payments A12a X b) other fixed assets, including fixed assets of shut -down branches A12b X 13. Investments and financial participation (50 % + 1 voting share) in unconsolidated affiliate companies, tota l A13 a) bank s A13a b) other financial institutions A13b c) other non -financial institution s A13c 14. Investments and financial participation (less than 50 % voting share) in other companies and joint ventures, total A14 a) banks A14a b) other finan cial institutions A14b c) other non -financial institutions A14c 15. Intangible assets less depreciation A15 16. Specific provisions against possible losses on loans on off

balance assets A16 17. Other assets (less specific provisions ) A17 18. Total assets A18

B. Liabilities (in thousand manats) Liability items Total In foreign currency (from Column 2) 1 2 3

1. Deposits (except for banks and other financial institutions), total B1 a) demand deposits of individuals, total B1a a1) non-interest-bearing demand deposits B1a1 a2) interest-bearing demand deposits B1a2 b) Demand deposits of legal entities (including current accounts of non-bank financial institutions), total B1b b1) non-interest-bearing demand deposits B1b1 b2) interest-bearing demand deposits B1b2 c) Term deposits of individuals and legal entities, total B1c c1) term deposits of individuals B1c1 c2) term deposits of legal entities B1c2
2. Amounts due to the CBA, total B2 a) auction B2a b) lender of last resort loans B2b c) refinancing loans B2c d) other B2d
3. Claims of other banks (‘Loro’ accounts), total B3 a) Resident banks B3a b) Non-resident banks B3b
4. REPO operations B4
5. Short-term financial instruments of inter-bank market (loans up to 7 days, including the 7th day), total B5 a) Resident banks B5a b) Non-resident banks B5b
6. Deposits of banks and other financial institutions (excluding rows 3 and 5), total B6 6.1 Bank deposits, total B6_1 a) Resident banks B6_1a

b) Non -resident banks B6_1b 6.2 Deposits of other financial institutions, excluding banks, total B6_2 a) R e sident financial institutions B6_2a b) Non -resident financial institutions B6_2b 7. Bank loans (with maturity over 7 days), total B7 7.1 Resident banks, total B7_1 a) secured B7_1a b) non -secured B7_1b 7.2 Non -resident banks, total B7_2 a) secure d B7_2a b) non -secured B7_2b 8. Loans of other financial institutions, excluding banks, total B8 a) resident financial institutions B8a b) non -resident financial institutions B8b c) international organizations B8c 9. Deposits and l oans of central executive authorities B9 10. Deposits and loans of municipalities B10 11. Mortgage loans for bank's own requirement B11 12. Securities issued by bank B12 13. Othe r liabilities B13 14. Total liabilities B14

C. Capital (in thousand manats ) ) C. Capital Total In foreign currency (from Column 2) 1 2 3 15. Equity capital, total C15 X a) common stocks in circulation C15a X b) preferred call stocks in circulation C15b X c) difference between nominal and market prices of common and preferred call stocks C15c X d) net retained earnings (losses), total C15d X d1) net profit (loss) of previous years C15d1 X d2) net profit (loss) of current year C15d2 X d3) capital reserves C15d3 X 16. General provisions, total C16 X a) general provisions to cover possible losses on loans, leasing and interbank claims C16a X b general provisions to cover possible losses on other assets C16b X c) revaluation of fixed assets C16c X d) revalutation of securities C16d X e) other general provisions C16e X 17. Total capital C17 X 18. Total liabilities and equity C18

TABLE A4 – Selected off-balance sheet items report A. Off-balance sheet liabilities (in thousand manats) Liabilities Total In foreign currency (from Column 2) The portion secured with funds pledged in bank’s accounts (from Column 2) 1 2 3 4

1. Credit instruments, total A1 a) credit commitments A1a b) unused credit lines A1b c) commitments regarding purchase of assets, except for securities and foreign currency A1c d) other liabilities A1d
2. Guarantees and similar liabilities, total A2 a) guarantees A2a b) other similar liabilities A2b
3. Letters of credit, total A3 a) ‘Standby’ letters of credit A3a b) Documentary letters of credit A3b
4. Commitments under foreign cuurency agreements, total A4 a) based on spot agreements A4a a1) purchase A4a1 a2) sale A4a2
5. Commitments under derivative financial instruments A5 a) based on forwards and futures A5a a1) purchase A5a1 a2) sale A5a2 b) based on swap agreements A5b b1) purchase A5b1 b2) sale A5b2 c) based on option agreements A5c

c1) purchase A5c1 c2) sale A5c2 d) based on other derivative financial instruments A5d d1) purchase A5d1 d2) sale A5d2 6. Commitments on securities trading A6 a) purchase A6a b) sale A6b 7. Commitments on other financial instruments or commodities trading A7 a) purchase A7a b) sale A7b 8. Other off-balance sheet liabilities A8 B. Miscellaneous (in thousand manats) Items Total in foreign currency (from Column 2) 1 2 3

1. Received guarantees and other items of this type B1 a) guarantees B1a b) other similar items B1b
2. Export letters of crediti B2
3. Charged off assets B3 a) Principal amount of charged off loss loans B3a b) Interest debt of charged off loss loans B3b c) Principal amount of other charged off loss loans B3c d) Interest debt of other charged off loss loans B3d
4. Credit lines allocated and credit contingencies B4
5. Other contingencies (memo acconuts are not considered) B5

TABLE A5 – Additional information on stocks and debt instruments issued by a bank A. Common stocks Nominal value (manat) Nominal value (manat) Nominal value (manat) Number of stocks (pcs) Total value (thousand AZN) 2 3 4 5 6 7 8 9 10 11 12 13 Amount of stocks (pcs) Total value (thousand AZN) Number of stocks (pcs) Total value (thousand AZN) Amount of stocks (pcs) Total value (thousand AZN) Total Non￾residents (from Column 8) Governme nt (from Column 8) Total Non￾residents (from Column 11) Govern ment (from Column 11)

1. Common stocks declared A 0.00
2. Common stocks in circulation A For reference: Common stocks purchased by bank (except for liquidated and sold stocks) A 0.00 B. Preferred call stocks Nominal value (manat) Nominal value (manat) Nominal value (manat) Number of stocks (pcs) Total value (thousand AZN) 2 3 4 5 6 7 8 9 10 11 12 13 Amount of stocks (pcs) Total value (thousand AZN) Number of stocks (pcs) Total value (thousand AZN) Amount of stocks (pcs) Total value (thousand AZN) Total Non￾residents (from Column 8) Governme nt (from Column 8) Total Non￾residents (from Column

Govern ment (from Column 11)

1. Common stocks declared B1 0.00

2. Common stocks in circulation B2 For reference: Common stocks purchased by bank (except for liquidated and sold stocks) B3 0.00 C. Other securities issued by the bank (in thousand manats) Balance sheet items Total Non-residents (from Column 2) Government (from Column 2) 1 2 3 4

3. Preferred call stocks, with remaining maturity period of C1 a) 5 and more years C1a b) 1-5 years C1b c) up to 1 year C1c

4. Qalıq ödəniş müddəti olan subordinasiya borc öhdəliyi C2 a) 5 and more years C2a b) 1-5 years C2b c) up to 1 year C2c

5. Other securities, with remaining maturity period of C3 a) 5 and more years C3a b) 1-5 years C3b c) up to 1 year C3c

6. Total other securities (rows 1+2+3) C4 TABLE A6 – Securities portfolio (in thousand manats) Balance sheet items Total in foreign currency (from Column 2) pledged (from Column

International organizations (in foreign currency) Internatio nal organizati ons (in manat) Azerbaijan Russia Türkiy e Georgia Ukrain e Latvia 1 2 3 4 5 6 7 8 9 10 11 12 1.Securities held to maturity, total 1 a) securities of central banks 1a b) treasury bills of governments and other securities of central executive authorities 1b c) debt liabilities issued by municipalities 1c d) investments in preferred call stocks, total 1d d1) financial sector 1d1 d2) non-financial sector 1d2 e) Other debt liabilities, total 1e e1) financial sector 1e1 e2) non-financial sector 1e2 1.1 (less) Specific provisions for securites hold to maturity 1_1 1.2 Net securities held to maturity (row 1 minus row 1.1) 1_2 2. Trade (dealing) securities, total 2 a) securities of central banks 2a b) treasury bills of governments and other securities of central executive authorities 2b c) debt liabilities issued by municipalities 2c d) Səhmlər, total 2d d1) Financial sector 2d1 d2) Non-financial sector 2d2 e) Other debt liabilities, total 2e e1) Financial sector 2e1 e2) Non-financial sector 2e2

3. Securities avaliable for sale, total 3 a) Securities of central banks 3a b) Treasury bills of governments and other securities of central executive authorities 3b c) Debt liabilities issued by municipalities 3c d) Stocks, total 3d d1) Financial sector 3d1 d2) Non-financial sector 3d2 e) Other debt liabilities, total 3e e1) Financial sector 3e1 e2) Non-financial sector 3e2 3.1 (less) Specific provisions for securities available for sale 3_1 3.2. Net securities avaliable for sale (row 3 minus row 3.1) 3_2
4. Total securities portfolio 4 (continued) Balance sheet items Germany Austria USA France Switzerland Netherlands Japan Great Britain Luxemburg Other countries 13 14 15 16 17 18 19 20 21 22 1.Securities held to maturity, total a) Securities of central banks b) Treasury bills of governments and other securities of central executive authorities c) Debt liabilities issued by municipalities d) Investments in preferred call stocks, total d1) Financial sector d2) Non-financial sector e) Other debt liabilities, total e1) Financial sector e2) Non-financial sector

1.1 (less) Specific provisions for securities held to maturity 1.2 Net securities for securities held to maturity (row 1 minus row 1.1) 2. Trade (dealing) securities, total a) Securities of central banks b) Treasury bills of governments and other securities of central executive authorities c) Debt liabilities issued by municipalities d) Stocks, total d1) Financial sector d2) Non-financial sector e) Other debt liabilities, total e1) Financial sector e2) Non-financial sector 3. Securities avaliable for sale, total a) Securities of central banks b) Treasury bills of governments and other securities of central executive authorities c) Debt liabilities issued by municipalities d) Stocks, total d1) Financial sector d2) Non-financial sector e) Other debt liabilities, total e1) Financial sector e2) Non-financial sector 3.1 (less) Specific provisions for securities available for sale 3.2. Net securities available for sale (row 3 minus row 3.1) 4. Total securities portfolio

TABLE A6.1 - Securities portfolio (under IFRS) (in thousand manats) Balance sheet items Total in foreign currency (from Column 2) pledged (from Column 2) International organization Azerbaijan Russia Türkiye Georgia Ukraine Latvia 1 2 3 4 5 6 7 8 9 10 11 1.Securities at amortized cost, total 1 a) Securities of central banks 1a b) Treasury bills of governments and other securities of central executive authorities 1b c) Debt liabilities issued by municipalities 1c d) Investments in preferred call stocks, total 1d d1) Financial sector 1d1 d2) Non-financial sector 1d2 e) Other debt liabilities, total 1e e1) Financial sector 1e1 e2) Non-financial sector 1e2 1.1 including, depreciation reserves 1_1 2. Securities recognized in other comprehensive income at fair value, total a) Securities of central banks 2a b) Treasury bills of governments and other securities of central executive authorities 2b c) Debt securities issued 2c

by municipalities d) Stocks, total 2d d1) Financial sector 2d1 d2) Non -financial sector 2d2 e) Other debt liabilities, total 2e e1) Financial sector 2e1 e2) Non -financial sector 2e2 2.1 including depreciation reserves 2_1 3. Securities recognized in income statement at fair value, total a) Securities of central banks 3a b) Treasury bills of governments and other securities of central executive authorities 3b c) Debt liabilities issued by municipalities 3c d) Stocks , total d d1) Financial sector 3d1 d2) Non -financial sector 3d2 e) Other debt liabilities, total 3e e1) Financial sector 3e1 e2) Non -financial sector 3e2 4. Total securities portfolio (continued )

Balance sheet items Germany Austria USA France Switzerland Netherlands Japan Great Britain Luxemburg Other countries 12 13 14 15 16 17 18 19 20 21 1.Securities at amortized cost, total a) Securities of central banks b) Treasury bills of governments and other securities of central executive authorities c) Debt liabilities issued by municipalities d) Investments in preferred call stocks, total d1) Financial sector d2) Non-financial sector e) Other debt liabilities, total e1) Financial sector e2) Non-financial sector 1.1 including depreciation reserves 2. Securities recognized in other comprehensive income at fair value, total a) Securities of central banks b) Treasury bills of governments and other securities of central executive authorities c) Debt liabilities issued by municipalities d) Stocks, total d1) Financial sector d2) Non-financial sector e) Other debt liabilities, total e1) Financial sector e2) Non-financial sector 2.1 including depreciation reserves 3. Securities recognized in income statement at fair value, total

a) Securities of central banks b) Treasury bills of governments and other securities of central executive authorities c) Debt liabilities issued by municipalities d) Stocks, total d1) Financial sector d2) Non-financial sector e) Other debt liabilities, total e1) Financial sector e2) Non-financial sector 4. Total securities portfolio TABLE A6.1a - Securities portfolio (in thousand manats) Balance sheet items Reclassified balance sheet assets Balance value of reclassified securities 1 2 3 Securities at amortized cost Securities recognized in income statement at fair value 1 Securities recognized in income statement at fair value Securities at amortized cost 2 Securities at amortized cost Securities recognized in other comprehensive income at fair value 3 Securities recognized in other comprehensive income at fair value Securities at amortized cost 4 Securities recognized in income statement at fair value Securities recognized in other comprehensive income at fair value 5 Securities recognized in other comprehensive income at fair value Securities recognized in income statement at fair value 6

TABLE A7- Loan portfolio A. All loans, including foreing currency denominated loans, except for loans to financial institutions (in thousand manats) Amount of loans Total Purchase of floating assets and current expenses Purchase, construction, and reconstruction of immovable property Purchase of equipment and other investment expenditure Including the source of loans if granted from state funds Including loans backed by the Mortgage and Credit Guarantee Fund Including subsidies by the mortgage and Credit Guarantee Fund Lians Leases Lians Leases Lians Leases Loans issued from funds of the Entrepreneurship Development Fund under the Ministry of Economy of the Republic of Azerbaijan Mortgage loans from funds of the Mortgage and Credit Guarantee Fund Loans issued by other funds and services (Agrarian Credit and Development Agency under the Ministry of Agriculture of the Republic of Azerbaijan, the State Fund for Development of Information Technologies etc.) 1 2 4 5 6 7 8 9 10 11 12 13 Loans to customers A

1. To state enterprises (50% + 1 voting share), total A1 1.1 Industry, total A1_1 1.1.1 Mining industry A1_1_1 a) Crude oil, natural gas, coal and other fuel types production A1_1_1a b) Metal ores production A1_1_1b c) Other sectors of mining industry A1_1_1c 1.1.2 Porcessing, total A1_1_2 a) manufacture of food products, including beverage and tobacco A1_1_2a b) textiles and sewing industry A1_1_2b c) manufacture of leather, leather products and footwear A1_1_2c

d) furniture, wooden (window frame, door, etc.) products A1_1_2d e) pulp and paper industry; publishing A1_1_2e f) manufacture of oil products A1_1_2f g) chemical industry A1_1_2g h) rubber and plastics products A1_1_2h i) other non-metallic mineral products A1_1_2i j) metallurgy industry and fabricated metal products A1_1_2j k) machinery and equipment A1_1_2k l) electric vehicles and equipment A1_1_2l m) vehicles and equipment A1_1_2 m n) other processing sectors A1_1_2n 1.1.3 Production of electricity and gas A1_1_3 1.1.4 Other sectors of industry A1_1_4 1.2. Agriculture, total A1_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A1_2-1 a) Agriculture, hunting and related services A1_2-1a b) Forestry and related services A1_2-1b c) Fishing, fish farming and related services A1_2-1c d) Others A1_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A1_2-2 a) Agriculture, hunting and related services A1_2-2a b) Forestry and related services A1_2-2b c) Fishing, fish farming and related services A1_2-2c d) Others A1_2-2d 1.3. Construction, total A1_3 a) residential area A1_3a

b) non-residential area A1_3b c) roads and bridges A1_3c d) other buildings A1_3d 1.4. Transpoty, total A1_4 a) Land transport A1_4a b) Water transport A1_4b c) Air transport A1_4c d) Subsidiary and supplementary transport A1_4d e) Others A1_4e 1.5. Information and communication A1_5 1.6. Trade, total A1_6 a) building materials and sanitaryware A1_6a b) car trading A1_6b c) electrotechnology and home engineering A1_6c d) food, clothes, and daily home equipment A1_6d e) Others A1_6e 1.7. Other nonproduction and services A1_7 1.8. Central executive authorities and municipalities A1_8 2. Private enterprises, total A2 2.1 Industry, total A2_1 2.1.1 Mining industry, total A2_1_1 a) crude oil, natural gas, coal and other fuel types production A2_1_1a b) metal ores production A2_1_1b c) other mining sectors A2_1_1c 2.1.2 Processing, total A2_1_2 a) food products, including beverages and tobacco A2_1_2a b) textiles and sewing industry A2_1_2b c) leather, leather products and footwear A2_1_2c d) furniture, wooden (window frame, door, etc.) products A2_1_2d e) pulp and paper industry; publishing A2_1_2e f) oil products A2_1_2f g) chemical industry A2_1_2g

h) rubber and plastics products A2_1_2h i) other non-metallic mineral products A2_1_2i j) metallurgy industry and fabricated metal products A2_1_2j k) machinery and equipment A2_1_2k l) electric vehicles and equipment A2_1_2l m) vehicles and equipment A2_1_2 m n) other processing sectors A2_1_2n 2.1.3 Production of electricity and gas A2_1_3 2.1.4 Other sectors of industry A2_1_4 2.2. Agruculture, total A2_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2-1 a) Agriculture, hunting and related services A2_2-1a b) Forestry and related services A2_2-1b c) Fishing, fish farming and related services A2_2-1c d) Others A2_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2-2 a) Agriculture, hunting and related services A2_2-2a b) Forestry and related services A2_2-2b c) Fishing, fish farming and related services A2_2-2c d) Others A2_2-2d 2.3. Construction, total A2_3 a) residential areas A2_3a b) non-residential areas A2_3b c) roads and bridges A2_3c d) other buildings A2_3d 2.4. Transport, total A2_4 a) Land transport A2_4a b) Water transport A2_4b

c) Air transport A2_4c d) Subsidiary and supplementary transport A2_4d e) Others A2_4e 2.5. Information and communication A2_5 2.6. Trade, total A2_6 a) Building materials and sanitaryware A2_6a b) Car trading A2_6b c) Electrotechnology and home appliances A2_6c d) Food, clothes, and daily home appliances A2_6d e) Others A2_6e 2.7. Other non-production and services A2_7 3. Loans to unincorporated individuals, total A3 3.1 Industry, total A3_1 3.1.1 Mining industry A3_1_1 a) Crude oil, natural gas, coal and other fuel types production A3_1_1a b) Metal ores production A3_1_1b c) other sectors of mining industry A3_1_1c 3.1.2 Processing, total A3_1_2 a) Food products, including beverages and tobacco A3_1_2a b) Textile and sewing industry A3_1_2b c) Leather, leather products and footwear A3_1_2c d) Furniture, wooden (window frame, door, etc.) products A3_1_2d e) Pulp and paper industry; publishing A3_1_2e f) Oil products A3_1_2f g) Chemical industry A3_1_2g h) Rubber and plastics products A3_1_2h i) Other non-metal mineral products A3_1_2i j) Metallurgy industry and fabricated metal products A3_1_2j k) Machinery and equipment A3_1_2k l) Electronic equipment and machinery A3_1_2l m) Transport facilities and devices A3_1_2 m

n) Other processing sectors A3_1_2n 3.1.3 Production of electricity and gas A3_1_3 3.1.4 Other sectors of industry A3_1_4 3.2. Agriculture, total A3_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A3_2-1 a) Agriculture, hunting and related services A3_2-1a b) Forestry and related services A3_2-1b c) Fishery, fish farmings and related services A3_2-1c d) Others A3_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A3_2-2 including family farms A3_2-2-1 a) Agriculture, hunting and related services A3_2-2a b) Forestry and related services A3_2-2b c) Fishery, fish farmings and related services A3_2-2c d) Others A3_2-2d 3.3 Construction, total A3_3 a) Residential areas A3_3a b) Non-residential areas A3_3b c) Roads and bridges A3_3c d) Other buildings A3_3d 3.4 Transport, total A3_4 a) Land transport A3_4a b) Water transport A3_4b c) Air transport A3_4c d) Subsidiary and supplementary transport A3_4d e) Others A3_4e 3.5. Information and communication A3_5 3.6. Trade, total A3_6 a) Building materials and sanitaryware A3_6a

b) Car trading A3_6b c) Electrotechnology and home appliances A3_6c d) Food, clothes, and daily home appliances A3_6d e) Others A3_6e 3.7. Other non-production and services A3_7 4. Public organizations A4 5. Loans to individuals for personal and household purposes, total A5 a) Acquisition or construction of real estate A5a a1) including secured by real estate A5a1 b) Repair of residential area A5b b1) including secured by real estate A5b1 c) Car purchase A5c d) Purchase of home appliances A5d e) Credit cards (including credit lines used) A5e f) Other A5f 6. Other loans A6 B. Foreign currency denominated loans, except for loans to financial institutions (in thousand manats) Amount of loans Total Purchase of floating assets and current costs Purchase, construction, and renovation of real estate Purchase of equipment and other investment expenses Loans Leases Loans Leases Loans Leases 1 2 3 4 5 6 7 8 Loans to customers B

1. To state enterprises (50% + 1 voting share), total B1 1.1 Industry, total B1_1 1.1.1 Mining industry B1_1_1 a) Crude oil, natural gas, coal and other fuel types production B1_1_1a b) Metal ores production B1_1_1b

c) Other sectors of mining industry B1_1_1c 1.1.2 Processing, total B1_1_2 a) Food products, including beverages and tobacco B1_1_2a b) Textile and sewing industry B1_1_2b c) Leather, leather products and footwear B1_1_2c d) Furniture, wooden (window frame, door, etc.) products B1_1_2d e) Pulp and paper industry; publishing B1_1_2e f) Oil products B1_1_2f g) Chemical industry B1_1_2g h) Rubber and plastics products B1_1_2h i) Other non-metal mineral products B1_1_2i j) Metallurgy industry and fabricated metal products B1_1_2j k) Machinery and equipment B1_1_2k l) Electronic equipment and machinery B1_1_2l m) Transport facilities and devices B1_1_2m n) Other processing sectors B1_1_2n 1.1.3 Production of electricity and gas B1_1_3 1.1.4 Other sectors of industry B1_1_4 1.2. Agriculture, total B1_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B1_2-1 a) Agriculture, hunting and related services B1_2-1a b) Forestry and related services B1_2-1b c) Fishery, fish farmings and related services B1_2-1c d) Others B1_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B1_2-2 a) Agriculture, hunting and related services B1_2-2a b) Forestry and related services B1_2-2b c) Fishery, fish farmings and related services B1_2-2c d) Others B1_2-2d 1.3. Construction, total B1_3 a) Residential areas B1_3a b) Non-residential areas B1_3b c) Roads and bridges B1_3c

d) Other building areas B1_3d 1.4. Transport, total B1_4 a) Land transport B1_4a b) Water transport B1_4b c) Air transport B1_4c d) Subsidiary and supplementary transport B1_4d e) Others B1_4e 1.5. Information and communication B1_5 1.6. Trade, total B1_6 a) Building materials and sanitaryware B1_6a b) Car trading B1_6b c) Electrotechnology and home appliances B1_6c d) Food, clothes, and daily home appliances B1_6d e) Others B1_6e 1.7. Other non-production and services B1_7 1.8. Central executive authorities and municipalities B1_8 2 Private enterprises, total B2 2.1 Industry, total B2_1 2.1.1. Mining industry, total B2_1_1 a) Crude oil, natural gas, coal and other fuel types production B2_1_1a b) Metal ores production B2_1_1b c) Other sectors of mining industry B2_1_1c 2.1.2 Processing, total B2_1_2 a) Food products, including beverages and tobacco B2_1_2a b) Textile and sewing industry B2_1_2b c) Leather, leather products and footwear B2_1_2c d) Furniture, wooden (window frame, door, etc.) products B2_1_2d e) Pulp and paper industry; publishing B2_1_2e f) Oil products B2_1_2f g) Chemical industry B2_1_2g h) Rubber and plastics products B2_1_2h i) Other non-metal mineral products B2_1_2i j) Metallurgy industry and fabricated metal products B2_1_2j k) Machinery and equipment B2_1_2k l) Electronic equipment and machinery B2_1_2l m) Transport facilities and devices B2_1_2m

n) Other processing sectors B2_1_2n 2.1.3. Production of electricity and gas B2_1_3 2.1.4. Other sectors of industry B2_1_4 2.2. Agriculture, total B2_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2-1 a) Agriculture, hunting and related services B2_2-1a b) Forestry and related services B2_2-1b c) Fishery, fish farmings and related services B2_2-1c d) Others B2_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2-2 a) Agriculture, hunting and related services B2_2-2a b) Forestry and related services B2_2-2b c) Fishery, fish farmings and related services B2_2-2c d) Others B2_2-2d 2.3. Construction, total B2_3 a) Residential areas B2_3a b) Non-residential areas B2_3b c) Roads and bridges B2_3c d) Other buildings B2_3d 2.4. Transport, total B2_4 a) Land transport B2_4a b) Water transport B2_4b c) Air transport B2_4c d) Subsidiary and supplementary transport B2_4d e) Others B2_4e 2.5. Information and communication B2_5 2.6. Trade, total B2_6 a) Building materials and sanitaryware B2_6a b) Car trading B2_6b c) Electrotechnology and home appliances B2_6c d) Food, clothes, and daily home appliances B2_6d e) Others B2_6e 2.7. Other non-production and services B2_7

3. Loans to unincorporated individuals, total B3 3.1 Industry, total B3_1 3.1.1. Mining industry B3_1_1 a) Crude oil, natural gas, coal and other fuel types production B3_1_1a b) Metal ores production B3_1_1b c) Other sectors of mining industry B3_1_1c 3.1.2. Processing, total B3_1_2 a) Food products, including beverages and tobacco B3_1_2a b) Textile and sewing industry B3_1_2b c) Leather, leather products and footwear B3_1_2c d) Furniture, wooden (window frame, door, etc.) products B3_1_2d e) Pulp and paper industry; publishing B3_1_2e f) Oil products B3_1_2f g) Chemical industry B3_1_2g h) Rubber and plastics products B3_1_2h i) Other non-metal mineral products B3_1_2i j) Metallurgy industry and fabricated metal products B3_1_2j k) Machinery and equipment B3_1_2k l) Electronic equipment and machinery B3_1_2l m) Transport facilities and devices B3_1_2m n) Other processing sectors B3_1_2n 3.1.3 Production of electricity and gas B3_1_3 3.1.4 Other sectors of industry B3_1_4 3.2. Agriculture, total B3_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B3_2-1 a) Agriculture, hunting and related services B3_2-1a b) Forestry and related services B3_2-1b c) Fishery, fish farmings and related services B3_2-1c d) Others B3_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B3_2-2 including family farms B3_2-2-1 a) Agriculture, hunting and related services B3_2-2a

b) Forestry and related services B3_2 -2b c) Fishery, fish farmings and related services B3_2 -2c d) Others B3_2 -2d 3.3 Construction, total B3_3 a) Residential areas B3_3a b) Non -residential areas B3_3b c) Roads and bridges B3_3c d) Other buildings B3_3 d 3.4 Transport, total B3_4 . a) Land transport B3_4a b) Water transport B3_4b c) Air transport B3_4c d) Subsidiary and supplementary transport B3_4d e) Others B3_4e 3.5. Information and communication B3_5 3.6. Trade, total B3_6 a) Building materials and sanitaryware B3_6a b) Car trading B3_6b c) Electrotechnology and home appliance s B3_6 c d) Food, clothes , and daily home appliances B3_6d e) Others B3_6e 3.7. Other non -production and services B3_7 4. Public organizations B4 5. Loans to individuals for personal and household purposes, total B5 a) Acquisition or construction of real estate B5a a1) including secured by real estate B5a1 b) Repair of residential area B5b b1) including secured by real estate B5b1 c) Car purchase B5c d) Purchase of home appliances B5d e) Credit cards (including credit lines used) B5e f) Other B5f 6. Other loans B6

C. Other general information (in thousand manats) Loans (on outstanding amount) Number Amount in foreign currency (from Column 3) Collateral amount 1 2 3 4 5

1. Partially secured and unsecured loans, total C1 a) unsecured loans C1a X
2. Fully secured loans, total C2 a) Groups 1 and 2 securitizations C2a b) other secured loans C2b
3. Value of collateral, total C3 X a) Funds in customers various deposit accounts C3a X b) Securities C3b X c) Guarantee C3c X d) Real estate C3d X e) Movable property C3e X f) Other types of collateral C3f X D. General information about loans (in thousand manats) Indicators over the reporting period İlin əvvəlindən hesabat tarixinədək (hesabat tarixi daxil olmaqla) Total in foreign currency (including Groups 2 and

Total In foreign currency (including Groups 6 and 7)

of

cases Amoun t

of

cases Amount # of cases Amoun t

of cases Amount

1 2 3 4 5 6 7 8 9

1. Loans to banks D1
2. Loans to customers (except for loans in Row 1), including D2 a) business loans D2a

a1) credit lines D2a1 a2) project financing loans D2a2 a2.1) high quality projects D2a2.1 a2.2) other projects D2a2.2 a3) including loans from state funds: D2a2.3 loans from funds of the Entrepreneurship Development Fund D2a2.3.1 loans from funds of the Agrarian Credit and Development Agency under the Ministry of Agriculture of the Republic of Azerbaijan D2a2.3.2 loans issued by other funds and services D2a2.3.3 a4) Loans issued under the guarantee of the Mortgage and Credit Guarantee Fund D2a2.4 a5) loans issued under behavioral models D2a2.5 b) consumer loans D2b b1) credit cards D2b1 b2) loans issued under behavioral models D2b2 c) real estate loans D2c c1) mortgage loans issued from the funds of the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan D2c1 c2) loans issued under behavioral models D2c2 d) other loans D2d d1) loans issued under behavioral models D2d1 e) related party loans D2e f) loans issued by banks through non-bank credit institutions (NBCIs), the national postal operator, payment, and electronic money institutions D2f f1) NBCIs D2f1 f2) the national postal operator D2f2 f3) payment and electronic money institutions D2f3 3. Loans fully or partially purchased by bank D3 4. Loans fully or partially sold by bank D4

E. Information about loan maturity (in thousand manats) Loan portfolio total Total Maturity, including up to 1 year (including 1 year) 1-3 years (including 3 years) 3-5 years (including 5 years) 5-7 years (including 7 years) over 7 years

of loans Amoun

t

of

loans Amoun t

of

loans Amoun t

of

loans Amount # of loans Amount # of loans Amount 1 2 3 4 5 6 7 8 9 10 11 12 13 14 Loans to customers E

1. To state enterprises (50% + 1 voting share), total E1 1.1 Industry, total E1_1 1.2. Agriculture, total E1_2 1.3. Construction, total E1_3 1.4. Transport, total E1_4 1.5. Information and communication E1_5 1.6. Trade, total E1_6 1.7. Other non-production and services E1_7 1.8. Central executive powers and municipalities E1_8
2. Private enterprises, total E2 2.1 Industry, total E2_1 2.2. Agriculture, total E2_2 2.3. Construction, total E2_3 2.4. Transport, total E2_4 2.5. Information and communication E2_5 2.6. Trade, total E2_6 2.7. Other non-production and services E2_7
3. Loans to unincorporated individuals, total E3 3.1 Industry, total E3_1 3.2. Agriculture, total E3_2

including agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ E3_2_1 3.3 Construction, total E3_3 3.4 Transport, total E3_4 3.5. Information and communication E3_5 3.6. Trade, total E3_6 3.7. Other non-production and services E3_7 4. Public organizations E4 5. Loans to individuals for personal and household purposes, total E5 a) Acquisition or construction of real estate E5a b) Repair of residential area E5b c) Car purchase E5c c1) electric motor-powered vehicles E5c1 including in case the production date of electric motor￾powered vehicle is 3 (three) years or less at the time of loan processing and the vehicle is fully insured (CASCO) during the loan maturity E5c1a c2) hibrid mühərrikli avtomobil transportı vasitələri E5c2 including in case the production date of a hybrid motor vehicle is 1 (one) year or less at the time of loan processing and the vehicle is fully insured (CASCO) during the loan maturity E5c2a c3) others E5c3 d) Purchase of home appliances E5d e) Credit cards (including credit lines used) E5e f) other E5f 5.1. Consumer loans DTI breakdown: E5g g1) loans with 45% and less DTI ratio; E5g1 including in case the difference between total income of the borrower or members of the group of joint borrowers and their debt burden is below the national minimum living standard indicator. E5g1.1

g2) loans with the DTI ratio above 45% but not exceeding the 60% threshold E5g2 g3) loans with the DTI ratio above 60% but not exceeding the 75% threshold E5g3 g4) loans with the DTI ratio over 70% E5g4 g4.1) including credit risks, including loans under Item 4.6 of the Regulation on prudential ratios and requirements related to credit risks, including large credit risk exposures E5g4_1 6. Other loans E6 7. including project financing loans E7 a) High quality projects E7_1 a1) project that meets the requirements of sub-items 2.1.4.1 and 2.1.4.2 of the ‘Regulation on prudential regulation of project financing loans’ E7_1a1 a2) project that meets the requirements of sub-items 2.1.4.1 and 2.1.4.3 of the ‘Regulation on prudential regulation of project financing loans’ E7_1a2 b) other projects E7_2 8. including loans issued under behavioral models E8 a1) business loans E8_1 a2) consumer loans E8_2 a3) real estate loans E8_3 a4) other loans E8_4 A1. Including project financing loans (in thousand manats) Project financing loans High quality projects other projects projects that meet the requirements of sub-items 2.1.4.1 and 2.1.4.2 of the ‘Regulation on prudential regulation of project financing loans’ projects that meet the requirements of sub-items 2.1.4.1 and 2.1.4.3 of the ‘Regulation on prudential regulation of project financing loans’

the capital participation ratio in the project is 30% or less the capital participation ratio in the project exceeds 30% the capital participation ratio in the project is 30% or less the capital participation ratio in the project exceeds 30% the capital participation ratio in the project is 30% or less the capital participation ratio in the project exceeds 30% total foreign total foreign total foreign total foreign total foreig n total foreign 1 2 3 4 5 6 7 8 9 10 11 12 13 14 Project financing loans A1

1. To state enterprises (50% + 1 voting share), total A1.1 1.1 Industry, total A1.1.1 1.2. Agriculture, total A1.1.2 1.3. Construction, total A1.1.3 1.4. Transport, total A1.1.4 1.5. Information and communication A1.1.5 1.6. Trade, total A1.1.6 1.7. Other non-production and services A1.1.7
2. Private enterprises, total A1.2 2.1 Industry, total A1.2.1 2.2. Agriculture, total A1.2.2 2.3. Construction, total A1.2.3 2.4. Transport, total A1.2.4 2.5. Information and communication A1.2.5 2.6. Trade, total A1.2.6 2.7. Other non-production and services A1.2.7 A2. Loans to individuals on the debt-to-income (DTI) ratio DTI ratio breakdown Real estate loans Consumer loans balance as of the reporting month issued over the reporting month balance as of the reporting month issued over the reporting month 1 2 3 4 5 6 Total A2.1

DTI below 45% A2.1.1 DTI 45% - 50% A2.1.2 DTI 50% - 55% A2.1.3 DTI 55% - 60% A2.1.4 DTI 60% - 65% A2.1.5 DTI 65% - 70% A2.1.6 DTI over 70% A2.1.7 DTI N/A A2.1.8 A3. Loans to individuals on the loan-to-value (LTV) ratio LTV əmsalının bölgüsü Business loans Real estate loans Consumer loans including avtomobil Loansi balance as of the reporting month issued over the reporting month balance as of the reporting month issued over the reporting month balance as of the reporting month issued over the reporting month balance as of the reporting month issued over the reporting month 1 2 3 4 4 5 5 6 6 7 Total: A3.1 LTV below 50% A3.1.1 LTV 50% - 60% A3.1.2 LTV 60% - 70% A3.1.3 LTV 70% - 80% A3.1.4 LTV 80% - 90% A3.1.5 LTV 90% - 100% A3.1.6 LTV 100% - 110% A3.1.7 LTV over 110% A3.1.8 Unsecured A3.1.9 volume of the portfolio with re-evaluated collateral over the last 1 year A3.2

TABLE A8 – Other assets and other liabilities (in thousand manats) A. Other assets Total In foreign currency (from Column 2) 1 2 3

1. Other receivables A1
2. Advance payments A2
3. Taxes paid in advance A3
4. Deferred expenses A4
5. Precious metals and works of art A5
6. Unspecified asset items A6
7. Accrued interest, total A7 a) Accrued interest on loans A7a a1) Mining industry A7a1 a2) Processing, total A7a2 a3) Electricity and gas production A7a3 a4) Other sectors of industry A7a4 a5) Agriculture A7a5 a6) Construction A7a6 a7) Transport A7a7 a8) Information and communication A7a8 a9) Trade A7a9 a10) Other non-production and services A7a10 a11) Central executive authorities and municipalities A7a11 a12) Public organizations A7a12 a13) Loans to individuals for personal and household purposes A7a13 a14) Other loans A7a14 b) Accrued interest on loans and deposits in banks A7b b1) accrued interest on loans A7b1 b1.1) resident banks A7b1.1 b1.2) non-resident banks A7b1.2 b2) accrued interest on deposits A7b2 b2.1) resident banks A7b2.1

b2.2) non-resident banks A7b2.2 c) Accrued interest on securities A7c d) Accrued interest on loans and deposits in other financial institutions A7d d1) interest accrued on loans in other financial institutions A7d1 d1.1) resident other financial institutions A7d1.1 d1.2) non-resident other financial institutions A7d1.2 d2) interest accrued on deposits in other financial institutions A7d2 d2.1) resident other financial institutions A7d2.1 d2.2) non-resident other financial institutions A7d2.2 e) Interest accrued on investments (dividends) A7e f) interest accrued on Nostro accounts A7f g) short-term financial instruments of the interbank market (loans up to 7 days including the 7th day) A7g g1) resident banks A7g1 g2) non-resident banks A7g2 h) interest accrued on reverse repo transactions A7h i) interest accrued on funds placed with the Central Bank A7i j) interest accrued on other transactions A7j 8. Movable fixed assets not used in banking, total A8 X a) movable fixed assets foreclosed by the bank for overdue payments A8a X b) other movable fixed assets, including fixed assets previously used by the bank and its structural units A8b X 9. other assets A9 9.1 Specific provisions to cover possible losses on other assets A9.1 10. Total other assets A10 B. Other liabilities Total In foreign currency (from Column 3) 1 2 3

1. Salaries and other amounts payable to employees B1

2. Other payables B2

3. Advance payments (received) B3

4. Tax payables accrued B4 X

5. Deferred income B5

6. Unspecified liability items B6

7. Accrued interest and dividends, total B7 a) Interest payable on demand deposits B7a a1) individuals B7a1 a2) legal entitites B7a2 b) Interest payable on term deposits B7b b1) individuals B7b1 b2) legal entitites B7b2 c) Interest payables on funds of banks B7c c1) Loans from banks B7c1 c1.1) resident banks B7c1.1 c1.2) non-resident banks B7c1.2 c2) Deposits of banks B7c2 c2.1) resident banks B7c2.1 c2.2) non-resident banks B7c2.2 d) Interest payables on debt securities B7d e) Interest payables on funds of other financial institutions B7e e1) Loans from other financial institutions B7e1 e1.1) resident other financial institutions B7e1.1 e1.2) non-resident other financial institutions B7e1.2 e2) Deposits of other financial institutions B7e2 e2.1) resident other financial institutions B7e2.1 e2.2) non-resident other financial institutions B7e2.2 f) Interest payables on funds of central executive authorities and municipalities B7f g) Interest payables on Loro accounts B7g g1) resident loro accounts B7g1 g2) non-resident loro accounts B7g2 h) Short-term financial instruments of the interbank market (loans up to 7 days including the 7th day) B7h h1) resident banks B7h1 h2) non-resident banks B7h2 i) Interest payables on claims of the Central Bank B7i j) Interest payables on Repo transactions B7j

k) Interest payables on other transactions B7k k1) including subordinated debts from individuals B7k.1 k2) including subordinated debts from legal entitie s (except for banks and other financial institutions ) B7k.2 l) Dividend payables B7l X 8. Other liabilities , including B8 a) subordinated deposits of individuals B8a b) subordinated deposits of legal entities (except for banks and other financial institutions ) B8b 9. Total other liabilities B9

Report on other operations (Annex to Tables A and B) (in thousand manats) C. Asset items Total In foreign currency (from Column 2) 1 2 3

1. Broker transactions C1
2. Fees and commissions accrued on broker transactions C2
3. Lease operations C3
4. Interest receivables on lease operations C4
5. Factoring operations C5
6. Fees and commission receivables on factoring operations C6
7. Forfeiting operations C7
8. Fees and commissions receivables on forfeiting operations C8
9. Underwriting and marketmaker operations C9
10. Fees and commissions receivables on underwriting and marketmaker operations C10
11. Other operations C11 (in thousand manats) D. Öhdəliklərin maddələri üzrə Total In foreign currency (from Column 2) 1 2 3
12. Broker transactions D1
13. Fees and commissions accrued on broker transactions D2
14. Lease operations D3
15. Interest payables on lease operations D4
16. Factoring operations D5
17. Fees and commission payables on factoring operations D6
18. Forfeiting operations D7
19. Fees and commissions payables on forfeiting operations D8
20. Underwriting and marketmaker operations D9
21. Fees and commissions payables on underwriting and marketmaker operations D10
22. Other operations D11

TABLE A9 Analysis of overdue loans A. All loans, including foreign currency denominated loans (in thousand manats) Asset items Total debt Principal debt (Column 3) Interest accrued on assets delinquent for more than 90 days on principal or interest debt (from Column 5) Total (Colu mn 3 plus Colu mn 5) Princip al debt on loans as of reporti ng date Including overdue principal debts Inter est debt Curr ent Delinquent days 1-30 days 31-60 days 61-90 days 91-120 days days days 181-210 days days 241-270 days days days (366) days yea r and ove r 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

1. Inter-bank claims, including inter￾bank (including financial inst.) deposits and loans, total A1 1.1 Deposits and loans to banks A1_1 1.1.1 Deposits to banks A1_1_1 a) Resident banks A1_1_1a b) Non-resident banks A1_1_1b 1.1.2 Loans to banks A1_1_2 a) Resident banks A1_1_2a b) Non-resident banks A1_1_2b 1.2 Deposits and loans to other financial institutions A1_2 1.2.1 Deposits to other financial institutions A1_2_1 a) Resident other financial institutions A1_2_1a b) Non-resident other financial institutions A1_2_1b 1.2.2 Loans to other financial insttitutions A1_2_2

a) Resident other financial institutions A1_2_2a b) Non-resident other financial institutions A1_2_2b 2. Loans to customers A2 2.1 State enterprises (50% + 1 voting share), total A2_1 2.1.1. Industry, total A2_1_1 2.1.1.1 Mining industry A2_1_1_1 a) Crude oil, natural gas, coal and other fuel types production A2_1_1_1a b) Metal ores production A2_1_1_1b c) Other sectors of mining industry (querries, etc.) A2_1_1_1c 2.1.1.2 Processing, total A2_1_1_2 a) Food products, including beverages and tobacco A2_1_1_2a b) Textile and sewing industry A2_1_1_2b c) Leather, leather products and footwear A2_1_1_2c d) Furniture, wooden (window frame, door, etc.) products A2_1_1_2d e) Pulp and paper industry; publishing A2_1_1_2e f) Oil products A2_1_1_2f g) Chemical industry A2_1_1_2g h) Rubber and plastic ware A2_1_1_2h i) Other non-metal mineral products A2_1_1_2i j) Metallurgy industry and fabricated metal products A2_1_1_2j k) Machinery and equipment A2_1_1_2k l) Electronic equipment and machinery A2_1_1_2l m) Transport facilities and devices A2_1_1_2m n) Other processing sectors A2_1_1_2n 2.1.1.3 Production of electricity and gas A2_1_1_3 2.1.1.4 Other sectors of industry A2_1_1_4 2.1.2. Agriculture, total A2_1_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_1_2-1

a) Agriculture, hunting and related services A2_1_2-1a b) Forestry and related services A2_1_2-1b c) Fishery, fish farmings and related services A2_1_2-1c d) Others A2_1_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_1_2-2 a) Agriculture, hunting and related services A2_1_2-2a b) Forestry and related services A2_1_2-2b c) Fishery, fish farmings and related services A2_1_2-2c d) Others A2_1_2-2d 2.1.3. Construction, total A2_1_3 a) Residential areas A2_1_3a b) Non-residential areas A2_1_3b c) Roads and bridges A2_1_3c d) Other buildings A2_1_3d 2.1.4. Transport, total A2_1_4 a) Land transport A2_1_4a b) Water transport A2_1_4b c) Air transport A2_1_4c d) Subsidiary and supplementary transport A2_1_4d e) Others A2_1_4e 2.1.5. Information and communication A2_1_5 2.1.6. Trade, total A2_1_6 a) Building materials and sanitaryware A2_1_6a b) Car trading A2_1_6b c) Electrotechnology and home appliances A2_1_6c d) Food, clothes, and daily home appliances A2_1_6d e) Others A2_1_6e 2.1.7. Other non-production and services A2_1_7

2.1.8. Central executive authorities and municipalities A2_1_8 2.2 Private enterprises, total A2_2 2.2.1. Industry, total A2_2_1 2.2.1.1. Mining industry A2_2_1_1 a) Crude oil, natural gas, coal and other fuel types production A2_2_1_1a b) Metal ores production A2_2_1_1b c) Other sectors of mining industry (querries, etc.) A2_2_1_1c 2.2.1.2 Processing, total A2_2_1_2 a) Food products, including beverages and tobacco A2_2_1_2a b) Textile and sewing industry A2_2_1_2b c) Leather, leather products and footwear A2_2_1_2c d) Furniture, wooden (window frame, door, etc.) products A2_2_1_2d e) Pulp and paper industry; publishing A2_2_1_2e f) Oil products A2_2_1_2f g) Chemical industry A2_2_1_2g h) Rubber and plastic ware A2_2_1_2h i) Other non-metal mineral products A2_2_1_2i j) Metallurgy industry and fabricated metal products A2_2_1_2j k) Machinery and equipment A2_2_1_2k l) Electronic equipment and machinery A2_2_1_2l m) Transport facilities and devices A2_2_1_2m n) Other processing sectors A2_2_1_2n 2.2.1.3 Production of electricity and gas A2_2_1_3 2.2.1.4 Other sectors of industry A2_2_1_4 2.2.2. Agriculture, total A2_2_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2_2-1 a) Agriculture, hunting and related services A2_2_2-1a b) Forestry and related services A2_2_2-1b

c) Fishery, fish farmings and related services A2_2_2-1c d) Others A2_2_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2_2-2 a) Agriculture, hunting and related services A2_2_2-2a b) Forestry and related services A2_2_2-2b c) Fishery, fish farmings and related services A2_2_2-2c d) Others A2_2_2-2d 2.2.3. Construction, total A2_2_3 a) Residential areas A2_2_3a b) Non-residential areas A2_2_3b c) Roads and bridges A2_2_3c d) Other buildings A2_2_3d 2.2.4. Transport, total A2_2_4 a) Land transport A2_2_4a b) Water transport A2_2_4b c) Air transport A2_2_4c d) Subsidiary and supplementary transport A2_2_4d e) Others A2_2_4e 2.2.5. Information and communication A2_2_5 2.2.6. Trade, total A2_2_6 a) Building materials and sanitaryware A2_2_6a b) Car trading A2_2_6b c) Electrotechnology and home appliances A2_2_6c d) Food, clothes, and daily home appliances A2_2_6d e) Others A2_2_6e 2.2.7. Other non-production and services A2_2_7 2.3. Loans to unincorporated individuals, total A2_3

2.3.1 Industry, total A2_3_1 2.3.1.1 Mining industry A2_3_1_1 a) Crude oil, natural gas, coal and other fuel types production A2_3_1_1a b) Metal ores production A2_3_1_1b c) Other sectors of mining industry (querries, etc.) A2_3_1_1c 2.3.1.2 Processing A2_3_1_2 a) Food products, including beverages and tobacco A2_3_1_2a b) Textile and sewing industry A2_3_1_2b c) Leather, leather products and footwear A2_3_1_2c d) Furniture, wooden (window frame, door, etc.) products A2_3_1_2d e) Pulp and paper industry; publishing A2_3_1_2e f) Oil products A2_3_1_2f g) Chemical industry A2_3_1_2g h) Rubber and plastics products A2_3_1_2h i) Other non-metal mineral products A2_3_1_2i j) Metallurgy industry and fabricated metal products A2_3_1_2j k) Machinery and equipment A2_3_1_2k l) Electronic equipment and machinery A2_3_1_2l m) Transport facilities and devices A2_3_1_2m n) Other processing sectors A2_3_1_2n 2.3.1.3 Production of electricity and gas A2_3_1_3 2.3.1.4 Other sectors of industry A2_3_1_4 2.3.2. Agriculture, total A2_3_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_3_2-1 a) Agriculture, hunting and related services A2_3_2-1a b) Forestry and related services A2_3_2-1b c) Fishery, fish farmings and related services A2_3_2-1c d) Others A2_3_2-1d

Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_3_2-2 including family farms A2_3_2-2-1 a) Agriculture, hunting and related services A2_3_2-2a b) Forestry and related services A2_3_2-2b c) Fishery, fish farmings and related services A2_3_2-2c d) Others A2_3_2-2d 2.3.3 Construction, total A2_3_3 a) Residential areas A2_3_3a b) Non-residential areas A2_3_3b c) Roads and bridges A2_3_3c d) Other buildings A2_3_3d 2.3.4 Transport, total A2_3_4 a) Land transport A2_3_4a b) Water transport A2_3_4b c) Air transport A2_3_4c d) Subsidiary and supplementary transport A2_3_4d e) Others A2_3_4e 2.3.5. Information and communication A2_3_5 2.3.6. Trade, total A2_3_6 a) Building materials and sanitaryware A2_3_6a b) Car trading A2_3_6b c) Electrotechnology and home appliances A2_3_6c d) Food, clothes, and daily home appliances A2_3_6d e) Others A2_3_6e 2.3.7. Other non-production and services A2_3_7 2.4 Public organizations A2_4 2.5. Loans to individuals for personal and household purposes, total A2_5 a) Acquisition or construction of real estate A2_5a

a1) including secured by real estate A2_5a1 b) Repair of residential area A2_5b b1) including secured by real estate A2_5b1 c) Car purchase A2_5c d) Purchase of home appliances A2_5d e) Credit cards (including credit lines used) A2_5e f) Other A2_5f 2.6. Other loans A2_6 3. Securities, total A3 4. Other assets A4 B. Foreign currency denominated loans (in thousand manats) Asset items Total debt Principal debt (Column 3) Interest accrued on assets delinquent for more than 90 days on principal or interest debt (from Column 5) Total (Colum n 3 plus Column 5) Principal debt on loans as of reporting date Including outstandi ng amount of overdue assets Intere st debt Curre nt Delinquent days 1-30 days 31-60 days 61-90 days 91-120 days 121-150 days 151-180 days 181-210 days days 241-270 days days days (366) days 1 year and over 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

1. Deposits and loans to financial institutions, including banks, total B1 1.1 Deposits and loans to banks B1_1 1.1.1 Deposits to banks B1_1_1 a) Resident banks B1_1_1a b) Non-resident banks B1_1_1b 1.1.2 Loans to banks B1_1_2 a) Resident banks B1_1_2a

b) Non-resident banks B1_1_2b 1.2 Deposits and loans to other financial institutions B1_2 1.2.1 Deposits to other financial institutions B1_2_1 a) Resident other financial institutions B1_2_1a b) Non-resident other financial institutions B1_2_1b 1.2.2 Loans to other financial institutions B1_2_2 a) Resident other financial institutions B1_2_2a b) Non-resident other financial institutions B1_2_2b 2. Loans to customers B2 2.1 State enterprises (50% + 1 voting share), total B2_1 2.1.1. Industry, total B2_1_1 2.1.1.1. Mining industry B2_1_1_1 a) Crude oil, natural gas, coal and other fuel types production B2_1_1_1a b) Metal ores production B2_1_1_1b c) Other sectors of mining industry (querries, etc.) B2_1_1_1c 2.1.1.2 Processing, total B2_1_1_2 a) Food products, including beverages and tobacco B2_1_1_2a b) Textile and sewing industry B2_1_1_2b c) Leather, leather products and footwear B2_1_1_2c d) Furniture, wooden (window frame, door, etc.) products B2_1_1_2d e) Pulp and paper industry; publishing B2_1_1_2e f) Oil products B2_1_1_2f g) Chemical industry B2_1_1_2g h) Rubber and plastics products B2_1_1_2h i) Other non-metal mineral products B2_1_1_2i j) Metallurgy industry and fabricated metal products B2_1_1_2j k) Machinery and equipment B2_1_1_2k l) Electronic equipment and machinery B2_1_1_2l m) Transport facilities and devices B2_1_1_2m

n) Other processing sectors B2_1_1_2n 2.1.1.3 Production of electricity and gas B2_1_1_3 2.1.1.4 Other sectors of industry B2_1_1_4 2.1.2. Agriculture, total B2_1_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_1_2-1 a) Agriculture, hunting and related services B2_1_2-1a b) Forestry and related services B2_1_2-1b c) Fishery, fish farmings and related services B2_1_2-1c d) Others B2_1_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_1_2-2 a) Agriculture, hunting and related services B2_1_2-2a b) Forestry and related services B2_1_2-2b c) Fishery, fish farmings and related services B2_1_2-2c d) Others B2_1_2-2d 2.1.3. Construction, total B2_1_3 a) Residential areas B2_1_3a b) Non-residential areas B2_1_3b c) Roads and bridges B2_1_3c d) Other buildings B2_1_3d 2.1.4. Transport, total B2_1_4 a) Land transport B2_1_4a b) Water transport B2_1_4b c) Air transport B2_1_4c d) Subsidiary and supplementary transport B2_1_4d e) Others B2_1_4e 2.1.5. Information and communication B2_1_5 2.1.6. Trade, total B2_1_6

a) Building materials and sanitaryware B2_1_6a b) Car trading B2_1_6b c) Electrotechnology and home appliances B2_1_6c d) Food, clothes, and daily home appliances B2_1_6d e) Others B2_1_6e 2.1.7. Other non-production and services B2_1_7 2.1.8. Central executive authorities and municipalities B2_1_8 2.2. Private enterprises, total B2_2 2.2.1. Industry, total B2_2_1 2.2.1.1 Mining industry B2_2_1_1 a) Crude oil, natural gas, coal and other fuel types production B2_2_1_1a b) Metal ores production B2_2_1_1b c) Other sectors of mining industry (querries, etc.) B2_2_1_1c 2.2.1.2 Processing, total B2_2_1_2 a) Food products, including beverages and tobacco B2_2_1_2a b) Textile and sewing industry B2_2_1_2b c) Leather, leather products and footwear B2_2_1_2c d) Furniture, wooden (window frame, door, etc.) products B2_2_1_2d e) Pulp and paper industry; publishing B2_2_1_2e f) Oil products B2_2_1_2f g) Chemical industry B2_2_1_2g h) Rubber and plastics products B2_2_1_2h i) Other non-metal mineral products B2_2_1_2i j) Metallurgy industry and fabricated metal products B2_2_1_2j k) Machinery and equipment B2_2_1_2k l) Electronic equipment and machinery B2_2_1_2l m) Transport facilities and devices B2_2_1_2m n) Other processing sectors B2_2_1_2n 2.2.1.3. Production of electricity and gas B2_2_1_3 2.2.1.4 Other sectors of industry B2_2_1_4

2.2.2. Agriculture, total B2_2_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2_2-1 a) Agriculture, hunting and related services B2_2_2-1a b) Forestry and related services B2_2_2-1b c) Fishery, fish farmings and related services B2_2_2-1c d) Others B2_2_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2_2-2 a) Agriculture, hunting and related services B2_2_2-2a b) Forestry and related services B2_2_2-2b c) Fishery, fish farmings and related services B2_2_2-2c d) Others B2_2_2-2d 2.2.3. Construction, total B2_2_3 a) Residential areas B2_2_3a b) Non-residential areas B2_2_3b c) Roads and bridges B2_2_3c d) Other buildings B2_2_3d 2.2.4. Transport, total B2_2_4 a) Land transport B2_2_4a b) Water transport B2_2_4b c) Air transport B2_2_4c d) Subsidiary and supplementary transport B2_2_4d e) Others B2_2_4e 2.2.5. Information and communication B2_2_5 2.2.6. Trade, total B2_2_6 a) Building materials and sanitaryware B2_2_6a b) Car trading B2_2_6b c) Electrotechnology and home appliances B2_2_6c

d) Food, clothes, and daily home appliances B2_2_6d e) Others B2_2_6e 2.2.7. Other non-production and services B2_2_7 2.3. Loans to unincorporated individuals, total B2_3 2.3.1. Industry, total B2_3_1 2.3.1.1. Mining industry B2_3_1_1 a) Crude oil, natural gas, coal and other fuel types production B2_3_1_1a b) Metal ores production B2_3_1_1b c) Other sectors of mining industry (querries, etc.) B2_3_1_1c 2.3.1.2 Processing B2_3_1_2 a) Food products, including beverages and tobacco B2_3_1_2a b) Textile and sewing industry B2_3_1_2b c) Leather, leather products and footwear B2_3_1_2c d) Furniture, wooden (window frame, door, etc.) products B2_3_1_2d e) Pulp and paper industry; publishing B2_3_1_2e f) Oil products B2_3_1_2f g) Chemical industry B2_3_1_2g h) Rubber and plastics products B2_3_1_2h i) Other non-metal mineral products B2_3_1_2i j) Metallurgy industry and fabricated metal products B2_3_1_2j k) Machinery and equipment B2_3_1_2k l) Electronic equipment and machinery B2_3_1_2l m) Transport facilities and devices B2_3_1_2m n) Other processing sectors B2_3_1_2n 2.3.1.3. Production of electricity and gas B2_3_1_3 2.3.1.4 Other sectors of industry B2_3_1_4 2.3.2. Agriculture, total B2_3_2

Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_3_2-1 a) Agriculture, hunting and related services B2_3_2-1a b) Forestry and related services B2_3_2-1b c) Fishery, fish farmings and related services B2_3_2-1c d) Others B2_3_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_3_2-2 including family farms B2_3_2-2-1 a) Agriculture, hunting and related services B2_3_2-2a b) Forestry and related services B2_3_2-2b c) Fishery, fish farmings and related services B2_3_2-2c d) Others B2_3_2-2d 2.3.3 Construction, total B2_3_3 a) Residential areas B2_3_3a b) Non-residential areas B2_3_3b c) Roads and bridges B2_3_3c d) Other buildings B2_3_3d 2.3.4 Transport, total B2_3_4 a) Land transport B2_3_4a b) Water transport B2_3_4b c) Air transport B2_3_4c d) Subsidiary and supplementary transport B2_3_4d e) Others B2_3_4e 2.3.5. Information and communication B2_3_5 2.3.6. Trade, total B2_3_6 a) Building materials and sanitaryware B2_3_6a b) Car trading B2_3_6b c) Electrotechnology and home appliances B2_3_6c

d) Food, clothes, and daily home appliances B2_3_6d e) Others B2_3_6e 2.3.7. Other non-production and services B2_3_7 2.4 Public organizations B2_4 2.5. Loans to individuals for personal and household purposes, total B2_5 a) Acquisition or construction of real estate B2_5a a1) including secured by real estate B2_5a1 b) Repair of residential area B2_5b b1) including secured by real estate B2_5b1 c) Car purchase B2_5c d) Purchase of home appliances B2_5d e) Credit cards (including credit lines used) B2_5e f) Other B2_5f 2.6. Other loans B2_6 3. Securities, total B3 4. Other assets B4 C.Including loans extended from state funds (in thousand manats) Source of loan funds Total debt Principal debt (Column 3) Interest accrued on assets delinquent for more than 90 days on principal or interest debt (from Column 5) Total (Colu mn 3 plus Colu mn 5) Principa l debt on loans as of reportin g date Includin g outstan ding amount of overdue loans Interest debt Curre nt Delinquent days 1-30 days days 61-90 days 91-120 days 121-150 days days 181-210 days 211-240 days 241-270 days days 301-330 days 331-365 (366) days 1 year and over 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

1. Mortgage loans from funds of the Mortgage and Credit Guarantee Fund C1
2. Mortgage and Credit Guarantee Fund (guaranteed loans), including C2

2.1. Industry C2_1 2.2. Agriculture C2_2 2.3. Construction C2_3 2.4.Transport C2_4 2.5. Information and communication C2_5 2.6. Trade C2_6 2.7. Other production and service entities C2_7 2.8. Mortgage loans C2_8 3. Entrepreneurship Development Fund of the Ministry of Economy of the Republic of Azerbaijan, including C3 3.1. Industry C3_1 3.2. Agriculture C3_2 3.3. Construction C3_3 3.4. Transport C3_4 3.5. Information and communication C3_5 3.6. Trade C3_6 3.7. Other production and service entities C3_7 4. Agrarian Credit and Development Fund under the Ministry of Agriculture of the Republic of Azerbaijan C4 4.1 Agriculture, hunting and related services C4_1 4.2 Forestry and related services C4_2 4.3 Fishery, fish farmings and related services C4_3 4.4 Others C4_4 5. State Fund for Development of Information Technologies C5 6. Other C6 6.1. Industry C6_1 6.2. Agriculture C6_2 6.3. Construction C6_3 6.4. Transport C6_4 6.5. Information and communication C6_5 6.6. Trade C6_6 6.7. Other production and service entities C6_7 7. Total loans from state funds C7

D. Breakdown of non-performing loans on outstanding amounts, in thousand manats (principal amount) (in thousand manats) Breakdown of loans on outstanding amounts Total In foreign currency Amount Number Amount, (from Column 3) Number (from Column 4) 1 2 3 4 5 6 up to 1.000 manats D1.1 1.000-5.000 manats D1.2 5.001-10.000 manats D1.3 10.001-30.000 manats D1.4 30.001-50.000 manats D1.5 50.001-100.000 manats D1.6 100.001-200.000 manats D1.7 200.001-500.000 manats D1.8 500.001-1.000.000 manats D1.9 1.000.001-3.000.000 manats D1.10 3.000.001-5.000.000 manats D1.11 over 5.000.000 manats D1.12 Total D2 E. Breakdown on micro, small, medium, large businesses and family farms Businesses Total debt Principal debt (Column 3) Total (Column 3 plus Column 5) Principal debt on loans as of reporting date Including, outstanding amount of overdue loans Interest debt Current Delinquent days 1-30 days 31-60 days days 91-120 days 121-150 days 151-180 days 181-210 days 211-240 days 241-270 days 271-300 days 301-330 days 331-365 (366) days year and over 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

1. MICRO BUSINESSES E1 1.1. Mortgage and Credit Guarantee Fund (guaranteed loans) E1.1 1.2. Entrepreneurship Development Fund of the Republic of Azerbaijan E1.2 1.3. Agrarian Credit and Development Fund under the Ministry of Agriculture of the Republic of Azerbaijan E1.3 1.4. Innovation and Digital Development Agency E1.4 1.5. Small and Medium Business Development Agency of the Republic of Azerbaijan E1.5 1.6. Other funds and agencies E1.6 1.7. Bank’s own funds E1.7
2. SMALL BUSINESSES E2 2.1. Mortgage and Credit Guarantee Fund (guaranteed loans) E2.1 2.2. Entrepreneurship Development Fund of the Republic of Azerbaijan E2.2 2.3. Agrarian Credit and Development Fund under the Ministry of Agriculture of the Republic of Azerbaijan E2.3 2.4. Innovation and Digital Development Agency E2.4 2.5. Small and Medium Business Development Agency of the Republic of Azerbaijan E2.5 2.6. Other funds and agencies E2.6 2.7. Bank’s own funds E2.7
3. MEDIUM-SIZED BUSINESSES E3 3.1. Mortgage and Credit Guarantee Fund (guaranteed loans) E3.1 3.2. Azerbaijan Respublikasının i Sahibkarlığın İnkişafı Fondu E3.2 3.3. Agrarian Credit and Development Fund under the Ministry of Agriculture of the Republic of Azerbaijan E3.3 3.4. Innovation and Digital Development Agency E3.4 3.5. Small and Medium Business Development Agency of the Republic of Azerbaijan E3.5 3.6. Other funds and agencies E3.6 3.7. Bank’s own funds E3.7
4. LARGE BUSINESSES E4 4.1. Mortgage and Credit Guarantee Fund (guaranteed loans) E4.1 4.2. Entrepreneurship Development Fund of the Republic of Azerbaijan E4.2 4.3. Agrarian Credit and Development Fund under the Ministry of Agriculture of the Republic of Azerbaijan E4.3 4.4 Innovation and Digital Development Agency E4.4 4.6. Other funds and agencies E4.6

4.7. Bank’s own funds E4.7 5. FAMILY FARMS E5-1 TOTAL: E5 (continued)

of

borrowers # of loans

of borrowers with

overdue loans (principal or interest debt) Maturity, including Interest accrued on assets delinquent for more than 90 days on principal or interest debt (6-cı up to 1 year (including Columndan) 1 year) 1-3 years 3-5 years over 5 years 21 22 23 24 25 26 27 28

F. Including analysis of overdue loans (on project management) (in thousand manats) Businesses Total debt Principal debt (Column 3) Total (Column 3 plus Column 5) Principal debt on loans as of reporting date Including outstanding amount of overdue loans Interest debt Current Delinquent days 1-30 days 31-60 days 61-90 days 91-120 days 121-150 days 151-180 days 181-210 days 211-240 days 241-270 days 271-300 days 301-330 days 331-365 (366) days 1 year and over 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Project financing loans F

1. To state enterprises (50% + 1 voting share), total F1 1.1 Industry, total F1.1 1.2. Agriculture, total F1.2 1.3. Construction, total F1.3 1.4. Transport, total F1.4 1.5. Information and communication F1.5 1.6. Trade, total F1.6 1.7. Other non-production and services F1.7
2. Private enterprises, total F2 2.1 Industry, total F2.1 2.2. Agriculture, total F2.2 2.3. Construction, total F2.3 2.4. Transport, total F2.4 2.5. Information and communication F2.5 2.6. Trade, total F2.6 2.7. Other non-production and services F2.7

(continued)

of borrowers # of loans

of borrowers

with overdue loans (principal or interest debt) Maturity, including up to 1 year (including 1 year) 1-3 years 3-5 years over 5 years 21 22 23 24 25 26 27

H. Including analysis of overdue loans (loans issued under behavioral models) (all loans, including foreign currency denominated loans) (in thousand manats) Businesses Total debt Principal debt (Column 3) Total (Colum n 3 plus Column 5) Principal debt on loans as of reportin g date Including outstandin g amount of overdue loans Interes t debt Curren t Delinquent days 1-30 days 31-60 days 61-90 days days 121-150 days 151-180 days 181-210 days 211-240 days 241-270 days 271-300 days 301-330 days 331-365 (366) days 1 year and over 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Loans issued under behavioral models H h1) Business loans H1 h2) Consumer loans H2 h3) Real estate loans H3 h4) Other loans H4 (continued)

of borrowers # of loans # of borrowers with overdue loans

(principal or interest debt) Maturity, including up to 1 year (including 1 year) 1-3 years 3-5 years over 5 years 21 22 23 24 25 26 27 J. Including analysis of overdue loans (loans issued under behavioral models) (foreign currency denominated loans) (in thousand manats)

Businesses Total debt Principal debt (Column 3) Total (Colum n 3 plus Column 5) Principal debt on loans as of reporting date Including outstanding amount of overdue loans Intere st debt Curr ent Delinquent days 1-30 day s day s 61-90 days days days 151-180 days days 211-240 days days days 301-330 days 331-365 (366) days 1 year and over 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Loans issued under behavioral models J j1) Business loans J1 j2) Consumer loans J2 j3) Real estate loans J3 j4) Other loans J4 (continued)

of borrowers # of loans

of borrowers with overdue

loans (principal or interest debt) Maturity, including up to 1 year (including 1 year) 1-3 years 3-5 years over 5 years 21 22 23 24 25 26 27

TABLE A9_1 A. Analysis of restructured assets (all loans, including foreign currency denominated loans) (in thousand manats) Asset items Total debt Principal debt (Column 3) Interest accrued on assets delinquent for more than 90 days on principal or interest debt (from Column 5) Prolonge d loans (from Column 3) Total (Colu mn 3 plus Colu mn 5) Principa l debt on loans as of reportin g date Includi ng outstan ding amount of overdu e assets Inter est debt Cu rre nt Delinquent days 1-30 day s 31-60 days 61-90 days 91-120 days days 151-180 days 181-210 days 211-240 days 241-270 days 271-300 days 301-330 days (366) days 1 year and over 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21

1. Deposits and loans to financial institutions, including banks, total A1 1.1 Deposits and loans to banks A1_1 1.1.1 Deposits to banks A1_1_1 a) Resident banks A1_1_1a b) Non-resident banks A1_1_1b 1.1.2 Loans to banks A1_1_2 a) Resident banks A1_1_2a b) Non-resident banks A1_1_2b 1.2 Deposits and loans to other financial institutions A1_2 1.2.1 Deposits to other financial institutions A1_2_1 a) Resident other financial institutions A1_2_1a b) Non-resident other financial institutions A1_2_1b 1.2.2 Loans to other financial institutions A1_2_ a) Resident other financial institutions A1_2_2a b) Non-resident other financial institutions A1_2_2b
2. Loans to customers A2 2.1 State enterprises (50% + 1 voting share), total A2_1 2.1.1. Industry, total A2_1_1 2.1.1.1. Mining industry A2_1_1_

a) Crude oil, natural gas, coal and other fuel types production A2_1_1_ 1a b) Metal ores production A2_1_1_ 1b c) Other sectors of mining industry (querries, etc.) A2_1_1_ 1c 2.1.1.2 Processing, total A2_1_1_ a) Food products, including beverages and tobacco A2_1_1_ 2a b) Textile and sewing industry A2_1_1_ 2b c) Leather, leather products and footwear A2_1_1_ 2c d) Furniture, wooden (window frame, door, etc.) products A2_1_1_ 2d e) Pulp and paper industry; publishing A2_1_1_ 2e f) Oil products A2_1_1_ 2f g) Chemical industry A2_1_1_ 2g h) Rubber and plastics products A2_1_1_ 2h i) Other non-metal mineral products A2_1_1_ 2i j) Metallurgy industry and fabricated metal products A2_1_1_ 2j k) Machinery and equipment A2_1_1_ 2k l) Electronic equipment and machinery A2_1_1_ 2l m) Transport facilities and devices A2_1_1_ 2m n) Other processing sectors A2_1_1_ 2n 2.1.1.3 Production of electricity and gas A2_1_1_ 2.1.1.4 Other sectors of industry A2_1_1_ 2.1.2. Agriculture, total A2_1_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_1_2-1 a) Agriculture, hunting and related services A2_1_2- 1a b) Forestry and related services A2_1_2- 1b c) Fishery, fish farmings and related services A2_1_2- 1c

d) Others A2_1_2- 1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_1_2-2 a) Agriculture, hunting and related services A2_1_2- 2a b) Forestry and related services A2_1_2- 2b c) Fishery, fish farmings and related services A2_1_2- 2c d) Others A2_1_2- 2d 2.1.3. Construction, total A2_1_3 a) Residential areas A2_1_3a b) Non-residential areas A2_1_3b c) Roads and bridges A2_1_3c d) Other buildings A2_1_3d 2.1.4. Transport, total A2_1_4 a) Land transport A2_1_4a b) Water transport A2_1_4b c) Hava transportınnın fəaliyyəti A2_1_4c d) Subsidiary and supplementary transport A2_1_4d e) Others A2_1_4e 2.1.5. Information and communication A2_1_5 2.1.6. Trade, total A2_1_6 a) Building materials and sanitaryware A2_1_6a b) Car trading A2_1_6b c) Electrotechnology and home appliances A2_1_6c d) Food, clothes, and daily home appliances A2_1_6d e) Others A2_1_6e 2.1.7. Other non-production and services A2_1_7 2.1.8. Central executive authorities and municipalities A2_1_8 2.2 Private enterprises, total A2_2 2.2.1. Industry, total A2_2_1

2.2.1.1. Mining industry A2_2_1_ a) Crude oil, natural gas, coal and other fuel types production A2_2_1_ 1a b) Metal ores production A2_2_1_ 1b c) Other sectors of mining industry (querries, etc.) A2_2_1_ 1c 2.2.1.2 Processing, total A2_2_1_ a) Food products, including beverages and tobacco A2_2_1_ 2a b) Textile and sewing industry A2_2_1_ 2b c) Leather, leather products and footwear A2_2_1_ 2c d) Furniture, wooden (window frame, door, etc.) products A2_2_1_ 2d e) Pulp and paper industry; publishing A2_2_1_ 2e f) Oil products A2_2_1_ 2f g) Chemical industry A2_2_1_ 2g h) Rubber and plastic ware A2_2_1_ 2h i) Other non-metal mineral products A2_2_1_ 2i j) Metallurgy industry and fabricated metal products A2_2_1_ 2j k) Machinery and equipment A2_2_1_ 2k l) Electronic equipment and machinery A2_2_1_ 2l m) Transport facilities and devices A2_2_1_ 2m n) Other processing sectors A2_2_1_ 2n 2.2.1.3 Production of electricity and gas A2_2_1_ 2.2.1.4 Other sectors of industry A2_2_1_ 2.2.2. Agriculture, total A2_2_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2_2-1 a) Agriculture, hunting and related services A2_2_2- 1a b) Forestry and related services A2_2_2- 1b c) Fishery, fish farmings and related services A2_2_2- 1c

d) Others A2_2_2- 1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2_2-2 a) Agriculture, hunting and related services A2_2_2- 2a b) Forestry and related services A2_2_2- 2b c) Fishery, fish farmings and related services A2_2_2- 2c d) Others A2_2_2- 2d 2.2.3. Construction, total A2_2_3 a) Residential areas A2_2_3a b) Non-residential areas A2_2_3b c) Roads and bridges A2_2_3c d) Other buildings A2_2_3d 2.2.4. Transport, total A2_2_4 a) Land transport A2_2_4a b) Water transport A2_2_4b c) Air transport A2_2_4c d) Subsidiary and supplementary transport A2_2_4d e) Others A2_2_4e 2.2.5. Information and communication A2_2_5 2.2.6. Trade, total A2_2_6 a) Building materials and sanitaryware A2_2_6a b) Car trading A2_2_6b c) Electrotechnology and home appliances A2_2_6c d) Food, clothes, and daily home appliances A2_2_6d e) Others A2_2_6e 2.2.7. Other non-production and services A2_2_7 2.3. Loans to unincorporated individuals, total A2_3 2.3.1. Industry, total A2_3_1

2.3.1.1. Mining industry A2_3_1_ a) Crude oil, natural gas, coal and other fuel types production A2_3_1_ 1a b) Metal ores production A2_3_1_ 1b c) Other sectors of mining industry (querries, etc.) A2_3_1_ 1c 2.3.1.2 Processing A2_3_1_ a) Food products, including beverages and tobacco A2_3_1_ 2a b) Textile and sewing industry A2_3_1_ 2b c) Leather, leather products and footwear A2_3_1_ 2c d) Furniture, wooden (window frame, door, etc.) products A2_3_1_ 2d e) Pulp and paper industry; publishing A2_3_1_ 2e f) Oil products A2_3_1_ 2f g) Chemical industry A2_3_1_ 2g h) Rubber and plastic ware A2_3_1_ 2h i) Other non-metal mineral products A2_3_1_ 2i j) Metallurgy industry and fabricated metal products A2_3_1_ 2j k) Machinery and equipment A2_3_1_ 2k l) Electronic equipment and machinery A2_3_1_ 2l m) Transport facilities and devices A2_3_1_ 2m n) Other processing sectors A2_3_1_ 2n 2.3.1.3 Production of electricity and gas A2_3_1_ 2.3.1.4 Other sectors of industry A2_3_1_ 2.3.2. Agriculture, total A2_3_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_3_2-1 a) Agriculture, hunting and related services A2_3_2- 1a b) Forestry and related services A2_3_2- 1b c) Fishery, fish farmings and related services A2_3_2- 1c

d) Others A2_3_2- 1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_3_2-2 including family farms A2_3_2- 2-1 a) Agriculture, hunting and related services A2_3_2- 2a b) Forestry and related services A2_3_2- 2b c) Fishery, fish farmings and related services A2_3_2- 2c d) Others A2_3_2- 2d 2.3.3 Construction, total A2_3_3 a) Residential areas A2_3_3a b) Non-residential areas A2_3_3b c) Roads and bridges A2_3_3c d) Other buildings A2_3_3d 2.3.4 Transport, total A2_3_4 a) Land transport A2_3_4a b) Water transport A2_3_4b c) Air transport A2_3_4c d) Subsidiary and supplementary transport A2_3_4d e) Others A2_3_4e 2.3.5. Information and communication A2_3_5 2.3.6. Trade, total A2_3_6 a) Building materials and sanitaryware A2_3_6a b) Car trading A2_3_6b c) Electrotechnology and home appliances A2_3_6c d) Food, clothes, and daily home appliances A2_3_6d e) Others A2_3_6e 2.3.7. Other non-production and services A2_3_7 2.4 Public organizations A2_4 2.5 Loans to individuals for A2_5

personal and household purposes, total a) Acquisition or construction of real estate A2_5a a1) including secured by real estate A2_5a1 b) Repair of residential area A2_5b b1) including secured by real estate A2_5b1 c) Car purchase A2_5c d) Purchase of home appliances A2_5d e) Credit cards (including credit lines used) A2_5e f) Other A2_5f 2.6 Other loans A2_6 3. Other assets A3 B. Analysis of restructured loans (foreign currency denominated loans) (in thousand manats) Asset items Total debt Principal debt (Column 3) Interest accrued on assets delinquent for more than 90 days on principal or interest debt (from Column 5) Prolo nged loans (from Colu mn 3) Total (Column 3 plus Column 5) Principa l debt on loans as of reportin g date Includi ng outstan ding amount of overdu e assets Intere st debt Cur ren t Delinquent days 1-30 day s 31-60 days 61-90 days 91-120 days 121-150 days 151-180 days 181-210 days 211-240 days 241-270 days 271-300 days 301-330 days 331-365 (366) days 1 year and over 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21

1. Deposits and loans to financial institutions, including banks, total B1 1.1 Deposits and loans to banks B1_1 1.1.1 Deposits to banks B1_1_1 a) Resident banks B1_1_1a b) Non-resident banks B1_1_1b 1.1.2 Loans to banks B1_1_2

a) Resident banks B1_1_2a b) Non-resident banks B1_1_2b 1.2 Deposits and loans to other financial institutions B1_2 1.2.1 Deposits to other financial institutions B1_2_1 a) Resident other financial institutions B1_2_1a b) Non-resident other financial institutions B1_2_1b 1.2.2 Loans to other financial institutions B1_2_ a) Resident other financial institutions B1_2_2a b) Non-resident other financial institutions B1_2_2b 2. Loans to customers B2 2.1 State enterprises (50% + 1 voting share), total B2_1 2.1.1. Industry, total B2_1_1 2.1.1.1. Mining industry B2_1_1_ a) Crude oil, natural gas, coal and other fuel types production B2_1_1_ 1a b) Metal ores production B2_1_1_ 1b c) Other sectors of mining industry (querries, etc.) B2_1_1_ 1c 2.1.1.2 Processing, total B2_1_1_ a) Food products, including beverages and tobacco B2_1_1_ 2a b) Textile and sewing industry B2_1_1_ 2b c) Leather, leather products and footwear B2_1_1_ 2c d) Furniture, wooden (window frame, door, etc.) products B2_1_1_ 2d e) Pulp and paper industry; publishing B2_1_1_ 2e f) Oil products B2_1_1_ 2f g) Chemical industry B2_1_1_ 2g h) Rubber and plastics products B2_1_1_ 2h i) Other non-metal mineral products B2_1_1_ 2i j) Metallurgy industry and fabricated metal products B2_1_1_ 2j k) Machinery and equipment B2_1_1_ 2k

l) Electronic equipment and machinery B2_1_1_ 2l m) Transport facilities and devices B2_1_1_ 2m n) Other processing sectors B2_1_1_ 2n 2.1.1.3 Production of electricity and gas B2_1_1_ 2.1.1.4 Other sectors of industry B2_1_1_ 2.1.2. Agriculture, total B2_1_2 Agriculture loans outside the scope of sub-item 2.0.9- 1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_1_2-1 a) Agriculture, hunting and related services B2_1_2- 1a b) Forestry and related services B2_1_2- 1b c) Fishery, fish farmings and related services B2_1_2- 1c d) Others B2_1_2- 1d Agriculture loans outside the scope of sub-item 2.0.9- 1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_1_2-2 a) Agriculture, hunting and related services B2_1_2- 2a b) Forestry and related services B2_1_2- 2b c) Fishery, fish farmings and related services B2_1_2- 2c d) Others B2_1_2- 2d 2.1.3. Construction, total B2_1_3 a) Residential areas B2_1_3a b) Non-residential areas B2_1_3b c) Roads and bridges B2_1_3c d) Other buildings B2_1_3d 2.1.4. Transport, total B2_1_4 a) Land transport B2_1_4a b) Water transport B2_1_4b

c) Air transport B2_1_4c d) Subsidiary and supplementary transport B2_1_4d e) Others B2_1_4e 2.1.5. Information and communication B2_1_5 2.1.6. Trade, total B2_1_6 a) Building materials and sanitaryware B2_1_6a b) Car trading B2_1_6b c) Electrotechnology and home appliances B2_1_6c d) Food, clothes, and daily home appliances B2_1_6d e) Others B2_1_6e 2.1.7. Other non-production and services B2_1_7 2.1.8. Central executive authorities and municipalities B2_1_8 2.2 Private enterprises, total B2_2 2.2.1. Industry, total B2_2_1 2.2.1.1. Mining industry B2_2_1_ a) Crude oil, natural gas, coal and other fuel types production B2_2_1_ 1a b) Metal ores production B2_2_1_ 1b c) Other sectors of mining industry (querries, etc.) B2_2_1_ 1c 2.2.1.2. Processing, total B2_2_1_ a) Food products, including beverages and tobacco B2_2_1_ 2a b) Textile and sewing industry B2_2_1_ 2b c) Leather, leather products and footwear B2_2_1_ 2c d) Furniture, wooden (window frame, door, etc.) products B2_2_1_ 2d e) Pulp and paper industry; publishing B2_2_1_ 2e f) Oil products B2_2_1_ 2f g) Chemical industry B2_2_1_ 2g h) Rubber and plastics products B2_2_1_ 2h i) Other non-metal mineral products B2_2_1_ 2i

j) Metallurgy industry and fabricated metal products B2_2_1_ 2j k) Machinery and equipment B2_2_1_ 2k l) Electronic equipment and machinery B2_2_1_ 2l m) Transport facilities and devices B2_2_1_ 2m n) Other processing sectors B2_2_1_ 2n 2.2.1.3 Production of electricity and gas B2_2_1_ 2.2.1.4 Other sectors of industry B2_2_1_ 2.2.2. Agriculture, total B2_2_2 Agriculture loans outside the scope of sub-item 2.0.9- 1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2_2-1 a) Agriculture, hunting and related services B2_2_2- 1a b) Forestry and related services B2_2_2- 1b c) Fishery, fish farmings and related services B2_2_2- 1c d) Others B2_2_2- 1d Agriculture loans outside the scope of sub-item 2.0.9- 1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2_2-2 a) Agriculture, hunting and related services B2_2_2- 2a b) Forestry and related services B2_2_2- 2b c) Fishery, fish farmings and related services B2_2_2- 2c d) Others B2_2_2- 2d 2.2.3. Construction, total B2_2_3 a) Residential areas B2_2_3a b) Non-residential areas B2_2_3b c) Roads and bridges B2_2_3c d) Other buildings B2_2_3d 2.2.4. Transport, total B2_2_4

a) Land transport B2_2_4a b) Water transport B2_2_4b c) Air transport B2_2_4c d) Subsidiary and supplementary transport B2_2_4d e) Others B2_2_4e 2.2.5. Information and communication B2_2_5 2.2.6. Trade, total B2_2_6 a) Building materials and sanitaryware B2_2_6a b) Car trading B2_2_6b c) Electrotechnology and home appliances B2_2_6c d) Food, clothes, and daily home appliances B2_2_6d e) Others B2_2_6e 2.2.7. Other non-production and services B2_2_7 2.3. Loans to unincorporated individuals, total B2_3 2.3.1 Industry, total B2_3_1 2.3.1.1 Mining industry B2_3_1_ a) Crude oil, natural gas, coal and other fuel types production B2_3_1_ 1a b) Metal ores production B2_3_1_ 1b c) Other sectors of mining industry (querries, etc.) B2_3_1_ 1c 2.3.1.2 Processing B2_3_1_ a) Food products, including beverages and tobacco B2_3_1_ 2a b) Textile and sewing industry B2_3_1_ 2b c) Leather, leather products and footwear B2_3_1_ 2c d) Furniture, wooden (window frame, door, etc.) products B2_3_1_ 2d e) Pulp and paper industry; publishing B2_3_1_ 2e f) Oil products B2_3_1_ 2f g) Chemical industry B2_3_1_ 2g h) Rubber and plastics products B2_3_1_ 2h

i) Other non-metal mineral products B2_3_1_ 2i j) Metallurgy industry and fabricated metal products B2_3_1_ 2j k) Machinery and equipment B2_3_1_ 2k l) Electronic equipment and machinery B2_3_1_ 2l m) Transport facilities and devices B2_3_1_ 2m n) Other processing sectors B2_3_1_ 2n 2.3.1.3 Production of electricity and gas B2_3_1_ 2.3.1.4 Other sectors of industry B2_3_1_ 2.3.2. Agriculture, total B2_3_2 Agriculture loans outside the scope of sub-item 2.0.9- 1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_3_2-1 a) Agriculture, hunting and related services B2_3_2- 1a b) Forestry and related services B2_3_2- 1b c) Fishery, fish farmings and related services B2_3_2- 1c d) Others B2_3_2- 1d Agriculture loans outside the scope of sub-item 2.0.9- 1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_3_2-2 including family farms B2_3_2- 2-1 a) Agriculture, hunting and related services B2_3_2- 2a b) Forestry and related services B2_3_2- 2b c) Fishery, fish farmings and related services B2_3_2- 2c d) Others B2_3_2- 2d 2.3.3 Construction, total B2_3_3 a) Residential areas B2_3_3a b) Non-residential areas B2_3_3b c) Roads and bridges B2_3_3c

d) Other buildings B2_3_3d 2.3.4 Transport, total B2_3_4 a) Land transport B2_3_4a b) Water transport B2_3_4b c) Air transport B2_3_4c d) Subsidiary and supplementary transport B2_3_4d e) Others B2_3_4e 2.3.5. Information and communication B2_3_5 2.3.6. Trade, total B2_3_6 a) Building materials and sanitaryware B2_3_6a b) Car trading B2_3_6 b c) Electrotechnology and home appliances B2_3_6c d) Food, clothes, and daily home appliances B2_3_6d e) Others B2_3_6e 2.3.7. Other non -production and services B2_3_7 2.4 Public organizations B2_4 2.5 Loans to individuals for personal and household purposes, total B2_5 a) Acquisition or construction of real estate B2_5a a1) including secured by real estate B2_5a1 b) Repair of residential area B2_5b b1) including secured by real estate B2_5b1 c) Car purchase B2_5c d) Purchase of home appliances B2_5d e) Credit cards (including credit lines used) B2_5e f) Other B2_5f 2.6 Other loans B2_6 C 3. Other assets B3

C. Analysus of overdue loans C. Including loans issued from state fund (in thousand manats) Source of loan funds Total debt Principal debt (Column 3) Interest accrued on assets delinquent for more than 90 days on principal or interest debt (from Column 5) Prolonge d loans(fro m Column 3) Total (Column 3 plus Column 5) Principal debt on loans as of reporting date Includin g outstand ing amount of overdue loans Intere st debt Curre nt Delinquent days 1-30 days 31-60 days 61-90 days 91-120 days 121-150 days 151-180 days 181-210 days 211-240 days 241-270 days 271-300 days 301-330 days 331-365 (366) days 1 year and over 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21

1. Mortgage loans from funds of the Mortgage and Credit Guarantee Fund C1

2. Mortgage and Credit Guarantee Fund (guaranteed loans), including C2 2.1. Industry C2_1 2.2. Agriculture C2_2 2.3.Construction C2_3 2.4..Transport C2_4 2.5. Information and communication C2_5 2.6. Trade C2_6 2.7. Other production and service entities C2_7 2.8. Mortgage loans C2_8

3. Entrepreneurship Development Fund of the Ministry of Economy of the Republic of Azerbaijan, including C3 3.1. Industry C3_1 3.2. Agriculture C3_2 3.3.Construction C3_3 3.4. Transport C3_4 3.5. Information and communication C3_5 3.6. Trade C3_6 3.7. Other production and service entities C3_7

4. Agrarian Credit and Development Fund under the Ministry of Agriculture of the Republic of Azerbaijan C4 4.1 Agriculture, hunting and related services C4_1 4.2 Forestry and related services C4_2 4.3 Fishery, fish farmings and related services C4_3 4.4 Others C4_4

5. State Fund for Development of Information Technologies C5

6. Other C6 6.1. Industry C6_1 6.2. Agriculture C6_2 6.3.Construction C6_3 6.4..Transport C6_4 6.5. Information and communication C6_5 6.6. Trade C6_6 6.7. Other production and service entities C6_7

7. Total loans from state funds C7 D. Breakdown of non-performing loans by amounts, in thousand manats (principal amount) Breakdown of loans by outstanding amounts Total In foreign currency Amount Say Amount (from Column 3) Say (from Column 4) 1 2 3 4 5 6 up to 1.000 manats D1.1 1.000-5.000 manats D1.2

5.001-10.000 manats D1.3 10.001-30.000 manats D1.4 30.001-50.000 manats D1.5 50.001-100.000 manats D1.6 100.001-200.000 manats D1.7 200.001-500.000 manats D1.8 500.001-1.000.000 manats D1.9 1.000.001-3.000.000 manats D1.10 3.000.001-5.000.000 manats D1.11 over 5.000.000 manats D1.12 Total D2 E. Breakdown of restructured loans (except for banks and financial institutions) by delinquent days, in thousand manats (by principal amount) * Breakdown of loans by delinquencies Total In foreign currency Amount Say Amount (from Column 3) Say (from Column 4) 1 2 3 4 5 6 1-30 days E1.1 31-90 days E1.2 91-180 days E1.3 181-270 days E1.4 271-360 days E1.5 1 year and over E1.6 Current E1.7 Total E2 F. Information on the number of restructuring of restructured loans (except for banks and financial institutions)*, in thousand manats (by principal amount)

of restructing

Total In foreign currency Total outstanding amount of overdue assets Including outstanding amount of overdue assets in foreign currency Total loans with interest or principal payments overdue by more than 90 days Total loans in foreign currency with interest or principal payments overdue by more than 90 days Amount Say Amount (from Column 3) Say (from Column 4) Amount (from Column 3) Say (from Column 4) Amount (from Column 5) Say (6-cı Columndan) Amount (from Column 3) Say (from Column 4) Amount (from Column 5) Say (6-cı Columndan) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 0 time F1.0 1 times F1.1 2 times F1.2 3 times F1.3 over 3 times F1.4 Total F2

• approach to delinquent days is the same as in Tables A and B G. Analysis of overdue loans (by micro, small, medium, large businesses and family farms) (in thousand manats) Businesses Total debt Principal debt (Column 3) Total (Colum n 3 plus Column

Principal debt on loans as of reportin g date Including outstandin g amount of overdue loans Interes t debt Curren t Delinquent days 1-30 days 31-60 days 61-90 days 91-120 days 121-150 days 151-180 days 181-210 days 211-240 days 241-270 days 271-300 days 301-330 days 331-365 (366) days year and ove r 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

1. MICRO BUSINESSES G1 1.1. Mortgage and Credit Guarantee Fund (guaranteed loans) G1.1 1.2. Azerbaijan Respublikasının Sahibkarlığın İnkişafı Fondu G1.2 1.3. Agrarian Credit and Development Fund under the Ministry of Agriculture of the Republic of Azerbaijan G1.3

1.4 Innovation and Digital Development Agency G1.4 1.5. Small and Medium Business Development Agency of the Republic of Azerbaijan G1.5 1.6. Other funds and agencies G1.6 1.7. Bank’s own funds G1.7 2. SMALL BUSINESSES G2 2.1. Mortgage and Credit Guarantee Fund (guaranteed loans) G2.1 2.2. Entrepreneurship Development Fund of the Ministry of Economy of the Republic of Azerbaijan G2.2 2.3. Agrarian Credit and Development Fund under the Ministry of Agriculture of the Republic of Azerbaijan G2.3 2.4. State Fund for Development of Information Technologies G2.4 2.5. Small and Medium Business Development Agency of the Republic of Azerbaijan G2.5 2.6. Other funds and agencies G2.6 2.7. Bank’s own funds G2.7 3. MEDIUM-SIZED BUSINESSES G3 3.1. Mortgage and Credit Guarantee Fund (guaranteed loans) G3.1 3.2. Entrepreneurship Development Fund of the Ministry of Economy of the Republic of Azerbaijan G3.2 3.3. Agrarian Credit and Development Fund under the Ministry of Agriculture of the Republic of Azerbaijan G3.3 3.4. State Fund for Development of Information Technologies G3.4 3.5. Small and Medium Business Development Agency of the Republic of Azerbaijan G3.5 3.6. Other funds and agencies G3.6 3.7. Bank’s own funds G3.7 4. LARGE BUSINESSES G4 4.1. Mortgage and Credit Guarantee Fund (guaranteed loans) G4.1 4.2. Entrepreneurship Development Fund of the Ministry of Economy of the Republic of Azerbaijan G4.2 4.3. Agrarian Credit and Development Fund under the Ministry of Agriculture of the Republic of Azerbaijan G4.3 4.4. State Fund for Development of Information Technologies G4.4 4.5. Small and Medium Business Development Agency of the Republic of Azerbaijan G4.5 4.6. Other funds and agencies G4.6 4.7. Bank’s own funds G4.7 5. FAMILY FARMS G5-1 TOTAL: G5

(continued)

of borrowers # of loans

of borrowers with overdue

loans (principal or interest debt) Maturity, including Interest accrued on assets delinquent for more than 90 days on principal or interest debt (from Column 5) Prolonged loans (from up to 1 year Column 3) (including 1 year) 1-3 years 3-5 years over 5 years 21 22 23 24 25 26 27 28 29

H. Including analysis of overdue loans (on project financing) (in thousand manats) Businesses Total debt Principal debt (Column 3) Total (Column 3 plus Column 5) Principal debt on loans as of reporting date Including outstanding amount of overdue loans Interest debt Current Delinquent days 1-30 days 31-60 days 61-90 days 91-120 days 121-150 days 151-180 days 181-210 days 211-240 days 241-270 days 271-300 days 301-330 days 331-365 (366) days year and over 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Project financing loans H

1. To state enterprises (50% + 1 voting share), total H1 1.1 Industry, total H1.1 1.2. Agriculture, total H1.2 1.3. Construction, total H1.3 1.4. Transport, total H1.4 1.5. Information and communication H1.5 1.6. Trade, total H1.6 1.7. Other non-production and services H1.7
2. Private enterprises, total H2 2.1 Industry, total H2.1 2.2. Agriculture, total H2.2 2.3. Construction, total H2.3 2.4. Transport, total H2.4 2.5. Information and communication H2.5 2.6. Trade, total H2.6 2.7. Other non-production and services H2.7 (continued)

of borrowers # of loans # of borrowers with overdue loans

(principal or interest debt) Maturity, including up to 1 year (including 1 year) 1-3 years 3-5 years over 5 years 21 22 23 24 25 26 27

TABLE A 10 A. Risk-weighted classification of assets (all assets, including foreign currency denominated assets) (in thousand manats) Asset items Total amount of assets (Column s 3+4+5+7+ 8+9+11) Standard assets General provision s Non-standard assets Specific provisio ns Non￾classified assets Group 1 securitiza tion Loss assets üzrə securitizationın net bazar qiyməti Aktivlərin təsnifləşdirilməsi meyarları üzrə Specific provisions Satisfactor y assets Watch assets Assets expose d to additio nal risks Non￾satisfactor y assets Doubtful assets Loss assets Group 2 securitiza tion Group 3 securitiza tion (if residenti al area is real estate ) Group 3 securitiza tion (if other real estate) Group 4 securitizat ion Group 5 securitiz ation Quantita tive criteria Qualit ative criteri a 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

1. Interbank claims, including interbank (including financial inst.) deposits and loans, total A1 1.1 ‘Nostro’ accounts A1_1 a) Resident banks A1_1a b) Non-resident banks A1_1b 1.2 Short-term financial instruments of interbank market (up to 7 days) A1_2 a) Resident banks A1_2a b) Non-resident banks A1_2b 1.3 Deposits in financial institutions, including banks A1_3 1.3.1 Deposits in banks A1_3_ a) Resident banks A1_3_ 1a b) Non-resident banks A1_3_ 1b 1.3.2 Deposits in other financial institutions A1_3_ a) Resident other financial institutions A1_3_ 2a b) Non-resident other financial institutions A1_3_ 2b 1.4 Loans to banks A1_4 a) Resident banks A1_4a

b) Non-resident banks A1_4b 1.5 Loans to other financial institutions A1_5 a) Resident other financial institutions A1_5a b) Non-resident other financial institutions A1_5b 2. Loans to customers A2 2.1 State enterprises (50% + 1 voting share), total A2_1 2.1.1 Industry, total A2_1_ 2.1.1.1 Mining industry A2_1_ 1_1 a) Crude oil, natural gas, coal and other fuel types production A2_1_ 1_1a b) Metal ores production A2_1_ 1_1b c) Other sectors of mining industry (querries, etc.) A2_1_ 1_1c 2.1.1.2 Processing, total A2_1_ 1_2 a) Food products, including beverages and tobacco A2_1_ 1_2a b) Textile and sewing industry A2_1_ 1_2b c) Leather, leather products and footwear A2_1_ 1_2c d) Furniture, wooden (window frame, door, etc.) products A2_1_ 1_2d e) Pulp and paper industry; publishing A2_1_ 1_2e f) Oil products A2_1_ 1_2f g) Chemical industry A2_1_ 1_2g h) Rubber and plastics products A2_1_ 1_2h i) Other non-metal mineral products A2_1_ 1_2i j) Metallurgy industry and fabricated metal products A2_1_ 1_2j k) Machinery and equipment A2_1_ 1_2k l) Electronic equipment and machinery A2_1_ 1_2l m) Transport facilities and devices A2_1_ 1_2m n) Other processing sectors A2_1_ 1_2n 2.1.1.3 Production of electricity and gas A2_1_ 1_3

2.1.1.4 Other sectors of industry A2_1_ 1_4 2.1.2. Agriculture, total A2_1_ Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_1_ 2-1 a) Agriculture, hunting and related services A2_1_ 2-1a b) Forestry and related services A2_1_ 2-1b c) Fishery, fish farmings and related services A2_1_ 2-1c d) Others A2_1_ 2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_1_ 2-2 a) Agriculture, hunting and related services A2_1_ 2-2a b) Forestry and related services A2_1_ 2-2b c) Fishery, fish farmings and related services A2_1_ 2-2c d) Others A2_1_ 2-2d 2.1.3. Construction, total A2_1_ a) Residential areas A2_1_ 3a b) Non-residential areas A2_1_ 3b c) Roads and bridges A2_1_ 3c d) Other buildings A2_1_ 3d 2.1.4. Transport, total A2_1_ a) Land transport A2_1_ 4a b) Water transport A2_1_ 4b c) Air transport A2_1_ 4c d) Subsidiary and supplementary transport A2_1_ 4d e) Others A2_1_ 4e 2.1.5. Information and communication A2_1_ 2.1.6. Trade, total A2_1_

a) Building materials and sanitaryware A2_1_ 6a b) Car trading A2_1_ 6b c) Electrotechnology and home appliances A2_1_ 6c d) Food, clothes, and daily home appliances A2_1_ 6d e) Others A2_1_ 6e 2.1.7. Other non-production and services A2_1_ 2.1.8. Central executive authorities and municipalities A2_1_ 2.2 Private enterprises, total A2_2 2.2.1 Industry, total A2_2_ 2.2.1.1 Mining industry A2_2_ 1_1 a) Crude oil, natural gas, coal and other fuel types production A2_2_ 1_1a b) Metal ores production A2_2_ 1_1b c) Other sectors of mining industry (querries, etc.) A2_2_ 1_1c 2.2.1.2 Processing, total A2_2_ 1_2 a) Food products, including beverages and tobacco A2_2_ 1_2a b) Textile and sewing industry A2_2_ 1_2b c) Leather, leather products and footwear A2_2_ 1_2c d) Furniture, wooden (window frame, door, etc.) products A2_2_ 1_2d e) Pulp and paper industry; publishing A2_2_ 1_2e f) Oil products A2_2_ 1_2f g) Chemical industry A2_2_ 1_2g h) Rubber and plastics products A2_2_ 1_2h i) Other non-metal mineral products A2_2_ 1_2i j) Metallurgy industry and fabricated metal products A2_2_ 1_2j k) Machinery and equipment A2_2_ 1_2k l) Electronic equipment and machinery A2_2_ 1_2l m) Transport facilities and devices A2_2_ 1_2m n) Other processing sectors A2_2_ 1_2n

2.2.1.3 Production of electricity and gas A2_2_ 1_3 2.2.1.4 Other sectors of industry A2_2_ 1_4 2.2.2. Agriculture, total A2_2_ Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2_ 2-1 a) Agriculture, hunting and related services A2_2_ 2-1a b) Forestry and related services A2_2_ 2-1b c) Fishery, fish farmings and related services A2_2_ 2-1c d) Others A2_2_ 2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2_ 2-2 a) Agriculture, hunting and related services A2_2_ 2-2a b) Forestry and related services A2_2_ 2-2b c) Fishery, fish farmings and related services A2_2_ 2-2c d) Others A2_2_ 2-2d 2.2.3. Construction, total A2_2_ a) Residential areas A2_2_ 3a b) Non-residential areas A2_2_ 3b c) Roads and bridges A2_2_ 3c d) Other buildings A2_2_ 3d 2.2.4. Transport, total A2_2_ a) Land transport A2_2_ 4a b) Water transport A2_2_ 4b c) Air transport A2_2_ 4c d) Subsidiary and supplementary transport A2_2_ 4d e) Others A2_2_ 4e 2.2.5. Information and communication A2_2_

2.2.6. Trade, total A2_2_ a) Building materials and sanitaryware A2_2_ 6a b) Car trading A2_2_ 6b c) Electrotechnology and home appliances A2_2_ 6c d) Food, clothes, and daily home appliances A2_2_ 6d e) Others A2_2_ 6e 2.2.7. Other non-production and services A2_2_ 2.3. Loans to unincorporated individuals, total A2_3 2.3.1 Industry, total A2_3_ 2.3.1.1 Mining industry A2_3_ 1_1 a) Crude oil, natural gas, coal and other fuel types production A2_3_ 1_1a b) Metal ores production A2_3_ 1_1b c) Other sectors of mining industry (querries, etc.) A2_3_ 1_1c 2.3.1.2 Processing A2_3_ 1_2 a) Food products, including beverages and tobacco A2_3_ 1_2a b) Textile and sewing industry A2_3_ 1_2b c) Leather, leather products and footwear A2_3_ 1_2c d) Furniture, wooden (window frame, door, etc.) products A2_3_ 1_2d e) Pulp and paper industry; publishing A2_3_ 1_2e f) Oil products A2_3_ 1_2f g) Chemical industry A2_3_ 1_2g h) Rubber and plastics products A2_3_ 1_2h i) Other non-metal mineral products A2_3_ 1_2i j) Metallurgy industry and fabricated metal products A2_3_ 1_2j k) Machinery and equipment A2_3_ 1_2k l) Electronic equipment and machinery A2_3_ 1_2l m) Transport facilities and devices A2_3_ 1_2m

n) Other processing sectors A2_3_ 1_2n 2.3.1.3 Production of electricity and gas A2_3_ 1_3 2.3.1.4 Other sectors of industry A2_3_ 1_4 2.3.2. Agriculture, total A2_3_ Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_3_ 2-1 a) Agriculture, hunting and related services A2_3_ 2-1a b) Forestry and related services A2_3_ 2-1b c) Fishery, fish farmings and related services A2_3_ 2-1c d) Others A2_3_ 2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_3_ 2-2 including family farms A2_3_ 2-2-1 a) Agriculture, hunting and related services A2_3_ 2-2a b) Forestry and related services A2_3_ 2-2b c) Fishery, fish farmings and related services A2_3_ 2-2c d) Others A2_3_ 2-2d 2.3.3 Construction, total A2_3_ a) Residential areas A2_3_ 3a b) Non-residential areas A2_3_ 3b c) Roads and bridges A2_3_ 3c d) Other buildings A2_3_ 3d 2.3.4 Transport, total A2_3_ a) Land transport A2_3_ 4a b) Water transport A2_3_ 4b c) Air transport A2_3_ 4c d) Subsidiary and supplementary transport A2_3_ 4d

e) Others A2_3_ 4e 2.3.5. Information and communication A2_3_ 2.3.6. Trade, total A2_3_ a) Building materials and sanitaryware A2_3_ 6a b) Car trading A2_3_ 6b c) Electrotechnology and home appliances A2_3_ 6c d) Food, clothes, and daily home appliances A2_3_ 6d e) Others A2_3_ 6e 2.3.7. Other non-production and services A2_3_ 2.4 Public organizations A2_4 2.5 Loans to individuals for personal and household purposes, total A2_5 a) Acquisition or construction of real estate A2_5a a1) secured by real estate A2_5a a2) not real estate A2_5a b) Repair of residential area A2_5b b1) secured by real estate A2_5b b2) not real estate A2_5b c) Car purchase A2_5c c1) secured by real estate A2_5c c2) not real estate A2_5c d) Purchase of home appliances A2_5d e) Credit cards (including credit lines used) A2_5e f) Other A2_5f f1) secured by real estate A2_5f f2) not real estate A2_5f 2.6 Other loans A2_6 3. Reverse repo transactions A3 4. Securities, total A4 4.1 Securities held to maturity A4_1 4.2. Securities avaliable for A4_2

sale and trade securities 5. Investments in unconsolidated companies, total A5 5.1 Investments and financial participation (50 % + 1 voting share or in another form) ) in unconsolidated affiliate companies A5_1 a) banks A5_1a b) Other financial entities A5_1b c) Other entities A5_1c 5.2 Participation in other entities (less than 50%), total A5_2 a) banks A5_2a b) Other financial entities A5_2b c) Other entities A5_2c 6. Immovable fixed assets not used in banking, total A6 a) Immovable fixed assets foreclosed by bank for overdue payments A6a b) other immovable fixed assets including fixed assets of the bank and its structural units A6b 7. Other assets A7 7.1 Interest receivables, total A7_1 7.1.1 Interest receivables on loans to customers A7_1_ 7.1.1.1 Loans to individuals for personal and household purposes A7_1_ 1_1 a) Acquisition or construction of real estate A7_1_ 1_1a a1) secured by real estate A7_1_ 1_1a1 a2) not real estate A7_1_ 1_1a2 b) Repair of residential area A7_1_ 1_1b b1) secured by real estate A7_1_ 1_1b1 b2) not real estate A7_1_ 1_1b2 c) Car purchase A7_1_ 1_1c c1) secured by real estate A7_1_ 1_1c1 c2) not real estate A7_1_ 1_1c2

d) Purchase of home appliances A7_1_ 1_1d e) Credit cards (including credit lines used) A7_1_ 1_1e f) Other A7_1_ 1_1f f1) secured by real estate A7_1_ 1_1f1 f2) not real estate A7_1_ 1_1f2 7.1.1.2 Other loans to customers A7_1_ 1_2 7.1.2 Interest receivables on deposits and loans to banks A7_1_ 7.1.2.1. Interest receivables on deposits to banks A7_1_ 2_1 a) resident banks A7_1_ 2_1a b) non-resident banks A7_1_ 2_1b 7.1.2.2. Interest receivables on loans to banks A7_1_ 2_2 a) resident banks A7_1_ 2_2a b) non-resident banks A7_1_ 2_2b 7.1.3 Interest receivables on deposits and loans to other financial institutions A7_1_ 7.1.3.1. Interest receivables on deposits to other financial institutions A7_1_ 3_1 a) resident other financial institutions A7_1_ 3_1a b) non-resident other financial institutions A7_1_ 3_1b 7.1.3.2. Interest receivables on loans to other financial institutions A7_1_ 3_2 a) resident other financial institutions A7_1_ 3_2a b) non-resident other financial institutions A7_1_ 3_2b 7.1.4. Coupon and interest payments calculated on securities A7_1_ 7.1.5. Interest accrued on investmens (dividends) A7_1_ 7.1.6. Interest receivables on other assets A7_1_ 7.2 Other, total A7_2 8. TOTAL (rows A1+A2+A3+A4+A5+A6+A7) A8 9. Classification of off￾balance sheet liabilities, including A9 9.1 securitization (guarantees) A9_1

a) Group 1 securitization (guarantees) A9_1a a1) individuals A9_1a a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_1a a3) banks A9_1a a4) Other financial institutions A9_1a b) Group 1 securitization (guarantees) A9_1b b1) securitization with up to 1 (one) year remaining term (guarantees) A9_1b b1_1) individuals A9_1b 1_1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_1b 1_2 b1_3) banks A9_1b 1_3 b1_4) Other financial institutions A9_1b 1_4 b2) securitization with over 1 (one) year remaining term (guarantees) A9_1b b2_1) individuals A9_1b 2_1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_1b 2_2 b2_3) banks A9_1b 2_3 b2_4) Other financial institutions A9_1b 2_4 9.2 letters of credit A9_2 a) Group 1 letters of credit A9_2a b) Group 1 letters of credit A9_2b b1) letters of credit with up to 1 (one) year remaining term A9_2b b2) letters of credit with over 1 (one) year remaining term A9_2b 9.3 credit lines A9_3 a) Group 1 credit lines A9_3a a1) individuals A9_3a

a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_3a a3) banks A9_3a a4) Other financial institutions A9_3a b) Group 1 credit lines with up to 1 (one) year remaining term A9_3b b1) individuals A9_3b b2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_3b b3) banks A9_3b b4) Other financial institutions A9_3b c) Group 1 credit lines with over 1 (one) year remaining term A9_3c c1) individuals A9_3c c2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_3c c3) banks A9_3c c4) Other financial institutions A9_3c 9.4 Counterparty risk in foreign currency operations A9_4 a) Group 1 counterparty risk in foreign currency operations A9_4a b) Group 1 counterparty risk in foreign currency operations A9_4b b1) liabilities with up to 1 (one) year remaining term A9_4b b2) liabilities with over 1 (one) year remaining term A9_4b 9.5 Other off-balance sheet liabilities A9_5 a) Group 1 Other off￾balance sheet liabilities A9_5a a1) individuals A9_5a a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_5a a3) banks A9_5a

a4) Other financial institutions A9_5a b) Group 1 Other off￾balance sheet liabilities A9_5b b1) Other off-balance sheet liabilities with up to 1 (one) year remaining term A9_5b b1_1) individuals A9_5b 1_1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_5b 1_2 b1_3) banks A9_5b 1_3 b1_4) Other financial institutions A9_5b 1_4 b2) Other off-balance sheet liabilities with over 1 (oner) year remaining term A9_5b b2_1) individuals A9_5b 2_1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_5b 2_2 b2_3) banks A9_5b 2_3 b2_4) Other financial institutions A9_5b 2_4 B. Risk-weighted classification of assets (foreign currency denominated assets) (in thousand manats) Asset items Total amount of assets (Column s 3+4+5+7+ 8+9+11) Standard assets General provision s Non-standard assets Specific provisio ns Non￾classified assets Group 1 securitiza tion Net market price of securitization on loss assets Specific provisions on asset classification criteria Satisfactor y assets Watch assets Assets expose d to additio nal risks Non￾satisfactor y assets Doubtful assets Loss assets Group 2 securitiza tion Group 3 securitiza tion(if residenti al area is real estate) Group 3 securitiza tion (If other real estate) Group 4 securitizat ion Group 5 securitizati on Quantit ative criteria Qualitati ve criteria 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

1. Interbank claims, including interbank (including financial inst.) deposits and loans, total B1 1.1 ‘Nostro’ accounts B1_1 a) Resident banks B1_1a b) Non-resident banks B1_1b 1.2 Short-term financial instruments of interbank market (up to 7 days) B1_2 a) Resident banks B1_2a b) Non-resident banks B1_2b 1.3 Deposits in financial institutions including banks B1_3 1.3.1 Deposits in banks B1_3_ a) Resident banks B1_3_ 1a b) Non-resident banks B1_3_ 1b 1.3.2 Deposits in other financial institutions B1_3_ a) Resident other financial institutions B1_3_ 2a b) Non-resident other financial institutions B1_3_ 2b 1.4 Loans to banks B1_4 a) Resident banks B1_4a b) Non-resident banks B1_4b 1.5 Loans to other financial institutions B1_5 a) Resident other financial institutions B1_5a b) Non-resident other financial institutions B1_5b
2. Loans to customers B2 2.1 State enterprises (50% + 1 voting share), total B2_1 2.1.1 Industry, total B2_1_ 2.1.1.1 Mining industry B2_1_ 1_1 a) Crude oil, natural gas, coal and other fuel types production B2_1_ 1_1a b) Metal ores production B2_1_ 1_1b

c) Other sectors of mining industry (querries, etc.) B2_1_ 1_1c 2.1.1.2 Processing, total B2_1_ 1_2 a) Food products, including beverages and tobacco B2_1_ 1_2a b) Textile and sewing industry B2_1_ 1_2b c) Leather, leather products and footwear B2_1_ 1_2c d) Furniture, wooden (window frame, door, etc.) products B2_1_ 1_2d e) Pulp and paper industry; publishing B2_1_ 1_2e f) Oil products B2_1_ 1_2f g) Chemical industry B2_1_ 1_2g h) Rubber and plastics products B2_1_ 1_2h i) Other non-metal mineral products B2_1_ 1_2i j) Metallurgy industry and fabricated metal products B2_1_ 1_2j k) Machinery and equipment B2_1_ 1_2k l) Electronic equipment and machinery B2_1_ 1_2l m) Transport facilities and devices B2_1_ 1_2m n) Other processing sectors B2_1_ 1_2n 2.1.1.3 Production of electricity and gas B2_1_ 1_3 2.1.1.4 Other sectors of industry B2_1_ 1_4 2.1.2. Agriculture, total B2_1_ Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_1_ 2-1 a) Agriculture, hunting and related services B2_1_ 2-1a b) Forestry and related services B2_1_ 2-1b c) Fishery, fish farmings and related services B2_1_ 2-1c

d) Others B2_1_ 2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_1_ 2-2 a) Agriculture, hunting and related services B2_1_ 2-2a b) Forestry and related services B2_1_ 2-2b c) Fishery, fish farmings and related services B2_1_ 2-2c d) Others B2_1_ 2-2d 2.1.3. Construction, total B2_1_ a) Residential areas B2_1_ 3a b) Non-residential areas B2_1_ 3b c) Roads and bridges B2_1_ 3c d) Other buildings B2_1_ 3d 2.1.4. Transport, total B2_1_ a) Land transport B2_1_ 4a b) Water transport B2_1_ 4b c) Air transport B2_1_ 4c d) Subsidiary and supplementary transport B2_1_ 4d e) Others B2_1_ 4e 2.1.5. Information and communication B2_1_ 2.1.6. Trade, total B2_1_ a) Building materials and sanitaryware B2_1_ 6a b) Car trading B2_1_ 6b c) Electrotechnology and home appliances B2_1_ 6c d) Food, clothes, and daily home appliances B2_1_ 6d e) Others B2_1_ 6e 2.1.7. Other non￾production and B2_1_

services 2.1.8. Central executive authorities and municipalities B2_1_ 2.2 Private enterprises, total B2_2 2.2.1 Industry, total B2_2_ 2.2.1.1 Mining industry B2_2_ 1_1 a) Crude oil, natural gas, coal and other fuel types production B2_2_ 1_1a b) Metal ores production B2_2_ 1_1b c) Other sectors of mining industry (querries, etc.) B2_2_ 1_1c 2.2.1.2 Processing, total B2_2_ 1_2 a) Food products, including beverages and tobacco B2_2_ 1_2a b) Textile and sewing industry B2_2_ 1_2b c) Leather, leather products and footwear B2_2_ 1_2c d) Furniture, wooden (window frame, door, etc.) products B2_2_ 1_2d e) Pulp and paper industry; publishing B2_2_ 1_2e f) Oil products B2_2_ 1_2f g) Chemical industry B2_2_ 1_2g h) Rubber and plastic ware B2_2_ 1_2h i) Other non-metal mineral products B2_2_ 1_2i j) Metallurgy industry and fabricated metal products B2_2_ 1_2j k) Machinery and equipment B2_2_ 1_2k l) Electronic equipment and machinery B2_2_ 1_2l m) Transport facilities and devices B2_2_ 1_2m n) Other processing sectors B2_2_ 1_2n 2.2.1.3 Production of electricity and gas B2_2_ 1_3 2.2.1.4 Other sectors of industry B2_2_ 1_4 2.2.2. Agriculture, total B2_2_

Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2_ 2-1 a) Agriculture, hunting and related services B2_2_ 2-1a b) Forestry and related services B2_2_ 2-1b c) Fishery, fish farmings and related services B2_2_ 2-1c d) Others B2_2_ 2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2_ 2-2 a) Agriculture, hunting and related services B2_2_ 2-2a b) Forestry and related services B2_2_ 2-2b c) Fishery, fish farmings and related services B2_2_ 2-2c d) Others B2_2_ 2-2d 2.2.3. Construction, total B2_2_ a) Residential areas B2_2_ 3a b) Non-residential areas B2_2_ 3b c) Roads and bridges B2_2_ 3c d) Other buildings B2_2_ 3d 2.2.4. Transport, total B2_2_ a) Land transport B2_2_ 4a b) Water transport B2_2_ 4b c) Air transport B2_2_ 4c d) Subsidiary and supplementary transport B2_2_ 4d e) Others B2_2_ 4e 2.2.5. Information and communication B2_2_

2.2.6. Trade, total B2_2_ a) Building materials and sanitaryware B2_2_ 6a b) Car trading B2_2_ 6b c) Electrotechnology and home appliances B2_2_ 6c d) Food, clothes, and daily home appliances B2_2_ 6d e) Others B2_2_ 6e 2.2.7. Other non￾production and services B2_2_ 2.3. Loans to unincorporated individuals, total B2_3 2.3.1 Industry, total B2_3_ 2.3.1.1. Mining industry B2_3_ 1_1 a) Crude oil, natural gas, coal and other fuel types production B2_3_ 1_1a b) Metal ores production B2_3_ 1_1b c) Other sectors of mining industry (querries, etc.) B2_3_ 1_1c 2.3.1.2. Processing B2_3_ 1_2 a) Food products, including beverages and tobacco B2_3_ 1_2a b) Textile and sewing industry B2_3_ 1_2b c) Leather, leather products and footwear B2_3_ 1_2c d) Furniture, wooden (window frame, door, etc.) products B2_3_ 1_2d e) Pulp and paper industry; publishing B2_3_ 1_2e f) Oil products B2_3_ 1_2f g) Chemical industry B2_3_ 1_2g h) Rubber and plastics products B2_3_ 1_2h i) Other non-metal mineral products B2_3_ 1_2i j) Metallurgy industry and fabricated metal products B2_3_ 1_2j k) Machinery and equipment B2_3_ 1_2k

l) Electronic equipment and machinery B2_3_ 1_2l m) Transport facilities and devices B2_3_ 1_2m n) Other processing sectors B2_3_ 1_2n 2.3.1.3 Production of electricity and gas B2_3_ 1_3 2.3.1.4 Other sectors of industry B2_3_ 1_4 2.3.2. Agriculture, total B2_3_ Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_3_ 2-1 a) Agriculture, hunting and related services B2_3_ 2-1a b) Forestry and related services B2_3_ 2-1b c) Fishery, fish farmings and related services B2_3_ 2-1c d) Others B2_3_ 2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_3_ 2-2 including family farms B2_3_ 2-2-1 a) Agriculture, hunting and related services B2_3_ 2-2a b) Forestry and related services B2_3_ 2-2b c) Fishery, fish farmings and related services B2_3_ 2-2c d) Others B2_3_ 2-2d 2.3.3. Construction, total B2_3_ a) Residential areas B2_3_ 3a b) Non-residential areas B2_3_ 3b c) Roads and bridges B2_3_ 3c d) Other buildings B2_3_ 3d

2.3.4. Transport, total B2_3_ a) Land transport B2_3_ 4a b) Water transport B2_3_ 4b c) Air transport B2_3_ 4c d) Subsidiary and supplementary transport B2_3_ 4d e) Others B2_3_ 4e 2.3.5. Information and communication B2_3_ 2.3.6. Trade, total B2_3_ a) Building materials and sanitaryware B2_3_ 6a b) Car trading B2_3_ 6b c) Electrotechnology and home appliances B2_3_ 6c d) Food, clothes, and daily home appliances B2_3_ 6d e) Others B2_3_ 6e 2.3.7. Other non￾production and services B2_3_ 2.4 Public organizations B2_4 2.5 Loans to individuals for personal and household purposes, total B2_5 a) Acquisition or construction of real estate B2_5a a1) secured by real estate B2_5a a2) not real estate B2_5a b) Repair of residential area B2_5b b1) secured by real estate B2_5b b2) not real estate B2_5b c) Car purchase B2_5c c1) secured by real estate B2_5c c2) not real estate B2_5c d) Purchase of home appliances B2_5d

e) Credit cards (including credit lines used) B2_5e f) Other B2_5f f1) secured by real estate B2_5f1 f2) not real estate B2_5f2 2.6 Other loans B2_6 3. Reverse repo transactions B3 4. Securities, total B4 4.1. Securities held to maturity B4_1 4.2. Securities available for sale and trade securities B4_2 5. Investments in unconsolidated entities, total B5 5.1 Investments and financial participation (50 % + 1 voting share or in another form) in unconsolidated affiliate companies B5_1 a) banks B5_1a b) Other financial entities B5_1b c) Other entities B5_1c 5.2 Participation in other entities (less than 50%), total B5_2 a) banks B5_2a b) Other financial entities B5_2b c) Other entities B5_2c 6. Immovable fixed assets not used in banking, total B6 a) Immovable fixed assets foreclosed by bank for overdue payments B6a b) Other immovable fixed assets including fixed assets of bank and its structural units B6b 7. Other assets B7 7.1. Interest receivables, total B7_1 7.1.1. Interest receivables on loans to B7_1_

customers 7.1.1.1. Loans to individuals for personal and household purposes B7_1_ 1_1 a) Acquisition or construction of real estate B7_1_ 1_1a a1) secured by real estate B7_1_ 1_1a1 a2) not real estate B7_1_ 1_1a2 b) Repair of residential area B7_1_ 1_1b b1) secured by real estate B7_1_ 1_1b1 b2) not real estate B7_1_ 1_1b2 c) Car purchase B7_1_ 1_1c c1) secured by real estate B7_1_ 1_1c1 c2) not real estate B7_1_ 1_1c2 d) Purchase of home appliances B7_1_ 1_1d e) Credit cards (including credit lines used) B7_1_ 1_1e f) Other B7_1_ 1_1f f1) secured by real estate B7_1_ 1_1f1 f2) not real estate B7_1_ 1_1f2 7.1.1.2 Other loans to customers B7_1_ 1_2 7.1.2 Interest receivables on deposits and loans to banks B7_1_ 7.1.2.1. Interest receivables on deposits to banks B7_1_ 2_1 a) resident banks B7_1_ 2_1a b) non-resident banks B7_1_ 2_1b 7.1.2.2. Interest receivables on loans to banks B7_1_ 2_2 a) resident banks B7_1_ 2_2a b) non-resident banks B7_1_ 2_2b 7.1.3. Interest receivables on deposits and loans to other financial institutions B7_1_

7.1.3.1. Interest receivables on deposits to other financial institutions B7_1_ 3_1 a) resident other financial institutions B7_1_ 3_1a b) non-resident other financial institutions B7_1_ 3_1b 7.1.3.2. Interest receivables on loans to other financial institutions B7_1_ 3_2 a) resident other financial institutions B7_1_ 3_2a b) non-resident other financial institutions B7_1_ 3_2b 7.1.4. Coupon and interest payments calculated on securities BB7_1 4 7.1.5. Interest accrued on investmens (dividends) B7_1 7.1.6. Interest receivables on other assets B7_1_ 7.2 Other, total B7_2 8. TOTAL (rows A1+A2+A3+A4+A5+A6 +A7) B8 9. Classification of off-balance sheet liabilities, including B9 9. Group 1 securitization (guarantees) B9_1 a) Group 1 securitization (guarantees) B9_1a a1) individuals B9_1a a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_1a a3) banks B9_1a a4) Other financial institutions B9_1a b) Group 1 securitization (guarantees) B9_1b b1) securitization with up to 1 (one) year remaining term (guarantees) B9_1b b1_1) individuals B9_1b 1_1

b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_1b 1_2 b1_3) banks B9_1b 1_3 b1_4) Other financial institutions B9_1b 1_4 b2) securitization with over 1 (one) year remaining term (guarantees) B9_1b b2_1) individuals B9_1b 2_1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_1b 2_2 b2_3) banks B9_1b 2_3 b2_4) Other financial institutions B9_1b 2_4 9.2 letters of credit B9_2 a) Group 1 letters of credit B9_2a b) Group 1 letters of credit B9_2b b1) letters of credit with up to 1 (one) year remaining term B9_2b b2) letters of credit with over 1 (oner) year term B9_2b 9.3 credit lines B9_3 a) Group 1 credit lines B9_3a a1) individuals B9_3a a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_3a a3) banks B9_3a a4) Other financial institutions B9_3a b) Group 1 credit lines with up to 1 (one) year remaining term B9_3b b1) individuals B9_3b b2) legal entitites and unincorporated entrepreneurs (except for financial B9_3b

institutions) b3) banks B9_3b b4) Other financial institutions B9_3b c) Group 1 credit lines with over 1 (one) year remaining term B9_3c c1) individuals B9_3c c2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_3c c3) banks B9_3c c4) Other financial institutions B9_3c 9.4 Counterparty risk in foreign currency operations B9_4 a) Group 1 Counterparty risk in foreign currency operations B9_4a b) Group 1 Counterparty risk in foreign currency operations B9_4b b1) liabilities with up to 1 (one) year remaining term B9_4b b2) liabilities with over 1 (one) year remaining term B9_4b 9.5. Other off-balance sheet liabilities B9_5 a) Group 1 Other off￾balance sheet liabilities B9_5a a1) individuals B9_5a a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_5a a3) banks B9_5a a4) Other financial institutions B9_5a b) Group 1 Other off￾balance sheet liabilities B9_5b

b1) Other off-balance sheet liabilities with up to 1 (one) year remaining term B9_5b b1_1) individuals B9_5b 1_1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_5b 1_2 b1_3) banks B9_5b 1_3 b1_4) Other financial institutions B9_5b 1_4 b2) Other off-balance sheet liabilities with over 1 (one) year maturity B9_5b b2_1) individuals B9_5b 2_1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_5b 2_2 b2_3) banks B9_5b 2_3 b2_4) Other financial institutions B9_5b 2_4 C. Classification of loans issued under securitization (except for loans to financial institutions) (all loans, including foreign currency denominated loans) (in thousand manats) Asset items Total amount of assets (3+4+6+7+8+10 Columnları) Standard assets General provisions Non-standard assets Specific provisio ns Non￾classified assets Group 1 securitizati on Net market price of loss asset securitization Satisfactory assets Watch assets Assets exposed to addition al risks Non￾satisfactory assets Doubtfu l assets Loss assets Group 2 securitizatio n Group 3 securitizati on (if residential area is real estate) Group 3 securitizati on (If other real estate) Group 4 securitiz ation Group 5 securitizati on 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

1. Loans C1

1.1 Fully secured loans, total: C1_1 a) Groups 1 and 2 securitization C1_1a Deposits C1_1a1 Other securitization C1_1a2 b) Other securitization C1_1b Real estate C1_1b1 Other C1_1b2 1.1.1 Fully secured consumer loans C1_1_1 a) Groups 1 and 2 securitization C1_1_1a Deposits C1_1_1a1 Other securitization C1_1_1a2 b) Other securitization C1_1_1b Real estate C1_1_1b1 Other C1_1_1b2 1.2 Partially secured and unsecured loans C1_2 1.2.1 unsecured loans C1_2_1 1.2.2 partially secured and unsecured loans C1_2_2 1.2.2.1 unsecured consumer loans C1_2_2_1 2. Value of securitization of above loans (C1) C2 a) Customer’s funds in various deposit accounts C2a b) Securities C2b c) Guarantees C2c d) Real estate C2d e) Movable property C2e f) Other types of securitization C2f

D. Classification of loans issued under securitization (except for loans to financial institutions) (foreign currency denominated loans) (in thousand manats) Asset items Total amount of assets (3+4+6+7+8+ Columnları ) Standard assets General provisions Non-standard assets Specific provisions Non-classified assets Group 1 securitiz ation Net market value of loss asset securitization Satisfactory assets Watch assets Assets exposed to addition al risks Non￾satisfactory assets Doubtfu l assets Loss assets Group 2 securitizati on Group 3 securitization( if residential area is real estate) Group 3 securitizati on (If other real estate) Group 4 securitizati on Group 5 securitiz ation 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

1. Loans D1 1.1 Fully secured loans, total: D1_1 a) Groups 1 and 2 securitization D1_1a Deposits D1_1a1 Other securitization D1_1a2 b) Other securitization D1_1b Real estate D1_1b1 Other D1_1b2 1.1.1 Fully secured consumer loans D1_1_1 a) Groups 1 and 2 securitization D1_1_1a Deposits D1_1_1a Other securitization D1_1_1a b) Other securitization D1_1_1b Real estate D1_1_1b Other D1_1_1b 1.2 Partially secured and unsecured loans D1_2 1.2.1 unsecured loans D1_2_1 1.2.2 partially secured and unsecured loans D1_2_2 1.2.2.1 unsecured consumer loans D1_2_2_
2. Value of securitization of above loans (C1) D2

a) Customer’s funds in various deposit accounts D2a b) Securities D2b c) Guarantees D2c d) Real estate D2d e) Movable property D2e f) Other types of securitization D2f E. Including classification of loans from state funds (in thousand manats) Asset items Total amount of assets (3+4+6+7+8+ Columnları ) Standard assets General provisions Non-standard assets Specific provisions Non￾classified assets Group 1 securitizati on Net market value of loss asset securitization Satisfactory assets Watch assets Assets exposed to addition al risks Non￾satisfactory assets Doubtfu l assets Loss assets Group 2 securitization Group 3 securitizati on (if residential area is real estate) Group 3 securitizati on (If other real estate) Group 4 securitization Group 5 securitiz ation 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

1. Mortgage loans from funds of the Mortgage and Credit Guarantee Fund E1
2. Mortgage and Credit Guarantee Fund (guaranteed loans), including E2 2.1. Industry E2_1 2.2. Agriculture E2_2 2.3.Construction E2_3 2.4. Transport E2_4 2.5. Information and communication E2_5 2.6. Trade E2_6 2.7. Other production and service entities E2_7 2.8. Mortgage loans E2_8
3. Entrepreneurship Development Fund of the Ministry of Economy of the Republic of Azerbaijan, including E3 3.1. Industry E3_1

3.2. Agriculture E3_2 3.3.Construction E3_3 3.4..Transport E3_4 3.5. Information and communication E3_5 3.6. Trade E3_6 3.7. Other production and service entities E3_7 4. Agrarian Credit and Development Fund under the Ministry of Agriculture of the Republic of Azerbaijan, including E4 4.1 Agriculture, hunting and related services E4_1 4.2. Forestry and related services E4_2 4.3. Fishery, fish farmings and related services E4_3 4.4. Others E4_4 5. State Fund for Development of Information Technologies E5 6. Other E6 6.1. Industry E6_1 6.2. Agriculture E6_2 6.3.Construction E6_3 6.4. Transport E6_4 6.5. Information and communication E6_5 6.6. Trade E6_6 6.7. Other production and service entities E6_7 7. Total loans from state funds E7

H. Including project financing (all loans, including foreign currency denominated loans) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+ 9+11) Standard assets General provisions Non-standard assets Specific provisions Non￾classified assets Group 1 securitiz ation Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactory assets Watch assets Assets expose d to additio nal risks Non￾satisfactory assets Doubtful assets Loss assets Group 2 securitizatio n Group 3 securitiza tion(if residentia l area is real estate) Group 3 securitiza tion (If other real estate) Group securiti zation Group securiti zation Quantitativ e criteria Qualit ative criteria 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 Project financing loans H

1. To state enterprises (50% + 1 voting share), total H1 1.1 Industry, total H1_1 1.2. Agriculture, total H1_2 1.3. Construction, total H1_3 1.4. Transport, total H1_4 1.5. Information and communication H1_5 1.6. Trade, total H1_6 1.7. Other non￾production and services H1_7
2. Private enterprises, total H2 2.1 Industry, total H2_1 2.2. Agriculture, total H2_2 2.3. Construction, total H2_3 2.4. Transport, total H2_4 2.5. Information and communication H2_5 2.6. Trade, total H2_6 2.7. Other non￾production and services H2_7

J. Including project financing (foreign currency) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+ 9+11) Standard assets General provisions Non-standard assets Specific provisions Non￾classified assets Group 1 securitiza tion Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactory assets Watch assets Assets expose d to additio nal risks Non￾satisfactory assets Doubtful assets Loss assets Group 2 securitization Group 3 securitiza tion(if residentia l area is real estate) Group 3 securitiza tion (If other real estate) Group 4 securitizat ion Grou p 5 securi tizatio n Quantit ative criteria Qualitativ e criteria 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 Project financing loans J

1. To state enterprises (50% + 1 voting share), total J1 1.1 Industry, total J1_1 1.2. Agriculture, total J1_2 1.3. Construction, total J1_3 1.4. Transport, total J1_4 1.5. Information and communication J1_5 1.6. Trade, total J1_6 1.7. Other non￾production and services J1_7
2. Private enterprises, total J2 2.1 Industry, total J2_1 2.2. Agriculture, total J2_2 2.3. Construction, total J2_3 2.4. Transport, total J2_4 2.5. Information and communication J2_5 2.6. Trade, total J2_6 2.7. Other non￾production and services J2_7

K. Including loans issued under behavioral models (all loans, including foreign currency denominated loans) (min. manatla) Asset items Total amount of assets (Columns 3+4+5+7+8+ 9+11) Standard assets General provisio ns Non-standard assets Specific provision s Non￾classified assets Group 1 securitiz ation Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactor y assets Watch assets Assets expose d to additio nal risks Non￾satisfactor y assets Doubtfu l assets Loss assets Grou p 2 securi tizati on Group 3 securitiz ation(if resident ial area is real estate) Group 3 securitizat ion (If other real estate) Group 4 securitizat ion Group 5 securiti zation Quantitati ve criteria Qualitati ve criteria 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 Loans issued under behavioral models K k1) Business loans K1 k2) Consumer loans K2 k3) Real estate loans K3 k4) Other loans K4 L. Including loans issued under behavioral models (foreign currency denominated loans) Asset items Total amount of assets (Columns 3+4+5+7+8+ 9+11) Standard assets General provisio ns Non-standard assets Specific provision s Non￾classified assets Group 1 securitiz ation Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactor y assets Watch assets Assets expose d to additio nal risks Non￾satisfactor y assets Doubtfu l assets Loss assets Grou p 2 securi tizati on Group 3 securitiz ation(if resident ial area is real estate) Group 3 securitizat ion (If other real estate) Group 4 securitizat ion Group 5 securiti zation Quantitati ve criteria Qualitati ve criteria 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 Loans issued under behavioral models K k1) Business loans K1 k2) Consumer loans K2 K3) real estate loans K3 K4) Other loans K4

TABLE A10_1 A. Risk-weighted classification of restructured assets (all assets, including foreign currency denominated assets) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8 +9+11) Standard assets

General provisio ns Non-standard assets Specific provisio ns Non￾classified assets Group 1 securitiz ation Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactory assets Watch assets Assets exposed to additional risks Non￾satisfactory assets Doubtful assets Loss assets Group 2 securitization Group 3 securitizat ion(if residential area is real estate) Group 3 securitizat ion (If other real estate) Group 4 securitization Group 5 securitiz ation Quanti tative criteri a Qualitative criteria 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

1. Interbank claims, including interbank (including financial inst.) deposits and loans, total A1 1.1 ‘Nostro’ accounts A1_1 a) Resident banks A1_1a b) Non-resident banks A1_1b 1.2 Short-term financial instruments of interbank market (up to 7 days) A1_2 a) Resident banks A1_2a b) Non-resident banks A1_2b 1.3 Deposits in financial institutions including banks A1_3 1.3.1 Deposits in banks A1_3_1 a) Resident banks A1_3_1a b) Non-resident banks A1_3_1b 1.3.2 Deposits in other financial institutions A1_3_2 a) Resident other financial institutions A1_3_2a b) Non-resident other financial institutions A1_3_2b 1.4 Loans to banks A1_4 a) Resident banks A1_4a b) Non-resident banks A1_4b 1.5 Loans to other financial institutions A1_5

a) Resident other financial institutions A1_5a b) Non-resident other financial institutions A1_5b 2. Loans to customers A2 2.1 State enterprises (50% + 1 voting share), total A2_1 2.1.1 Industry, total A2_1_1 2.1.1.1 Mining industry A2_1_1_1 a) Crude oil, natural gas, coal and other fuel types production A2_1_1_1a b) Metal ores production A2_1_1_1b c) Other sectors of mining industry (querries, etc.) A2_1_1_1c 2.1.1.2 Processing, total A2_1_1_2 a) Food products, including beverages and tobacco A2_1_1_2a b) Textile and sewing industry A2_1_1_2b c) Leather, leather products and footwear A2_1_1_2c d) Furniture, wooden (window frame, door, etc.) products A2_1_1_2d e) Pulp and paper industry; publishing A2_1_1_2e f) Oil products A2_1_1_2f g) Chemical industry A2_1_1_2g h) Rubber and plastics products A2_1_1_2h i) Other non-metal mineral products A2_1_1_2i j) Metallurgy industry and fabricated metal products A2_1_1_2j k) Machinery and equipment A2_1_1_2k l) Electronic equipment and machinery A2_1_1_2l m) Transport facilities and devices A2_1_1_2m n) Other processing sectors A2_1_1_2n 2.1.1.3 Production of electricity and gas A2_1_1_3 2.1.1.4 Other sectors of industry A2_1_1_4 2.1.2. Agriculture, total A2_1_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_1_2-1 a) Agriculture, hunting and related services A2_1_2-1a b) Forestry and related services A2_1_2-1b

c) Fishery, fish farmings and related services A2_1_2-1c d) Others A2_1_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_1_2-2 a) Agriculture, hunting and related services A2_1_2-2a b) Forestry and related services A2_1_2-2b c) Fishery, fish farmings and related services A2_1_2-2c d) Others A2_1_2-2d 2.1.3. Construction, total A2_1_3 a) Residential areas A2_1_3a b) Non-residential areas A2_1_3b c) Roads and bridges A2_1_3c d) Other buildings A2_1_3d 2.1.4. Transport, total A2_1_4 a) Land transport A2_1_4a b) Water transport A2_1_4b c) Air transport A2_1_4c d) Subsidiary and supplementary transport A2_1_4d e) Others A2_1_4e 2.1.5. Information and communication A2_1_5 2.1.6. Trade, total A2_1_6 a) Building materials and sanitaryware A2_1_6a b) Car trading A2_1_6b c) Electrotechnology and home appliances A2_1_6c d) Food, clothes, and daily home appliances A2_1_6d e) Others A2_1_6e 2.1.7. Other non-production and services A2_1_7 2.1.8. Central executive authorities and municipalities A2_1_8 2.2 Private enterprises, total A2_2 2.2.1. Industry, total A2_2_1 2.2.1.1 Mining industry A2_2_1_1

a) Crude oil, natural gas, coal and other fuel types production A2_2_1_1a b) Metal ores production A2_2_1_1b c) Other sectors of mining industry (querries, etc.) A2_2_1_1c 2.2.1.2. Processing, total A2_2_1_2 a) Food products, including beverages and tobacco A2_2_1_2a b) Textile and sewing industry A2_2_1_2b c) Leather, leather products and footwear A2_2_1_2c d) Furniture, wooden (window frame, door, etc.) products A2_2_1_2d e) Pulp and paper industry; publishing A2_2_1_2e f) Oil products A2_2_1_2f g) Chemical industry A2_2_1_2g h) Rubber and plastic ware A2_2_1_2h i) Other non-metal mineral products A2_2_1_2i j) Metallurgy industry and fabricated metal products A2_2_1_2j k) Machinery and equipment A2_2_1_2k l) Electronic equipment and machinery A2_2_1_2l m) Transport facilities and devices A2_2_1_2m n) Other processing sectors A2_2_1_2n 2.2.1.3. Production of electricity and gas A2_2_1_3 2.2.1.4 Other sectors of industry A2_2_1_4 2.2.2. Agriculture, total A2_2_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2_2-1 a) Agriculture, hunting and related services A2_2_2-1a b) Forestry and related services A2_2_2-1b c) Fishery, fish farmings and related services A2_2_2-1c d) Others A2_2_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2_2-2 a) Agriculture, hunting and related services A2_2_2-2a

b) Forestry and related services A2_2_2-2b c) Fishery, fish farmings and related services A2_2_2-2c d) Others A2_2_2-2d 2.2.3. Construction, total A2_2_3 a) Residential areas A2_2_3a b) Non-residential areas A2_2_3b c) Roads and bridges A2_2_3c d) Other buildings A2_2_3d 2.2.4. Transport, total A2_2_4 a) Land transport A2_2_4a b) Water transport A2_2_4b c) Air transport A2_2_4c d) Subsidiary and supplementary transport A2_2_4d e) Others A2_2_4e 2.2.5. Information and communication A2_2_5 2.2.6. Trade, total A2_2_6 a) Building materials and sanitaryware A2_2_6a b) Car trading A2_2_6b c) Electrotechnology and home appliances A2_2_6c d) Food, clothes, and daily home appliances A2_2_6d e) Others A2_2_6e 2.2.7. Other non-production and services A2_2_7 2.3. Loans to unincorporated individuals, total A2_3 2.3.1 Industry, total A2_3_1 2.3.1.1. Mining industry A2_3_1_1 a) Crude oil, natural gas, coal and other fuel types production A2_3_1_1a b) Metal ores production A2_3_1_1b c) Other sectors of mining industry (querries, etc.) A2_3_1_1c 2.3.1.2. Processing A2_3_1_2 a) Food products, including beverages and tobacco A2_3_1_2a b) Textile and sewing industry A2_3_1_2b c) Leather, leather products and A2_3_1_2c

footwear d) Furniture, wooden (window frame, door, etc.) products A2_3_1_2d e) Pulp and paper industry; publishing A2_3_1_2e f) Oil products A2_3_1_2f g) Chemical industry A2_3_1_2g h) Rubber and plastics products A2_3_1_2h i) Other non-metal mineral products A2_3_1_2i j) Metallurgy industry and fabricated metal products A2_3_1_2j k) Machinery and equipment A2_3_1_2k l) Electronic equipment and machinery A2_3_1_2l m) Transport facilities and devices A2_3_1_2m n) Other processing sectors A2_3_1_2n 2.3.1.3. Production of electricity and gas A2_3_1_3 2.3.1.4. Other sectors of industry A2_3_1_4 2.3.2. Agriculture, total A2_3_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_3_2-1 a) Agriculture, hunting and related services A2_3_2-1a b) Forestry and related services A2_3_2-1b c) Fishery, fish farmings and related services A2_3_2-1c d) Others A2_3_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_3_2-2 including family farms A2_3_2-2-1 a) Agriculture, hunting and related services A2_3_2-2a b) Forestry and related services A2_3_2-2b c) Fishery, fish farmings and related services A2_3_2-2c d) Others A2_3_2-2d 2.3.3 Construction, total A2_3_3 a) Residential areas A2_3_3a

b) Non-residential areas A2_3_3b c) Roads and bridges A2_3_3c d) Other buildings A2_3_3d 2.3.4 Transport, total A2_3_4 a) Land transport A2_3_4a b) Water transport A2_3_4b c) Air transport A2_3_4c d) Subsidiary and supplementary transport A2_3_4d e) Others A2_3_4e 2.3.5. Information and communication A2_3_5 2.3.6. Trade, total A2_3_6 a) Building materials and sanitaryware A2_3_6a b) Car trading A2_3_6b c) Electrotechnology and home appliances A2_3_6c d) Food, clothes, and daily home appliances A2_3_6d e) Others A2_3_6e 2.3.7. Other non-production and services A2_3_7 2.4 . Public organizations A2_4 2.5 Loans to individuals for personal and household purposes, total A2_5 a) Acquisition or construction of real estate A2_5a a1) secured by real estate A2_5a1 a2) not real estate A2_5a2 b) Repair of residential area A2_5b b1) secured by real estate A2_5b1 b2) not real estate A2_5b2 c) Car purchase A2_5c c1) secured by real estate A2_5c1 c2) not real estate A2_5c2 d) Purchase of home appliances A2_5d e) Credit cards (including credit lines used) A2_5e f) Other A2_5f f1) secured by real estate A2_5f1

f2) not real estate A2_5f2 2.6. Other loans A2_6 3. Reverse repo transactions A3 4. Securities, total A4 4.1 Securities held to maturity A4_1 4.2. Securities avaliable for sale and trade securities A4_2 5. Investments in unconsolidated companies, total A5 5.1. Participation in unconsolidated affilates (50%+1 voting share or if another form of an affiliate company) A5_1 a) banks A5_1a b) Other financial entities A5_1b c) Other entities A5_1c 5.2 Participation in other entities (less than 50%), total A5_2 a) banks A5_2a b) Other financial entities A5_2b c) Other entities A5_2c 6. Immovable fixed assets not used in banking, total A6 a) Immovable fixed assets foreclosed by bank for overdue payments A6a b) other immovable fixed assets including fixed assets of the bank and its structural units A6b 7. Other assets A7 7.1. Interest receivables, total A7_1 7.1.1 Interest receivables on loans to customers A7_1_1 7.1.1.1 Loans to individuals for personal and household purposes A7_1_1_1 a) Acquisition or construction of real estate A7_1_1_1a a1) secured by real estate A7_1_1_1a1 a2) not real estate A7_1_1_1a2 b) Repair of residential area A7_1_1_1b b1) secured by real estate A7_1_1_1b1 b2) not real estate A7_1_1_1b2 c) Car purchase A7_1_1_1c c1) secured by real estate A7_1_1_1c1

c2) not real estate A7_1_1_1c2 d) Purchase of home appliances A7_1_1_1d e) Credit cards (including credit lines used) A7_1_1_1e f) Other A7_1_1_1f f1) secured by real estate A7_1_1_1f1 f2) not real estate A7_1_1_1f2 7.1.1.2 Other loans to customers A7_1_1_2 7.1.2 Interest receivables on deposits and loans to banks A7_1_2 7.1.2.1. Interest receivables on deposits to banks A7_1_2_1 a) resident banks A7_1_2_1a b) non-resident banks A7_1_2_1b 7.1.2.2. Interest receivables on loans to banks A7_1_2_2 a) resident banks A7_1_2_2a b) non-resident banks A7_1_2_2b 7.1.3. Interest receivables on deposits and loans to other financial institutions A7_1_3 7.1.3.1. Interest receivables on deposits to other financial institutions A7_1_3_1 a) resident other financial institutions A7_1_3_1a b) non-resident other financial institutions A7_1_3_1b 7.1.3.2. Interest receivables on loans to other financial institutions A7_1_3_2 a) resident other financial institutions A7_1_3_2a b) non-resident other financial institutions A7_1_3_2b 7..1.4. Coupon and interest payments calculated on securities A7_1_4 7.1.5. Interest accrued on investmens (dividends) A7_1_5 7.1.6. Interest receivables on other assets A7_1_6 7.2 Other, total A7_2 8. TOTAL (rows A1+A2+A3+A4+A5+A6+A7) A8 9. Classification of off-balance sheet liabilities, including A9 9.1 securitization (guarantees) A9_1 a) Group 1 securitization (guarantees) A9_1a a1) individuals A9_1a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_1a2

a3) banks A9_1a3 a4) Other financial institutions A9_1a4 b) Group 1 securitization (guarantees) A9_1b b1) securitization with up to 1 (one) year remaining term (guarantees) A9_1b1 b1_1) individuals A9_1b1_1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_1b1_2 b1_3) banks A9_1b1_3 b1_4) Other financial institutions A9_1b1_4 b2) securitization with over 1 (one) year remaining term (guarantees) A9_1b2 b2_1) individuals A9_1b2_1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_1b2_2 b2_3) banks A9_1b2_3 b2_4) Other financial institutions A9_1b2_4 9.2. letters of credit A9_2 a) Group 1 letters of credit A9_2a b) Group 1 letters of credit A9_2b b1) letters of credit with up to 1 (one) year remaining term A9_2b1 b2) letters of credit with over 1 (one) year remaining term A9_2b2 9.3. credit lines A9_3 a) Group 1 credit lines A9_3a a1) individuals A9_3a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_3a2 a3) banks A9_3a3 a4) Other financial institutions A9_3a4 b) Group 1 credit lines with up to 1 (one) year remaining term A9_3b b1) individuals A9_3b1 b2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_3b2 b3) banks A9_3b3 b4) Other financial institutions A9_3b4 c) Group 1 credit lines with over 1 (one) year remaining term A9_3c c1) individuals A9_3c1

c2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_3c2 c3) banks A9_3c3 c4) Other financial institutions A9_3c4 9.4. Counterparty risk in foreign currency operations A9_4 a) Group 1 Counterparty risk in foreign currency operations A9_4a b) Group 1 Counterparty risk in foreign currency operations A9_4b b1) liabilities with up to 1 (one) year remaining term A9_4b1 b2) liabilities with over 1 (one) year remaining term A9_4b2 9.5. Other off-balance sheet liabilities A9_5 a) Group 1 Other off-balance sheet liabilities A9_5a a1) individuals A9_5a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_5a2 a3) banks A9_5a3 a4) Other financial institutions A9_5a4 b) Group 1 Other off-balance sheet liabilities A9_5b b1) Other off-balance sheet liabilities with up to 1 (one) year remaining term A9_5b1 b1_1) individuals A9_5b1_1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_5b1_2 b1_3) banks A9_5b1_3 b1_4) Other financial institutions A9_5b1_4 b2) Other off-balance sheet liabilities with over 1 (one) year remaining term A9_5b2 b2_1) individuals A9_5b2_1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_5b2_2 b2_3) banks A9_5b2_3 b2_4) Other financial institutions A9_5b2_4

B. Risk-weighted classification of restructured assets (all assets, including foreign currency denominated assets) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+ 9+11) Standard assets General provisions Non-standard assets Specific provisions Non￾classified assets Group securiti zation Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactory assets Watch assets Assets exposed to additional risks Non￾satisfactor y assets Doubtful assets Loss assets Group 2 securitizati on Group 3 securitizati on(if residential area is real estate) Group 3 securitization (If other real estate) Group 4 securitizatio n Group 5 securitizat ion Quantitati ve criteria Qualitative criteria 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

1. Interbank claims, including interbank (including financial inst.) deposits and loans, total B1 1.1 ‘Nostro’ accounts B1_1 a) Resident banks B1_1a b) Non-resident banks B1_1b 1.2 Short-term financial instruments of interbank market (up to 7 days) B1_2 a) Resident banks B1_2a b) Non-resident banks B1_2b 1.3 Deposits in financial institutions including banks B1_3 1.3.1 Deposits in banks B1_3_1 a) Resident banks B1_3_1 a b) Non-resident banks B1_3_1 b 1.3.2 Deposits in other financial institutions B1_3_2 a) Resident other financial institutions B1_3_2 a b) Non-resident other financial institutions B1_3_2 b 1.4 Loans to banks B1_4 a) Resident banks B1_4a b) Non-resident banks B1_4b 1.5 Loans to other financial institutions B1_5

a) Resident other financial institutions B1_5a b) Non-resident other financial institutions B1_5b 2. Loans to customers B2 2.1. State enterprises (50%

• 1 voting share), total B2_1 2.1.1 Industry, total B2_1_1 2.1.1.1 Mining industry B2_1_1 _1 a) Crude oil, natural gas, coal and other fuel types production B2_1_1 _1a b) Metal ores production B2_1_1 _1b c) Other sectors of mining industry (querries, etc.) B2_1_1 _1c 2.1.1.2. Processing, total B2_1_1 _2 a) Food products, including beverages and tobacco B2_1_1 _2a b) Textile and sewing industry B2_1_1 _2b c) Leather, leather products and footwear B2_1_1 _2c d) Furniture, wooden (window frame, door, etc.) products B2_1_1 _2d e) Pulp and paper industry; publishing B2_1_1 _2e f) Oil products B2_1_1 _2f g) Chemical industry B2_1_1 _2g h) Rubber and plastics products B2_1_1 _2h i) Other non-metal mineral products B2_1_1 _2i j) Metallurgy industry and fabricated metal products B2_1_1 _2j k) Machinery and equipment B2_1_1 _2k l) Electronic equipment and machinery B2_1_1 _2l m) Transport facilities and devices B2_1_1 _2m n) Other processing sectors B2_1_1 _2n 2.1.1.3. Production of electricity and gas B2_1_1 _3 2.1.1.4 Other sectors of industry B2_1_1 _4 2.1.2. Agriculture, total B2_1_2 Agriculture loans outside the scope of sub-item 2.0.9- 1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_1_2

a) Agriculture, hunting and related services B2_1_2 -1a b) Forestry and related services B2_1_2 -1b c) Fishery, fish farmings and related services B2_1_2 -1c d) Others B2_1_2 -1d Agriculture loans outside the scope of sub-item 2.0.9- 1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_1_2 a) Agriculture, hunting and related services B2_1_2 -2a b) Forestry and related services B2_1_2 -2b c) Fishery, fish farmings and related services B2_1_2 -2c d) Others B2_1_2 -2d 2.1.3. Construction, total B2_1_3 a) Residential areas B2_1_3 a b) Non-residential areas B2_1_3 b c) Roads and bridges B2_1_3 c d) Other buildings B2_1_3 d 2.1.4. Transport, total B2_1_4 a) Land transport B2_1_4 a b) Water transport B2_1_4 b c) Air transport B2_1_4 c d) Subsidiary and supplementary transport B2_1_4 d e) Others B2_1_4 e 2.1.5. Information and communication B2_1_5 2.1.6. Trade, total B2_1_6 a) Building materials and sanitaryware B2_1_6 a b) Car trading B2_1_6 b c) Electrotechnology and home appliances B2_1_6 c d) Food, clothes, and daily home appliances B2_1_6 d e) Others B2_1_6 e 2.1.7. Other non-production and services B2_1_7 2.1.8. Central executive authorities and municipalities B2_1_8

2.2 Private enterprises, total B2_2 2.2.1. Industry, total B2_2_1 2.2.1.1. Mining industry B2_2_1 _1 a) Crude oil, natural gas, coal and other fuel types production B2_2_1 _1a b) Metal ores production B2_2_1 _1b c) Other sectors of mining industry (querries, etc.) B2_2_1 _1c 2.2.1.2 Processing, total B2_2_1 _2 a) Food products, including beverages and tobacco B2_2_1 _2a b) Textile and sewing industry B2_2_1 _2b c) Leather, leather products and footwear B2_2_1 _2c d) Furniture, wooden (window frame, door, etc.) products B2_2_1 _2d e) Pulp and paper industry; publishing B2_2_1 2e f) Oil products A2_2 1_2f g) Chemical industry B2_2_1 _2g h) Rubber and plastic ware B2_2_1 _2h i) Other non-metal mineral products B2_2_1 _2i j) Metallurgy industry and fabricated metal products B2_2_1 _2j k) Machinery and equipment B2_2_1 _2k l) Electronic equipment and machinery B2_2_1 _2l m) Transport facilities and devices B2_2_1 _2m n) Other processing sectors B2_2_1 _2n 2.2.1.3. Production of electricity and gas B2_2_1 _3 2.2.1.4 Other sectors of industry B2_2_1 _4 2.2.2. Agriculture, total B2_2_2 Agriculture loans outside the scope of sub-item 2.0.9- 1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2_2 a) Agriculture, hunting and related services B2_2_2 -1a b) Forestry and related services B2_2_2 -1b c) Fishery, fish farmings and related services B2_2_2 -1c

d) Others B2_2_2 -1d Agriculture loans outside the scope of sub-item 2.0.9- 1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2_2 a) Agriculture, hunting and related services B2_2_2 -2a b) Forestry and related services B2_2_2 -2b c) Fishery, fish farmings and related services B2_2_2 -2c d) Others B2_2_2 -2d 2.2.3. Construction, total B2_2_3 a) Residential areas B2_2_3 a b) Non-residential areas B2_2_3 b c) Roads and bridges B2_2_3 c d) Other buildings B2_2_3 d 2.2.4. Transport, total B2_2_4 a) Land transport B2_2_4 a b) Water transport B2_2_4 b c) Air transport B2_2_4 c d) Subsidiary and supplementary transport B2_2_4 d e) Others B2_2_4 e 2.2.5. Information and communication B2_2_5 2.2.6. Trade, total B2_2_6 a) Building materials and sanitaryware B2_2_6 a b) Car trading B2_2_6 b c) Electrotechnology and home appliances B2_2_6 c d) Food, clothes, and daily home appliances B2_2_6 d e) Others B2_2_6 e 2.2.7. Other non-production and services B2_2_7 2.3. Loans to unincorporated individuals, total B2_3 2.3.1. Industry, total B2_3_1 2.3.1.1 Mining industry B2_3_1 _1

a) Crude oil, natural gas, coal and other fuel types production B2_3_1 _1a b) Metal ores production B2_3_1 _1b c) Other sectors of mining industry (querries, etc.) B2_3_1 _1c 2.3.1.2 Processing B2_3_1 _2 a) Food products, including beverages and tobacco B2_3_1 _2a b) Textile and sewing industry B2_3_1 _2b c) Leather, leather products and footwear B2_3_1 _2c d) Furniture, wooden (window frame, door, etc.) products B2_3_1 _2d e) Pulp and paper industry; publishing B2_3_1 _2e f) Oil products B2_3_1 _2f g) Chemical industry B2_3_1 _2g h) Rubber and plastic ware B2_3_1 _2h i) Other non-metal mineral products B2_3_1 _2i j) Metallurgy industry and fabricated metal products B2_3_1 _2j k) Machinery and equipment B2_3_1 _2k l) Electronic equipment and machinery B2_3_1 _2l m) Transport facilities and devices B2_3_1 _2m n) Other processing sectors B2_3_1 _2n 2.3.1.3 Production of electricity and gas B2_3_1 _3 2.3.1.4 Other sectors of industry B2_3_1 _4 2.3.2. Agriculture, total B2_3_2 Agriculture loans outside the scope of sub-item 2.0.9- 1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_3_2 a) Agriculture, hunting and related services B2_3_2 -1a b) Forestry and related services B2_3_2 -1b c) Fishery, fish farmings and related services B2_3_2 -1c d) Others B2_3_2 -1d Agriculture loans outside the scope of sub-item 2.0.9- 1 of the ‘Regulation on creation creation of specific provisions for asset B2_3_2

classification and loan loss provisioning’ including family farms B2_3_2 -2-1 a) Agriculture, hunting and related services B2_3_2 -2a b) Forestry and related services B2_3_2 -2b c) Fishery, fish farmings and related services B2_3_2 -2c d) Others B2_3_2 -2d 2.3.3 Construction, total B2_3_3 a) Residential areas B2_3_3 a b) Non-residential areas B2_3_3 b c) Roads and bridges B2_3_3 c d) Other buildings B2_3_3 d 2.3.4. Transport, total B2_3_4 a) Land transport B2_3_4 a b) Water transport B2_3_4 b c) Air transport B2_3_4 c d) Subsidiary and supplementary transport B2_3_4 d e) Others B2_3_4 e 2.3.5. Information and communication B2_3_5 2.3.6. Trade, total B2_3_6 a) Building materials and sanitaryware B2_3_6 a b) Car trading B2_3_6 b c) Electrotechnology and home appliances B2_3_6 c d) Food, clothes, and daily home appliances B2_3_6 d e) Others B2_3_6 e 2.3.7. Other non-production and services B2_3_7 2.4 Public organizations B2_4 2.5 Loans to individuals for personal and household purposes, total B2_5 a) Acquisition or construction of real estate B2_5a a1) secured by real estate B2_5a1 a2) not real estate B2_5a2

b) Repair of residential area B2_5b b1) secured by real estate B2_5b1 b2) not real estate B2_5b2 c) Car purchase B2_5c c1) secured by real estate B2_5c1 c2) not real estate B2_5c2 d) Purchase of home appliances B2_5d e) Credit cards (including credit lines used) B2_5e f) Other B2_5f f1) secured by real estate B2_5f1 f2) not real estate B2_5f2 2.6 Other loans B2_6 3. Reverse repo transactions B3 4. Securities, total B4 4.1. Securities held to maturity B4_1 4.2. Securities avaliable for sale and trade securities B4_2 5. Investments in unconsolidated companies, total B5 5.1 Participation in unconsolidated affilates (50%+1 voting share or if another form of an affiliate company) B5_1 a) banks B5_1a b) Other financial entities B5_1b c) Other entities B5_1c 5.2. Participation in other entities (less than 50%), total B5_2 a) banks B5_2a b) Other financial entities B5_2b c) Other entities B5_2c 6. Immovable fixed assets not used in banking, total B6 a) Immovable fixed assets foreclosed by bank for overdue payments B6a b) other immovable fixed assets including fixed assets of the bank and its structural units B6b 7. Other assets B7

7.1. Interest receivables, total B7_1 7.1.1 Interest receivables on loans to customers B7_1_1 7.1.1.1 Loans to individuals for personal and household purposes B7_1_1 _1 a) Acquisition or construction of real estate B7_1_1 _1a a1) secured by real estate B7_1_1 _1a1 a2) not real estate B7_1_1 _1a2 b) Repair of residential area B7_1_1 _1b b1) secured by real estate B7_1_1 _1b1 b2) not real estate B7_1_1 _1b2 c) Car purchase B7_1_1 _1c c1) secured by real estate B7_1_1 _1c1 c2) not real estate B7_1_1 _1c2 d) Purchase of home appliances B7_1_1 _1d e) Credit cards (including credit lines used) B7_1_1 _1e f) Other B7_1_1 _1f f1) secured by real estate B7_1_1 _1f1 f2) not real estate B7_1_1 _1f2 7.1.1.2. Other loans to customers B7_1_1 _2 7.1.2 Interest receivables on deposits and loans to banks B7_1_2 7.1.2.1. Interest receivables on deposits to banks B7_1_2 _1 a) resident banks B7_1_2 _1a b) non-resident banks B7_1_2 _1b 7.1.2.2. Interest receivables on loans to banks B7_1_2 _2 a) resident banks B7_1_2 _2a b) non-resident banks B7_1_2 _2b 7.1.3. Interest receivables on deposits and loans to other financial institutions B7_1_3 7.1.3.1. Interest receivables on deposits to other financial institutions B7_1_3 _1 a) resident other financial institutions B7_1_3 _1a b) non-resident other financial institutions B7_1_3 _1b

7.1.3.2. Interest receivables on loans to other financial institutions B7_1_3 _2 a) resident other financial institutions B3_2a b) non-resident other financial institutions B7_1_3 _2b 7.1.4. Coupon and interest payments calculated on securities B7_1_4 7.1.5. Interest accrued on investmens (dividends) B7_1_5 7.1.6. Interest receivables on other assets B7_1_6 7.2 Other, total B7_2 8. TOTAL (rows A1+A2+A3+A4+A5+A6+A7) B8 9. Classification of off￾balance sheet liabilities, including B9 9.1. securitization (guarantees) B9_1 a) Group 1 securitization (guarantees) B9_1a a1) individuals B9_1a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_1a2 a3) banks B9_1a3 a4) Other financial institutions B9_1a4 b) Group 1 securitization (guarantees) B9_1b b1) securitization with up to 1 (one) year remaining term (guarantees) B9_1b1 b1_1) individuals B9_1b1 _1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_1b1 _2 b1_3) banks B9_1b1 _3 b1_4) Other financial institutions B9_1b1 _4 b2) securitization with over 1 (one) year remaining term (guarantees) B9_1b2 b2_1) individuals B9_1b2 _1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_1b2 _2 b2_3) banks B9_1b2 _3 b2_4) Other financial institutions B9_1b2 _4 9.2. letters of credit B9_2

a) Group 1 letters of credit B9_2a b) Group 1 letters of credit B9_2b b1) letters of credit with up to 1 (one) year remaining term B9_2b1 b2) letters of credit with over 1 (one) year remaining term B9_2b2 9.3. credit lines B9_3 a) Group 1 credit lines B9_3a a1) individuals B9_3a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_3a2 a3) banks B9_3a3 a4) Other financial institutions B9_3a4 b) Group 1 credit lines with up to 1 (one) year remaining term B9_3b b1) individuals B9_3b1 b2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_3b2 b3) banks B9_3b3 b4) Other financial institutions B9_3b4 c) Group 1 credit lines with over 1 (one) year remaining term B9_3c c1) individuals B9_3c1 c2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_3c2 c3) banks B9_3c3 c4) Other financial institutions B9_3c4 9.4. Counterparty risk in foreign currency operations B9_4 a) Group 1 Counterparty risk in foreign currency operations B9_4a b) Group 1 Counterparty risk in foreign currency operations B9_4b b1) liabilities with up to 1 (one) year remaining term B9_4b1 b2) liabilities with over 1 (one) year remaining term B9_4b2 9.5. Other off-balance sheet liabilities B9_5 a) Group 1 Other off￾balance sheet liabilities B9_5a

a1) individuals B9_5a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_5a2 a3) banks B9_5a3 a4) Other financial institutions B9_5a4 b) Group 1 Other off￾balance sheet liabilities B9_5b b1) Other off-balance sheet liabilities with up to 1 (one) year remaining term B9_5b1 b1_1) individuals B9_5b1 _1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_5b1 _2 b1_3) banks B9_5b1 _3 b1_4) Other financial institutions B9_5b1 _4 b2) Other off-balance sheet liabilities with over 1 (one) year remaining term B9_5b2 b2_1) individuals B9_5b2 _1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_5b2 _2 b2_3) banks B9_5b2 _3 b2_4) Other financial institutions B9_5b2 _4

C. Classification of loans issued under securitization (except for loans to financial institutions) (all loans, including foreign currency denominated loans) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+9+11) Standard assets General provisions Non-standard assets Specific provisions Non￾classified assets Group 1 securitization Net market value of loss asset securitization Satisfactory assets Watch assets Assets exposed to additional risks Non￾satisfactory assets Doubtful assets Loss assets Group 2 securitization Group 3 securitization(if residential area is real estate) Group 3 securitization (If other real estate) Group 4 securitization Group 5 securitization 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

1. Loans C1 1.1. Fully secured loans, total: C1_1 a) Groups 1 and 2 securitization C1_1a Deposits C1_1a1 Other securitization C1_1a2 b) Other securitization C1_1b Real estate C1_1b1 Other securitization C1_1b2 1.1.1 Fully secured consumer loans C1_1_1 a) Groups 1 and 2 securitization C1_1_1a Deposits C1_1_1a1 Other securitization C1_1_1a2 b) Other securitization C1_1_1b Real estate C1_1_1b1 Other securitization C1_1_1b2 1.2. Partially secured and unsecured loans C1_2 1.2.1. unsecured loans C1_2_1 1.2.2. partially secured and unsecured loans C1_2_2 1.2.2.1. unsecured consumer loans C1_2_2_1
2. Value of securitization of above loans (C1) C2

a) Customer’s funds in various deposit accounts C2a b) Securities C2b c) Guarantees C2c d) Real estate C2d e) Movable property C2e f) Other types of securitization C2f D. Classification of loans issued under securitization (except for loans to financial institutions) (foreign currency denominated loans) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8 +9+11) Standard assets General provisions Non-standard assets Specific provisions Non￾classified assets Group 1 securitizati on Net market value of loss asset securitization Satisfactory assets Watch assets Assets exposed to additional risks Non￾satisfactory assets Doubtful assets Loss assets Group 2 securitiz ation Group 3 securitiz ation(if residenti al area is real estate) Group 3 securitiza tion (If other real estate) Group 4 securitiza tion Group 5 securitizati on 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

1. Loans C1 1.1. Fully secured loans, total: C1_1 a) Groups 1 and 2 securitization C1_1a Deposits C1_1a1 Other securitization C1_1a2 b) Other securitization C1_1b Real estate C1_1b1 Other securitization C1_1b2 1.1.1. Fully secured consumer loans C1_1_1 a) Groups 1 and 2 securitization C1_1_1a Deposits C1_1_1a

Other securitization C1_1_1a b) Other securitization C1_1_1b Real estate C1_1_1b Other securitization C1_1_1b 1.2. Partially secured and unsecured loans C1_2 1.2.1. unsecured loans C1_2_1 1.2.2. partially secured and unsecured loans C1_2_2 1.2.2.1 unsecured consumer loans C1_2_2_ 2. Value of securitization of above loans (C1) C2 a) Customer’s funds in various deposit accounts C2a b) Securities C2b c) Guarantees C2c d) Real estate C2d e) Movable property C2e f) Other types of securitization C2f E. Including classification of loans from state funds (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+9+11) Standard assets General provisions Non-standard assets Specific provisions Non￾classified assets Group 1 securitization Net market value of loss asset securitization Satisfactory assets Watch assets Assets exposed to additional risks Non￾satisfactory assets Doubtful assets Loss assets Group 2 securitization Group 3 securitization(if residential area is real estate) Group 3 securitization (If other real estate) Group 4 securitization Group 5 securitization 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

1. Mortgage loans from funds of the Mortgage and Credit Guarantee Fund E1
2. Mortgage and Credit Guarantee Fund (guaranteed loans), including E2 2.1. Industry E2_1

2.2. Agriculture E2_2 2.3.Construction E2_3 2.4. Transport E2_4 2.5. Information and communication E2_5 2.6. Trade E2_6 2.7. Other production and service entities E2_7 2.8. Mortgage loans E2_8 3. Entrepreneurship Development Fund of the Ministry of Economy of the Republic of Azerbaijan, including E3 3.1. Industry E3_1 3.2. Agriculture E3_2 3.3.Construction E3_3 3.4..Transport E3_4 3.5. Information and communication E3_5 3.6. Trade E3_6 3.7. Other production and service entities E3_7 4. Agrarian Credit and Development Fund under the Ministry of Agriculture of the Republic of Azerbaijan, including E4 4.1. Agriculture, hunting and related services E4_1 4.2. Forestry and related services E4_2 4.3. Fishery, fish farmings and related services E4_3 4.4. Others E4_4 5. State Fund for Development of Information Technologies E5 6. Other E6 6.1. Industry E6_1 6.2. Agriculture E6_2 6.3.Construction E6_3 6.4. Transport E6_4 6.5. Information and communication E6_5 6.6. Trade E6_6 6.7. Other production and service entities E6_7 7. Total loans from state funds E7

H. Including project financing (all loans, including foreign currency denominated loans) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+9+11) Standard assets General provisions Non-standard assets Specific provisions Non￾classified assets Group 1 securitization Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactory assets Watch assets Assets exposed to additional risks Non￾satisfactory assets Doubtful assets Loss assets Group 2 securitization Group 3 securitization(if residential area is real estate) Group 3 securitization (If other real estate) Group 4 securitization Group 5 securitization Quantitative criteria Qualitative criteria 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 Project financing loans H

1. To state enterprises (50% + 1 voting share), total H1 1.1 Industry, total H1_1 1.2. Agriculture, total H1_2 1.3. Construction, total H1_3 1.4. Transport, total H1_4 1.5. Information and communication H1_5 1.6. Trade, total H1_6 1.7. Other non￾production and services H1_7
2. Private enterprises, total H2 2.1. Industry, total H2_1 2.2. Agriculture, total H2_2 2.3. Construction, total H2_3 2.4. Transport, total H2_4 2.5. Information and communication H2_5 2.6. Trade, total H2_6 2.7. Other non￾production and services H2_7

J. Including project financing (foreign currency) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8 +9+11) Standard assets General provisio ns Non-standard assets Specifi c provisi ons Non￾classified assets Group 1 securitiza tion Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactory assets Watch assets Assets expose d to additio nal risks Qeyri qənaətbəxş aktivlər Doubtfu l assets Loss asset s Group 2 securitiza tion Group 3 securitiza tion(if residentia l area is real estate) Group 3 securitiza tion (If other real estate) Group 4 securitiza tion Group 5 securitizat ion Quantita tive criteria Qualitative criteria 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 Project financing loans H

1. To state enterprises (50% + 1 voting share), total H1 1.1. Industry, total H1_1 1.2. Agriculture, total H1_2 1.3. Construction, total H1_3 1.4. Transport, total H1_4 1.5. Information and communication H1_5 1.6. Trade, total H1_6 1.7. Other non-production and services H1_7
2. Private enterprises, total H2 2.1. Industry, total H2_1 2.2. Agriculture, total H2_2 2.3. Construction, total H2_3 2.4. Transport, total H2_4 2.5. Information and communication H2_5 2.6. Trade, total H2_6 2.7. Other non-production and services H2_7

TABLE A 10_1 A. Risk-weighted classification of restructured assets (all assets, including foreign currency denominated assets) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+ 9+11) Standard assets General provision s Non-standard assets Specific provision s Non￾classified assets Group 1 securitizat ion Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactory assets Watch assets Assets expose d to additio nal risks Non￾satisfactory assets Doubtful assets Loss assets Group 2 securitizat ion Group 3 securitizat ion(if residential area is real estate) Group 3 securitizat ion (If other real estate) Group 4 securitizat ion Group 5 securitizati on Quantitat ive criteria Qualitati ve criteria 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

1. Interbank claims, including interbank (including financial inst.) deposits and loans, total A1 1.1. ‘Nostro’ accounts A1_1 a) Resident banks A1_1a b) Non-resident banks A1_1b 1.2 Short-term financial instruments of interbank market (up to 7 days) A1_2 a) Resident banks A1_2a b) Non-resident banks A1_2b 1.3. Deposits in financial institutions including banks A1_3 1.3.1. Deposits in banks A1_3_1 a) Resident banks A1_3_1a b) Non-resident banks A1_3_1b 1.3.2 Deposits in other financial institutions A1_3_2 a) Resident other financial institutions A1_3_2a b) Non-resident other financial institutions A1_3_2b 1.4. Loans to banks A1_4 a) Resident banks A1_4a b) Non-resident banks A1_4b 1.5. Loans to other financial A1_5

institutions a) Resident other financial institutions A1_5a b) Non-resident other financial institutions A1_5b 2. Loans to customers A2 2.1 State enterprises (50% + 1 voting share), total A2_1 2.1.1. Industry, total A2_1_1 2.1.1.1. Mining industry A2_1_1_1 a) Crude oil, natural gas, coal and other fuel types production A2_1_1_1a b) Metal ores production A2_1_1_1b c) Other sectors of mining industry (querries, etc.) A2_1_1_1c 2.1.1.2. Processing, total A2_1_1_2 a) Food products, including beverages and tobacco A2_1_1_2a b) Textile and sewing industry A2_1_1_2b c) Leather, leather products and footwear A2_1_1_2c d) Furniture, wooden (window frame, door, etc.) products A2_1_1_2d e) Pulp and paper industry; publishing A2_1_1_2e f) Oil products A2_1_1_2f g) Chemical industry A2_1_1_2g h) Rubber and plastics products A2_1_1_2h i) Other non-metal mineral products A2_1_1_2i j) Metallurgy industry and fabricated metal products A2_1_1_2j k) Machinery and equipment A2_1_1_2k l) Electronic equipment and machinery A2_1_1_2l m) Transport facilities and devices A2_1_1_2m n) Other processing sectors A2_1_1_2n 2.1.1.3. Production of electricity and gas A2_1_1_3 2.1.1.4. Other sectors of industry A2_1_1_4 2.1.2. Agriculture, total A2_1_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_1_2-1

a) Agriculture, hunting and related services A2_1_2-1a b) Forestry and related services A2_1_2-1b c) Fishery, fish farmings and related services A2_1_2-1c d) Others A2_1_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_1_2-2 a) Agriculture, hunting and related services A2_1_2-2a b) Forestry and related services A2_1_2-2b c) Fishery, fish farmings and related services A2_1_2-2c d) Others A2_1_2-2d 2.1.3. Construction, total A2_1_3 a) Residential areas A2_1_3a b) Non-residential areas A2_1_3b c) Roads and bridges A2_1_3c d) Other buildings A2_1_3d 2.1.4. Transport, total A2_1_4 a) Land transport A2_1_4a b) Water transport A2_1_4b c) Air transport A2_1_4c d) Subsidiary and supplementary transport A2_1_4d e) Others A2_1_4e 2.1.5. Information and communication A2_1_5 2.1.6. Trade, total A2_1_6 a) Building materials and sanitaryware A2_1_6a b) Car trading A2_1_6b c) Electrotechnology and home appliances A2_1_6c d) Food, clothes, and daily home appliances A2_1_6d e) Others A2_1_6e 2.1.7. Other non-production and services A2_1_7 2.1.8. Central executive authorities and municipalities A2_1_8 2.2 Private enterprises, A2_2

total 2.2.1. Industry, total A2_2_1 2.2.1.1. Mining industry A2_2_1_1 a) Crude oil, natural gas, coal and other fuel types production A2_2_1_1a b) Metal ores production A2_2_1_1b c) Other sectors of mining industry (querries, etc.) A2_2_1_1c 2.2.1.2. Processing, total A2_2_1_2 a) Food products, including beverages and tobacco A2_2_1_2a b) Textile and sewing industry A2_2_1_2b c) Leather, leather products and footwear A2_2_1_2c d) Furniture, wooden (window frame, door, etc.) products A2_2_1_2d e) Pulp and paper industry; publishing A2_2_1_2e f) Oil products A2_2_1_2f g) Chemical industry A2_2_1_2g h) Rubber and plastics products A2_2_1_2h i) Other non-metal mineral products A2_2_1_2i j) Metallurgy industry and fabricated metal products A2_2_1_2j k) Machinery and equipment A2_2_1_2k l) Electronic equipment and machinery A2_2_1_2l m) Transport facilities and devices A2_2_1_2m n) Other processing sectors A2_2_1_2n 2.2.1.3. Production of electricity and gas A2_2_1_3 2.2.1.4. Other sectors of industry A2_2_1_4 2.2.2. Agriculture, total A2_2_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2_2-1 a) Agriculture, hunting and related services A2_2_2-1a b) Forestry and related services A2_2_2-1b c) Fishery, fish farmings and related services A2_2_2-1c d) Others A2_2_2-1d

Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2_2-2 a) Agriculture, hunting and related services A2_2_2-2a b) Forestry and related services A2_2_2-2b c) Fishery, fish farmings and related services A2_2_2-2c d) Others A2_2_2-2d 2.2.3. Construction, total A2_2_3 a) Residential areas A2_2_3a b) Non-residential areas A2_2_3b c) Roads and bridges A2_2_3c d) Other buildings A2_2_3d 2.2.4. Transport, total A2_2_4 a) Land transport A2_2_4a b) Water transport A2_2_4b c) Air transport A2_2_4c d) Subsidiary and supplementary transport A2_2_4d e) Others A2_2_4e 2.2.5. Information and communication A2_2_5 2.2.6. Trade, total A2_2_6 a) Building materials and sanitaryware A2_2_6a b) Car trading A2_2_6b c) Electrotechnology and home appliances A2_2_6c d) Food, clothes, and daily home appliances A2_2_6d e) Others A2_2_6e 2.2.7. Other non-production and services A2_2_7 2.3. Loans to unincorporated individuals, total A2_3 2.3.1. Industry, total A2_3_1 2.3.1.1. Mining industry A2_3_1_1 a) Crude oil, natural gas, coal and other fuel types production A2_3_1_1a b) Metal ores production A2_3_1_1b

c) Other sectors of mining industry (querries, etc.) A2_3_1_1c 2.3.1.2. Processing A2_3_1_2 a) Food products, including beverages and tobacco A2_3_1_2a b) Textile and sewing industry A2_3_1_2b c) Leather, leather products and footwear A2_3_1_2c d) Furniture, wooden (window frame, door, etc.) products A2_3_1_2d e) Pulp and paper industry; publishing A2_3_1_2e f) Oil products A2_3_1_2f g) Chemical industry A2_3_1_2g h) Rubber and plastics products A2_3_1_2h i) Other non-metal mineral products A2_3_1_2i j) Metallurgy industry and fabricated metal products A2_3_1_2j k) Machinery and equipment A2_3_1_2k l) Electronic equipment and machinery A2_3_1_2l m) Transport facilities and devices A2_3_1_2m n) Other processing sectors A2_3_1_2n 2.3.1.3. Production of electricity and gas A2_3_1_3 2.3.1.4. Other sectors of industry A2_3_1_4 2.3.2. Agriculture, total A2_3_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_3_2-1 a) Agriculture, hunting and related services A2_3_2-1a b) Forestry and related services A2_3_2-1b c) Fishery, fish farmings and related services A2_3_2-1c d) Others A2_3_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_3_2-2 including family farms A2_3_2-2-1

a) Agriculture, hunting and related services A2_3_2-2a b) Forestry and related services A2_3_2-2b c) Fishery, fish farmings and related services A2_3_2-2c d) Others A2_3_2-2d 2.3.3. Construction, total A2_3_3 a) Residential areas A2_3_3a b) Non-residential areas A2_3_3b c) Roads and bridges A2_3_3c d) Other buildings A2_3_3d 2.3.4. Transport, total A2_3_4 a) Land transport A2_3_4a b) Water transport A2_3_4b c) Air transport A2_3_4c d) Subsidiary and supplementary transport A2_3_4d e) Others A2_3_4e 2.3.5. Information and communication A2_3_5 2.3.6. Trade, total A2_3_6 a) Building materials and sanitaryware A2_3_6a b) Car trading A2_3_6b c) Electrotechnology and home appliances A2_3_6c d) Food, clothes, and daily home appliances A2_3_6d e) Others A2_3_6e 2.3.7. Other non-production and services A2_3_7 2.4. Public organizations A2_4 2.5 Loans to individuals for personal and household purposes, total A2_5 a) Acquisition or construction of real estate A2_5a a1) secured by real estate A2_5a1 a2) not real estate A2_5a2 b) Repair of residential area A2_5b b1) secured by real estate A2_5b1 b2) not real estate A2_5b2 c) Car purchase A2_5c

c1) secured by real estate A2_5c1 c2) not real estate A2_5c2 d) Purchase of home appliances A2_5d e) Credit cards (including credit lines used) A2_5e f) Other A2_5f f1) secured by real estate A2_5f1 f2) not real estate A2_5f2 2.6. Other loans A2_6 3. Reverse repo transactions A3 4. Securities, total A4 4.1. Securities held to maturity A4_1 4.2. Securities avaliable for sale and trade securities A4_2 5. Investments in unconsolidated entities, total A5 5.1 Investments and financial participation (50 %

• 1 voting share or in another form) ) in unconsolidated affiliate companies A5_1 a) banks A5_1a b) Other financial entities A5_1b c) Other entities A5_1c 5.2. Participation in other entities (less than 50%), total A5_2 a) banks A5_2a b) Other financial entities A5_2b c) Other entities A5_2c

6. Immovable fixed assets not used in banking, total A6 a) Immovable fixed assets foreclosed by bank for overdue payments A6a b) other immovable fixed assets, including fixed assets of bank and its structural units A6b
7. Other assets A7 7.1. Interest receivables, total A7_1 7.1.1. Interest receivables on loans to customers A7_1_1 7.1.1.1. Loans to individuals for personal A7_1_1_1

and household purposes a) Acquisition and construction of real estate A7_1_1_1a a1) secured by real estate A7_1_1_1a1 a2) not real estate A7_1_1_1a2 b) Repair of residential area A7_1_1_1b b1) secured by real estate A7_1_1_1b1 b2) not real estate A7_1_1_1b2 c) Car purchase A7_1_1_1c c1) secured by real estate A7_1_1_1c1 c2) not real estate A7_1_1_1c2 d) Purchase of home appliances A7_1_1_1d e) Credit cards (including credit lines used) A7_1_1_1e f) Other A7_1_1_1f f1) secured by real estate A7_1_1_1f1 f2) not real estate A7_1_1_1f2 7.1.1.2. Other loans to customers A7_1_1_2 7.1.2. Interest receivables on deposits and loans to banks A7_1_2 7.1.2.1. Interest receivables on deposits to banks A7_1_2_1 a) resident banks A7_1_2_1a b) non-resident banks A7_1_2_1b 7.1.2.2. Interest receivables on loans to banks A7_1_2_2 a) resident banks A7_1_2_2a b) non-resident banks A7_1_2_2b 7.1.3. Interest receivables on deposits and loans to other financial institutions A7_1_3 7.1.3.1. Interest receivables on deposits to other financial institutions A7_1_3_1 a) resident other financial institutions A7_1_3_1a b) non-resident other financial institutions A7_1_3_1b 7.1.3.2. Interest receivables on loans to other financial institutions A7_1_3_2 a) resident other financial institutions A7_1_3_2a b) non-resident other financial institutions A7_1_3_2b 7.1.4. Coupon and interest payments calculated on A7_1_4

securities 7.1.5. Interest accrued on investmens (dividends) A7_1_5 7.1.6. Interest receivables on other assets A7_1_6 7.2. Other, total A7_2 8. TOTAL (rows A1+A2+A3+A4+A5+A6+A7) A8 9. Classification of off￾balance sheet liabilities, including A9 9.1. securitization (guarantees) A9_1 a) Group 1 securitization (guarantees) A9_1a a1) individuals A9_1a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_1a2 a3) banks A9_1a3 a4) Other financial institutions A9_1a4 b) Group 1 securitization (guarantees) A9_1b b1) securitization with up to 1 (one) year remaining term (guarantees) A9_1b1 b1_1) individuals A9_1b1_1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_1b1_2 b1_3) banks A9_1b1_3 b1_4) Other financial institutions A9_1b1_4 b2) securitization with over 1 (one) year remaining term (guarantees) A9_1b2 b2_1) individuals A9_1b2_1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_1b2_2 b2_3) banks A9_1b2_3 b2_4) Other financial institutions A9_1b2_4 9.2. letters of credit A9_2 a) Group 1 letters of credit A9_2a b) Group 1 letters of credit A9_2b b1) letters of credit with up to 1 (one) year remaining term A9_2b1 b2) letters of credit with over 1 (one) year remaining term A9_2b2

9.3. credit lines A9_3 a) Group 1 credit lines A9_3a a1) individuals A9_3a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_3a2 a3) banks A9_3a3 a4) Other financial institutions A9_3a4 b) Group 1 credit lines with up to 1 (one) year remaining term A9_3b b1) individuals A9_3b1 b2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_3b2 b3) banks A9_3b3 b4) Other financial institutions A9_3b4 c) Group 1 credit lines with over 1 (one) year remaining term A9_3c c1) individuals A9_3c1 c2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_3c2 c3) banks A9_3c3 c4) Other financial institutions A9_3c4 9.4. Counterparty risk in foreign currency operations A9_4 a) Group 1 Counterparty risk in foreign currency operations A9_4a b) Group 1 Counterparty risk in foreign currency operations A9_4b b1) liabilities with up to 1 (one) year remaining term A9_4b1 b2) liabilities with over 1 (one) year remaining term A9_4b2 9.5. Other off-balance sheet liabilities A9_5 a) Group 1 Other off￾balance sheet liabilities A9_5a a1) individuals A9_5a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_5a2 a3) banks A9_5a3 a4) Other financial institutions A9_5a4

b) Group 1 Other off￾balance sheet liabilities A9_5b b1) Other off-balance sheet liabilities with up to 1 (one) year remaining term A9_5b1 b1_1) individuals A9_5b1_1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_5b1_2 b1_3) banks A9_5b1_3 b1_4) Other financial institutions A9_5b1_4 b2) Other off-balance sheet liabilities with over 1 (one) year remaining term A9_5b2 b2_1) individuals A9_5b2_1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_5b2_2 b2_3) banks A9_5b2_3 b2_4) Other financial institutions A9_5b2_4 B. Risk-weighted classification of restructured assets (foreign currency denominated assets) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+ 9+11) Standard assets General provisions Non-standard assets Specific provisions Non-classified assets Group 1 securitization Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactory assets Watch assets Assets exposed to additional risks Non￾satisfactor y assets Doubtful assets Loss assets Group 2 securitizati on Group 3 securitizati on(if residential area is real estate) Group 3 securitizati on (If other real estate) Group 4 securitizatio n Group securiti zation Quantitati ve criteria ehtiyatlar Qualitativ e criteria ehtiyatlar 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

1. Interbank claims, including interbank (including financial inst.) deposits and loans, total B1 1.1 ‘Nostro’ accounts B1_1 a) Resident banks B1_1a

b) Non-resident banks B1_1b 1.2. Short-term financial instruments of interbank market (up to 7 days) B1_2 a) Resident banks B1_2a b) Non-resident banks B1_2b 1.3. Deposits in financial institutions, including banks B1_3 1.3.1. Deposits in banks B1_3_1 a) Resident banks B1_3_1 a b) Non-resident banks B1_3_1 b 1.3.2. Deposits in other financial institutions B1_3_2 a) Resident other financial institutions B1_3_2 a b) Non-resident other financial institutions B1_3_2 b 1.4 Loans to banks B1_4 a) Resident banks B1_4a b) Non-resident banks B1_4b 1.5. Other non-bank, maliyyə institutlarına Loans B1_5 a) Resident financial institutions B1_5a b) Non-resident financial institutions B1_5b 2. Loans to customers B2 2.1. State enterprises (50% + 1 voting share), total B2_1 2.1.1 Industry, total B2_1_1 2.1.1.1. Mining industry B2_1_1 _1 a) Crude oil, natural gas, coal and other fuel types production B2_1_1 _1a b) Metal ores production B2_1_1 _1b c) Other sectors of mining industry (querries, etc.) B2_1_1 _1c 2.1.1.2. Processing, total B2_1_1 _2 a) Food products, including beverages and tobacco B2_1_1 _2a b) Textile and sewing industry B2_1_1 _2b c) Leather, leather products and footwear B2_1_1 _2c d) Furniture, wooden (window frame, door, etc.) products B2_1_1 _2d e) Pulp and paper industry; publishing B2_1_1 _2e f) Oil products B2_1_1 _2f

g) Chemical industry B2_1_1 _2g h) Rubber and plastics products B2_1_1 _2h i) Other non-metal mineral products B2_1_1 _2i j) Metallurgy industry and fabricated metal products B2_1_1 _2j k) Machinery and equipment B2_1_1 _2k l) Electronic equipment and machinery B2_1_1 _2l m) Transport facilities and devices B2_1_1 _2m n) Other processing sectors B2_1_1 _2n 2.1.1.3 Production of electricity and gas B2_1_1 _3 2.1.1.4. Other sectors of industry B2_1_1 _4 2.1.2. Agriculture, total B2_1_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_1_2 a) Agriculture, hunting and related services B2_1_2 -1a b) Forestry and related services B2_1_2 -1b c) Fishery, fish farmings and related services B2_1_2 -1c d) Others B2_1_2 -1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_1_2 a) Agriculture, hunting and related services B2_1_2 -2a b) Forestry and related services B2_1_2 -2b c) Fishery, fish farmings and related services B2_1_2 -2c d) Others B2_1_2 -2d 2.1.3. Construction, total B2_1_3 a) Residential areas B2_1_3 a b) Non-residential areas B2_1_3 b c) Roads and bridges B2_1_3 c d) Other buildings B2_1_3 d 2.1.4. Transport, total B2_1_4 a) Land transport B2_1_4 a b) Water transport B2_1_4 b

c) Air transport B2_1_4 c d) Subsidiary and supplementary transport B2_1_4 d e) Others B2_1_4 e 2.1.5. Information and communication B2_1_5 2.1.6. Trade, total B2_1_6 a) Building materials and sanitaryware B2_1_6 a b) Car trading B2_1_6 b c) Electrotechnology and home appliances B2_1_6 c d) Food, clothes, and daily home appliances B2_1_6 d e) Others B2_1_6 e 2.1.7. Other non-production and services B2_1_7 2.1.8. Central executive authorities and municipalities B2_1_8 2.2. Private enterprises, total B2_2 2.2.1 Industry, total B2_2_1 2.2.1.1. Mining industry B2_2_1 _1 a) Crude oil, natural gas, coal and other fuel types production B2_2_1 _1a b) Metal ores production B2_2_1 _1b c) Other sectors of mining industry (querries, etc.) B2_2_1 _1c 2.2.1.2. Processing, total B2_2_1 _2 a) Food products, including beverages and tobacco B2_2_1 _2a b) Textile and sewing industry B2_2_1 _2b c) Leather, leather products and footwear B2_2_1 _2c d) Furniture, wooden (window frame, door, etc.) products B2_2_1 _2d e) Pulp and paper industry; publishing B2_2_1 _2e f) Oil products B2_2_1 _2f g) Chemical industry B2_2_1 _2g h) Rubber and plastics products B2_2_1 _2h i) Other non-metal mineral products B2_2_1 _2i j) Metallurgy industry and fabricated metal products B2_2_1 _2j k) Machinery and equipment B2_2_1 _2k l) Electronic equipment and machinery B2_2_1 _2l m) Transport facilities and devices B2_2_1 _2m

n) Other processing sectors B2_2_1 _2n 2.2.1.3. Production of electricity and gas B2_2_1 _3 2.2.1.4. Other sectors of industry B2_2_1 _4 2.2.2. Agriculture, total B2_2_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2_2 a) Agriculture, hunting and related services B2_2_2 -1a b) Forestry and related services B2_2_2 -1b c) Fishery, fish farmings and related services B2_2_2 -1c d) Others B2_2_2 -1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2_2 a) Agriculture, hunting and related services B2_2_2 -2a b) Forestry and related services B2_2_2 -2b c) Fishery, fish farmings and related services B2_2_2 -2c d) Others B2_2_2 -2d 2.2.3. Construction, total B2_2_3 a) Residential areas B2_2_3 a b) Non-residential areas B2_2_3 b c) Roads and bridges B2_2_3 c d) Other buildings B2_2_3 d 2.2.4. Transport, total B2_2_4 a) Land transport B2_2_4 a b) Water transport B2_2_4 b c) Air transport B2_2_4 c d) Subsidiary and supplementary transport B2_2_4 d e) Others B2_2_4 e 2.2.5. Information and communication B2_2_5 2.2.6. Trade, total B2_2_6 a) Building materials and sanitaryware B2_2_6 a b) Car trading B2_2_6 b

c) Electrotechnology and home appliances B2_2_6 c d) Food, clothes, and daily home appliances B2_2_6 d e) Others B2_2_6 e 2.2.7. Other non-production and services B2_2_7 2.3. Loans to unincorporated individuals, total B2_3 2.3.1. Industry, total B2_3_1 2.3.1.1. Mining industry B2_3_1 _1 a) Crude oil, natural gas, coal and other fuel types production B2_3_1 _1a b) Metal ores production B2_3_1 _1b c) Other sectors of mining industry (querries, etc.) B2_3_1 _1c 2.3.1.2. Processing B2_3_1 _2 a) Food products, including beverages and tobacco B2_3_1 _2a b) Textile and sewing industry B2_3_1 _2b c) Leather, leather products and footwear B2_3_1 _2c d) Furniture, wooden (window frame, door, etc.) products B2_3_1 _2d e) Pulp and paper industry; publishing B2_3_1 _2e f) Oil products B2_3_1 _2f g) Chemical industry B2_3_1 _2g h) Rubber and plastics products B2_3_1 _2h i) Other non-metal mineral products B2_3_1 _2i j) Metallurgy industry and fabricated metal products B2_3_1 _2j k) Machinery and equipment B2_3_1 _2k l) Electronic equipment and machinery B2_3_1 _2l m) Transport facilities and devices B2_3_1 _2m n) Other processing sectors B2_3_1 _2n 2.3.1.3. Production of electricity and gas B2_3_1 _3 2.3.1.4 Other sectors of industry B2_3_1 _4 2.3.2. Agriculture, total B2_3_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_3_2

a) Agriculture, hunting and related services B2_3_2 -1a b) Forestry and related services B2_3_2 -1b c) Fishery, fish farmings and related services B2_3_2 -1c d) Others B2_3_2 -1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_3_2 including family farms B2_3_2 -2-1 a) Agriculture, hunting and related services B2_3_2 -2a b) Forestry and related services B2_3_2 -2b c) Fishery, fish farmings and related services B2_3_2 -2c d) Others B2_3_2 -2d 2.3.3. Construction, total B2_3_3 a) Residential areas B2_3_3 a b) Non-residential areas B2_3_3 b c) Roads and bridges B2_3_3 c d) Other buildings B2_3_3 d 2.3.4. Transport, total B2_3_4 a) Land transport B2_3_4 a b) Water transport B2_3_4 b c) Air transport B2_3_4 c d) Subsidiary and supplementary transport B2_3_4 d e) Others B2_3_4 e 2.3.5. Information and communication B2_3_5 2.3.6. Trade, total B2_3_6 a) Building materials and sanitaryware B2_3_6 a b) Car trading B2_3_6 b c) Electrotechnology and home appliances B2_3_6 c d) Food, clothes, and daily home appliances B2_3_6 d e) Others B2_3_6 e 2.3.7. Other non-production and services B2_3_7 2.4. Public organizations B2_4

2.5 Loans to individuals for personal and household purposes, total B2_5 a) Acquisition or construction of real estate B2_5a a1) secured by real estate B2_5a1 a2) not real estate B2_5a2 b) Repair of residential area B2_5b b1) secured by real estate B2_5b1 b2) not real estate B2_5b2 c) Car purchase B2_5c c1) secured by real estate B2_5c1 c2) not real estate B2_5c2 d) Purchase of home appliances B2_5d e) Credit cards (including credit lines used) B2_5e f) Other B2_5f f1) secured by real estate B2_5f1 f2) not real estate B2_5f2 2.6. Other loans B2_6 3. Reverse repo transactions B3 4. Securities, total B4 4.1. Securities held to maturity B4_1 4.2. Securities available for sale and trade securities B4_2 5. Investments in unconsolidated entities, total B5 5.1. Participation in unconsolidated affilates (50%+1 voting share or if another form of an affiliate company) B5_1 a) banks B5_1a b) Other financial entities B5_1b c) Other entities B5_1c 5.2. Participation in other entities (less than 50%), total B5_2 a) banks B5_2a b) Other financial entities B5_2b c) Other entities B5_2c

6. Immovable fixed assets not used in banking, total B6 a) Immovable fixed assets foreclosed by bank for overdue payments B6a b) other immovable fixed assets including fixed assets of the bank and its structural units B6b
7. Other assets B7 7.1. Interest receivables, total B7_1 7.1.1. Interest receivables on loans to customers B7_1_1 7.1.1.1. Loans to individuals for personal and household purposes B7_1_1 _1 a) Acquisition or construction of real estate B7_1_1 _1a a1) secured by real estate B7_1_1 _1a1 a2) not real estate B7_1_1 _1a2 b) Repair of residential area B7_1_1 _1b b1) secured by real estate B7_1_1 _1b1 b2) not real estate B7_1_1 _1b2 c) Car purchase B7_1_1 _1c c1) daşınmaz əmlakla təmin olunmuş B7_1_1 _1c1 c2) not real estate B7_1_1 _1c2 d) Purchase of home appliances B7_1_1 _1d e) Credit cards (including credit lines used) B7_1_1 _1e f) Other B7_1_1 _1f f1) daşınmaz əmlakla təmin olunmuş B7_1_1 _1f1 f2) not real estate B7_1_1 _1f2 7.1.1.2. Other loans to customers B7_1_1 _2 7.1.2. Interest receivables on deposits and loans to banks B7_1_2 7.1.2.1. Interest receivables on deposits to banks B7_1_2 _1 a) resident banks B7_1_2 _1a b) non-resident banks B7_1_2 _1b 7.1.2.2. Interest receivables on loans to banks B7_1_2 _2 a) resident banks B7_1_2 _2a b) non-resident banks B7_1_2 _2b

7.1.3. Interest receivables on deposits and loans to other financial institutions B7_1_3 7.1.3.1. Interest receivables on deposits to other financial institutions B7_1_3 _1 a) resident other financial institutions B7_1_3 _1a b) non-resident other financial institutions B7_1_3 _1b 7.1.3.2. Interest receivables on loans to other financial institutions B7_1_3 _2 a) resident other financial institutions B7_1_3 _2a b) non-resident other financial institutions B7_1_3 _2b 7.1.4. Coupon and interest payments calculated on securities B7_1_4 7.1.5. Interest accrued on investmens (dividends) B7_1_5 7.1.6. Interest receivables on other assets B7_1_6 7.2. Other, total B7_2 8. TOTAL (rows B1+B2+B3+B4+B5+B6+B7) B8 9. Classification of off-balance sheet liabilities, including B9 9.1. securitization (guarantees) B9_1 a) Group 1 securitization (guarantees) B9_1a a1) individuals B9_1a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_1a2 a3) banks B9_1a3 a4) Other financial institutions B9_1a4 b) Group 1 securitization (guarantees) B9_1b b1) securitization with up to 1 (one) year remaining term (guarantees) B9_1b1 b1_1) individuals B9_1b1 _1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_1b1 _2 b1_3) banks B9_1b1 _3 b1_4) Other financial institutions B9_1b1 _4 b2) securitization with over 1 (one) year remaining term (guarantees) B9_1b2 b2_1) individuals B9_1b2 _1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_1b2 _2

b2_3) banks B9_1b2 _3 b2_4) Other financial institutions B9_1b2 _4 9.2. letters of credit B9_2 a) Group 1 letters of credit B9_2a b) Group 1 letters of credit B9_2b b1) letters of credit with up to 1 (one) year remaining term B9_2b1 b2) letters of credit with over 1 (one) year remaining term B9_2b2 9.3 credit lines B9_3 a) Group 1 credit lines B9_3a a1) individuals B9_3a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_3a2 a3) banks B9_3a3 a4) Other financial institutions B9_3a4 b) Group 1 credit lines with up to 1 (one) year remaining term B9_3b b1) individuals B9_3b1 b2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_3b2 b3) banks B9_3b3 b4) Other financial institutions B9_3b4 c) Group 1 credit lines with over 1 (one) year remaining term B9_3c c1) individuals B9_3c1 c2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_3c2 c3) banks B9_3c3 c4) Other financial institutions B9_3c4 9.4. Counterparty risk in foreign currency operations B9_4 a) Group 1 Counterparty risk in foreign currency operations B9_4a b) Group 1 Counterparty risk in foreign currency operations B9_4b b1) liabilities with up to 1 (one) year remaining term B9_4b1 b2) liabilities with over 1 (one) year remaining term B9_4b2 9.5. Other off-balance sheet liabilities B9_5 a) Group 1 Other off-balance sheet liabilities B9_5a a1) individuals B9_5a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_5a2

a3) banks B9_5a3 a4) Other financial institutions B9_5a4 b) Group 1 Other off-balance sheet liabilities B9_5b b1) Other off-balance sheet liabilities with up to 1 (one) year remaining term B9_5b1 b1_1) individuals B9_5b1 _1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_5b1 _2 b1_3) banks B9_5b1 _3 b1_4) Other financial institutions B9_5b1 _4 b2) Other off-balance sheet liabilities with over 1 (one) year remaining term B9_5b2 b2_1) individuals B9_5b2 _1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_5b2 _2 b2_3) banks B9_5b2 _3 b2_4) Other financial institutions B9_5b2 _4 C. Classification of loans issued under securitization (except for loans to financial institutions) (all loans, including foreign currency denominated loans) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+9+11) Standard assets General provisions Non-standard assets Specific provisions Non￾classified assets Group 1 securitization Net market value of loss asset securitization Satisfactory assets Watch assets Assets exposed to additional risks Non￾satisfactory assets Doubtful assets Loss assets Group 2 securitization Group 3 securitization(if residential area is real estate) Group 3 securitization (If other real estate) Group 4 securitization Group 5 securitization 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

1. Loans C1 1.1 Fully secured loans, total: C1_1 a) Groups 1 and 2 securitization C1_1a

Deposits C1_1a1 Other securitization C1_1a2 b) Other securitization C1_1b Real estate C1_1b1 Other securitization C1_1b2 1.1.1. Fully secured consumer loans C1_1_1 a) Groups 1 and 2 securitization C1_1_1a Deposits C1_1_1a1 Other securitization C1_1_1a2 b) Other securitization C1_1_1b Real estate C1_1_1b1 Other securitization C1_1_1b2 1.2. Partially secured and unsecured loans C1_2 1.2.1. unsecured loans C1_2_1 1.2.2. partially secured and unsecured loans C1_2_2 1.2.2.1. unsecured consumer loans C1_2_2_1 2. Value of securitization of above loans (C1) C2 a) Customer’s funds in various deposit accounts C2a b) Securities C2b c) Guarantees C2c d) Real estate C2d e) Movable property C2e f) Other types of securitization C2f D. Classification of loans issued under securitization (except for loans to financial institutions) (foreign currency denominated loans) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+9+11) Standard assets General provisions Non-standard assets Specific provisions Non￾classified assets Group 1 securitization Net market value of loss asset securitization

Satisfactory assets Watch assets Assets exposed to additional risks Non

satisfactory assets Doubtful assets Loss assets Group 2 securitization Group 3 securitization (if residential area is real estate ) Group 3 securitization (If other real estate ) Group 4 securitization Group 5 securitization 9 10 11 12 13 14 15 16 17

1. Loans D1 1.1. Fully secured loans, total : D1_1 a) Groups 1 and 2 securitization D1_1a Deposits D1_1a1 Other securitization D1_1a2 b) Other securitization D1_1b Real estate D1_1b1 Other securitization D1_1b2 1.1.1. Fully secured consumer loans D1_1_1 a) Groups 1 and 2 securitization D1_1_1a Deposits D1_1_1a1 Other securitization D1_1_1a b) Other securitization D1_1_1b Real estate D1_1_1b1 Other securitization D1_1_1b2 1.2. Partially secured and unsecured loans D1_2 1.2.1 unsecured loans D1_2_1 1.2.2 partially secured and unsecured loans D1_2_2 1.2.2.1 unsecured consumer loans D1_2_2_1
2. Value of securitization of above loans (C1) D2 a) Customer ’s funds in various deposit accounts D2a b) Securities D2b c) Guarantees D2c d) Real estate D2d e) Movable property D2e f) Other types of securitization D2f

E. Including classification of loans from state funds (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+9+11) Standard assets General provisions Non-standard assets Specific provisions Non￾classified assets Group 1 securitization Net market value of loss asset securitization Satisfactory assets Watch assets Assets exposed to additional risks Non￾satisfactory assets Doubtful assets Loss assets Group 2 securitization Group 3 securitization(if residential area is real estate) Group 3 securitization (If other real estate) Group 4 securitization Group 5 securitization 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 15 16

1. Mortgage loans from funds of the Mortgage and Credit Guarantee Fund E1

2. Mortgage and Credit Guarantee Fund (guaranteed loans), including E2 2.1. Industry E2_1 2.2. Agriculture E2_2 2.3.Construction E2_3 2.4..Transport E2_4 2.5. Information and communication E2_5 2.6. Trade E2_6 2.7. Other production and service entities E2_7 2.8. Mortgage loans E2_8

3. Entrepreneurship Development Fund of the Ministry of Economy of the Republic of Azerbaijan, including E3 3.1. Industry E3_1 3.2. Agriculture E3_2 3.3.Construction E3_3 3.4. Transport E3_4 3.5. Information and communication E3_5 3.6. Trade E3_6 3.7. Other production and service entities E3_7

4. Agrarian Credit and Development Agency under the Ministry of of Agriculture of the Republic of Azerbaijan, including E4 4.1. Agriculture, hunting and related services E4_1 4.2. Forestry and related services E4_2 4.3. Fishery, fish farmings and related services E4_3 4.4. Others E4_4

5. State Fund for Development of Information Technologies E5

6. Other E6 6.1. Industry E6_1 6.2. Agriculture E6_2 6.3. Construction E6_3 6.4. Transport E6_4 6.5. Information and communication E6_5 6.6. Trade E6_6 6.7. Other production and service entities E6_7

7. Total loans from state funds E7 TABLE A 10_1 G. Risk-weighted classification of restructured loans (all assets, including foreign currency denominated assets) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+9 +11) Standard assets General provisio ns Non-standard assets Specific provisio ns Non￾classified assets Group 1 securitiza tion Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactor y assets Watch assets Assets expose d to additio nal risks Non￾satisfactor y assets Doubtfu l assets Loss assets Group 2 securitiza tion Group 3 securitiza tion(if residentia l area is real estate) Group 3 securitiza tion (If other real estate) Group 4 securitiza tion Group 5 securitiza tion Quantita tive criteria Qualitati ve criteria 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 Business loans, total G1 One-time restructuring G1.1 Two-time restructuring G1.2 Three-time restructuring G1.3 over three-time restructuring G1.4

According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 (twelve) months, with payments made on an annuity basis G1.5 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ G1-1 One-time restructuring G1-1.1 Two-time restructuring G1-1.2 Three-time restructuring G1-1.3 over three-time restructuring G1-1.4 Consumer loansüzrə, total G2 One-time restructuring G2.1 Two-time restructuring G2.2 Three-time restructuring G2.3 over three-time restructuring G2.4 According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 (twelve) months, with payments made on an annuity basis G2.5 Acquisition and construction of real estate, total G3 One-time restructuring G3.1 Two-time restructuring G3.2 Three-time restructuring G3.3 over three-time restructuring G3.4 According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 (twelve) months, with payments made on an annuity basis G3.5 Other loans total G4 One-time restructuring G4.1

Two-time restructuring G4.2 Three-time restructuring G4.3 over three-time restructuring G4.4 According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 (twelve) months, with payments made on an annuity basis G4.5 Project financing loans total G5 One-time restructuring G5.1 Two-time restructuring G5.2 Three-time restructuring G5.3 over three-time restructuring G5.4 H. Risk-weighted classification of restructured loans (including foreign currency denominated assets) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+9 +11) Standard assets General provision s Non-standard assets Specific provision s Non￾classified assets Group 1 securitizat ion Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactory assets Watch assets Assets expose d to additio nal risks Non￾satisfactory assets Doubtful assets Loss assets Group 2 securitizat ion Group 3 securitizat ion(if residential area is real estate) Group 3 securitizat ion (If other real estate) Group 4 securitizat ion Group 5 securitizat ion Quantitat ive criteria Qualitati ve criteria 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 Business loans, total H1 One-time restructuring H1.1 Two-time restructuring H1.2 Three-time restructuring H1.3 over three-time restructuring H1.4

According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 (twelve) months, with payments made on an annuity basis H1.5 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ H1-1 One-time restructuring H1-1.1 Two-time restructuring H1-1.2 Three-time restructuring H1-1.3 over three-time restructuring H1-1.4 Consumer loans, total H2 One-time restructuring H2.1 Two-time restructuring H2.2 Three-time restructuring H2.3 over three-time restructuring H2.4 According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 (twelve) months, with payments made on an annuity basis H2.5 Daşınmaz əmlakın əldə edilməsi və ya tikintisi, total H3 One-time restructuring H3.1 Two-time restructuring H3.2 Three-time restructuring H3.3 over three-time restructuring H3.4

According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 (twelve) months, with payments made on an annuity basis H3.5 Other loans total H4 One-time restructuring H4.1 Two-time restructuring H4.2 Three-time restructuring H4.3 over three-time restructuring H4.4 According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 (twelve) months, with payments made on an annuity basis H4.5 Project financing loans total H5 One-time restructuring H5.1 Two-time restructuring H5.2 Three-time restructuring H5.3 over three-time restructuring H5.4 I. Including project financing (all loans, including foreign currency denominated loans) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8 +9+11) Standard assets General provision s Non-standard assets Specific provisions Non￾classified assets Group 1 securitizat ion Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactory assets Watch assets Assets expose Non￾satisfacto Doubtful assets Loss assets Group 2 securitizatio Group 3 securitiza Group 3 securitizatio Group 4 securitizatio Group 5 securitizatio Quantitat ive Qual itativ

d to additio nal risks ry assets n tion(if residentia l area is real estate) n (If other real estate) n n criteria e criter ia 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 Project financing loans I

1. To state enterprises (50% + 1 voting share), total I1 1.1 Industry, total I1.1 1.2. Agriculture, total I1.2 1.3. Construction, total I1.3 1.4. Transport, total I1.4 1.5. Information and communication I1.5 1.6. Trade, total I1.6 1.7. Other non-production and services I1.7
2. Private enterprises, total I2 2.1 Industry, total I2.1 2.2. Agriculture, total I2.2 2.3. Construction, total I2.3 2.4. Transport, total I2.4 2.5. Information and communication I2.5 2.6. Trade, total I2.6 2.7. Other non-production and services I2.7 J. Including, project financing (including foreign currency denominated loans) (in thousand manats) Asset items Total amount of assets (Columns 3+4+5+7+8+9 +11) Standard assets General provisions Non-standard assets Specific provision s Non￾classified assets Group 1 securitizatio n Net market value of loss asset securitization Specific provisions on asset classification criteria Satisfactory assets Watch assets Assets exposed to additio nal risks Non￾satisfactory assets Doubtful assets Loss assets Group securit ization Group 3 securitizat ion(if residential area is real estate) Group 3 securitizatio n (If other real estate) Group 4 securitizatio n Group 5 securitizatio n Quantitat ive criteria Qualitati ve criteria 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 Project financing loans J
3. To state enterprises (50% + 1 voting share), J1

total 1.1. Industry, total J1.1 1.2. Agriculture, total J1.2 1.3. Construction, total J1.3 1.4. Transport, total J1.4 1.5. Information and communication J1.5 1.6. Trade, total J1.6 1.7. Other non￾production and services J1.7 2. Private enterprises, total J2 2.1. Industry, total J2.1 2.2. Agriculture, total J2.2 2.3. Construction, total J2.3 2.4. Transport, total J2.4 2.5. Information and communication J2.5 2.6. Trade, total J2.6 2.7. Other non￾production and services J2.7 TABLE A 10_2 A. Risk-weighted classification of restructured assets (all assets, including foreign currency denominated assets) (in thousand manats) Asset items Total amount of assets (3+4+5+6 Columnları) Restructured assets Specific provisions on restructured assets Restructur ed assets üzrə Specific provisions ın total According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured One-time restructuring Two-time restructuring Three-time restructuring Over three￾time restructuring According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured One-time restructuring Two-time restructuring 3-cü times restrukt urizasiy a Over three￾time restructurin g

assets that have been improved to the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 (twelve) months, with payments made on an annuity basis assets that have been improved to the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 (twelve) months, with payments made on an annuity basis 9 10 11 12 13

1. Interbank claims, including interbank (including financial inst.) deposits and loans, total A1 1.1. ‘Nostro’ accounts A1_1 a) Resident banks A1_1a b) Non -resident banks A1_1b 1.2. Short -term financial instruments of interbank market (up to 7 days) A1_2 a) Resident banks A1_2a b) No n

resident banks A1_2b 1.3. Deposits in financial institutions including banks A1_3 1.3.1. Deposits in banks A1_3_1 a) Resident banks A1_3_1 a b) Non -resident banks A1_3_1b 1.3.2. Deposits in other financial institutions A1_3_2 a) Resident other financial institutions A1_3_2a b) Non -resident other financial institutions A1_3_2b 1.4. Loans to banks A1_4 a) Resident banks A1_4a b) Non -resident banks A1_4b 1.5. Loans to other financial institutions A1_5 a) Resident other financial institutions A1_5a b) Non -resident other financial institutions A1_5b 2. Loans to customers A2 2.1. State enterprises (50% + 1 voting share), total A2_1 2.1.1. Industry, total A2_1_1 2.1.1.1. Mining industry A2_1_1_1 a) Crude oil, natural gas, coal and other fuel types production A2_1_1_1 a

b) Metal ores production A2_1_1_1 b c) Other sectors of mining industry (querries, etc.) A2_1_1_1 c 2.1.1.2. Processing, total A2_1_1_2 a) Food products, including beverages and tobacco A2_1_1_2 a b) Textile and sewing industry A2_1_1_2 b c) Leather, leather products and footwear A2_1_1_2 c d) Furniture, wooden (window frame, door, etc.) products A2_1_1_2 d e) Pulp and paper industry; publishing A2_1_1_2 e f) Oil products A2_1_1_2f g) Chemical industry A2_1_1_2 g h) Rubber and plastics products A2_1_1_2 h i) Other non-metal mineral products A2_1_1_2i j) Metallurgy industry and fabricated metal products A2_1_1_2j k) Machinery and equipment A2_1_1_2 k l) Electronic equipment and machinery A2_1_1_2l m) Transport facilities and devices A2_1_1_2 m n) Other processing sectors A2_1_1_2 n 2.1.1.3 Production of electricity and gas A2_1_1_3 2.1.1.4. Other sectors of industry A2_1_1_4 2.1.2. Agriculture, total A2_1_2 Agriculture loans outside the scope of sub￾item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_1_2-1 a) Agriculture, hunting and related services A2_1_2-1a b) Forestry and related services A2_1_2-1b c) Fishery, fish farmings and related services A2_1_2-1c d) Others A2_1_2- 1d Agriculture loans outside the scope of sub￾item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_1_2-2 a) Agriculture, hunting and related services A2_1_2-2a b) Forestry and related services A2_1_2-2b c) Fishery, fish farmings and related services A2_1_2-2c d) Others A2_1_2- 2d

2.1.3. Construction, total A2_1_3 a) Residential areas A2_1_3a b) Non-residential areas A2_1_3b c) Roads and bridges A2_1_3c d) Other buildings A2_1_3d 2.1.4. Transport, total A2_1_4 a) Land transport A2_1_4a b) Water transport A2_1_4b c) Air transport A2_1_4c d) Subsidiary and supplementary transport A2_1_4d e) Others A2_1_4e 2.1.5. Information and communication A2_1_5 2.1.6. Trade, total A2_1_6 a) Building materials and sanitaryware A2_1_6a b) Car trading A2_1_6b c) Electrotechnology and home appliances A2_1_6c d) Food, clothes, and daily home appliances A2_1_6d e) Others A2_1_6e 2.1.7. Other non-production and services A2_1_7 2.1.8. Central executive authorities and municipalities A2_1_8 2.2 Private enterprises, total A2_2 2.2.1 Industry, total A2_2_1 2.2.1.1. Mining industry A2_2_1_1 a) Crude oil, natural gas, coal and other fuel types production A2_2_1_1 a b) Metal ores production A2_2_1_1 b c) Other sectors of mining industry (querries, etc.) A2_2_1_1 c 2.2.1.2. Processing, total A2_2_1_2 a) Food products, including beverages and tobacco A2_2_1_2 a b) Textile and sewing industry A2_2_1_2 b c) Leather, leather products and footwear A2_2_1_2 c d) Furniture, wooden (window frame, door, etc.) products A2_2_1_2 d e) Pulp and paper industry; publishing A2_2_1_2 e

f) Oil products A2_2_1_2f g) Chemical industry A2_2_1_2 g h) Rubber and plastics products A2_2_1_2 h i) Other non-metal mineral products A2_2_1_2i j) Metallurgy industry and fabricated metal products A2_2_1_2j k) Machinery and equipment A2_2_1_2 k l) Electronic equipment and machinery A2_2_1_2l m) Transport facilities and devices A2_2_1_2 m n) Other processing sectors A2_2_1_2 n 2.2.1.3. Production of electricity and gas A2_2_1_3 2.2.1.4. Other sectors of industry A2_2_1_4 2.2.2. Agriculture, total A2_2_2 Agriculture loans outside the scope of sub￾item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2_2-1 a) Agriculture, hunting and related services A2_2_2-1a b) Forestry and related services A2_2_2-1b c) Fishery, fish farmings and related services A2_2_2-1c d) Others A2_2_2- 1d Agriculture loans outside the scope of sub￾item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_2_2-2 a) Agriculture, hunting and related services A2_2_2-2a b) Forestry and related services A2_2_2-2b c) Fishery, fish farmings and related services A2_2_2-2c d) Others A2_2_2- 2d 2.2.3. Construction, total A2_2_3 a) Residential areas A2_2_3a b) Non-residential areas A2_2_3b c) Roads and bridges A2_2_3c d) Other buildings A2_2_3d 2.2.4. Transport, total A2_2_4 a) Land transport A2_2_4a b) Water transport A2_2_4b c) Air transport A2_2_4c

d) Subsidiary and supplementary transport A2_2_4d e) Others A2_2_4e 2.2.5. Information and communication A2_2_5 2.2.6. Trade, total A2_2_6 a) Building materials and sanitaryware A2_2_6a b) Car trading A2_2_6b c) Electrotechnology and home appliances A2_2_6c d) Food, clothes, and daily home appliances A2_2_6d e) Others A2_2_6e 2.2.7. Other non-production and services A2_2_7 2.3. Loans to unincorporated individuals, total A2_3 2.3.1. Industry, total A2_3_1 2.3.1.1 Mining industry A2_3_1_1 a) Crude oil, natural gas, coal and other fuel types production A2_3_1_1 a b) Metal ores production A2_3_1_1 b c) Other sectors of mining industry (querries, etc.) A2_3_1_1 c 2.3.1.2. Processing A2_3_1_2 a) Food products, including beverages and tobacco A2_3_1_2 a b) Textile and sewing industry A2_3_1_2 b c) Leather, leather products and footwear A2_3_1_2 c d) Furniture, wooden (window frame, door, etc.) products A2_3_1_2 d e) Pulp and paper industry; publishing A2_3_1_2 e f) Oil products A2_3_1_2f g) Chemical industry A2_3_1_2 g h) Rubber and plastics products A2_3_1_2 h i) Other non-metal mineral products A2_3_1_2i j) Metallurgy industry and fabricated metal products A2_3_1_2j k) Machinery and equipment A2_3_1_2 k l) Electronic equipment and machinery A2_3_1_2l m) Transport facilities and devices A2_3_1_2 m n) Other processing sectors A2_3_1_2 n

2.3.1.3. Production of electricity and gas A2_3_1_3 2.3.1.4. Other sectors of industry A2_3_1_4 2.3.2. Agriculture, total A2_3_2 Agriculture loans outside the scope of sub￾item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_3_2-1 a) Agriculture, hunting and related services A2_3_2-1a b) Forestry and related services A2_3_2-1b c) Fishery, fish farmings and related services A2_3_2-1c d) Others A2_3_2- 1d Agriculture loans outside the scope of sub￾item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ A2_3_2-2 including family farms A2_3_2-2- a) Agriculture, hunting and related services A2_3_2-2a b) Forestry and related services A2_3_2-2b c) Fishery, fish farmings and related services A2_3_2-2c d) Others A2_3_2- 2d 2.3.3. Construction, total A2_3_3 a) Residential areas A2_3_3a b) Non-residential areas A2_3_3b c) Roads and bridges A2_3_3c d) Other buildings A2_3_3d 2.3.4. Transport, total A2_3_4 a) Land transport A2_3_4a b) Water transport A2_3_4b c) Air transport A2_3_4c d) Subsidiary and supplementary transport A2_3_4d e) Others A2_3_4e 2.3.5. Information and communication A2_3_5 2.3.6. Trade, total A2_3_6 a) Building materials and sanitaryware A2_3_6a b) Car trading A2_3_6b c) Electrotechnology and home appliances A2_3_6c d) Food, clothes, and daily home appliances A2_3_6d

e) Others A2_3_6e 2.3.7. Other non-production and services A2_3_7 2.4. Public organizations A2_4 2.5 Loans to individuals for personal and household purposes, total A2_5 a) Acquisition or construction of real estate A2_5a a1) secured by real estate A2_5a1 a2) not real estate A2_5a2 b) Repair of residential area A2_5b b1) secured by real estate A2_5b1 b2) not real estate A2_5b2 c) Car purchase A2_5c c1) secured by real estate A2_5c1 c2) not real estate A2_5c2 d) Purchase of home appliances A2_5d e) Credit cards (including credit lines used) A2_5e f) Other A2_5f f1) secured by real estate A2_5f1 f2) not real estate A2_5f2 2.6. Other loans A2_6 3. Reverse repo transactions A3 4. Securities, total A4 4.1. Securities held to maturity A4_1 4.2. Securities available for sale and trade securities A4_2 5. Investments in unconsolidated entities, total A5 5.1 Investments and financial participation (50 % + 1 voting share or in another form) ) in unconsolidated affiliate companies A5_1 a) banks A5_1a b) Other financial entities A5_1b c) Other entities A5_1c 5.2. Participation in other entities (less than 50%), total A5_2 a) banks A5_2a

b) Other financial entities A5_2b c) Other entities A5_2c 6. Immovable fixed assets not used in banking, total A6 a) Immovable fixed assets foreclosed by bank for overdue payments A6a b) other immovable fixed assets including fixed assets of the bank and its structural units A6b 7. Other assets A7 7.1. Interest receivables, total A7_1 7.1.1 Interest receivables on loans to customers A7_1_1 7.1.1.1 Loans to individuals for personal and household purposes A7_1_1_1 a) Acquisition or construction of real estate A7_1_1_1 a a1) secured by real estate A7_1_1_1 a1 a2) not real estate A7_1_1_1 a2 b) Repair of residential area A7_1_1_1 b b1) secured by real estate A7_1_1_1 b1 b2) not real estate A7_1_1_1 b2 c) Car purchase A7_1_1_1 c c1) secured by real estate A7_1_1_1 c1 c2) not real estate A7_1_1_1 c2 d) Purchase of home appliances A7_1_1_1 d e) Credit cards (including credit lines used) A7_1_1_1 e f) Other A7_1_1_1f f1) secured by real estate A7_1_1_1f f2) not real estate A7_1_1_1f 7.1.1.2 Other loans to customers A7_1_1_2 7.1.2 Interest receivables on deposits and loans to banks A7_1_2 7.1.2.1. Interest receivables on deposits to banks A7_1_2_1 a) resident banks A7_1_2_1 a b) non-resident banks A7_1_2_1 b 7.1.2.2. Interest receivables on loans to banks A7_1_2_2 a) resident banks A7_1_2_2 a

b) non-resident banks A7_1_2_2 b 7.1.3. Interest receivables on deposits and loans to other financial institutions A7_1_3 7.1.3.1. Interest receivables on deposits to other financial institutions A7_1_3_1 a) resident other financial institutions A7_1_3_1 a b) non-resident other financial institutions A7_1_3_1 b 7.1.3.2. Interest receivables on loans to other financial institutions A7_1_3_2 a) resident other financial institutions A7_1_3_2 a b) non-resident other financial institutions A7_1_3_2 b 7.1.4. Coupon and interest payments calculated on securities A7_1_4 7.1.5. Interest accrued on investmens (dividends) A7_1_5 7.1.6. Interest receivables on other assets A7_1_6 7.2. Other, total A7_2 8. TOTAL (rows A1+A2+A3+A4+A5+A6+A7) A8 9. Classification of off-balance sheet liabilities, including A9 9.1 securitization (guarantees) A9_1 a) Group 1 securitization (guarantees) A9_1a a1) individuals A9_1a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_1a2 a3) banks A9_1a3 a4) Other financial institutions A9_1a4 b) Group 1 securitization (guarantees) A9_1b b1) securitization with up to 1 (one) year remaining term (guarantees) A9_1b1 b1_1) individuals A9_1b1_1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_1b1_2 b1_3) banks A9_1b1_3 b1_4) Other financial institutions A9_1b1_4 b2) securitization with over 1 (one) year remaining term (guarantees) A9_1b2 b2_1) individuals A9_1b2_1

b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_1b2_2 b2_3) banks A9_1b2_3 b2_4) Other financial institutions A9_1b2_4 9.2. letters of credit A9_2 a) Group 1 letters of credit A9_2a b) Group 1 letters of credit A9_2b b1) letters of credit with up to 1 (one) year remaining term A9_2b1 b2) letters of credit with over 1 (one) year remaining term A9_2b2 9.3. credit lines A9_3 a) Group 1 credit lines A9_3a a1) individuals A9_3a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_3a2 a3) banks A9_3a3 a4) Other financial institutions A9_3a4 b) Group 1 credit lines with up to 1 (one) year remaining term A9_3b b1) individuals A9_3b1 b2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_3b2 b3) banks A9_3b3 b4) Other financial institutions A9_3b4 c) Group 1 credit lines with over 1 (one) year remaining term A9_3c c1) individuals A9_3c1 c2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_3c2 c3) banks A9_3c3 c4) Other financial institutions A9_3c4 9.4. Counterparty risk in foreign currency operations A9_4 a) Group 1 Counterparty risk in foreign currency operations A9_4a b) Group 1 Counterparty risk in foreign currency operations A9_4b b1) liabilities with up to 1 (one) year remaining term A9_4b1 b2) liabilities with over 1 (one) year remaining term A9_4b2 9.5 Other off-balance sheet liabilities A9_5 a) Group 1 Other off-balance sheet liabilities A9_5a

a1) individuals A9_5a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_5a2 a3) banks A9_5a3 a4) Other financial institutions A9_5a4 b) Group 1 Other off-balance sheet liabilities A9_5b b1) Other off-balance sheet liabilities with up to 1 (one) year remaining term A9_5b1 b1_1) individuals A9_5b1_1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_5b1_2 b1_3) banks A9_5b1_3 b1_4) Other financial institutions A9_5b1_4 b2) Other off-balance sheet liabilities with over 1 (one) year remaining term A9_5b2 b2_1) individuals A9_5b2_1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) A9_5b2_2 b2_3) banks A9_5b2_3 b2_4) Other financial institutions A9_5b2_4 B. Risk-weighted classification of restructured assets (foreign currency denominated assets) (in thousand manats) Asset items Total amount of assets (3+4+6+5+6 Columnları) Restructured assets Restructured assets provisioning Total restructured assets provisioning According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 (twelve) months, with One-time restructuring Two-time restructur ing Three-time restructuring Over three￾time restructur ing According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 One-time restructur ing Two-time restructuring Three-time restructuring Over three-time restructur ing

payments made on an annuity basis (twelve) months, with payments made on an annuity basis 9 10 11 12 13

1. Interbank claims, including interbank (including financial inst.) deposits and loans, total B1 1.1 ‘Nostro’ accounts B1_1 a) Resident banks B1_1a b) Non -resident banks B1_1b 1.2 Short -term financial instruments of interbank market (up to 7 days) B1_2 a) Resident banks B1_2a b) Non -resident banks B1_2b 1.3 Deposits in financial institutions including banks B1_ 1.3.1 Deposits in banks B1_3_1 a) Resident banks B1_3_1a b) Non -resident banks B1_3_1b 1.3.2 Deposits in other financial institutions B1_3_2 a) Resident other financial institutions B1_3_2a b) Non -resident other financial institutions B1_3_2b 1.4 Loans to banks B1_4 a) Resident banks B1_4a b) Non -resident banks B1_4b 1.5 Other non -bank, maliyyə institutlarına Loans B1_5 a) Resident financial institutions B1_5a b) Non -resident financial institutions B1_5b
2. Loans to customers B2 2.1. State enterprises (50% + 1 voting share), total B2_1 2.1.1 Industry, total B2_1_ 2.1.1.1. Mining industry B2_1_1_1 a) Crude oil, natural gas, coal and other fuel types production B2_1_1_1a b) Metal ores production B2_1_1_1b

c) Other sectors of mining industry (querries, etc.) B2_1_1_1c 2.1.1.2. Processing, total B2_1_1_2 a) Food products, including beverages and tobacco B2_1_1_2a b) Textile and sewing industry B2_1_1_2b c) Leather, leather products and footwear B2_1_1_2c d) Furniture, wooden (window frame, door, etc.) products B2_1_1_2d e) Pulp and paper industry; publishing B2_1_1_2e f) Oil products B2_1_1_2f g) Chemical industry B2_1_1_2g h) Rubber and plastics products B2_1_1_2h i) Other non-metal mineral products B2_1_1_2i j) Metallurgy industry and fabricated metal products B2_1_1_2j k) Machinery and equipment B2_1_1_2k l) Electronic equipment and machinery B2_1_1_2l m) Transport facilities and devices B2_1_1_2m n) Other processing sectors B2_1_1_2n 2.1.1.3. Production of electricity and gas B2_1_1_3 2.1.1.4. Other sectors of industry B2_1_1_4 2.1.2. Agriculture, total B2_1_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_1_2-1 a) Agriculture, hunting and related services B2_1_2-1a b) Forestry and related services B2_1_2-1b c) Fishery, fish farmings and related services B2_1_2-1c d) Others B2_1_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_1_2-2 a) Agriculture, hunting and related services B2_1_2-2a b) Forestry and related services B2_1_2-2b c) Fishery, fish farmings and related services B2_1_2-2c

d) Others B2_1_2-2d 2.1.3. Construction, total B2_1_3 a) Residential areas B2_1_3a b) Non-residential areas B2_1_3b c) Roads and bridges B2_1_3c d) Other buildings B2_1_3d 2.1.4. Transport, total B2_1_4 a) Land transport B2_1_4a b) Water transport B2_1_4b c) Air transport B2_1_4c d) Subsidiary and supplementary transport B2_1_4d e) Others B2_1_4e 2.1.5. Information and communication B2_1_5 2.1.6. Trade, total B2_1_6 a) Building materials and sanitaryware B2_1_6a b) Car trading B2_1_6b c) Electrotechnology and home appliances B2_1_6c d) Food, clothes, and daily home appliances B2_1_6d e) Others B2_1_6e 2.1.7. Other non-production and services B2_1_7 2.1.8. Central executive authorities and municipalities B2_1_8 2.2 Private enterprises, total B2_2 2.2.1. Industry, total B2_2_1 2.2.1.1. Mining industry B2_2_1_1 a) Crude oil, natural gas, coal and other fuel types production B2_2_1_1a b) Metal ores production B2_2_1_1b c) Other sectors of mining industry (querries, etc.) B2_2_1_1c 2.2.1.2. Processing, total B2_2_1_2 a) Food products, including beverages and tobacco B2_2_1_2a b) Textile and sewing industry B2_2_1_2b c) Leather, leather products and footwear B2_2_1_2c d) Furniture, wooden (window frame, door, etc.) products B2_2_1_2d

e) Pulp and paper industry; publishing B2_2_1_2e f) Oil products B2_2_1_2f g) Chemical industry B2_2_1_2g h) Rubber and plastics products B2_2_1_2h i) Other non-metal mineral products B2_2_1_2i j) Metallurgy industry and fabricated metal products B2_2_1_2j k) Machinery and equipment B2_2_1_2k l) Electronic equipment and machinery B2_2_1_2l m) Transport facilities and devices B2_2_1_2m n) Other processing sectors B2_2_1_2n 2.2.1.3. Production of electricity and gas B2_2_1_3 2.2.1.4. Other sectors of industry B2_2_1_4 2.2.2. Agriculture, total B2_2_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2_2-1 a) Agriculture, hunting and related services B2_2_2-1a b) Forestry and related services B2_2_2-1b c) Fishery, fish farmings and related services B2_2_2-1c d) Others B2_2_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_2_2-2 a) Agriculture, hunting and related services B2_2_2-2a b) Forestry and related services B2_2_2-2b c) Fishery, fish farmings and related services B2_2_2-2c d) Others B2_2_2-2d 2.2.3. Construction, total B2_2_3 a) Residential areas B2_2_3a b) Non-residential areas B2_2_3b c) Roads and bridges B2_2_3c d) Other buildings B2_2_3d 2.2.4. Transport, total B2_2_4

a) Land transport B2_2_4a b) Water transport B2_2_4b c) Air transport B2_2_4c d) Subsidiary and supplementary transport B2_2_4d e) Others B2_2_4e 2.2.5. Information and communication B2_2_5 2.2.6. Trade, total B2_2_6 a) Building materials and sanitaryware B2_2_6a b) Car trading B2_2_6b c) Electrotechnology and home appliances B2_2_6c d) Food, clothes, and daily home appliances B2_2_6d e) Others B2_2_6e 2.2.7. Other non-production and services B2_2_7 2.3. Loans to unincorporated individuals, total B2_3 2.3.1. Industry, total B2_3_1 2.3.1.1. Mining industry B2_3_1_1 a) Crude oil, natural gas, coal and other fuel types production B2_3_1_1a b) Metal ores production B2_3_1_1b c) Other sectors of mining industry (querries, etc.) B2_3_1_1c 2.3.1.2 Processing B2_3_1_2 a) Food products, including beverages and tobacco B2_3_1_2a b) Textile and sewing industry B2_3_1_2b c) Leather, leather products and footwear B2_3_1_2c d) Furniture, wooden (window frame, door, etc.) products B2_3_1_2d e) Pulp and paper industry; publishing B2_3_1_2e f) Oil products B2_3_1_2f g) Chemical industry B2_3_1_2g h) Rubber and plastics products B2_3_1_2h i) Other non-metal mineral products B2_3_1_2i j) Metallurgy industry and fabricated metal products B2_3_1_2j k) Machinery and equipment B2_3_1_2k l) Electronic equipment and machinery B2_3_1_2l

m) Transport facilities and devices B2_3_1_2m n) Other processing sectors B2_3_1_2n 2.3.1.3. Production of electricity and gas B2_3_1_3 2.3.1.4 Other sectors of industry B2_3_1_4 2.3.2. Agriculture, total B2_3_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_3_2-1 a) Agriculture, hunting and related services B2_3_2-1a b) Forestry and related services B2_3_2-1b c) Fishery, fish farmings and related services B2_3_2-1c d) Others B2_3_2-1d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ B2_3_2-2 including family farms B2_3_2-2-1 a) Agriculture, hunting and related services B2_3_2-2a b) Forestry and related services B2_3_2-2b c) Fishery, fish farmings and related services B2_3_2-2c d) Others B2_3_2-2d 2.3.3. Construction, total B2_3_3 a) Residential areas B2_3_3a b) Non-residential areas B2_3_3b c) Roads and bridges B2_3_3c d) Other buildings B2_3_3d 2.3.4. Transport, total B2_3_4 a) Land transport B2_3_4a b) Water transport B2_3_4b c) Air transport B2_3_4c d) Subsidiary and supplementary transport B2_3_4d e) Others B2_3_4e 2.3.5. Information and communication B2_3_5 2.3.6. Trade, total B2_3_6

a) Building materials and sanitaryware B2_3_6a b) Car trading B2_3_6b c) Electrotechnology and home appliances B2_3_6c d) Food, clothes, and daily home appliances B2_3_6d e) Others B2_3_6e 2.3.7. Other non-production and services B2_3_7 2.4. Public organizations B2_4 2.5. Loans to individuals for personal and household purposes, total B2_5 a) Acquisition or construction of real estate B2_5a a1) secured by real estate B2_5a1 a2) not real estate B2_5a2 b) Repair of residential area B2_5b b1) secured by real estate B2_5b1 b2) not real estate B2_5b2 c) Car purchase B2_5c c1) secured by real estate B2_5c1 c2) not real estate B2_5c2 d) Purchase of home appliances B2_5d e) Credit cards (including credit lines used) B2_5e f) Other B2_5f f1) secured by real estate B2_5f1 f2) not real estate B2_5f2 2.6. Other loans B2_6 3. Reverse repo transactions B3 4. Securities, total B4 4.1. Securities held to maturity B4_1 4.2. Securities available for sale and trade securities B4_2 5. Investments in unconsolidated entities, total B5 5.1. Investments and financial participation (50 % + 1 voting share or in another form) ) in unconsolidated affiliate companies B5_1

a) banks B5_1a b) Other financial entities B5_1b c) Other entities B5_1c 5.2. Participation in other entities (less than 50%), total B5_2 a) banks B5_2a b) Other financial entities B5_2b c) Other entities B5_2c 6. Immovable fixed assets not used in banking, total B6 a) Immovable fixed assets foreclosed by bank for overdue payments B6a b) other immovable fixed assets including fixed assets of the bank and its structural units B6b 7. Other assets B7 7.1. Interest receivables, total B7_1 7.1.1. Interest receivables on loans to customers B7_1_1 7.1.1.1. Loans to individuals for personal and household purposes B7_1_1_1 a) Acquisition or construction of real estate B7_1_1_1a a1) secured by real estate B7_1_1_1a1 a2) not real estate B7_1_1_1a2 b) Repair of residential area B7_1_1_1b b1) secured by real estate B7_1_1_1b1 b2) not real estate B7_1_1_1b2 c) Car purchase B7_1_1_1c c1) daşınmaz əmlakla təmin olunmuş B7_1_1_1c1 c2) not real estate B7_1_1_1c2 d) Purchase of home appliances B7_1_1_1d e) Credit cards (including credit lines used) B7_1_1_1e f) Other B7_1_1_1f f1) secured with real estate B7_1_1_1f1 f2) not real estate B7_1_1_1f2 7.1.1.2. Other loans to customers B7_1_1_2 7.1.2. Interest receivables on deposits and loans to banks B7_1_2

7.1.2.1. Interest receivables on deposits to banks B7_1_2_1 a) resident banks B7_1_2_1a b) non-resident banks B7_1_2_1b 7.1.2.2. Interest receivables on loans to banks B7_1_2_2 a) resident banks B7_1_2_2a b) non-resident banks B7_1_2_2b 7.1.3. Interest receivables on deposits and loans to other financial institutions B7_1_3 7.1.3.1. Interest receivables on deposits to other financial institutions B7_1_3_1 a) resident other financial institutions B7_1_3_1a b) non-resident other financial institutions B7_1_3_1b 7.1.3.2. Interest receivables on loans to other financial institutions B7_1_3_2 a) resident other financial institutions B7_1_3_2a b) non-resident other financial institutions B7_1_3_2b 7.1.4. Coupon and interest payments calculated on securities B7_1_4 7.1.5. Interest accrued on investmens (dividends) B7_1_5 7.1.6. Interest receivables on other assets B7_1_6 7.2. Other, total B7_2 8. TOTAL (rows B1+B2+B3+B4+B5+B6+B7) B8 9. Classification of off-balance sheet liabilities, including B9 9.1. securitization (guarantees) B9_1 a) Group 1 securitization (guarantees) B9_1a a1) individuals B9_1a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_1a2 a3) banks B9_1a3 a4) Other financial institutions B9_1a4 b) Group 1 securitization (guarantees) B9_1b b1) securitization with up to 1 (one) year remaining term (guarantees) B9_1b1 b1_1) individuals B9_1b1_1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_1b1_2 b1_3) banks B9_1b1_3

b1_4) Other financial institutions B9_1b1_4 b2) securitization with over 1 (one) year remaining term (guarantees) B9_1b2 b2_1) individuals B9_1b2_1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_1b2_2 b2_3) banks B9_1b2_3 b2_4) Other maliyyə institutlrı B9_1b2_4 9.2. letters of credit B9_2 a) Group 1 letters of credit B9_2a b) Group 1 letters of credit B9_2b b1) letters of credit with up to 1 (one) year remaining term B9_2b1 b2) letters of credit with over 1 (one) year remaining term B9_2b2 9.3. credit lines B9_3 a) Group 1 credit lines B9_3a a1) individuals B9_3a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_3a2 a3) banks B9_3a3 a4) Other financial institutions B9_3a4 b) Group 1 credit lines with up to 1 (one) year remaining term B9_3b b1) individuals B9_3b1 b2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_3b2 b3) banks B9_3b3 b4) Other financial institutions B9_3b4 c) Group 1 credit lines with over 1 (one) year remaining term B9_3c c1) individuals B9_3c1 c2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_3c2 c3) banks B9_3c3 c4) Other financial institutions B9_3c4 9.4. Counterparty risk in foreign currency operations B9_4 a) Group 1 Counterparty risk in foreign currency operations B9_4a b) Group 1 Counterparty risk in foreign currency operations B9_4b b1) liabilities with up to 1 (one) year remaining term B9_4b1

b2) liabilities with over 1 (one) year remaining term B9_4b2 9.5. Other off-balance sheet liabilities B9_5 a) Group 1 Other off-balance sheet liabilities B9_5a a1) individuals B9_5a1 a2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_5a2 a3) banks B9_5a3 a4) Other financial institutions B9_5a4 b) Group 1 Other off-balance sheet liabilities B9_5b b1) Other off-balance sheet liabilities with up to 1 (one) year remaining term B9_5b1 b1_1) individuals B9_5b1_1 b1_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_5b1_2 b1_3) banks B9_5b1_3 b1_4) Other financial institutions B9_5b1_4 b2) Other off-balance sheet liabilities with over 1 (one) year remaining term B9_5b2 b2_1) individuals B9_5b2_1 b2_2) legal entitites and unincorporated entrepreneurs (except for financial institutions) B9_5b2_2 b2_3) banks B9_5b2_3 b2_4) Other financial institutions B9_5b2_4 C. Including loans restructured over the reporting month (in thousand manats) Asset items Total amount of assets (3+4+5+6 Columnla rı) Restructured loans Number of restructured loans Total restructured assets provisioning According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, One-time restructuring Two-time restructuring Three-time restructuring Over three-time restructuring According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to One-time restructuring Two-time restructuring Three-time restructuring Over three￾time restructuring

restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 (twelve) months, with payments made on an annuity basis the category of watch assets by the effective date of this Regulation and have remained in that category for at least the last 12 (twelve) months, with payments made on an annuity basis 9 10 11 12 13

1. Industry C1
2. Agriculture C2
3. Construction C3
4. Transport C4
5. Information and communication C5 6. Trade C6
6. Other production and service entities C7
7. Public organizations C8
8. Loans to individuals for personal and household purposes (daşınmaz əmlak Loani istisna olmaqla) C9
9. Loans to individuals for acquisition or construction of real estate for personal consumption C10
10. Other loans C11
11. Total (E1+E2+E3+E4+E5+E6+E7+E8+E9+E10+E11) C12
12. Loans to micro businesses C13
13. Loans to small businesses C14
14. loans to medium -sized businesses C15
15. Loans to large businesses C16

D. Including Risk-weighted classification of restructured assets (all loans, including foreign currency denominated loans) (in thousand manats) Asset items Total amount of assets (3+4+5+6 Columnları) Restructured assets Specific provisions on restructured assets Total specific provisions on restructured assets According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have(on iki) ay ərzində həmin kateqoriyada olan, ödənişləri annuitet qaydasında aparılan restrukturizasiya edilmiş aktivlər One-time restructuring Two-time restructuring Three-time restructuring Over three-time restructuring According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have(on iki) ay ərzində həmin kateqoriyada olan, ödənişləri annuitet qaydasında aparılan restrukturizasiya edilmiş aktivlər One-time restructuring Two-time restructuring Three-time restructuring Over three-time restructuring 1 2 3 4 5 6 7 8 9 10 11 12 13 Project financing loans D

1. To state enterprises (50% + 1 voting share), total D1 1.1 Industry, total D1.1 1.2. Agriculture, total D1.2 1.3. Construction, total D1.3 1.4. Transport, total D1.4 1.5. Information and communication D1.5 1.6. Trade, total D1.6 1.7. Other non-production and services D1.7
2. Private enterprises, total D2 2.1. Industry, total D2.1 2.2. Agriculture, total D2.2 2.3. Construction, total D2.3 2.4. Transport, total D2.4 2.5. Information and D2.5

communication 2.6. Trade, total D2.6 2.7. Other non-production and services D2.7 E. Including Risk-weighted classification of restructured assets (in foreign currency) (foreign currency denominated loans daxil olmaqla) (in thousand manats) Asset items Total amount of assets (3+4+5+6 Columnları) Restructured assets Specific provisions on restructured assets Total specific provisions on restructured assets According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have(on iki) ay ərzində həmin kateqoriyada olan, ödənişləri annuitet qaydasında aparılan restrukturizasiya edilmiş aktivlər One-time restructuring Two-time restructuring Three-time restructuring Over three-time restructuring According to Item 6.5 of the ‘Regulation on creation of specific provisions for asset classification and loan loss provisioning’, restructured assets that have been improved to the category of watch assets by the effective date of this Regulation and have(on iki) ay ərzində həmin kateqoriyada olan, ödənişləri annuitet qaydasında aparılan restrukturizasiya edilmiş aktivlər One-time restructuring Two-time restructuring Three-time restructuring Over three-time restructuring 1 2 3 4 5 6 7 8 9 10 11 12 13 Project financing loans E

1. To state enterprises (50% + 1 voting share), total E1 1.1 Industry, total E1.1 1.2. Agriculture, total E1.2 1.3. Construction, total E1.3 1.4. Transport, total E1.4 1.5. Information and communication E1.5 1.6. Trade, total E1.6 1.7. Other non-production and services E1.7
2. Private enterprises, total E2 2.1 Industry, total E2.1

2.2. Agriculture, total E2.2 2.3. Construction, total E2.3 2.4. Transport, total E2.4 2.5. Information and communication E2.5 2.6. Trade, total E2.6 2.7. Other non-production and services E2.7 TABLE A11 Information on the write-off and recovery of assets since the beginning of the current year (in thousand manats) Asset items Written-off assets Recovered assets (previously written-off assets) Written-off net assets (+,-) Total In foreign currency (from Column 2) Total In foreign currency (from Column 4) Total (Column 2 less Column 4) In foreign currency (Column 3 less Column 5) 1 2 3 4 5 6 7

1. Securities 1
2. Amounts due from banks and financial institutions, including interbank deposits and loans, total 2 a) Resident banks 2a b) Non-resident banks 2b
3. Loans to customers 3 3.1. State enterprises (50% + 1 voting share), total 3_1 3.1.1. Industry, total 3_1_1 3.1.1.1. Mining industry 3_1_1_1 a) Crude oil, natural gas, coal and other fuel types production 3_1_1_1 a b) Metal ores production 3_1_1_1 b c) Other sectors of mining industry (querries, etc.) 3_1_1_1c 3.1.1.2. Processing, total 3_1_1_2 a) Food products, including beverages and tobacco 3_1_1_2 a

b) Textile and sewing industry 3_1_1_2 b c) Leather, leather products and footwear 3_1_1_2c d) Furniture, wooden (window frame, door, etc.) products 3_1_1_2 d e) Pulp and paper industry; publishing 3_1_1_2 e f) Oil products 3_1_1_2f g) Chemical industry 3_1_1_2 g h) Rubber and plastics products 3_1_1_2 h i) Other non-metal mineral products 3_1_1_2i j) Metallurgy industry and fabricated metal products 3_1_1_2j k) Machinery and equipment 3_1_1_2 k l) Electronic equipment and machinery 3_1_1_2l m) Transport facilities and devices 3_1_1_2 m n) Other processing sectors 3_1_1_2 n 3.1.1.3. Production of electricity and gas 3_1_1_3 3.1.1.4. Other sectors of industry 3_1_1_4 3.1.2. Agriculture, total 3_1_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ 3_1_2_1 a) Agriculture, hunting and related services 3_1_2_1 a b) Forestry and related services 3_1_2_1 b c) Fishery, fish farmings and related services 3_1_2_1c d) Others 3_1_2_1 d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ 3_1_2_2 a) Agriculture, hunting and related services 3_1_2_2 a

b) Forestry and related services 3_1_2_2 b c) Fishery, fish farmings and related services 3_1_2_2c d) Others 3_1_2_2 d 3.1.3. Construction, total 3_1_3 a) Residential areas 3_1_3a b) Non-residential areas 3_1_3b c) Roads and bridges 3_1_3c d) Other buildings 3_1_3d 3.1.4. Transport, total 3_1_4 a) Land transport 3_1_4a b) Water transport 3_1_4b c) Air transport 3_1_4c d) Subsidiary and supplementary transport 3_1_4d e) Others 3_1_4e 3.1.5. Information and communication 3_1_5 3.1.6. Trade, total 3_1_6 a) Building materials and sanitaryware 3_1_6a b) Car trading 3_1_6b c) Electrotechnology and home appliances 3_1_6c d) Food, clothes, and daily home appliances 3_1_6d e) Others 3_1_6e 3.1.7. Other non-production and services 3_1_7 3.1.8. Central executive authorities and municipalities 3_1_8 3.2 Private enterprises, total 3_2 3.2.1. Industry, total 3_2_1 3.2.1.1. Mining industry 3_2_1_1 a) Crude oil, natural gas, coal and other fuel types production 3_2_1_1 a b) Metal ores production 3_2_1_1 b c) Other sectors of mining industry (querries, etc.) 3_2_1_1c

3.2.1.2. Processing, total 3_2_1_2 a) Food products, including beverages and tobacco 3_2_1_2 a b) Textile and sewing industry 3_2_1_2 b c) Leather, leather products and footwear 3_2_1_2c d) Furniture, wooden (window frame, door, etc.) products 3_2_1_2 d e) Pulp and paper industry; publishing 3_2_1_2 e f) Oil products 3_2_1_2f g) Chemical industry 3_2_1_2 g h) Rubber and plastics products 3_2_1_2 h i) Other non-metal mineral products 3_2_1_2i j) Metallurgy industry and fabricated metal products 3_2_1_2j k) Machinery and equipment 3_2_1_2 k l) Electronic equipment and machinery 3_2_1_2l m) Transport facilities and devices 3_2_1_2 m n) Other processing sectors 3_2_1_2 n 3.2.1.3. Production of electricity and gas 3_2_1_3 3.2.1.4. Other sectors of industry 3_2_1_4 3.2.2. Agriculture, total 3_2_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ 3_2_2_1 a) Agriculture, hunting and related services 3_2_2_1 a b) Forestry and related services 3_2_2_1 b c) Fishery, fish farmings and related services 3_2_2_1c d) Others 3_2_2_1 d

Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ 3_2_2_2 a) Agriculture, hunting and related services 3_2_2_2 a b) Forestry and related services 3_2_2_2 b c) Fishery, fish farmings and related services 3_2_2_2c d) Others 3_2_2_2 d 3.2.3. Construction, total 3_2_3 a) Residential areas 3_2_3a b) Non-residential areas 3_2_3b c) Roads and bridges 3_2_3c d) Other buildings 3_2_3d 3.2.4. Transport, total 3_2_4 a) Land transport 3_2_4a b) Water transport 3_2_4b c) Air transport 3_2_4c d) Subsidiary and supplementary transport 3_2_4d e) Others 3_2_4e 3.2.5. Information and communication 3_2_5 3.2.6. Trade, total 3_2_6 a) Building materials and sanitaryware 3_2_6a b) Car trading 3_2_6b c) Electrotechnology and home appliances 3_2_6c d) Food, clothes, and daily home appliances 3_2_6d e) Others 3_2_6e 3.2.7. Other non-production and services 3_2_7 3.3. Loans to unincorporated individuals, total 3_3 3.3.1 Industry, total 3_3_1 3.3.1.1. Mining industry 3_3_1_1

a) Crude oil, natural gas, coal and other fuel types production 3_3_1_1 a b) Metal ores production 3_3_1_1 b c) Other sectors of mining industry (querries, etc.) 3_3_1_1c 3.3.1.2. Processing 3_3_1_2 a) Food products, including beverages and tobacco 3_3_1_2 a b) Textile and sewing industry 3_3_1_2 b c) Leather, leather products and footwear 3_3_1_2c d) Furniture, wooden (window frame, door, etc.) products 3_3_1_2 d e) Pulp and paper industry; publishing 3_3_1_2 e f) Oil products 3_3_1_2f g) Chemical industry 3_3_1_2 g h) Rubber and plastics products 3_3_1_2 h i) Other non-metal mineral products 3_3_1_2i j) Metallurgy industry and fabricated metal products 3_3_1_2j k) Machinery and equipment 3_3_1_2 k l) Electronic equipment and machinery 3_3_1_2l m) Transport facilities and devices 3_3_1_2 m n) Other processing sectors 3_3_1_2 n 3.3.1.3. Production of electricity and gas 3_3_1_3 3.3.1.4. Other sectors of industry 3_3_1_4 3.3.2. Agriculture, total 3_3_2 Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ 3_3_2_1 a) Agriculture, hunting and related services 3_3_2_1 a b) Forestry and related services 3_3_2_1 b

c) Fishery, fish farmings and related services 3_3_2_1c d) Others 3_3_2_1 d Agriculture loans outside the scope of sub-item 2.0.9-1 of the ‘Regulation on creation creation of specific provisions for asset classification and loan loss provisioning’ 3_3_2_2 including family farms 3_3_2_2- a) Agriculture, hunting and related services 3_3_2_2 a b) Forestry and related services 3_3_2_2 b c) Fishery, fish farmings and related services 3_3_2_2c d) Others 3_3_2_2 d 3.3.3. Construction, total 3_3_3 a) Residential areas 3_3_3a b) Non-residential areas 3_3_3b c) Roads and bridges 3_3_3c d) Other buildings 3_3_3d 3.3.4 Transport, total 3_3_4 a) Land transport 3_3_4a b) Water transport 3_3_4b c) Air transport 3_3_4c d) Subsidiary and supplementary transport 3_3_4d e) Others 3_3_4e 3.3.5. Information and communication 3_3_5 3.3.6. Trade, total 3_3_6 a) Building materials and sanitaryware 3_3_6a b) Car trading 3_3_6b c) Electrotechnology and home appliances 3_3_6c d) Food, clothes, and daily home appliances 3_3_6d e) Others 3_3_6e 3.3.7. Other non-production and services 3_3_7 3.4. Public organizations 3_4

3.5 Loans to individuals for personal and household purposes, total 3_5 a) Acquisition or construction of real estate 3_5a a1) including secured by real estate 3_5a1 b) Repair of residential area 3_5b b1) including secured by real estate 3_5b1 c) Car purchase 3_5c d) Purchase of home appliances 3_5d e) Credit cards (including credit lines used) 3_5e f) Other 3_5f 3.6. Other loans 3_6 3.7. including project financing loans 3_7 a) High quality projects 3_7a a1) Layihə üzrə kapitalın iştirak göstəricisi 30% və ya ondan az olduqda 3_7a1 a2) Layihə üzrə kapitalın iştirak göstəricisi 30%-dən çox olduqda 3_7a2 b) Other projects 3_7b b1) when capital participation rate in the project is 30% or less 3_7b1 b2) when capital participation rate in the project is over 30% 3_7b2 3.8. including loans issued under behavioral models 3_8 a) Business loans 3_8a b) Consumer loans 3_8b c) Real estate loans 3_8c d) Other loans 3_8d 4. Investments and financial participation (50 % + 1 voting share or in another form) ) in unconsolidated affiliate companies 4 5. Participation in other entities (less than 50%) 5 6. Other assets 6 6.1. Interest receivables, total 6_1 a) Interest receivables on loans to customers 6_1a b) Interest receivables on deposits and loans to banks 6_1b c) Securities üzrə hesablanmış kupon və faiz ödənişləri 6_1c

d) Interest receivables on deposits and loans to other financial institutions 6_1d e) Interest receivables on other assets 6_1e 6.2. Other assets 6_2 7. Total 7 Table A12 A. Report on related party transactions and transactions with the persons acting on their belalf (in thousand manats) A. № Name (if an individual, his/her first, last and middle names) Nature of transaction Date of loan issuance (assumption of obligation) under the initial agreement Date of loan (obligation) repayment under the final agreement Initial debt (obligation) amount Residual debt (obligation) amount (balance) Residual debt (obligation) amount (off￾balance sheet) Interest rate Risk weight classification (% of provisions) Overdue loans (from Column 7) Amount of collateral Relation to bank Bank’s share in related party (%) Related party’s share in bank (%) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Total: X

B. General related party information B1. Close relatives of officers, heads of bank’s structural units and other staff involved in decision-making B1. № Related party’s first, middle, last names Position Relative’s first, middle, last names Kinship with the related party 1 2 3 4 5

B2. Legal entities significantly influenced by close relatives of officers, heads of the bank’s structural units, and other employees involved in decision-making B2. № Related party’s first, middle, last names Position Legal entity name Person exercising significant influence (him/herself, kinship – please specify) 1 2 3 4 5

TABLE A13 Maturity breakdown (in thousand manats) A. Assets Number of days (years) left to maturity Instant 1-7 8-14 15-30 31-60 61-90 91-120 121-150 151-180 181-210 211-240 1 2 3 4 5 6 7 8 9 10 11 12 Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv)

1. Cash (in vault, ATMs, currency exchange points, in transit) A1 0,00

2. Claims on CBAR (required reserve fund or correspondent accounts) A2

3. ‘Nostro’ accounts A3 a) Resident banks A3a b) Non-resident banks A3b

4. Short-term financial instruments of interbank market (up to 7 days, including the 7th day) A4

5. Deposits in financial institutions, including banks, total A5 a) resident financial institutions A5a a1) non-matured deposits A5a1 a2) matured deposits A5a2 b) non-resident financial institutions A5b b1) non-matured deposits A5b1 b2) matured deposits A5b2

6. Reverse repo transactions A6

7. Investments in securities including pledged securities A7

8. Trade securities including pledged securities A8

9. 4-cü row üzrə banksrası bazarın qısamüddətli maliyyə alətləri istisna olmaqla Loans to banks A9 a) current Loans A9a a1) Resident banks A9a1 a2) Non-resident banks A9a2 b) vaxtı keçmiş Loans A9b b1) Resident banks A9b1 b2) Non-resident banks A9b2

10. Loans to financial institutions, including banks, except for short￾term financial instruments specified in row 4 A10 a) current loans A10a a1) resident A10a1 a2) non-resident A10a2 b) overdue loans A10b b1) resident A10b1 b2) non-resident A10b2

11. Loans to customers A11 a) current loans A11a b) overdue loans A11b 0,00

12. Fixed assets less amortization (including fixed assets not used in banking) A12 0,00

13. Investment in unconsolidated companies and financial participation A13 0,00

14. Intangible assets A14 0,00

15. Other assets A15

16. (less) Specific provisions for asset losses A16 0,00

17. Total assets A17 (continued) Including 241-270 271-300 301-330 331-365 (366) 1-2 years 2-3 years 3-5 years over 5 years Total 13 14 15 16 17 18 19 20 21 22 23 24

Total XV (manat equiv ) Total XV (manat equiv ) Total XV (manat equiv ) Total XV (manat equiv ) Total XV (manat equiv ) Tota l XV (manat equiv ) Total XV (manat equiv ) Total XV (manat equiv ) Total including, XV ilə (manat equiv ) sabit faizlə dəyişkən faizlə non

interest

bearing

TABLE A13 Maturity breakdown (continued) (in thousand manats) B. Liabilities and capital Number of days (years) left to maturity instant 1-7 8-14 15-30 31-60 61-90 91-120 121-150 151-180 181-210 211-240 1 2 3 4 5 6 7 8 9 10 11 12 Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv)

1. Deposits (except for banks and o ther financial entities), total B1 a) demand deposits of individuals B1a b) demand deposits of individuals (including all current (including current accounts of non

bank financial institutions) and check accounts ) B1b c) non -matured term deposits of indiv iduals B1c d) non -matured term deposits if legal entitites B1d e) matured term deposits of individuals B1e 0,00 0,0,00 0,00 0,0,00 0,00 f) matured term deposits if legal entitites B1f 0,00 0,0,00 0,00 0,0,00 0,00 2. Central Bank loans B2 0,00 0,0,00 0,00 3. ‘Loro ’ accounts (banks ’ correspondent account s ) B3 a) Resident banks B3a b) Non -resident banks B3b 4. REPO transactions B4 5. Short -term financial instruments of interbank market (up to 7 days including the 7th day ) B5 0,00 ,00 0,00 6. Deposits of banks and other financial institutions B6 a) resident financial institutions B6a b) non -resident financial institutions B6b 7. Deposits from banks (over 7 days) B7 a) Resident banks B7a b) Non -resident banks B7b 8. Loans from other financial institutions including international organizations B 9. Loans and deposits of central executive authorities B9

10. Loans and deposits of municipalities B10
11. Mortgage loans for bank’s own needs B11
12. Subordinated debts and other similar debt instruments issued by bank, including preferred call stocks B12
13. Other liabilities B13
14. Equity B14 0,00
15. Total liabilities (liabilities plus capital) B15
16. Net amount of financial assets (liabilities) for each period (row 17, table A13-A less row 15, table A13-B) B16 (continued) Including 241-270 271-300 301-330 331-365 (366) 1-2 years 2-3 years 3-5 years over 5 years Total 13 14 15 16 17 18 19 20 21 22 23 24 Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total including, XV (manat equiv) fixed interest floating interest non-interest bearing

0,00 TABLE A13 Maturity breakdown (continued) (in thousand manats) C. Off-balance sheet liabilities Number of days (years) left to maturity ani 1-7 8-14 15-30 31-60 61-90 91-120 121-150 151-180 181-210 211-240

1 2 3 4 5 6 7 8 9 10 11 12 0,00 Total XV (mana t equiv ) Total XV (mana t equiv ) Total XV (mana t equiv ) Total XV (mana t equiv ) Tot al XV (mana t equiv ) Total XV (mana t equiv ) Tot al XV (mana t equiv ) Total XV (man at equi v) Tota l XV (mana t equiv ) Total XV (mana t equiv ) Tot al XV (manat equiv)

1. Loan instruments, including liabilities on purchase of assets, total C1
2. Guarantees and similar liabilities, total C2
3. Letters of credit, total C3
4. Commitments on foreign currency agreements and derivative financial instruments, total C4
5. Commitments on buy/sale of securities, total C5
6. Commitments on buy/sell of other financial instruments or commodities, total C6
7. Other off-balance sheet liabilities C7
8. Total off-balance sheet liabilities (row 1+2+3+4+5+6+7) C8
9. Net amount of financial assets (liabilities) for each period (row 15, Table A13-B less off-balance sheet liabilities row 8, Table A13-C) C9 9.1.(less) Blocked accounts,total C9_1 9.1.1. Reserve accounts with the Central Bank within the norm (row 2, Column 20, Table A13-A) C9_1 _1 9.1.2. Correspondent accounts (row 3, Table A13-A) C9_1 _2 9.2. (less) Pledged securities (rows 7 and 8, Table A13-A) C9_2
10. Cumulative total (rows 9 – (9.1+9.2)) C10
11. Average daily balance of liquid assets as of the last month of reporting period (table M5) C11 X
12. Average daily balance of liabilities as of the last month of reporting period (table M6) C12 X
13. Instant liquidity ratio C13 X

(continued) Including 241-270 271-300 301-330 331-365 (366) 1-2 years 2-3 years 3-5 years over 5 years Total 13 14 15 16 17 18 19 20 21 12 13 14 Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total XV (manat equiv) Total includin g XV (manat equiv) fixed interes t floating interest non￾interes t bearin g X

TABLE A14 Analysis of assets and liabilities accross sectors of the economy A. Assets (in thousand manats) Classification of sectors Loans and leases Securities and investments Off-balance sheet liabilities Total Total amount (col. 8+9) Special weight % (all rows on column 10 within row 16) National currency Foreign currency National currency Foreign currency National currency Foreign currency National currency (col. 2+4+6) Foreign currency (col. 3+5+7) 1 2 3 4 5 6 7 8 9 10 11

1. Mining industry A1 2.Processing A2
2. Production of electricity and gas A3
3. Other sectors of industry A4
4. Agriculture A5
5. Construction A6
6. Transport A7
7. Information and communication A8
8. Trade A9
9. Other non-production and services A10
10. Banking system A11
11. Other financial institutions A12
12. Central executive authorities A13
13. Municipalities A14
14. Public organizations A15
15. Individuals (consumer and mortgage) A16
16. Other sectors A17
17. Total A18

B. Liabilities (in thousand manats) Classification of sectors Demand deposits Term deposits Debts Total Total amount (col. 8+9) Special weight % (all rows on column National 10 within row 17) currency Foreign currency National currency Foreign currency National currency Foreign currency National currency (col. 2+4+6) Foreign currency (col. 3+5+7) 1 2 3 4 5 6 7 8 9 10 11

1. Mining industry B1
2. Processing B2
3. Production of electricity and gas B3
4. Other sectors of industry B4
5. Agriculture B5
6. Construction B6
7. Transport B7
8. Information and communication B8
9. Trade B9
10. Other non-production and services B10
11. Banking system B11
12. Other financial sectors B12
13. Central Bank B13
14. Central executive authorities B14
15. Municipalities B15
16. Public organizations B16
17. Individuals B17
18. Other sectors B18
19. Total B19

TABLE A15 Calculation of risk-weighted assets (in thousand manats) A. Asset items Balance amount Risk dərəcəsi (%) Yaradılmış Specific provisionsın amounti Risk dərəcəsi üzrə ölçülmüş aktivin net amounti 1 2 3 4 5

1. Cash, including cash in bank vaults and branches, currency exchange offices, ATMs and in-transit A1 X a) National currency A1a 0 b) currency or bank metals of countries with a minimum 'AA-' sovereign credit rating (or another equivalent rating) issued by internationally reputable rating agencies (Standard & Poor's, Fitch Ratings, Moody's, hereinafter – international rating agencies) A1b 0 c) currency of countries not attributed to the zero (0) percent risk group with a minimum 'A-' sovereign credit rating (or equivalent) issued by international rating agencies A1c 20 d) currency of countries not attributed to the twenty (20) percent risk groups with a minimum investment-grade rating issued by international rating agencies A1d 50 e) claims not attributed to Items a,b,c and d A1e 100
2. Funds in correspondent accounts with the Central Bank A2 0
3. Deposits in the Central Bank A3 0
4. Reverse repo agreements with the Central Bank A4 0
5. Funds in correspondent accounts with banks A5 X a) claims against international financial institutions and deposit or other financial institutions with a minimum 'AA-' credit rating, and other assets unconditionally secured by them, A5a 20 a-1) claims against local banks (banks operating in the Republic of Azerbaijan and local branches of foreign banks) with a credit rating issued by international rating agencies that is a maximum of 3 (three) notches below the sovereign credit rating of the Republic of Azerbaijan A5a-1 35 b) claims against deposits or other financial institutions with a minimum 'A-' credit rating (or equivalent) issued by international rating agencies not attributed to the twenty (20) percent risk group, as well as claims against local banks (banks operating in the Republic of Azerbaijan and local branches of foreign banks) not attributed to the thirty-five (35) percent risk group A5b 50

c) claims not attributed to Items a),a-1) and b) A5c 100 6. Market securitiesı: A6 X a) securities issued by the Central Bank (including securities backed by the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan) and claims arising against them, as well as direct claims arising from contracts entered into on behalf of the Republic of Azerbaijan and government securities A6a 0 b) direct claims against multilateral development banks with an 'AAA' credit rating issued by international rating agencies, or the portion of claims secured by an unconditional obligation of these organizations or securities issued by them, as well as the currency of countries with a minimum 'AA-' sovereign debt rating issued by internationally reputable rating agencies, and securities issued by the governments or central banks of these countries, along with direct claims against them A6b 0 c) currency of countries with a minimum 'A-' sovereign debt rating issued by international rating agencies not attributed to the zero (0) percent risk group, as well as securities issued by the governments or central banks of these countries and direct claims against them, and claims against deposits or other financial institutions with a minimum 'AA-' credit rating and international financial institutions A6c 20 c-1) corporate securities with a minimum 'AA-' credit rating (or equivalent) issued by international rating agencies A6c-1 20 d) Unbacked securities issued by the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan A6d 20 e) currency of countries with a minimum investment-grade rating issued by international rating agencies not attributed to the twenty (20) percent risk group, as well as securities issued by the governments or central banks of these countries and direct claims against them, and claims against deposits or other financial institutions with a minimum 'A-' credit rating (or equivalent) issued by international rating agencies A6e 50 e-1) corporate securities with a minimum 'A-' credit rating (or equivalent) issued by international rating agencies A6e-1 50 f) securities issued by legal entities listed in the 'List of Large State-Owned Enterprises whose Income and Expenditure Budgets should be Prepared, Approved, and Monitored for Implementation,' approved by the Cabinet of Ministers of the Republic of Azerbaijan by Decision No. 534 dated 30 December 2016, with a credit rating issued by international rating agencies that is a maximum of one (1) notch below the sovereign credit rating of the Republic of Azerbaijan A6f 50 g) securities issued by and claims raised against the governments and central banks of other countries A6g 100 h) Other securities A6h 100 h-1) securities long-term corporate securities with a minimum 'BB-' credit rating (or equivalent) issued by international rating agencies, or securities not rated A6h-1 100 h-2) corporate securities with a credit rating below the minimum 'BB-' (or equivalent) issued by international rating agencies A6h-2 150 7. Deposits and loans to banks and other financial institutions: A7 X a) deposits: A7a 0

a1) portion secured by the national currency of the Republic of Azerbaijan, bank metals, or the currency of countries with a minimum 'AA-' sovereign credit rating (or equivalent, direct claims against multilateral development banks with an 'AAA' credit rating (or equivalent) issued by international rating agencies, or the portion of claims unconditionally backed by such institutions or secured by securities issued by them; and mortgage loans granted under the guarantee of the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan, and the portion of the asset unconditionally backed by government securities of the Republic of Azerbaijan, government or Central Bank guarantees, or securities issued by the Central Bank A7a1 0 a2) claims against international financial institutions and deposits or other financial institutions with a minimum 'AA-' credit rating, and those unconditionally backed by them, as well as the whole or any portion of assets, if backed by securities issued by a third party, provided that the payment of such securities is, in turn, unconditionally guaranteed by the Republic of Azerbaijan, the Central Bank, or by the governments or central banks of countries with a minimum 'A-' sovereign credit rating (or equivalent) issued by international rating agencies A7a2 20 a2-1) claims with a maturity of no more than 6 (six) months (excluding restructured claims) against local banks whose credit rating, issued by international rating agencies, is no more than 3 (three) notches below the sovereign credit rating of the Republic of Azerbaijan A7a2-1 35 a3) claims against deposits or other financial institutions with a minimum 'A-' credit rating (or equivalent) issued by international rating agencies not attributed to the twenty (20) percent risk group, as well as claims with a maturity of no more than 6 (six) months (excluding restructured claims) against local banks not attributed to the thirty-five (35) percent risk group A7a3 50 a4) in other banksda and financial institutions A7a4 100 b) loans: A7b 0 b1) portion secured by the national currency of the Republic of Azerbaijan, bank metals, or the currency of countries with a minimum 'AA-' sovereign credit rating (or equivalent) pledged in bank’s accounts, direct claims against multilateral development banks with an 'AAA' credit rating (or equivalent) issued by international rating agencies, or the portion of claims unconditionally guaranteed by such institutions or secured by securities issued by them; mortgage loans granted under the guarantee of the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan; and the portion of the asset unconditionally secured by government securities of the Republic of Azerbaijan, government or Central Bank guarantees, or securities issued by the Central Bank A7b1 0 b2) claims against international financial institutions and deposits or other financial institutions with a minimum 'AA-' credit rating, as well as those unconditionally guaranteed by them, and the whole or any portion of assets, if secured by securities issued by a third party, provided that the payment of such securities is, in turn, unconditionally guaranteed by the Republic of Azerbaijan, the Central Bank, or by the governments or central banks of countries with a minimum 'A-' sovereign credit rating (or equivalent) issued by international rating agencies A7b2 20 b2-1) claims with a maturity of no more than 6 (six) months (excluding restructured claims) against local banks whose credit rating, issued by international rating agencies, is up to 3 (three) notches below the sovereign credit rating of the Republic of Azerbaijan A7b2-1 35 b3) claims against deposits or other financial institutions with a minimum 'A-' credit rating (or equivalent) issued by international rating agencies not attributed to the twenty (20) percent risk group, as well as claims with a maturity of no more than 6 (six) months (excluding restructured claims) against local banks not attributed to the thirty-five (35) percent risk group A7b3 50 b4) in other banks and financial institutions A7b4 100 8. Loans to customers A8 X

a) Loans to industry: A8a 0 a1) portion secured by the national currency of the Republic of Azerbaijan, bank metals, or the currency of countries with a minimum 'AA-' sovereign credit rating (or equivalent) pledged in bank’s accounts; direct claims against multilateral development banks with an 'AAA' credit rating (or equivalent) issued by international rating agencies, or the portion of claims unconditionally guaranteed by these institutions or secured by securities issued by them; mortgage loans issued under the guarantee of the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan; and the portion of assets unconditionally backed by government securities of the Republic of Azerbaijan, government or Central Bank guarantees, or securities issued by the Central Bank A8a1 0 a2) portion of third-party debts to the bank not attributed to the zero (0) percent risk group and is unconditionally guaranteed by the governments or central banks of countries with a minimum 'A-' sovereign credit rating (or equivalent) issued by the Republic of Azerbaijan, the Central Bank, or international rating agencies, and claims secured by securities issued by local authorities or municipalities of countries with a minimum 'AA-' sovereign credit rating (or equivalent) issued by international rating agencies (the source of repayment for these claims should not be income from commercial projects, but should be formed from general budget revenues); the portion of business loans granted in manat under the guarantee of funds created by the state and guaranteeing the fulfillment of obligations on bank loans, including agriculture loans, and unconditionally secured by the guarantee of other specialized public institutions A8a2 20 a3) whole or any portion of the assets, if secured by securities issued by a third party, provided that the payment of such securities is unconditionally guaranteed by the Republic of Azerbaijan, the Central Bank, or by governments or central banks of countries with a minimum 'A-' sovereign credit rating (or equivalent) issued by international rating agencies A8a3 20 a3-1) portion that is unconditionally secured solely by the guarantee of funds created by the state and providing a guarantee for the fulfillment of obligations under the bank loan A8a3-1 20 a4) portion of claims not attributed to the twenty (20) percent risk group and secured by securities issued by local authorities or municipalities of countries with a minimum 'A-' sovereign credit rating (or equivalent) issued by international rating agencies (the source of repayment for these claims being income derived from commercial projects) A8a4 50 a4-1) business loans to small and medium-sized enterprises as defined by the relevant legislation of the Republic of Azerbaijan, and used for their intended purpose, confirmed by the appropriate documentation, in national currency, not attributed to the twenty (20) percent risk group A8a4-1 50 a5) business loans in national currency, directed towards financing exports (in the non-oil sector), and used for their intended purpose, confirmed by the appropriate documentation, not attributed to the twenty (20) percent risk group A8a5 50 a5-1) business loans in foreign currency, directed towards financing exports (in the non-oil sector), and used for their intended purpose, confirmed by the appropriate documentation, and not classified within the twenty (20) percent risk group A8a5-1 75 a5-2) claims backed by securities issued by the Nakhchivan Autonomous Republic, local executive authorities, and municipalities of the Republic of Azerbaijan A8a5-2 100 a6) Other cases A8a6 X a6_1) National currency A8a6_1 100 A 6_2) business loans to hedged borrowers A8a6_2 100 a6_4) business loans in foreign currency to borrowers who have not hedged the currency risk, except for borrowers with income in foreign currency or those whose currency risk has been hedged in another form A8a6_4 200

b) Agriculture loans: A8b 0 b1) portion secured by the national currency of the Republic of Azerbaijan, bank metals, or by the currency of countries with a minimum 'AA-' sovereign debt rating (or equivalent) issued by international rating agencies pledged in bank’s accounts, as well as the portion secured by the currency of countries with an 'AAA' credit rating (or equivalent) issued by international rating agencies or by direct claims against multilateral development banks, or claims secured by unconditional obligations of these organizations or securities issued by these organizations, and the portion secured by mortgage loans guaranteed by the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan, and securities of the Republic of Azerbaijan, state and Central Bank guarantees, as well as the portion secured unconditionally by securities issued by the Central Bank. A8b1 0 b2) portion not attributed to the 0 (zero) interest risk group and not secured by third-party debts to the bank, secured by unconditional obligations of the governments or central banks of countries with a minimum 'A-' sovereign debt rating (or equivalent) issued by the Republic of Azerbaijan, the Central Bank, or international rating agencies, and portion backed by securities issued by local authorities or municipalities of countries with a minimum 'AA-' sovereign debt rating (or equivalent) issued by international rating agencies (the source of repayment for these claims should not come from revenues of commercial projects but should be formed from general budget receipts). Additionally, portion unconditionally secured by funds created by the state and guaranteed for the fulfillment of the bank’s loan obligations, or guaranteed by other specialized state entities, in the form of manat-denominated business loans, including agriculture loans A8b2 20 b3) assets in whole or in part, if they are backed by securities issued by a third party, and the repayment of these securities is in turn unconditionally guaranteed by the governments or central banks of countries with a minimum 'A-' sovereign debt rating (or equivalent) issued by the Republic of Azerbaijan, the Central Bank, or international rating agencies A8b3 20 b3-1) only the portion unconditionally secured by funds created by the state and guaranteed for the fulfillment of bank's loan obligations A8b3-1 20 b4) portion of claims not attributed to the 20% (twenty percent) risk group and backed by securities issued by local authorities or municipalities of countries with a minimum 'A-' sovereign debt rating (or equivalent) issued by international rating agencies (the source of repayment for these claims comes from revenues generated by commercial projects) A8b4 50 b4-1) business loans in national currency not attributed to the 20% risk groups to small and medium-sized businesses as defined by the relevant legislation of the Republic of Azerbaijan, with their use for the intended purpose confirmed by appropriate documentaloans A8b4-1 50 b5) business loans in national currency not attributed to the 20% risk groups and directed toward the financing of exports (in the non-oil sector), with their use for the intended purpose confirmed by documentation A8b5 50 b5-1) business loans in foreign currency not attributed to the 20% risk groups directed to the financing of exports (in the non-oil sector) and used for their intended purpose, as confirmed by the relevant documentation, and agriculture loans in national currency to micro businesses. A8b5-1 75 b5-2) claims backed by securities issued by the Nakhchivan Autonomous Republic, local executive authorities, or municipalities of the Republic of Azerbaijan, and agriculture loans in national currency to family farms A8b5-2 100 b6) Other cases A8b6 X b6_1) National currency A8b6_1 100 b6_2) business loans to hedged borrowers A8b6_2 100

b6_4) business loans in foreign currency to unhedged borrowers except for the borrowers with income in foreign currency or those who have hedged currency risk in another form A8b6_4 200 c) construction loans: A8c 0 c1) portion backed by the national currency of the Republic of Azerbaijan, bank metals, or by the currency of countries with a minimum 'AA-' sovereign debt rating (or equivalent) issued by international rating agencies in bank's accounts, as well as the portion backed by the currency of countries with an 'AAA' credit rating (or equivalent) issued by international rating agencies, or by direct claims against multilateral development banks, or claims secured by the unconditional obligations of these organizations or securities issued by these organizations, the portion backed by mortgage loans guaranteed by the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan, and securities of the Republic of Azerbaijan, state and Central Bank guarantees, as well as the portion backed unconditionally by securities issued by the Central Bank A8c1 0 c2) portion of claims not attributed to the 0 (zero) interest risk group and backed by unconditional obligations of the governments or central banks of countries with a minimum 'A-' sovereign debt rating (or equivalent) issued by the Republic of Azerbaijan, the Central Bank, or international rating agencies, and the portion of claims backed by securities issued by local authorities or municipalities of countries with a minimum 'AA-' sovereign debt rating (or equivalent) issued by international rating agencies (the source of repayment for these claims should not come from revenues of commercial projects but should be formed from general budget receipts), the portion unconditionally backed by funds created by the state and guaranteed for the fulfillment of bank’s loan obligations, or guaranteed by other specialized state entities, in the form of manat-denominated business loans, including agriculture loans A8c2 20 c3) assets in whole or in part, if they are backed by securities issued by a third party, and the repayment of these securities is in turn unconditionally guaranteed by the governments or central banks of countries with a minimum 'A-' sovereign debt rating (or equivalent) issued by the Republic of Azerbaijan, the Central Bank, or international rating agencies A8c3 20 c3-1) only the portion unconditionally backed by funds created by the state and guaranteed for the fulfillment of bank's loan obligations A8c3-1 20 c4) portion of claims not attributed to the 20% (twenty percent) risk group and backed by securities issued by local authorities or municipalities of countries with a minimum 'A-' sovereign debt rating (or equivalent) issued by international rating agencies (the source of repayment for these claims comes from revenues generated by commercial projects). A8c4 50 c4-1) business loans in national currency to small and medium-sized enterprises as defined by the relevant legislation of the Republic of Azerbaijan, not attributed to the 20% (twenty percent) risk group and used for their intended purpose, as confirmed by the relevant documentation A8c4-1 50 c5) business loans in national currency directed to the financing of exports (in the non-oil sector) and used for their intended purpose, as confirmed by the relevant documentation, not attributed to the 20% (twenty percent) risk group A8c5 50 c5-1) business loans in foreign currency directed to the financing of exports (in the non-oil sector) and used for their intended purpose, as confirmed by the relevant documentation, not attributed to the 20% (twenty percent) risk group A8c5-1 75 c5-2) claims backed by securities issued by the Nakhchivan Autonomous Republic, local executive authorities, or municipalities of the Republic of Azerbaijan A8c5-2 100 c6) Other cases A8c6 X c6_1) National currency A8c6_1 100 c6_2) business loans to hedged borrowers A8c6_2 100

c6_4) business loans in foreign currency to unhegded borrowers, except for borrowers with income in foreign currency or those who have hedged currency risk in other forms A8c6_4 200 d) transport and communication loans: A8d 0 d1) portion of assets backed by the national currency of the Republic of Azerbaijan, precious metals held as collateral in bank’s accounts, or the currency of countries with a minimum sovereign credit rating of ‘AA-’ (or equivalent) issued by international rating agencies; and the portion backed by direct claims against multilateral development banks with a credit rating of ‘AAA’ (or equivalent) issued by international rating agencies, or unconditionally guaranteed by such institutions, or backed by securities issued by them; as well as mortgage loans guaranteed by the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan, and the portion of the asset unconditionally backed by state securities of the Republic of Azerbaijan, guarantees of the state and the Central Bank, or securities issued by the Central Bank A8d1 0 d2) portion not attributed to the 0% risk group and backed by the unconditional obligation of third parties’ debts to the bank by the Republic of Azerbaijan, the Central Bank, or the governments or central banks of countries with a minimum sovereign credit rating of ‘A-’ (or equivalent) issued by international rating agencies; and the portion backed by securities issued by local authorities or municipalities of countries with a minimum sovereign credit rating of ‘AA-’ (or equivalent) issued by international rating agencies (provided that the source of repayment of such claims is not revenue from commercial projects but formed from general budget revenues); as well as the portion of business loans, including agricultural loans, denominated in Azerbaijani manat, unconditionally backed by the guarantee of state-established funds or other specialized state institutions that guarantee the fulfillment of obligations under bank loans A8d2 20 d3) whole or any part of assets, if they are backed by securities issued by a third party and the repayment of those securities is, in turn, unconditionally guaranteed by the of the Republic of Azerbaijan, the Central Bank, or governments or central banks of countries with a minimum sovereign credit rating of ‘A-’ (or equivalent) issued by international rating agencies A8d3 20 d3-1) only the unconditionally secured portion guaranteed by state-established funds that provide guarantees for the fulfillment of obligations under bank loans A8d3-1 20 d4) portion of claims not attributed to the 20% risk group and backed by securities issued by local authorities or municipalities of countries with a minimum sovereign credit rating of ‘A-’ (or equivalent) issued by international rating agencies (where the source of repayment for such claims is income derived from commercial projects) A8d4 50 d4-1) business loans in national currency not attributed to the 20% risk groups to small and medium-sized businesses as defined by the relevant legislation of the Republic of Azerbaijan, with their use for the intended purpose confirmed by appropriate documentation A8d4-1 50 d5) business loans business loans in national currency not attributed to the 20% risk groups directed toward the financing of exports (in the non-oil sector), with their use for the intended purpose confirmed by documentation A8d5 50 d5-1) loans business loans in foreign currency not attributed to the 20% risk groups directed towards the financing of exports (in the non-oil sector), with their use for the intended purpose confirmed by documentation A8d5-1 75 d5-2) claims backed by securities issued by local executive and municipal authorities of the Nakhchivan Autonomous Republic, the Republic of Azerbaijan A8d5-2 100 d6) Other cases A8d6 X d6_1) National currency A8d6_1 100 d6_2) business loans to hedged borrowers A8d6_2 100

d6_4) business loans in foreign currency to unhegded borrowers, except for borrowers with income in foreign currency or those who have hedged currency risk in other forms A8d6_4 200 e) trade and service loans: A8e 0 e1) portion of assets backed by the national currency of the Republic of Azerbaijan, bank metals or the currency of countries with a minimum sovereign credit rating of ‘AA-’ (or equivalent) pledged in bank accounts, and directly claims against multilateral development banks with a ‘AAA’ credit rating (or equivalent), or portion of claims secured by the unconditional obligation of such institutions or by securities issued by them and mortgage loans guaranteed by the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan and the portion of assets unconditionally backed by government securities of the Republic of Azerbaijan or by guarantees of the government or the Central Bank, or by securities issued by the Central Bank. A8e1 0 e2) portion of third-party obligations to the bank not attributed to the zero (0%) risk group, backed by the unconditional obligation of the Republic of Azerbaijan, the Central Bank, or governments or central banks of countries with a minimum sovereign credit rating of 'A-' (or equivalent), portion backed by securities issued by local authorities or municipalities of countries with a minimum sovereign credit rating of 'AA-' (or equivalent), provided that the repayment source of such claims is not from commercial project revenues, but from general budget revenues, and the unconditionally secured portion of business loans, including agriculture loans, issued in manats and guaranteed by state-established funds, or other specialized government institutions that provide guarantees for the fulfillment of obligations under bank loans. A8e2 20 e3) an asset, in whole or in part, if it is backed by securities issued by a third party, and the repayment of those securities is, in turn, unconditionally guaranteed by the Republic of Azerbaijan, its Central Bank or governments or central banks of countries with a minimum sovereign credit rating of ‘A-’ (or equivalent) A8e3 20 e3-1) only the unconditionally secured portion of assets guaranteed by state-established funds that provide guarantees for the fulfillment of obligations under bank loans. A8e3-1 20 e4) portion of claims not attributed to the 20% risk group, backed by securities issued by local authorities or municipalities of countries with a minimum sovereign credit rating of ‘A-’ (or equivalent), where the repayment of such claims is sourced from revenues generated by commercial projects A8e4 50 e4-1) business loans in national currency not attributed to the 20% risk groups to small and medium-sized enterprises as defined by the relevant legislation of the Republic of Azerbaijan, provided that their use for the intended purpose is confirmed by appropriate documentation. A8e4-1 50 e5) business loans business loans in national currency not attributed to the 20% risk groups directed to the financing of exports (in the non-oil sector), provided that their use for the intended purpose is confirmed by supporting documentation A8e5 50 e5-1) business loans in foreign currency not attributed to the 20% risk groups directed to the financing of exports (in the non-oil sector), provided that their use for the intended purpose is confirmed by supporting documentation A8e5-1 75 e5-2) claims backed by securities issued by local executive and municipal authorities of the Nakhchivan Autonomous Republic, the Republic of Azerbaijan A8e5-2 100 e6) Other cases A8e6 X e6_1) National currency A8e6_1 100 e6_2) business loans to hedged borrowers A8e6_2 100 e6_4) business loans in foreign currency to unhegded borrowers, except for borrowers with income in foreign currency or those who have hedged currency risk in other forms A8e6_4 200

f) Loans to individuals for personal purposes A8f f1) portion of assets backed by assets in the national currency of the Republic of Azerbaijan, bank metals, or the currency of countries with a minimum sovereign credit rating of ‘AA-’ (or equivalent) by other international rating agencies, and the portion backed by direct claims against multilateral development banks with an ‘AAA’ credit rating (or equivalent), or backed by the unconditional obligation of these institutions or by securities issued by them, as well as mortgage loans guaranteed by the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan, and the portion of assets unconditionally backed by government securities of the Republic of Azerbaijan, or by the guarantees of the government or the Central Bank, or by securities issued by the Central Bank. A8f1 0 f1-1) education student loans issued in accordance with the ‘Regulation on the provision of education student loans’, approved by the Decision No. 226 of the Cabinet of Ministers of the Republic of Azerbaijan dated July 24, 2021 (except in cases where the bank carries the obligation) A8f1-1 0 f2) portion of loans not attributed to the risk group with a 0% (zero) interest rate backed by an unconditional obligation of governments or central banks of countries with a minimum 'A-' country (sovereign) credit rating (or equivalent) issued by the Central Bank of the Republic of Azerbaijan, international rating agencies, or third parties, and the portion of loans backed by securities issued by local authorities or municipalities of countries with a minimum 'AA-' country (sovereign) credit rating (or equivalent) according to international rating agencies (the source of repayment for these claims should not be the income from commercial projects but should be formed from general budget revenues) and assets, in whole or in part, if they are backed by securities issued by a third party, and the repayment of these securities is unconditionally guaranteed by the the Republic of Azerbaijan, the Central Bank or, governments or central banks of countries with a minimum 'A-' country (sovereign) credit rating (or equivalent) issued by international rating agencies. A8f2 20 f3) mortgage loans issued from the funds of the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan A8f3 35 f4) Mortgage loans issued from bank’s own funds and other sources A8f4 50 f5) Other consumer loans A8f5 f5_1) national currency A8f5_1 X f5_1_1) consumer loans with an interest rate at the time of issuance greater than the sum of the average sector interest rate on consumer loans issued in the previous quarter and the one-fourth of that average. A8f5_1_1 200 f5_1_2) consumer loans with a DTI ratio higher than 45% (forty-five) but not exceeding 60% (sixty) A8f5_1_2 200 f5_1_3) consumer loans with a DTI ratio higher than 70% (seventy) A8f5_1_3 200 f5_1_4) consumer loans with an interest rate at the time of issuance greater than the sum of the sector's average interest rate on consumer loans issued in the previous quarter and the one-third of that average A8f5_1_4 230 f5_1_5) consumer loans with a DTI ratio higher than 60% (sixty), but not exceeding 70% (seventy) A8f5_1_5 230 f5_1_6) Other cases A8f5_1_6 100 f5_1-1) consumer loans with three years or more and five years or less maturity A8f5_1-1 20 f5_1-2) loans with over five-year maturity A8f5_1-2 40 f5_2) in foreign currency A8f5_2 X

f5_2_1) consumer loans with an interest rate at the time of issuance greater than the sum of the average sector interest rate on consumer loans issued in the previous quarter and the one-fourth of that average A8f5_2_1 260 f5_2_2) consumer loans with a DTI ratio higher than 45% (forty-five) but not exceeding 60% (sixty) A8f5_2_2 260 f5_2_3) consumer loans with a DTI ratio higher than 70% (seventy) A8f5_2_3 260 f5_2_4) consumer loans with an interest rate at the time of issuance greater than the sum of the sector's average interest rate on consumer loans issued in the previous quarter and the one-third of that average A8f5_2_4 290 f5_2_5) consumer loans with a DTI ratio higher than 60% (sixty), but not exceeding 70% (seventy) A8f5_2_5 290 f5_2_6) Other cases A8f5_2_6 160 f5_2-1) consumer loans with three years or more and five years or less maturity A8f5_2-1 20 f5_2-2) loans with over five-year maturity A8f5_2-2 40 g) Loans to other sectors A8g 0 g1) portion backed by the national currency of the Republic of Azerbaijan, bank metals, or the currency of countries with a minimum 'AA-' country (sovereign) credit rating (or equivalent) issued by international rating agencies, and the portion backed by direct claims against multilateral development banks with an 'AAA' credit rating (or equivalent) issued by international rating agencies, or claims backed by the unconditional obligation of these institutions or securities issued by these institutions; as well as mortgage loans secured by the guarantees of the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan and the portion backed by securities of the Republic of Azerbaijan, government and the Central Bank's guarantees, and securities issued by the Central Bank with unconditional security A8g1 0 g2) portion of loans not attributed to the zero interest rate risk group backed by the unconditional obligation of governments or central banks of countries with a minimum 'A-' country (sovereign) credit rating (or equivalent) issued by the Republic of Azerbaijan, the Central Bank or international rating agencies, or third parties, and the portion of the claims backed by securities issued by local authorities or municipalities of countries with a minimum 'AA-' country (sovereign) credit rating (or equivalent g) issued by international rating agencies (the source of repayment for these claims should not be the income from commercial projects but should be formed from general budget revenues), as well as the portion of loans granted in manat with guarantees from state-established funds and other specialized state institutions that ensure the fulfillment of the bank loan obligations, including business loans, including agriculture loans, with unconditional security provided by these institutions A8g2 20 g3) assets in whole or any portion thereof, if they are backed by securities issued by a third party, and if the repayment of these securities is unconditionally guaranteed by governments or central banks of countries with a minimum 'A-' country (sovereign) credit rating (or equivalent) as issued by the Republic of Azerbaijan, the Central Bank or international rating agencies A8g3 20 g3-1) Only the portion unconditionally backed by guarantees of funds established by the state and ensuring the fulfillment of the bank loan obligations A8g3-1 20 g4)) portion of claims not attributed to the 20% (twenty) risk group and backed by securities issued by local authorities or municipalities of countries with a minimum 'A-' country (sovereign) credit rating (or equivalent) as issued by international rating agencies (the source of repayment for these claims is the income generated from commercial projects) A8g4 50 g4-1) business loans in national currency not attributed to the 20% risk groups to small and medium-sized businesses as defined by the relevant legislation of the Republic of Azerbaijan, with their use for the intended purpose confirmed by appropriate documentaloans A8g4-1 50 g5) business loans in national currency not attributed to the 20% risk groups, directed towards the financing of exports (in the non-oil sector), and supported by documents confirming their use for the intended purpose A8g5 50

g5-1) business loans in foreign currency not attributed to the 20% risk groups, directed towards the financing of exports (in the non-oil sector), and supported by documents confirming their use for the intended purpose A8g5-1 75 g5-2) claims backed with securities issued by local executive or municipal authorities of the Nakhchivan Autonomous Republic, the Republic of Azerbaijan A8g5-2 100 g6) Other cases A8g6 X g6_1) National currency A8g6_1 100 g6_2) in foreign currency gəliri olan borcalanlara verilmiş business loans A8g6_2 100 g6_4) business loans in foreign currency to unhedged borrowers, except for those with foreign currency income or currency risk hedging in another form A8g6_4 200 h) Project financing loans A8h X h1) High quality projects (in national currency during the period up to the operational phase) A8h1 X h1_1) When the capital participation ratio in the project is 30% or less A8h1_1 130 h1_2) When the capital participation ratio in the project is over 30% A8eh1_2 110 h2) Other projects (in national currency during the period up to the operational phase) A8h2 X h2_1) When the capital participation ratio in the project is 30% or less A8h2_1 150 h2_2) When the capital participation ratio in the project is over 30% A8h2_2 130 h3) Project financing loans (inforeign currency during the period up to the operational phase) A8h3 200 J) including loans issued under behavioral models A8J X j1) Business loans A8J1 20 j2) Consumer loans A8J2 20 j3) Real estate loans A8J3 20 j4) Other loans A8J4 20 9. Fixed asseys used and not used in banking (less amortization) A9 100 10. Kapital investments in unconsolidated subsidiaries, other entities and subordinated debt assets A10 0 11. All other assets A11 0 a) portion backed by the national currency of the Republic of Azerbaijan, precious metals held in bank's accounts as collateral, or by the currency of countries with a sovereign credit rating of at least 'AA-' (or equivalent); and direct claims against multilateral development banks with a 'AAA' credit rating (or equivalent), or the portion backed by unconditional commitments from these institutions or by securities issued by them; and mortgage loans guaranteed by the Azerbaijan Mortgage and Credit Guarantee Fund; and the portion of the asset unconditionally backed by government securities of the Republic of Azerbaijan, guarantees of the state or the Central Bank, as well as securities issued by the Central Bank A11a 0 b) portion of third-party obligations to the bank, not attributed to the zero-percent risk group, unconditionally backed by the Republic of Azerbaijan, the Central Bank, or by the governments or central banks of countries with a minimum sovereign credit rating of 'A-' (or equivalent); and the portion of claims backed by securities issued by local or municipal authorities of countries with a minimum sovereign credit rating of 'AA-' (or equivalent), provided that the source A11b 20

of repayment for such claims is not revenue from commercial projects but general budget revenues c) portion of claims not attributed to the 20% risk group and backed by securities issued by local or municipal authorities of countries with a minimum sovereign credit rating of 'A-' (or equivalent), where the source of repayment for such claims is revenue generated from commercial projects A11c 50 d) Other cases A11d 100 12. Intangible assets A12 0 13. Total balance sheet assets A13 X X 14. Total amount of risk-weighted balance sheet assets A14 0 TABLE A15 (continued) (in thousand manats) B. Off-balance sheet liabilities (assets) items Amount of off￾balance sheet items Credit conversion factor (%) Risk weight (%) Amount of specific provisions Risk weight of RWAs 1 2 3 4 5 6

1. Total securitization (guarantees) B1 x a) obligations that grant the bank the unilateral right not to fully fulfill its obligations B1a 0 b) liabilities with up to one year maturity B1b 20 c) liabilities with over one year maturity B1c 50 d) contractual obligations arising from bank acceptances and transactions involving the purchase and sale of securities B1d 100
2. Contractual obligations arising from the provision of loans, asset acquisitions, and unused credit lines B2 x a) obligations that grant the bank the unilateral right not to fully fulfill its obligations B2a 0 b) liabilities with up to one year maturity B2b 20 c) liabilities with over one year maturity B2c 50 d) contractual obligations arising from bank acceptances and transactions involving the purchase and sale of securities B2d 100
3. Letters of credit: B3 x a) obligations that grant the bank the unilateral right not to fully fulfill its obligations B3a 0 b) liabilities with up to one year maturity B3b 20

c) liabilities with over one year maturity B3c 50 d) contractual obligations arising from bank acceptances and transactions involving the purchase and sale of securities B3d 100 4. Forward contracts (time specified in the contract for purchase of currency) B4 x a) bir il və ondan az müddətdə B4a 2 b) from one to two years B4b 5 c) at 3% for each subsequent year beginning from the third year B4c 5 5. Amount of off-balance sheet liabilities (assets) B5 6. Amount of risk-weighted off-balance sheet liabilities (assets) B6 0 C. Amount of risk-weighted assets C 0 D. Total RWAs D 0 Off-balance sheet liabilities considered in the calculation of the levetage ratio E. Contractual obligations that grant the bank the unilateral right not to fully fulfill its obligations E 10 X X F. Off-balance sheet liabilities with up to 1 year maturity F 20 X X G. Off-balance sheet liabilities with over 1 year maturity G 50 X X H. Portion secured by the national currency of the Republic of Azerbaijan, foreign currencies, and precious metals, held as collateral in bank's accounts H X 0 X I. Contractual obligations arising from bank acceptances and transactions involving the purchase and sale of securities I 100 X X TABLE A15 (continued) Market and operational risks K. Market risk weighted assets (absolute value of the aggregate open currency position as defined under the 'Regulations on determining limits for open currency positions in banks) K X L. Operational risk weighted assets of systemically important banks (calculated under the base indicator approach) L X M. Operational risk weighted assets of other banks, except for systemically important banks (calculated under the base indicator approach) M X N. Total RWAs (including market and operational risks) N X

TABLE A16 Calculation of capital adequacy standards (ratios) based on risk-weighted assets (in thousand manats) A. CAPITAL 0 1 2

1. Tier I capital (Core Capital) (should not be less than 50% of total regulatory capital) A1 a) common stocks (fully paid shares) A1a b) non-cumulative preferred call stocks A1b c) additional funds from issuance of stocks A1c d) net retained earnings (loss), total A1d d1) profit (loss) of previous years A1d1 d2) (less) loss of current year A1d2 d3) capital reserves (funds) A1d3 e) Other A1e
2. Deductions from Tier I capital A2 a) Intangible assets A2a b) Deferred tax assets A2b
3. Tier I capital after deductions (I—2) A3
4. Tier II capital (should not exceed the amount of Tier I Capital) A4 a) Profit of the current year A4a b) General provisions (should not exceed general provisions on assets) A4b c) Other capital components A4c c1) Cumulative preferred call stocks A4c1 c2) Subordinated debt liabilities A4c2 d) Other funds A4d
5. Total Regulatory Capital (3+4) A5
6. Deductions from total regulatory capital: A6 a) capital investments in bank’s subsidiaries (net) A6a b) capital investments in capital of other legal entitites (net) A6b c) subordinated debt liabilities (net) A6c
7. Total regulatory capital after deductions (5-6) A7
8. Total RWAs (table A15, Item N) A8

(faizlə) Norm for systemically important banks Norm except for systemically important banks Actual 1 2 3 4 9. Tier I Capital adequacy ratio (3:8) x 100 A9 6,00% 5,00% 10. Total regulatory capital adequacy ratio (7:8) x 100 A10 12,00% 10,00% 11. Counter cyclic capital buffer A11 0%-2,5% TABLE A17 Compliance with economic norms (in thousand manats) Name and description of the norms Max/min threshold of the norm Actual balance (as of the reporting date) 1 2 3 1.1 Maximum credit risk limit for a single borrower or a group of connected borrowers A1 XXX XXX a) Amount of credit risk for bank’s single borrower or a group of connected borrowers (%) A1a max. 25% b) Maximum amount of credit risk on partially secured or unsecured credit claims of a bank against a single borrower or a group of related borrowers, excluding credit claims against banks operating in the Republic of Azerbaijan or non-resident banks with a minimum investment-grade rating issued by internationally recognized rating agencies (Standard & Poor’s, Fitch Ratings, Moody’s — hereinafter – international rating agencies), real estate loans issued in accordance with the LTV ratio defined in this Regulation and project financing loans issued in accordance with the requirements of the ‘Regulation on prudential regulation of project financing loans’. (%) A1b max. 10% c) Amount of credit risk of a systemically important bank on another systemically important bank (%) A1c max. 15% d) Maximum amount of credit risk on a credit claim secured by collateral types referred to as 'Other' in Item 5.3 of this Regulation, excluding the collateral types specified in sub-items 5.3.1 and 5.3.2 (without reducing the secured portion of the credit claim in accordance with Item 5.3 of this Regulation) A1d max. 50% 1.2 Maximum credit risk limit on non-bank financial institutions A1_2 XXX XXX

a) Credit exposure to a non-bank financial institution to the bank’s Tier 1 capital (%) A1_2a max. 7% b) Aggregate credit exposures to non-bank financial institutions to the bank’s Tier 1 capital (%) A1_2b max. 30% 2. Bank’s large loans to bank’s Tier I capital (%) A2 max. 8 times 3. Maximum amount of loans (total) to related parties and persons acting on their behalf to bank’s total regulatory capital (%) A3 max. 20% a) if a legal entity (one) (%) A3a max. 10% b) if an individual (one) (%) A3b max. 3% 4. Restrictions on the acquisition of shares (equity interests) in other legal entities A4 XXX XXX a) bank’s participation in the capital of another legal entity to the bank’s total regulatory capital (%) A4a max. 10% b) bank’s aggregate participation in the capital of other legal entities to the bank’s total capital (%) A4b max. 40% 5. Instant liquidity ratio (%) A5 min. 30% 6. Tier I capital adequacy ratio (%) (minimum) A6 5,00% A6.1 6,00% 7. Total regulatory capitaladquacy ratio (%) (minimum) A7 10,00% A7.1 12,00% 8. Leverage ratio (%) (minimum) A8 min. 4% A8.1 min. 5% 9. Aggregate open currency position in freely convertible currencies (%) A9 max. 20% 10. Aggregate open currency position in non-convertible currencies (%) A10 max. 14% 11. Minimum total regulatory capital requirement (min. AZN) A11 50.000 12. Total amount of consumer loans, granted after 30 July 2022 (including restructured loans), as well as those granted before this date but restructured after 30 July 2022, with a total maturity (considering both the period before and after restructuring) of 5 years or more A12 max 0.1% B. Compliance with economic norms (in thousand manats) 1 2 1.1 Maximum amount of credit exposures for a single borrower or a group of connected borrowers B1 XXX a) Amount of credit risk for a single borrower or a group of connected borrowers B1a

b) Maximum amount of credit risk on partially secured or unsecured credit claims of a bank against a single borrower or a group of connected borrowers, excluding credit claims against banks operating in the Republic of Azerbaijan or non-resident banks with a minimum investment-grade rating by internationally recognized rating agencies (Standard & Poor’s, Fitch Ratings, Moody’s), real estate loans issued in accordance with the LTV ratio specified in this Regulation B1b c) Amount of credit risk of systemically important bank on another systemically important bank B1c d) Maximum amount of credit risk on a credit claim secured by collateral types referred to as ‘Other’ in Item 5.3 of this Regulation, excluding the collateral types specified in sub-items 5.3.1 and 5.3.2 (without reducing the secured portion of the credit clnin təmin olunmuş hissəsi bu Qaydanın 5.3-cu bəndinə uyğun olaraq azaldılmadan) B1d 1.2 Maximum credit risk amount on non-bank financial institution B1_2 XXX a) credit exposure for one non-bank financial institution B1_2a b) aggregate credit exposures for non-bank financial institutions B1_2b 2. Total large loans of the bank B2 3. Maximum amount of loans to related parties and persons acting on their behalf(total) B3 a) if a legal entity (one) B3a b) if an individual (one) B3b 3.1. Loans to related parties less specific provisions B3_1 4. Maximum amount of investments in shares (equity interests) of other legal entities B4 XXX a) investment in capital of one legal entity B4a b) aggregate investments in capital of other legal entitites B4b 5. Aggregate open currency position in freely convertible currencies, amount B5 6. Aggregate open currency position in non-convertible currencies, amount B6 7. Amount netted in the denominator for the calculation of the leverage ratio B7 8. Total amount of consumer loans, granted after 30 July 2022 (including restructured loans), as well as those granted before this date but restructured after 30 July 2022, with a total maturity (considering both the period before and after restructuring) of 5 years or more B8

C. Liquidity coverage ratio, (in percentage) Items Total National currency Foreign currency 1 2 3 4

1. Liquidity coverage ratio L1

2. High quality liquid assets L2

3. Total expected cash payments L3

4. Total expected cash inflows L4

5. Total net cash payments L5 Items Liquidity coverage ratio Total National currency Foreign currency 1 2 3 4 Ratio as of 31 December YYYY D1 TABLE A18 Subordinated debt liabilities of the bank (in thousand manats) Balance sheet items Total Portion recognized in capital Period left until maturity over 5 years 4-5 years 3-4 years 2-3 years 1-2 years less than 1 year 1 2 3 4 5 6 7 8 9

6. Subordinated debt liability placed with the bank as a term deposit by legal entities 1

7. Subordinated debt liability placed with the bank as a term deposit by individuals 2

8. Subordinated debt liabilities as bank deposits and loans 3 a) resident banks 3a b) non-resident banks 3b

9. Subordinated debt liabilities in the form of deposits and loans of other financial institutions 4 a) resident financial institution 4a b) non-resident financial institution 4b c) international organizations and multilateral development banks 4c

10. Subordinated debt liabilities issued as securities by the banks 5 a) bonds 5a b) promissory notes 5b

11. Other subordinated debt liability 6

12. Total subordinated debt liability 7 TABLE A19 Cash flow statement (in thousand manats) CASH FLOW ITEMS Current reporting period Previous reporting period 1 2 3 I Cash flows from operating activities Interest received 1 Interest paid 2 Fee and commission received 3 Fee and commission paid 4 Net receipts from trading in foreign currencies 5 Administrative and other operating expenses paid 6 Other operating income received 7

Other operating expenses paid 8 Cash flows from operating activities before changes in operating assets and liabilities Net increase/decrease in operating assets 9 Net increase (decrease) in loans 10 Net increase (decrease) in deposits placed with banks 11 Net increase (decrease) in funds placed with the Central Bank 12 Net increase (decrease) in loans to customers 13 Net increase (decrease) in deposits and loans in other financial institutions 14 Net increase (decrease) in other financial assets 15 Net increase/decrease in operating liabilities 16 Net increase (decrease) in deposits from banks and other financial institutions 17 Net increase (decrease) in amounts due to the Central Bank 18 Net increase (decrease) in deposits and current accounts of customers 19 Net increase (decrease) in other financial liabilities 20 Cash flows from banking activities before profit tax 21 Profit tax paid 22 Net cash generated/used from operating activities 23 II Cash flows from investing activities Purchases of property and equipment and advance payments 24 Proceeds from sale of property and equipment 25 Purchase of intangible assets 26 Proceeds from sale of intangible assets Non-maddi aktivlərin satılmasından daxilolmalar 27 Dividens received 28 Acquisition of investments and securities held for sale 29

Proceeds from sale of investments and securities held for sale 30 Net increase (decrease) in other investing activities 31 Cash flows generated/used in investing activities 32 III Cash flows from financing activities Acquisition of other debt liabilities 33 Repayment of other debt liabilities 34 Acquisition of subordinated debts 35 Repayment of subordinated debts 36 Proceeds from the issuance of share capital 37 Dividends paid 38 Other maliyyə öhdəliklərinin cəlb edilməsi (ödənilməsi) 39 Cash generated/used in financing activities 40 IV Cash and cash equivalent as of the beginning of the period 41 V Net increase/(decrease) in cash and cash equivalents 42 Vl Effect of exchange rate changes on cash and cash equivalents 43 VII Cash and cash equivalents as of the end-period 44

TABLE M1 Report on investments to other legal entitites’ capital (shares, stocks) (in thousand manats) № Legal entity name Related party Investment’s book value Investment date (day/month/year) Investment’s repayment date (day/month/year) Investment’s market value (if such investments are traded in the market) Investment currency Location of legal entity Share of The Bank in the capital of the invested company (%) Notes (If the investment was received in exchange for a liability, please specify) 1 2 2 3 4 5 6 7 8 9 10 Total X

TABLE M2 Report on large credit exposures (in thousand manats) № Name of the borrower or the group of related borrowers Code of the borrower or the group of related borrowers Cases involving the borrower or a group of related borrowers (as specified in Item 3.1) Type of credit exposure (loan, deposit, credit line, guarantees, letter of credit, correspondent account, overnight, intraday, security, bank acceptance, reverse repo etc.) Date of issue Compl etion date Borrower’s rating Country of placement of credit exposure Credit exposure (including off￾balance sheet liabilities) Carrying amount of the credit exposure Off-balance sheet amount of the credit exposure Off-balance sheet liability group under Item 10 of the ‘Regulation on creation specific provisions on asset classification and loan loss provisioning’ (Group 1, Group 1) 1 2 3 4 5 6 7 8 9 10 11 12 13 Total large credit exposures: X (continued)

Credit exposure (less specific provisions and securitization as per Part 5 of the ‘Regulation on prudential ratios and requirements related to credit risks, including large credit risk exposures’ (Regulation) (including off-balance sheet liabilities) Please specify relevant sub-item of Item 5 of the Regulation, which allows exceptions Credit exposures to bank’s Tier I capital (%) Provisionin g rate on credit exposure (%) Amount of credit exposure provision ing Group of securitizati on under Item 11 of the ‘Regulation on creation specific provisions on asset classificatio n and loan loss provisionin g’ ( Groups I, II, III, IV and V) Description of securitizati on Market price of collateral Last appraisal date of collateral Guarantor’s rating Purpose of the loan Please specify relevant sub-item of Item 5.2 of the Regulation, which allows exceptions Please specify relevant sub-item of Item 5.3 of the Regulation, which allows exceptions Please specify relevant sub-item of Item 5.6 of the Regulation, which allows exceptions 14 15 16 17 18 19 20 21 22 23 24 25 26 X

B. Report on bank’s large credit exposures (largest 20 (twenty) credit claims against a single borrower or a group of related borrowers) (in thousand manats) № Name of the borrower or the group of related borrowers Code of the borrower or the group of related borrowers Cases involving the borrower or a group of related borrowers (as specified in Item 3.1) Type of credit exposure (loan, deposit, credit line, guarantees, letter of credit, correspondent account, overnight, intraday, security, bank acceptance, reverse repo etc.) Date of issue Compl etion date Borrower’s rating Country of placement of credit exposure Credit exposure (including off￾balance sheet liabilities) Carrying amount of the credit exposure Off-balance sheet amount of the credit exposure Off-balance sheet liability group under Item 10 of the ‘Regulation on creation specific provisions on asset classification and loan loss provisioning’ (Group 1, Group 1) 1 2 3 4 5 6 7 8 9 10 11 12 13 Total large credit exposures: X 0 X

(continued) Credit exposure (less specific provisions and securitization as per Part 5 of the ‘Regulation on prudential ratios and requirements related to credit risks, including large credit risk exposures’ (Regulation) (including off-balance sheet liabilities) Please specify relevant sub-item of Item 5 of the Regulation, which allows exceptions Credit exposures to bank’s Tier I capital (%) Provisioni ng rate on credit exposure (%) Amount of credit exposur e provisio ning Group of securitizations under Item 11 of the ‘Regulation on creation specific provisions on asset classification and loan loss provisioning’ (Groups I, II, III, IV and V) Description of securitizati on Market price of collateral Last appraisal date of collateral Guarantor’s rating Purpose of the loan Please specify relevant sub-item of Item 5.2 of the Regulation, which allows exceptions Please specify relevant sub-item of Item 5.3 of the Regulation, which allows exceptions Please specify relevant sub￾item of Item 5.6 of the Regulation, which allows exceptions 14 15 16 17 18 19 20 21 22 23 24 25 26 0 X x X

TABLE M3 Report on loans to, deposits (placed) with all financial institutions, including banks (in thousand manats) Institution’s name TIN Loan/deposit Home country of the institution Contractual date of loan/deposit (day/month/year ) Contractual maturity of loan/deposit (day/month/year) Initial amount of loans issued; deposits placed Outstandin g amount of loans issued; deposits placed Currency of loan/deposit Type of loan/deposit (interest￾bearing, non￾interest bearing) Interest rate Including blocked amount (from Column 8) 2 3 4 5 6 7 8 9 10 11 12 13 I TOTAL X II National currency denominated loans and deposits (total) X

III Resident banks vand financial institutions , tota l X IV No n -resident banks and financial institutions, total X V Foreign currency denomonated loans and deposits (total ) X VI Resident banks and financial institutions , total X VI I Non -resident banks and financial institutions, total X

TABLE M4 Report on loans, deposits (except for savings of the population) from all financial institutions, including banks and other liabilities taken A. General information 0 Name of the institution TIN Loan/ Depozit/ Other debt Financia l sector/N on￾financial sector Home country of the institution Contractual date of loan/deposi t (day/month /year) Contractual maturity of loan/deposi t (day/month /year) Initial liability amount Outstandin g liability amount Currenc y of loans, deposits, and debt Type of liability (interest￾bearing, non￾interest bearing) Interest rate Subordinated (yes/no) Purpose Secured (yes/no) Refinancing option (yes/no) Termination right on credit line (unconditional ) (yes/no) 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 I Total X II National currency denominated loans, deposits and other debts, (total) X III Resident banks, financial institutions and other legal entitites, total X IV Non-resident banks, financial institutions and other legal entitites, total X

XXXXXXX V Foreign currency denominated loans, deposits and other debts (total) X VI Resident banks, financial isntitutions and other legal entitites , total X VII Non -resident banks, financial institutions and other legal entitites, total X XXXX (continued )

Amount of accrued interest payables as of the reporting date Amount of principal payments during the reporing month days days days days days days days days -270 days 271 days days (366) days years -3 years -5 years 5 years and over Including blocked amount (from Column ) 19 20 21 22 23 24 25 26 27 28 29 30 31 2 33 34 35 36 37

TABLE M5 Report on daily balances of liquid assets in the previous month A. (in manat and foreign currency in manat equivalent) (in thousand manats) Date Cash in manat and convertible currency Funds in correspondent account with the Central Bank (except for required reserves) Funds in correspondent accounts with banks operating in the Republic of Azerbaijan and in foreign banks with a minimum investment rating issued by international rating agencies, overnight deposits, funds placed for 7 days High liquid securities Total Government securities Other securities Central Bank Securities issued by the Republic of Azerbaijan Securities issued by governments or central banks of the countries with a minimum ‘AA-’ country debt rating issued by international rating agencies Securities issued by multilateral development banks with a ‘AAA’ credit rating issued by international rating agencies Backed securities issued by the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan 1 2 3 4 5 6 7 8 9 10

Total Average daily balance of assets

Report on daily balances of liquid assets in the previous month B. (in foreign currency) (in thousand manats) Date Cash in manat and convertible currency Funds in correspondent account with the Central Bank (except for required reserves) Funds in correspondent accounts with banks operating in the Republic of Azerbaijan and in foreign banks with a minimum investment rating issued by international rating agencies, overnight deposits, funds placed for 7 days High liquid securities Total Government securities Other securities Central Bank Securities issued by the Republic of Azerbaijan Securities issued by governments or central banks of the countries with a minimum ‘AA-’ country debt rating issued by international rating agencies Securities issued by multilateral development banks with a ‘AAA’ credit rating issued by international rating agencies Backed securities issued by the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan 1 2 3 4 5 6 7 8 9 10

Total Average daily balance of assets TABLE M6 Report on daily balances of liabilities in the previous month A. (in manat and foreign currency in manat equivalent) (in thousand manats) Date Demand deposits of legal entities and individuals Matured liabilities, term liabilities with 7 days or less left until maturity Banks’ correspondent accounts and overnight deposits Irrevocable credit lines with no restrictions on the commencement date for the use of funds under the agreement Total 1 2 3 4 5 6

Total Average daily balance of liabilities 0 Report on daily balances of liabilities in the previous month A. (in foreign currency) (in thousand manats)

Date Demand deposits of legal entities and individuals Matured liabilities, term liabilities with 7 days or less left until maturity Banks’ correspondent accounts and overnight deposits Irrevocable credit lines with no restrictions on the commencement date for the use of funds under the agreement Total 1 2 3 4 5 6

Total Average daily balance of liabilities 0 TABLE M7. Information about bank’s deposits (except for deposits of financial institutions) A. List of bank’s customers with 10 largest demand deposits (except for deposits of financial institutions) (in thousand manats) № Customer name Deposit amount In foreign currency (from Column 4) Blocked deposits (from Column 4) 1 2 3 4 5 6 Total 1 A1 2 A2 3 A3 4 A4 5 A5 6 A6 7 A7 8 A8 9 A9 10 A10

B1. Amount and maturity (contractual) structure of term deposits (in thousand manats) Type of deposits Residual amount of term deposits Residual amount up to year (including 1 year) Total including in foreign currency Total including in foreign currency Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors 1 2 3 4 5 6 7 8 9 10 11 12 13 14

1. Term deposits of customers, total B1 a) Individuals B1a a1) up to 1.000 manats, total B1a1 a2) 1.001 -- 4.000 manats, total B1a2 a3) 4.001 -- 6.000 manats, total B1a3 a4) 6.001 -- 8.000 manats, total B1a4 a5) 8.001 -- 12.000 manats, total B1a5 a6) 12.001 -- 20.000 manats, total B1a6 a7) 20.001 -- 30.000 manats, total B1a7 a8) 30.001 -- 50.000 manats, total B1a8 a9) 50.001 -- 100.000 manats, total B1a9 a10) 100.001 -- 200.000 manats, total B1a10 a11) 200.001 -- 500.000 manats, total B1a11 a12) 500.001 -- 1.000.000 manats, total B1a12 a13) 1.000.001 - 2. 000 000 manats, total B1a13 a14) 2.000.001 - 5. 000 000 manats, total B1a14 a15) 5.000.001 - 10 000 000 manats, total B1a15 a16) over 10.000.001 manats, total B1a16 b) Legal entitites B1b b1) up to 1.000 manats, total B1b1 b2) 1.001 -- 4.000 manats, total B1b2 b3) 4.001 -- 6.000 manats, total B1b3 b4) 6.001 -- 8.000 manats, total B1b4

b5) 8.001 -- 12.000 manats, total B1b5 b6) 12.001 -- 20.000 manats, total B1b6 b7) 20.001 -- 30.000 manats, total B1b7 b8) 30.001 -- 50.000 manats, total B1b8 b9) 50.001 -- 100.000 manats, total B1b9 b10) 100.001 -- 200.000 manats, total B1b10 0,00 b11) 200.001 -- 500.000 manats, total B1b11 0,00 b12) 500.001 -- 1.000.000 manats, total B1b12 0,00 b13) 1.000.001 - 2. 000 000 manats, total B1b13 0,00 b14) 2.000.001 - 5. 000 000 manats, total B1b14 0,00 b15) 5.000.001 - 10 000 000 manats, total B1b15 0,00 b16) over 10.000.001 manats, total B1b16 0,00 (continued) Residual amount from 1 to 2 years (including 2 years) Residual amount from 2 to 3 years (including 3 years) Residual amount from 3 to 5 years (including 5 years) Total including in foreign currency Total including in foreign currency Total including in foreign currency Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32

(continued) residual amount from 5 to 10 years (including 10 years) Residual amount over 10 years Total including in foreign currency Total including, in foreign currency Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors 33 34 35 36 37 38 39 40 41 42 43 44

B2. Structure of bank’s demand deposits (in thousand manats) Type of deposits Demand depositsin qalıq amounti Total including in foreign currency Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors 1 2 3 4 5 6 7 8 2. Demand deposits of customers, total B2 a) Individuals B2a a1) up to 1.000 manats, total B2a1 a2) 1.001 -- 4.000 manats, total B2a2 a3) 4.001 -- 6.000 manats, total B2a3 a4) 6.001 -- 8.000 manats, total B2a4 a5) 8.001 -- 12.000 manats, total B2a5 a6) 12.001 -- 20.000 manats, total B2a6 a7) 20.001 -- 30.000 manats, total B2a7 a8) 30.001 -- 50.000 manats, total B2a8 a9) 50.001 -- 100.000 manats, total B2a9 a10) 100.001 -- 200.000 manats, total B2a10 a11) 200.001 -- 500.000 manats, total B2a11 a12) 500.001 -- 1.000.000 manats, total B2a12 a13) over 1.000.001 manats, total B2a13 b) Legal entitites B2b b1) up to 1.000 manats, total B2b1 b2) 1.001 -- 4.000 manats, total B2b2 b3) 4.001 -- 6.000 manats, total B2b3 b4) 6.001 -- 8.000 manats, total B2b4 b5) 8.001 -- 12.000 manats, total B2b5 b6) 12.001 -- 20.000 manats, total B2b6 b7) 20.001 -- 30.000 manats, total B2b7 b8) 30.001 -- 50.000 manats, total B2b8

b9) 50.001 -- 100.000 manats, total B2b9 b10) 100.001 -- 200.000 manats, total B2b10 b11) 200.001 -- 500.000 manats, total B2b11 b12) 500.001 -- 1.000.000 manats, total B2b12 b13) over 1.000.001 manats, total B2b13 C. Deposits of related parties and persons acting on their behalf (in thousand manats) Type of deposits Residual amount of deposits Total including in foreign currency Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors 1 2 3 4 5 6 7 8

1. Deposits of customers, total C1 X X a) Any person with a qualifying holding in the bank C1a X X a1) Individuals C1a1 X X a1.1) demand deposits C1a1.1 a1.2) term deposits C1a1.2 a2) Legal entitites C1a2 X X a2.1) demand deposits C1a2.1 a2.2) term deposits C1a2.2 b) Legal antity with qualifying holding in the bank C1b X X b1) demand deposits C1b1 b2) term deposits C1b2 c) any person with a qualifying holding in the legal entities specified in items (a2) and (b) C1c X X c1) any person with a qualifying holding in legal entities specified in subitems (a2) C1c1 X X c1.1) Individuals C1c1.1 X X c1.1.1) demand deposits C1c1.1.1

c1.1.2) term deposits C1c1.1.2 c1.2) Legal entitite s C1c1.2 X X c1.2.1) demand deposits C1c1.2.1 c1.2.2) term deposits C1c1.2.2 c2) any person with a qualifying holding in legal entities specified in s ubitems (b) C1c2 X X c2.1) Individuals C1c2.1 X X c2.1.1) demand deposits C1c2.1.1 c2.1.2) term deposits C1c2.1.2 c2.2) Legal entitites C1c2.2 X X c2.2.1) demand deposits C1c2.2.1 c2.2.2) term deposits C1c2.2.2 d) heads of executive bodies of legal entities specified in sub -items a), b) and c) C1d X X d1) demand deposits C1d1 d2) term deposits C1d2 e) officers and their close relatives C1e X X e1) demand deposits C1e1 e2) term deposits C1e2 f) legal entitites in which officers and their close relatives have significant influence C1f X X f1) demand deposits C1f1 f2) term deposits C1f2 g) heads of structural units and other employees involved in decision

making and their close relatives C1g X X g1) demand deposits C1g1 g2) term deposits C1g2 h) legal entitites in which heads of structural units and other employees involved in decision -making and their close relatives have significant influence C1 h X X h1) demand deposits C1h1

h2) term deposits C1h2 i) Persons acting on behalf of related parties C1i X X i1) Individuals C1i1 X X i1.1) demand deposits C1i1.1 i1.2) term deposits C1i1.2 i2) Legal entitites C1i2 X X i2.1) demand deposits C1i2.1 i2.2) term deposits C1i2.2 D. Blocked deposits (except for deposits of banks) (in thousand manats) Type of deposits Residual amount of blocked deposits Total including in foreign currency including owned by related parties (from Column 3) including demand deposits (from Column 3) including term deposits (from Column 3) Amount Number of deposits Number of depositors Amount Number of deposits Number of depositors Amount 1 2 3 4 5 6 7 8 9 10 11

1. Blocked deposits, total D1 a) Individuals D1a a1) letters of credit, total D1a1 a2) guarantees, total D1a2 a3) credit lines, total D1a3 a4) other off-balance sheet liabilities, total D1a4 a5) loans, total D1a5 a6) other transactions and purposes, total D1a6 b) Legal entitites (except for deposits of banks) D1b

b1) Letters of credit, total D1b1 b2) Guarantees, total D1b2 b3) Credit lines, total D1b3 b4) Other off-balance sheet liabilities, total D1b4 b5) Loans, total D1b5 b6) Other transactions and purposes, total D1b6 F. Compensated savings of individuals* (in thousand manats) Amount structure of savings Total Foreign currency Savings of individuals Insured savings of individuals Compensated savings of individuals Savings of individuals in foreign currency Insured savings of individuals in foreign currency Compemsated savings of individuals in foreign currency Amount Number of depositors Amount Number of depositors Amoun t Number of depositors Amount Number of depositors Amount Number of depositors Amount Number of depositor s 1 2 3 4 5 6 7 8 9 10 11 12 13 14 up to 1.000 manats, total E1 1.001 - 30.000 manats, total E2 30.001 -- 100.000 manats, total E3 100 001 – 150 000 manats, total E4 150 001 – 200 000 manats, total E5 200 001 – 250 000 manats, total E6 250 001 – 300 000 manats, total E7 300 001 – 500 000 manats, total E8 500 001 – 1 000 000 manats, total E9 over 1 000 000 manats, total E10 Total E11 0 *The table should be completed under the requirements of the Law of the Republic of Azerbaijan ‘on Deposit Insurance.’ The figures should match those submitted in monthly and quarterly reports to the Deposit Insurance Fund.

G. Information about balances of current accounts of individuals (including private entrepreneurs) and legal entitites (except for financial institutions) (in thousand manats) Criteria Balance Number of customers (unique*) Total G Customers with a balance equivalent to 100 manats or more as of the end of the reporting month, who have conducted at least one transaction within the last 3 months: G1

• unique by PIN or TIN TABLE M8 Report on balances of active (‘Nostro’) correspondent accounts opened by the bank (in thousand manats) 0 Name of the credit institution with ‘Nostro’ correspondent account Amount Account currency Type of account (interest-bearing, non-interest￾bearing) Bank’s home country Rating (company name and rating date (short￾term) Including blocked amount (from Column 3) 1 2 3 4 5 6 7 8 Total: x №1 Credit institutions licensed by the Central Bank of the Republic of Azerbaijan x №2 Credit institutions licensed by foreign states x

№3 Credit institutions with licenses revoked x TABLE M9 Report on balances of passive (‘LORO’) correspondent accounts opened by the bank (in thousand manats) 0 Name of the credit institution with ‘Nostro’ correspondent account Amount Account currency Type of account (interest-bearing, non-interest￾bearing) Bank’s home country Rating (company name and rating date (short-term) Including blocked amount (from Column 3) 1 2 3 4 5 6 7 8 0 Total: x N1 Credit institutions licensed by the Central Bank of the Republic of Azerbaijan x N2 Credit institutions licensed by foreign states x N3 Credit institutions with licenses revoked x

TABLE M10 Balance sheet across countries A. Assets (in thousand manats) Asset items Total

internation al organizatio n Azerbaijan Russia Türkiye Georgia Ukraine Latvia Germany Austria USA France Switzerland Netherlands Japan Great Britain Luxemburg Other countries 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

1. Cash (including banknotes, coins, cash in transit, ATMs, and exchange points), total A1
2. Amounts due from the Central Bank, total A2
3. ‘Nostro’ accounts (correspondent accounts with other banks) A3
4. Short-term financial instruments of interbank market (7 loans up to 7 days, including the 7th day), total A4
5. Deposits with financial institutions, including banks, total A5 5.1. Deposits in banks (except for rows 3 and 4) A5_1 5.2 Deposits with other financial institutions A5_2
6. Securities, total A6
7. Net loans of banks (except for interbank short-term financial instruments on row 4), A7

total 8. Net Loans of other financial institutionsna A8 9. Net loans to customers A9 10. Investments and financial participation (50 % + 1 voting share or in another form) ) in unconsolidated affiliate companies, total A10 a) banks A10a b) other financial entities A10b c) other entities A10c 11. Participation in other entities (less than 50%), total A11 a) banks A11a b) other financial entities A11b c) other entities A11c 12.All other assets (less provisions) A12 13. Reverse repo transactions A13 14. (less) Specific provisions against possible losses of off￾balance sheet assets A14 15. Total assets A15 B. Liabilities Liability item Total International organization Azerbaijan Russia Türkiye Georgia Ukraine Latvia Germany Austria USA France Switzerland Netherlands Japan Great Britain Luxemburg Other countries 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

1. Deposits (except for banks and other financial institutions), total B1

2. Amounts due to the Central Bank, total B2

3. Amounts duet to other banks (‘Loro’ accounts) B3

4. Short-term financial instruments of interbank market (7 loans up to 7 days, including the 7th day), total B4

5. Deposits of banks and other financial institution s (except for rows 3 and -cü row s ), total B5 5.1 Deposits of banks B5_1 5.2 Deposits of other financial institution B5_2

6. Loans of bank s (over 7 day maturity), total B6

7. Loans from other financial institutions (except for banks, total B7 a) other financial institutions (except for banks) B7a b) international institutions B7b

8. Deposits and loans of central executive authorities B8

9. Deposits and loans of municipalities B9

10. Mortgage loans for bank ’s own needs B10

Other securities issued by the bank B11 13.Repo transactions B13 14. Other liabilities B14 15. Total liabilities B15 C. C apital 16. Total capital C16 0,00 0,0,00 0,00 0,0,00 17. Total liabilities and capital C17

ANNEX (№1) TO PRUDENTIAL REPORTS TABLE KT_AT Credit exposures (except for financial institutions) № Branch name Borrower name Country of residence as of the reporting date Customer’s unique internal identificatio n number (CIF etc.) Identificatio n number of debt (DIN) (ACCOUNT _NO included to the Central Credit Registry) TIN (if a legal entity and individu al entrepren eur) PIN code of ID card ((7 digit) if an individual or individual entrepreneur) 1st, last, middle names of manager (if a legal entity) Names and shares of legal entity’s largest shareholde rs (over 10%) Group code on connect ed borrowe rs Related party (Yes/No) Nature of operation (Loan, credit line, overdraft, letter of credit) Debt issuance date under initial agreement (date of obligation) Debt (obligation) maturity under initial agreement Debt (obligation) maturity under final agreement (if prolonged) Currency Interest rate (in percentag e) EAR (effective annual interest rate) Legal affiliation of the borrower 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 TOTA L X (continued)

Initial debt (obligati on) amount Borcun (öhdəliyin) qalıq amounti (balans) Outstanding debt (obligation) amount (off￾balance sheet) Overdue principal debt Interest debt Repayment frequency of principal and interest based on the terms of the agreement (expressed in days Grace period specified in the agreement for principal debt (Expressed in days from the loan disbursement date) Last debt repayment date (actual) Last debt repayme nt amount Depinqu ent days on principal debt Delinque nt days of interest debt Provisio ning rate on principal debt Provision ning amount on principal debt Provision ing rate on interest debt Provision ing amount on interest debt Restructu ring (Yes/No) Total interes t debt Non￾delinquent accrued interest debt Accrued delinquent interest debt Penalty debt accrued princip al debt interest debt 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 X (continued) Last debt restructuring date Borcun Number of restructurin gs Number of restructurings (from 30.07.2022) Outstanding debt (obligation) amount on the last restructuring date (balance) Interest debt on the last restructuring date Asset classification category as of the last restructuring date Delinquent days of assets on the restructurin g date Type of loans (consumer, business, real estate acquisition or Consumer loans Business loans

construction etc.) Borrower’s net income including borrower’s net income in foreign currency Borrower’ s debt burden Borrower’ s monthly installme nt amount on new obligation Has it been issued under life insurance? (Yes/No) Has the borrower had any overdue loans in the past 6 (six) months? Breakdown of micro, small, medium, and large businesses Quality criteria Are principal and interest payments fully aligned with borrower's income and financial standing? (Yes/No) Are there any observed circumstan ces that pose potential risks related to the financial situation? 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 X X 0 X (continued)

Do total non￾standard assets of the borrower (group) constitute more than 20% of his total liabilities ? Has the borrow er passed away or gone missin g? How many times has the loan been overdu e in the past 12 months ? How many times has the loan been overdu e in the past 6 months ? Asset type by securitizatio n (secured, unsecured) Group 1 securitization Are periodic reports (e.g., balance sheet, income statement, etc.) submitted? (Yes/No) If the borrower has been issued a loan in foreign currency, has he/she undertake n any hedging measures? (Yes/No) Are there any signs of deterioration in the borrower’s creditability (e.g., two or more delays exceeding 30 days within the last 6 months? (Yes/No) Has there been a need for additional payment sources for the repayment of the loan (e.g., additional collateral, sale of assets, the borrower raising additional funds, etc.)? (Yes/No) Have documents been provided confirming the use of the loan for its intended purpose? (Yes/No) Are there significant delays in the schedule of tasks outlined in the business plan? (Yes/No) Has any company with a qualifying holding owned by the borrower, and part of a group of related borrowers, filed for bankruptc y? Has the borrow er been operati ng at a loss for more than a year? Has the bankruptc y process been initiated for the borrower? Are there documents related to the evaluation of the loan in the credit file? Has the borrower been declared bankrupt or has his business activity been terminated ? Judicial status of the loan (in court proceedings , court ruling exists, not under litigation) amount of blocked funds in the borrower’ s deposit account in national and freely convertibl e foreign currencies (with the right to withdraw from the account without the account holder's consent) Including amount of freely convertib le foreign currency in the borrower' s deposit account Bank metals pledged as collateral (for safekeepin g) Other Group 1 securitizat ion (Item 11.1.1 of the Regulatio n) 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 X (continued)

Group 2 securitization Group 2 securitization Group 4 securitizatio n Group 5 securitization: Last appraisal date of collateral (if there are multiple collaterals, appraisal dates of respective securitization are compared, and the oldest date is recorded) Purpose Sectors of the industry (in line with monthly prudential Table A7) The region loan is directed to (where the business is located, where the consumer is registered (City/rayon) Financin g source Borrower’s rating Responsible person first and last name Məsul /contact number note Additi onal notes if a new produ ct Precious metals pledged with bank (except for bank metals) Other Group 2 securitization (Item 11.1.2 of the Regulation) Non￾residential real estate Residential real estate Market value of vehicles Avtomobil Market value of collateral Description of collateral Last valuation date of collateral by bank specialist Last valuation date of collateral by external appraisor Name of the external appraising company Internal rating Rating issued by rating agencies 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 X

TABLE BK_A4 Off-balance sheet liabilities (credit lines, guarantees, letters of credit) taken on borrowers including financial institutions (in thousand manats) № Branch name Borrower name Legal affiliation License, TIN or ID card number (for individuals) Manager’s f1st, last, middle names (if a legal entity) Hüquqi şəxsin ən böyük (10%-dən çox) səhmdar payçıların adları və payları Connected borrowers Related party (Yes/No) Nature of operation Liabilitiesthat grant the bank the right to unilaterally not perform the obligation, either in full or in part Liability date under initial agreement Liability maturity date under initial agreement Liability maturity date under final agreement (if prlonged) Number of prolongations Vurrency Initial liability amount Outstanding liability amount 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 TOTAL: X 0 0 n (continued) Interest rate (commission) Interest debt Provisioing date on principal debt Provisioning amount on principal debt Provisioning rate on interest debt Provisioning amount on interest debt Market value of collateral, total Collateral breakdown by types Description of collateral (real estate) Market value of real estate (from Column 25) Type of real estate (from Column 26) Market value of movable property (from Column) Type of movable property (from Column 25) Value of deposit (from Column 29) Market value of other securitization (from Column 25) Amount of collateral (real estate) (from Column 26) Type of collateral (real estate) Last appraisal date of collateral Name of the main appraisor company (person) Namo of other appraisor company (person) 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 X 0 X 0 X 0 X 0 X 0 0 X

(continued) Economic activity sector Financing source Name of the confirming (or executing) bank Commissioning rate of the confirming (or executing) bank Beneficiary name Beneficiary bank name Responsible person’s 1st, last names/contact number Notes Address of collateral (City) Address of collateral (district) Extract number from the State Register Service of Real Estate 37 38 39 40 41 42 43 44 45 46 47 X Table BK2_A4 Derivative financial instruments (SWAP) № Branch name Customer name License, TIN or ID card number (for individuals) Connected borrowers Related party (Yes/No ) Type of trans actio n Base asset Position (buy/sell ) Near leg date Far leg date Currenc y Amount (in original currency) Amount (manat equiv) Counte r currenc y (if any) Con diti onal rate Interes t rate Counte r interest rate Contract ual Exchang e rate Payme nt sched ule (mont hly) Purpose of transaction (trading/hedgi ng) Option term (Yes/No) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 TOTAL : X 0 0 X

Table BK2_A4_1 Derivative financial instruments (Other) № Branch name Customer name License, TIN or ID card number (for individuals) Connec ted borrow ers Related party (Yes/N o) Type of transac tion Base asset Positio n/Type (Buy/Se ll) Position, if an option (Long/Sho rt) Near leg date Far leg date Curren cy Amount (in original currency) Amount (manat equiv) Counte r currenc y if base asset is a currenc y Baza Contractu al price/inter est rate/Excha nge rate/Index esi/Other Gains/Los ses Payment schedule (monthly) Option premiu m Current market price of an agreement Clearing center name (if any) Purpose of transaction (trading/ hedging) Option term (Yes/No) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 TOTAL : X 0 0 X X 0 X X 0 X Table QK_A6 Securities portfolio (detailed) № Issu er na me Connected borrowers Related party (Yes/No) Issuer’s legal affiliation Issuer’s home country Type of securitie s Currency of transaction Securitie s issuance date Securiti es acquisiti on date Maturity Quantit yı (#) Face value Purchase price Interest accrued on the security up to the purchase date Hesabat tarixinə balans dəyəri (qalıq amounti) Carrying value (remaining amount) as of the reporting date AZN equivalent Accumulated (calculated) positive (negative) revaluation Inte rest term Coupon interest rate Coupon amount Coupon payment schedule (monthly) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 16,1 17 18 19 20 21 TO TA L: X 0 X

(continued) Yield (in %) Interest receivable (coupon) income Overdue portion on principal debt Overdue interest (coupon) debt Delinq uent days of princip al debt Delinquent days of interest (coupon) debt Provisionin g rate on principal debt Provisionin g debt on principal debt Provisionin g rate on interest debt Provisionin g amount on interest debt Purpose (Accounting portfolio) Colla teral burd en Issuer’s economic activity sector Other type of collateral accepted Market value of other collateral accepted Issuer’s rating Securities rating S&P Moody's Fitch S&P Moody' s Fitch 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 X 0 X 0 X 0 X 0

ANNEX (№2) TO PRUDENTIAL REPORTS Table A7_A5 Analysıs of consumer loans by products (in thousand manats) № Date TOTAL Purchase of residential area (A7_A5a) Purchase of residential area (including mortgage loans, A7_A5a1) Construction and repairs of residential area (A7_A5b) Balance Issued Balance of overdue loans Maturity breakdown of overdue loans as of the recent date Overdue loans by periods to loans issued dueint that period Balance Issued Balance of overdue loans Maturity breakdown of overdue loans as of the recent date Overdue loans by periods to loans issued dueint that period Balance Issued Balance of overdue loans Maturity breakdown of overdue loans as of the recent date Overdue loans by periods to loans issued dueint that period Balance Issued Balance of overdue loans Maturity breakdown of overdue loans as of the recent date Overdue loans by periods to loans issued dueint that period 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22

Əvvəlki dövrlər total XXX (continued) Car (A7_A5c) Home appliances (A7_A5d) Credit cards (A7_A5e) Other consumer loans (A7_A5f) Balance Issued Balance of overdue loans Maturity breakdown of overdue loans as of the recent date Overdue loans by periods to loans issued dueint that period Balance Issued Balance of overdue loans Maturity breakdown of overdue loans as of the recent date Overdue loans by periods to loans issued dueint that period Balance Issued Balance of overdue loans Maturity breakdown of overdue loans as of the recent date Overdue loans by periods to loans issued dueint that period Balance Issued Balance of overdue loans Maturity breakdown of overdue loans as of the recent date Overdue loans by periods to loans issued dueint that period 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42

XXX Table A7_A5_1 Breakdown of consumer loans by borrowers’ activity areas (in thousand manats) (min m№ TOTAL Purchase of residential area (A7_A5a) Construction and repairs of residential area (A7_A5b) Car purchase (A7_A5c) Purchase of home appliances (A7_a5d) Credit cards (A7_A5e) Other consumer loans (including cash loans, A7_a5f) Balance overdue loan Balance overdue loan including mortgage loans (A7_A5a1) Balance overdue loan Balance overdue loan Balance overdue loan Balance overdue loan Balance overdue loan Balance overdue loan 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 TOTAL 1 Public sector, total 1,1 Mining industry 1,2 Processing 1,3 Other sectors of industry 1,4 Agriculture 1,5 Construction 1,6 Transport 1,7 Information and communication 1,8 Trade

1,9 Education 1,10 Health 1,11 Art 1,12 Central executive authorities and municipalities 1,13 Bank 1,14 Other financial institutions 1,15 Other sectors 2 Private sector, total 2,1 Mining industry 2,2 Processing 2,3 Other sectors of industry 2,4 Agriculture 2,5 Construction 2,6 Transport 2,7 Information and communication 2,8 Trade 2,9 Education 2,10 Health 2,11 Art 2,12 Central executive authorities and municipalities 2,13 Bank 2,14 Other financial institutions 2,13 Other sectors 3 Pensioner Unemployed or workplace unknown

Table A7_A5_2 Newly issued consumer loans by borrowers’ activity areas (in thousand manats) № TOTAL Purchase of residential area (A7_A5a) Construction and repairs of residential area (A7_A5b) Car purchase (A7_A5c) Purchase of home appliances (A7_a5d) Credit cards (A7_A5e) Other consumer loans (including cash loans, A7_a5f) Total including mortgage loans ( A7_A5a1) 1 2 3 4 5 6 7 8 9 10 1 TOTAL 1 Public sector, total 1,1 Mining industry 1,2 Processing 1,3 Other sectors of industry 1,4 Agriculture 1,5 Construction 1,6 Transport 1,7 Information and communication 1,8 Trade 1,9 Education 1,10 Health 1,11 Art 1,12 Central executive authorities and municipalities 1,13 Bank 1,14 Other financial institutions 1,15 Other sectors 2 Private sector, total 2,1 Mining industry 2,2 Processing 2,3 Other sectors of industry 2,4 Agriculture 2,5 Construction 2,6 Transport

2,7 Information and communication 2,8 Trade 2,9 Education 2,10 Health 2,11 Art 2,12 Central executive authorities and municipalities 2,13 Bank 2,14 Other financial institutions 2,15 Other sectors 3 Pensioner 4 Unemployed or workplace unknown Table A7_A5_3 Breakdown of consumer loan borrowers by age group and activity areas (in thousand manats) № TOTAL up to 20 years old 21-25 years of age 26-30 years of age Balance Issued Balance of overdue loans Balance Issued Balance of overdue loans Balance Issued Balance of overdue loans Balance Issued Balance of overdue loans 1 2 3 4 5 6 7 8 9 10 11 12 13 14 TOTAL 1 Dövlət sektoru, total 1,1 Mining industry 1,2 Processing 1,3 Other sectors of industry 1,4 Agriculture 1,5 Tikinti 1,6 Transport 1,7 Information and communication 1,8 Trade 1,9 Education 1,10 Health 1,11 Art 1,12 Central executive authorities and municipalities 1,13 Bank

1,14 Other financial institutions 1,15 Other sectors 2 Private sector, total 2,1 Mining industry 2,2 Processing 2,3 Other sectors of industry 2,4 Agriculture 2,5 Construction 2,6 Transport 2,7 Information and communication 2,8 Trade 2,9 Education 2,10 Health 2,11 Art 2,12 Central executive authorities and municipalities 2,13 Bank 2,14 Other financial institutions 2,15 Other sectors 3 Pensioner 4 Unemployed or workplace unknown (continued) 31-40 years of age 41-50 years of age 51-60 years of age over 60 years of age Balance Issued Balance of overdue loans Balance Issued Balance of overdue loans Balance Issued Balance of overdue loans Balance Issued Balance of overdue loans 15 16 17 18 19 20 21 22 23 24 25 26