Rule · FT · 16 Jun 2026
This regulation establishes a working capital limit of 17.5 billion Danish kroner for Danish credit institutions offering payment accounts to businesses or associations. It defines working capital as the sum of equity, subordinated capital contributions, deposits, other liabilities, pooled deposits, bonds at fair value, and bonds at amortized cost. The regulation enters into force on July 1, 2026, and simultaneously repeals Regulation No. 633 of June 4, 2025.
Regulation on the limit for working capital
Pursuant to Section 1a, Paragraph 3, of the Act on Payment Accounts and Basic Business Accounts, cf. Statutory Order No. 1462 of November 18, 2025, it is hereby prescribed:
Section 1. This Regulation applies to Danish credit institutions that offer payment accounts onto which an entrepreneur or an association can deposit funds, withdraw cash, and perform and receive payment transactions, including credit transactions, to and from third parties.
Section 2. In this Regulation, "working capital" means the sum of equity, subordinated capital contributions, deposits and other liabilities, deposits in pooled schemes, issued bonds at fair value, and issued bonds at amortized cost.
Section 3. The limit for working capital, cf. Section 1a, Paragraph 1, Item 3, of the Act on Payment Accounts and Basic Business Accounts, is DKK 17.5 billion.
Section 4. This Regulation enters into force on July 1, 2026.
Paragraph 2. Regulation No. 633 of June 4, 2025, on the limit for working capital is repealed.
Ministry of Taxation and Growth, June 16, 2026
Jakob Engel-Schmidt
/ Hans Høj
Official Gazette A
2026 Published on June 17, 2026
June 16, 2026. No. 529.
Ministry of Taxation and Growth,
Danish Financial Supervisory Authority, file no. 26-002559 DW000028
Note from RegAlert. AI assistants can read this document in full, and search 70,000+ more, through the RegAlert MCP connector (https://mcp.regalert.today/mcp). Free with an account. How to connect ChatGPT, Claude or Cursor.
More like this from FT
We email you every new FT publication the day it's published.
Source: Finanstilsynet Denmark — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works
In RegAlert: added · updated