Regulation on the Required Reserves Regime Annex 1: Calculation Base of Required Reserves

Annex no.1
to the Regulation on Required Reserves Regime
Calculation Base of Required Reserves

1. The calculation base of required reserves is comprised of financial means in MDL, in non￾convertible currencies and freely convertible currencies, reflected in the balance sheets of banks in the
   following Class II “Liabilities” accounts:
   2032 “Loro” accounts of banks
   2033 Overdraft to “Nostro” accounts
   2034 “Loro” accounts for securities operations 2062 Overnight Loans from banks 2075 Sight pledged deposits of banks 2095 Short-term loans from banks (1 month and less) 2096 Short-term loans from banks (more than 1 month and up to 1 year) 2097 Medium-term loans from banks (more than 1 year and up to and including 5 years) 2098 Long-term loans from banks (over 5 years) 2101 Short-term loans obtained from the Government for re-crediting purposes (1 month and less) 2102 Short-term loans obtained from the Government for re-crediting purposes (more than 1 month and up to 1 year inclusive) 2103 Medium-term loans received from the Government for re-crediting purposes (more than 1 year and up to 5 years inclusive) 2104 Long-term loans obtained from the Government for re-crediting purposes (more than 5 years) 2111 Short-term loans from international financial organizations (1 month and less) 2112 Short-term loans from international financial organizations (over 1 month and up to and including 1 year) 2113 Medium-term loans from international financial organizations (over 1 year and up to and including 5 years) 2114 Long-term loans from international financial organizations (over 5 years) 2121 Short-term loans from other creditors (1 month and less) 2122 Short-term loans from other creditors (over 1 month and up to 1 year) 2123 Medium-term loans from other creditors (over 1 year and up to 5 years) 2124 Long-term loans from other creditors (over 5 years) 2151 Securities sold under REPO agreements 2181 Securities issued at the fixed interest rate 2183 Other issued securities 2185 Premium on issued securities 2211 Short-term deposits of the National Health Insurance Company (1 year and less) 2212 Medium Term Deposits of the National Health Insurance Company (over 1 year and up to 5 years inclusive) 2213 Long-term deposits of the National Health Insurance Company (over 5 years) 2214 Short-term deposits of the National Social Insurance House (1 year and less) 2215 Medium-term deposits of the National Social Insurance House (over 1 year and up to 5 years inclusive) 2216 Long-term deposits of the National Social Insurance House (over 5 years) 2224 Current accounts of legal entities 2225 Current accounts of individuals 2226 Accepted payment documents 2231 Investment funds 2232 Other sight deposits of legal persons 2233 Other sight deposits of individuals 2234 Accumulation of financial resources (provisional account) 2235 Pledged deposits of legal persons 2236 Pledged deposits of individuals 2237 Current accounts of payment service providers for the evidence of funds received from payment service users 2238 Special current accounts of legal entities 2239 Other special current accounts

2251 Current accounts of legal entities
2252 Current accounts of individuals
2254 Special deposits of legal entities
2255 Special deposits of individuals
2256 Pledged deposits of legal entities
2257 Pledged deposits of individuals
2258 Current accounts of legal entities for payment card operations 2259 Current accounts of individuals for payment card transactions 2261 Other interest bearing sight deposits of legal entities 2262 Other interest bearing sight deposits of individuals 2263 State Budget resources 2264 Extra-budgetary funds 2265 Accumulation of money means (provisional account) 2266 Means of local budgets 2267 Means of compulsory health insurance funds 2268 Means of state social insurance budget 2269 Special-destination means of the state social insurance budget 2271 Means of units of implementing investment projects from external grants 2272 Means of units of implementing investment projects from external loans 2273 Guarantees collectted by customs service 2274 Current accounts of payment service providers for record-keeping the funds received from payment service users 2275 Special current accounts of legal entities 2291 Accounts for money means legalization 2311 Savings deposits of individuals 2312 Savings deposits of legal entities 2313 Savings deposits of individuals performing an activity 2314 Savings deposits of financial non-banking sector 2315 Savings deposits of non-commercial organizations 2331 Overnight deposits of banks - unrelated parties 2332 Overnight deposits of banks - related parties 2333 Overnight deposits of legal entities 2341 Short-term deposits of banks (1 month and less) 2342 Short-term deposits of banks (over 1 month and up to 1 year) 2343 Medium-term deposits of banks (over 1 year and up to 5 years inclusive) 2344 Long-term deposits of banks (over 5 years) 2346 Short-term pledged deposits of banks (1 month and less) 2347 Short-term pledged deposits of banks (over 1 month and up to 1 year inclusive) 2348 Medium term pledged deposits of banks (over 1 year and up to and including 5 years) 2349 Long-term pledged deposits of banks (over 5 years) 2361 Short-term deposits received from state budget sources (1 year and less) 2362 Medium-term deposits received from state budget sources (over 1 year and up to 5 years inclusive) 2363 Long-term deposits received from state budget sources (over 5 years) 2371 Short-term deposits of legal entities (1 year and less) 2372 Medium-term deposits of legal entities (over 1 year and up to 5 years inclusive) 2373 Long-term deposits of legal entities (over 5 years) 2374 Short-term deposits of individuals (1 year and less) 2375 Medium-term deposits of individuals (over 1 year and up to 5 years inclusive) 2376 Long-term deposits of individuals (over 5 years) 2381 Short-term pledged deposits of legal entities (1 year and less) 2382 Medium term pledged deposits of legal entities (over 1 year and up to and including 5 years) 2383 Long-term pledged deposits of legal entitiess (over 5 years) 2384 Short-term pledged deposits of individuals (1 year and less) 2385 Medium term pledged deposits of individuals (over 1 year and up to 5 years inclusive) 2386 Long-term pledgerd deposits of individuals (over 5 years) 2411
Short-term deposits of non-commercial organizations (1 year and less) 2412 Medium-term deposits of non-commercial organizations (over 1 year and up to and including 5 years)

2413 Long-term deposits of non-commercial organizations (over 5 years) 2414 Short-termpledged deposits of non-commercial organizations (1 year and less) 2415 Medium-term pledged deposits of non-commercial organizations (over 1 year and up to 5 years inclusive) 2416 Long- term pledged deposits of non-commercial organizations (over 5 years) 2421 Short-term deposits of the non-banking financial sector (1 year and less) 2422 Medium-term deposits of the non-banking financial sector (over 1 year and up to and including 5 years) 2423 Long-term deposits of the non-banking financial sector (over 5 years) 2424 Short-term pledged deposits of the non-banking financial sector (1 year and less) 2425 Medium term pledged deposits of non-banking financial sector (over 1 year and up to and including 5 years) 2426 Long-term pledged deposits of the non-banking financial sector (over 5 years) 2431 Short-term deposits of individuals who practice activity (1 year and less) 2432 Medium-term deposits of individuals who practice activity (over 1 year and up to and including 5 years) 2433 Long-term deposits of individuals who practice activity (over 5 years) 2434 Short-term pledged deposits of individuals who practice activity (1 year and less) 2435 Medium term pledged deposits of individuals who practice activity (more than 1 year and up to and including 5 years) 2436 Long-term pledged deposits of individuals performing an activity (more than 5 years) 2531 Liabilities to banks on financial leasing 2532 Debts to clients on financial leasing 2541 Short-term deposits of investment projects implementing units from external grants (1 year and less) 2542 Medium-term deposits of units of implementing investment projects from external grants (over 1 year up to and including 5 years) 2544 Short-term deposits of units of implementing investment projects from external loans (1 year and less) 2545 Medium-term deposits of foreign-investment project implementation units (over 1 year and up to 5 years inclusive) 2561 Short-term deposits of local budgets (1 year and less) 2562 Medium-term deposits of local budgets (over 1 year and up to 5 years inclusive) 2563 Long-term deposits of local budgets (over 5 years) 2571 Financial liabilities held for trading 2572 Financial liabilities designated at fair value through profit or loss 2791 Transit and clearing amounts 2792 Collected cash 2793 Unidentified amounts 2794 Amounts pending customer instructions 2795 Bills advised and issued 2796 Payments collected for transfer by destination 2797 Operations with payment cards 2806 Settlements related to the purchase / sale of securities and foreign currency 2807 Creditors on documentary settlements 2808 Dividends payable 2809 Other liabilities 2817 Settlements with individuals and legal entities related to funds (grants) received under loan agreements 2818 Settlements related to sale of other assets 2821 Subordinated debts with payment term of 5 years and less 2822 Subordinated debts with payment over
5 years 2831 Life limited common shares 2832 Life limited prefered shares 2843 Loans from bank’s branches from abroad 2851 Deposits received by the bank's head office 2861 “Loro” accounts of local branches 2862 “Loro” accounts of branches from abroad The calculation shall include the passive balances on accounts no. 2861 and no. 2862 minus the active balances on accounts no. 1861 and no. 1862, respectively. If a negative amount is obtained, the amount shall not be included in the calculation.

2. In determining the base, the calculation shall not include the balances of loans, deposits and
   pledged deposits in MDL, non-convertible currencies and in freely convertible currencies obtained from banks licensed by the National Bank and branches of foreign banks licensed by the National Bank, reflected in the accounts no.2062, no.2075, no.2095, no.2096, no.2097, no.2098, no.2331, no.2332, no.2341, no.2342, no.2343, no.2344, no. 2346, no.2347, no.2348, no.2349, the balances of the loans obtained from the National Bank and the banks licensed by the National Bank and from the branches of the foreign banks licensed by the National Bank through Repo agreements reflected in the account no. 2151, the debt balances against banks regarding the financial lease reflected in the account no. 2531 and the balances of the financial debts from the banks licensed by the National Bank and from the branches of the foreign banks licensed by the National Bank, reflected in the accounts no. 2571, no. 2572. The credit balance of the accounts no.2181 and no.2183 will be diminished by the debit balance of the account no.2186. For account number 2807 the calculation shall not include the amounts granted to the payer of bank loans in order to open and / or fill in the letters of credit at his/her order. For accounts no. 2809 and no. 2818 the bank's own funds shall not be included in the calculation. For account no. 2851 the calculation shall not include the amounts of deposits received from bank branches located in the Republic of Moldova.
3. For the amounts of funds attracted in MDL, in non-convertible currencies and in freely convertible
   currencies, reflected in the balance sheet accounts no.2097, no.2098, no. 2103, no. 2104, no.2113, no.2114, no.2123, no.2124, no. 2181, no.2183, no. 2212, no. 2213, no.2215, no. 2216, no. 2311, no. 2312, no. 2313, no. 2314, no. 2315, no. 2343, no. 2344, no. 2348, no. 2349, no. 2362, no.2363 no. 2372, no. 2373, no. 2375, no.2376, no. 2382, no.2383, no.2385, no.2386, no.2412, no.2413, no.2415, no.2416, no.2422, no.2423, no.2425, no.2426, no.2432, no.2433, no.2435, no.2436, no.2531, no.2532, no.2542, no.2545, no.2562, no.2563, no.2821, no.2822, no.2831, no.2832, which meet the criteria set out in item 15 of the Regulation, shall be applied a required reserves ratio of 0%.

Annex no.2
to the Regulation on Required Reserves Regime ORD0202 Blank code Bank code ORD 2.2 A Amount of financial means attracted in Moldovan lei and in non-convertible currencies included in the calculation base and amount of required reserves in Moldovan lei Totals for the observance period from _______________________ to _______________________ (inclusive) 001-lei Comp no.
Chapter no.
Indicators
Balance as of:
Average amount on observance period 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 A B C 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 1 0 Resources collected in MDL, NCC and FCC recalculated in MDL, included in the calculation base, total (r.1.1.+r.1.2.+r.1.3.) 1 1 Resources attracted in MDL included in the calculation base, total 1 2 Resources attracted in NCC included in the calculation base, total 1 3 Resources attracted in FCC included in the calculation base, total 1 4 Resources attracted in MDL and NCC, with a maturity period > 2 years, included in the calculation base, total 2 0 Resources attracted in MDL and NCC, subject to reserving (r.1.1 + r.1.2- r.1.4) 3 0 Reserving ratio from means attracted in MDL and in NCC, (%) 4 0 Amount of required reserves from resources attracted in MDL and in NCC to be held in MDL in bank’s “Loro” account with NBM (r. 2.0*r. 3.0/ 100) Date: “____’’ _________________ 20__ Executor and phone no. ___________________________

ORD0202
Blank code
Bank code
ORD 2.2 B Amount of financial resources attracted in Moldovan lei and in non-convertible currencies recalculated in Moldovan lei, included in the calculation base Breakdown by accounts for the observance period from _________ to_________ (inclusive) 001-lei No. Accou nt no. Comp. code Balance as of:
Average amount per
16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 observance period A B C 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 c1 10 c1 11 c1 12 c1 13 c1 14 c1 15 … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … ci 10 … ci 11 … ci 12 … ci 13 … ci 14 … ci 15 … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … cn 10 … cn 11 … cn 12 … cn 13 … cn 14 N cn 15

Procedure for drawing up the Report on value of financial means attracted in Moldovan lei and non￾convertible currencies included in the calculation base and value of required reserves in Moldovan lei

1. Information included in the report shall be divided in 2 tables:
   a) table ORD 2.2A Value of financial means attracted in Moldovan lei and non-convertible currencies included in the calculation base and value of required reserves in Moldovan lei Totals b) table ORD 2.2B Value of financial resourcess attracted in Moldovan lei and in non-convertible currencies re￾calculated in Moldovan lei included in the calculation base Breakdown by accounts
2. Tables mentioned at item 1 shall indicate the following:
   a) for all rows, columns 1 to 31, shall indicate amounts of balances for all dates of observance period from 16th of the previous month – to the 15th of the current month; b) amounts of attracted financial means shall be reflected in integers; c) amounts in non-convertible currencies and freely convertible currencies (FCC) shall be recalculated in MDL and their equivalent in MDL shall be indicated in the report; d) recalculation in MDL shall be made according to the official exchange rate of the Moldovan lei valid for respective dates of the observance period included in report; e) amounts of financial means attracted in FCC recalculated in MDL shall be included in the report for information purposes; f) for the dates of weekends and holidays, the amounts of balances registered in the preceding working day shall be included; g) column 16 for the months with 30 calendar days and columns14 (15)-16 for February shall not be filled in.
3. Average value of attracted financial means, shall be calculated as the sum of values within columns 1 to 31
   divided by the number of calendar days within the observance period.
4. For describing the algorithm of completing the Report on amount of financial means attracted in Moldovan
   lei and non-convertible currencies included in the calculation base and value of required reserves in Moldovan lei, the following notes shall be included:
   MAtotald – financial means attracted in MDL, in NCC and FCC included in the calculation base, total, in balance on date „d”; MAmdl d – financial means attracted in MDL, included in the calculation base, total, in balance on date „d”; MAvn d – financial means attracted in NCC, included in the calculation base, total, in balance on date „d”; MAvlcd – financial means attracted in FCC, included in the calculation base, total, in balance on date „d”; MAt2d – financial means attracted in MDL and NCC with a maturity period > 2 years, which meet the criteria set out in item 15 of this Regulation, included in the calculation base, total, in balance on date „d”; MAcu d – financial means attracted in MDL and NCC, subject to reserving, in balance on date„d”; NromdlD – reserving ratio from financial means attracted in MDL and NCC, in force for the observance period D, in accordance with the NBM normative acts (%, with two digits after the decimal point); ROD – amount of required reserves attracted in MDL and NCC, included in the calculation base within the observance period D; ci - account number of “Liabilities” class, as indicated in Annex no. 1 of this Regulation; ci10d – total balance, in account ci on date „d”; ci11d – balance of financial means in MDL, in account ci, on date „d”; ci12d – balance of financial means in non-convertible currencies in account ci, on date „d”; ci13d – balance of financial means in FCC in account ci on date „d”; ci14d – balance of financial means in MDL and NCC, with a maturity period > 2 years, which meet the criteria set out in item 15 of this Regulation in account ci, on date „d”; ci15d – total balance of financial means in MDL and NCC, in account ci, on date „d”, subject to reserving.
5. Table ORD 2.2A shows total information on financial means attracted by banks and value of required
   reserves in MDL calculated for the observance period. Table shall be filled in as follows:

1. Row 1.0:
   a) - for each date „d” (col. 1÷31), it shall be indicated MAtotal d = MAmdl d (row1.1) + MAvn d (row 1.2) +MAvlcd (row1.3); b) - column 32 shall not be filled in, (cell is empty).
2. Row 1.1:
   a) - columns 1-31 shall be determined based on information from table ORD 2.2B; for each date „d” (col. 1÷31), it shall be indicated MAmdld = ∑ cells of the respective date „d” from rows of „ci11d” type of the table ORD 2.2B; b) - column 32 = (∑ col. 1÷31)/T, where T = number of calendar days within the observance period.
3. Row 1.2:
   a) - columns 1-31 shall be determined based on information from table ORD 2.2B; for each date „d” (col. 1÷31), it shall be indicated MAvnd =∑cells of the respective date „d” from rows of „ci12d” type of the table ORD 2.2B; b) - column 32 shall be analogically calculated with col umn 32 from row 1.1.
4. Row 1.3:
   a) - columns 1-31 shall be determined based on information from table ORD 2.2B; for each date „d”(col. 1-31), it shall be indicated MAvlcd =∑cells of the respective date „d” from rows of „ci13d” type from table ORD 2.2B; b) - column 32 shall not be filled in, (cell is empty).
5. Row 1. 4:
   a) - columns 1÷31 shall be determined based on information from table ORD 2.2B; for each date „d” (col. 1÷31), it shall be indicated MAt2d=∑cells of the respective date „d” from rows of „ci14d” type of the table ORD 2.2B b) - column 32 shall be analogically calculated with column 32 from row 1.1.
6. Row 2. 0:
   a) - for each date „d”(col.1-31), it shall be indicated MAcud = MAmdld (row1.1) + MAvnd (row1.2) - MAt2d (row1.4); b) - column 32 shall be analogically calculated with column 32 from row 1.1.
7. Row 3. 0:
   a) - columns 1÷31 are empty; b) - column 32 = NromdlD,
8. Row 4. 0:
   a) - columns 1÷31 are empty; b) -column 32, shall indicate ROD = ((row 2. 0, col.32) * NromdlD (row 3.0, col.32))/100.

6. Table ORD 2.2B shows information on value of financial means attracted in MDL and non-convertible
   currencies, reflected in balance sheet accounts on the dates included in the reporting observance period, brokedown by accounts of “Liabilities” class, as indicated in Annex no.1 of this Regulation, separately for each of 6 positions specified below at letter c).
   Table shall be filled in, as follows:
   a) column A „No.” shall indicate the number of order for each row filled in the table; b) column B „ Account no.” shall indicate the account number for which the indicators are reported; c) column C „Compartment code” shall indicate the compartment code, in accordance with the following table:
   Compartment code
   Name
   10 total in account
   11 in MDL
   12 in NCC
   13 in FCC
   14 in MDL and NCC with the maturity period > 2 years, which meet the criteria set out in item 15 of this Regulation 15 total in account subject to reserving

For each account to be included in the report, all 6 indicators/compartments shall be mandatory specified, as shown in the table above; d) depending on the row type (indicator/compartment indicated in column C) columns 1-32 shall be filled in, as follows:

1. Rows of ci10d type:
   a) for each date „d” (col. 1-31), it shall be indicated ci10d =ci11 d +ci12 d +ci13 d; b) column 32 shall not be filled in (cell is empty).
2. Rows of ci11d type:
   a) for each date„d” (col. 1-31) it shall be indicated ci11 d; b) column 32=(∑col.1-31)/T, where T = number of calendar days within the observance period.
3. Rows of ci12d type:
   a) for each date „d” (col. 1-31) it shall be indicated ci12 d; b) column 32 shall be analogically calculated with column 32 from row of ci11 d type.
4. Rows of ci13d type:
   a) for each date „d” (col. 1-31) it shall be indicated ci13 d; b) column 32 shall not be filled in (cell is empty).
5. Rows of ci14d type:
   a) for each date „d” (col. 1-31) it shall be indicated ci14 d; b) column 32 shall be analogically calculated with column 32 from row of ci11d type.
6. Rows of ci15d type:
   a) for each date „d” (col. 1-32), it shall be indicated ci15 d =ci11 d + ci12 d - ci14 d; The report shall include only the accounts listed in the calculation base (Annex no.1) for which in the accounting balances sheet there are balances for respective dates. For accounts selected in the report, only rows for which there are balances shall be included.

7. Report on amount of financial means attracted in MDL and NCC included in the calculation base and value of
   required reserves in MDL, shall be submitted to the NBM no later than the 20th of each month. In the event the 20th of the month is a non-working day, the report shall be submitted on the subsequent working day.

Annex no. 3
to the Regulation on Required Reserves Regime ORD0203 Blank code Bank code ORD 2.3 A Value of financial means attracted in freely convertible currencies included in the calculation base and value of required reserves in USD and EUR Totals for the observance period from _________ to_________ (inclusive) cComp no. Chapter no. Indicators Balance as of:
Average value on observance period 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 A B C 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 1 1 Means attracted in USD and other FCC recalculated in USD, included in the calculation base, total (r.2.1+r.2.3) 1 2 Means attracted in EUR and other FCC recalculated in EUR, included in the calculation base, total (r.2.2+r.2.4) 2 1 Means attracted in USD, included in the calculation base, total 2 2 Means attracted in EUR, included in the calculation base, total 2 3 Means attracted in other FCC recalculated in USD, included in the calculation base, total 2 4 Means attracted in other FCC recalculated in EUR, included in the calculation base, total 2 5 Means attracted in USD and other FCC recalculated in USD, with a maturity period > 2 years, included in the calculation base, total

2 6
Means attracted in EUR and in other FCC recalculated in EUR, with a maturity period > 2 years, included in the calculation base, total 2 7 Means attracted in USD and other FCC recalculated in USD, subject to reserving, total (r.1.1-r.2.5) 2 8 Means attracted in EUR and other FCC recalculated in EUR, subject to reserving, total (r.1.2-r.2.6) 3 0 Reserve ratio from means attracted in FCC (%) 4 1 Amount of required reserves in USD from means, included in the calculation base (r.2.7r.3.0/100) 4 2 Amount of required reserves in EUR from means, included in the calculation base (r.2.8r.3.0/100) 5 1 Amount of required reserves in USD maintained in the bank’s required reserves account in foreign currency with the NBM as on reporting date 5 2 Amount of required reserves in EUR maintained in the bank’s required reserves account in foreign currency with the NBM as on reporting date 6 1 RR excess (deficit) in USD (r.5.1-r.4.1) 6 2 RR excess (deficit) in EUR (r.5.2-r.4.2) Conclusion date „_____” _________20 Executor and phone no. _____________________________

ORD0203
Blank code
Bank code
ORD2.3B Value of financial means attracted in freely convertible currencies in the current observance period included in the calculation base Breakdown by accounts for the observance period from_________ to_________ (inclusive) No. Account no. Comp. code Balance as of: Average value on observance period 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 A B C 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 1 c1 50 2 c1 51 3 c1 52 4 c1 53 5 c1 54 6 c1 55 7 c1 56 8 c1 57 … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … ci 50 … ci 51 … ci 52 … ci 53 … ci 54 … ci 55 … ci 56 … ci 57 … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … … cn 50 … cn 51 … cn 52 … cn 53 … cn 54 … cn 55 … cn 56 N cn 57

Procedure for drawing up the Report on value of financial means attracted in freely convertible currencies included in the calculation base and value of required reserves in USD and EUR

1. Information included in the report shall be divided in 2 tables:
   a) table ORD 2.3A Value of financial means attracted in freely convertible currencies included in the calculation base and value of required reserves in USD and EUR Totals b) table ORD 2.3B Value of financial means attracted in freely convertible currencies included in the calculation base Breakdown by accounts
2. Tables mentioned at item1 shall indicate the following:
   a) for all rows, columns 1 to 31, it shall be indicated the amounts of balances for all dates of observance periods from 16th of the previous month – up to the 15th of the current month; b) amounts shall be reflected in USD and EUR, in integers; c) amounts in other FCC shall be recalculated in USD or EUR and their equivalent in USD or EUR shall be indicated in the report; d) recalculation in USD or EUR of the amounts attracted in other FCC shall be daily performed, by cross exchange rate against USD or EUR, established based on the MDL official exchange rate valid for the respective date; e) for the dates of weekends and holidays, the amounts of balances registered in the preceding working day shall be included; f) column 16 for the months with 30 calendar days and column 14(15)-16 for February shall not be filled in.
3. Average value of attracted financial means, shall be calculated as sum of values within columns 1 to 31
   divided by the number of calendar days within the observance period.
4. For describing the algorithm of completing the Report on value of financial means attracted in freely
   convertible currencies included in the calculation base and value of required reserves in USD and EUR, the following notes shall be included:
   MA(usd+vlc)d – financial means attracted in USD and other FCC recalculated in USD, included in the calculation base, total, in balance on date „d”; MA(eur+vlc)d – financial means attracted in EUR and other FCC recalculated in EUR, included in the calculation base, total, in balance on date „d”; MAusdd – financial means attracted in USD included in the calculation base, total, in balance on date „d”; MAeurd – financial means attracted in EUR included in the calculation base, total, in balance on date „d”; MAvlc/usdd – financial means attracted in other FCC recalculated in USD, included in the calculation base, total, in balance on date „d”; MAvlc/eurd – financial means attracted in other FCC recalculated in EUR, included in the calculation base, total, in balance on date „d”; MA(usd)t2d – financial means attracted in USD and other FCC recalculated in USD, with a maturity period > 2 years, which meet the criteria specified in item 15 of this Regulation, included in the calculation base, total, in balance on date „d”; MA(eur)t2d - financial means attracted in EUR and other FCC recalculated in EUR, with a maturity period > 2 years, which meet the criteria specified in item 15 of this Regulation, included in the calculation base, total, in balance on date „d”; MAcu(usd)d – financial means attracted in USD and other FCC recalculated in USD, included in the calculation base, subject to reserving, total, in balance on date „d”; MAcu(eur)d – financial means attracted in EUR and other FCC recalculated in EUR, included in the calculation base, subject to reserving, total, in balance on date „d”; NrovlcD - reserve ratio from financial means attracted in FCC , in force for the observance period D, in accordance with the NBM normative acts (%, with two digits after the decimal point);

ROusdD - amount of required reserves in USD from financial means attracted in USD and other FCC recalculated in USD, included in the calculation base within the observance period D; ROeurD - amount of required reserves in EUR from financial means attracted in EUR and other FCC recalculated in EUR, included in the calculation base within the observance period D; ROf(usd) - amount of required reserves in USD maintained in the bank’s required reserves account in foreign currency with the NBM on the reporting date; ROf(eur) - amount of required reserves in EUR maintained in the bank’s required reserves account in foreign currency with the NBM on the reporting date; E/Iro(usd)D - excess (deficit) of reserves in USD for the current observance period against the amount of required reserves in USD maintained by bank in the required reserves accout in foreign currency with the NBM on the reporting date; E/Iro(eur)D - excess (deficit) of reserves in EUR for the current observance period against the amount of required reserves in EUR maintained by bank in the required reserves accout in foreign currency with the NBM on the reporting date; ci - accounts number of “Liabilities” class, as indicated in Annex no. 1 of this Regulation; ci50d – balance of financial means in USD, in account ci on date „d”; ci51d - balance of financial means in EUR, in account ci on date „d”; ci52d - balance of financial means in other FCC recalculated in USD in account ci on date „d”; ci53d - balance of financial means in other FCC recalculated in EUR in account ci on date „d”; ci54d - balance of financial means in USD and other FCC recalculated in USD, with a maturity > 2 years, which meet the specified in item 15 of this Regulation, in account ci, on date „d”; ci55d - balance of financial means in EUR and other FCC recalculated in EUR, with a maturity > 2 years, which meet the specified in item 15 of this Regulation, in account ci, on date „d”; ci56d - total balance of financial means in USD and other FCC recalculated in USD, in account ci, on date „d”, subject to reserving in USD; ci57d - total balance of financial means in EUR and other FCC recalculated in EUR, in account ci, on date „d”, subject to reserving in EUR.
5. Tablel ORD 2.3A shows information on financial means attracted by banks in FCC included in the
calculation base and value of required reserves in USD and EUR.
Table shall be filled in, as follows:

1. Row 1. 1:
   a) for each date „d”(col. 1-31), it shall be indicated MA(usd+vlc)d = MAusdd (row 2.1)+ MAvlc/usdd (row 2.3); b) column 32 = (∑ col. 1-31)/T, where T = number of calendar days within the reporting observance period.
2. Row 1. 2:
   a) for each date „d”(columns 1-31), shall indicate MA(eur+vlc)d = MAeurd (row 2.2)+ MAvlc/eurd (row 2.4); b) column 32 shall be analogically calculated with column 32 from row 1.1.
3. Row 2.1:
   a) columns 1-31 shall be determined based on information from table ORD 2.3B; for each date „d”(column 1-31), it shall be indicated MAusdd = ∑ cells of respective date „d” from rows of „ci50 d” type from table ORD 2.3B; b) column 32 shall be analogically calculated with column 32 from row 1.1.
4. Row 2.2:
   a) columns 1-31 shall be determined based on information form table ORD 2.3B; for each date „d”(col. 1-31), it shall be indicated MAeurd = ∑ cells of respective date „d” from rows of „ci51d” type from table ORD 2.3B; b) column 32 shall be analogically calculated with column 32 from row 1.1.
5. Row 2.3:
   a) columns 1-31 shall be determined based on information from table ORD 2.3B;

for each date „d”(col. 1-31), it shall be indicated MAvlc/usdd = ∑ cells of respective date „d” from rows of „ci52 d” type from table ORD 2.3B; b) column 32 shall be analogically calculated with column 32 from row 1.1.
6) Row 2.4:
a) columns 1-31 shall be determined based on information from table ORD 2.3B; for each date „d”(col. 1-31), it shall be indicated MAvlc/eurd = ∑ cells of respective date „d” from rows of „ci53d” type from table ORD 2.3B; b) column 32 shall be analogically calculated with column 32 from row 1.1.
7) Row 2.5:
a) columns 1-31 shall be determined based on information from table ORD 2.3B; for each date „d”(col. 1-31), it shall be indicated MA(usd)t2d = ∑ cells of respective date „d” from rows of „ci54d” type from table ORD 2.3B; b) column 32 shall be analogically calculated with column 32 from row 1.1.
8) Row 2.6
a) columns 1-31 shall be determined based on information from table ORD 2.3B; for each date „d”(col. 1-31), it shall be indicated MA(eur)t2d = ∑ cells of respective date „d” from rows of „ci55d” type from table ORD 2.3B; b) column 32 shall be analogically calculated with column 32 from row 1.1.
9) Row 2.7:
a) for each date „d”(col. 1-31), it shall be indicated MAcu(usd)d = MA(usd+vlc)d (row 1.1) - MA(usd)t2d (row 2.5); b) column 32 shall be analogically calculated with column 32 from row 1.1.
10) Row 2.8:
a) for each date „d”(col. 1-31), it shall be indicated MAcu(eur)d = MA(eur+vlc)d (row 1.2) - MA(eur)t2d (row 2.6); b) column 32 shall be analogically calculated with column 32 from row 1.1.
11) Row 3. 0:
a) columns 1-31 are empty; b) column 32 shall indicate NrovlcD.
12) Row 4. 1:
a) columns 1-31 are empty; b) column 32 shall indicate ROusdD = ((row 2.7, col. 32) * NrovlcD (row 3.0, col. 32))/100.
13) Row 4. 2:
a) columns 1-31 are empty; b) column 32 shall indicate ROeurD = ((row 2.8,col. 32) * NrovlcD(row 3.0,col. 32))/100.
14) Row 5. 1:
a) columns 1-31 are empty; b) column 32 shall indicate ROf(usd).
15) Row 5.2:
a) columns 1-31 are empty; b) column 32 shall indicate ROf(eur).
16) Row 6.1:
a) columns 1-31 are empty; b) column 32 shall indicate E/Iro(usd)D = ROf(usd) (row 5.1,col. 32) - RO(usd)D (row 4.1, col. 32).
17) Row 6.2:
a) columns 1-31 are empty; b) column 32 shall indicate E/Iro(eur)D = ROf(eur) (row 5.2,col. 32) - RO(eur)D (row 4.2, col. 32).
6. Table ORD2.3B shows information on value of financial means attracted in FCC, reflected in balance
sheet accounts on the dates included in the reporting observance period, brokedown by accounts of “Liabilities” class, as indicated in Annex no.1 of this Regulation, separately for each of 8 positions specified below at letter c).
Table shall be filled in, as follows:
a) column A „No.” shall indicate the number of order for each row filled in the table;

b) column B „ Account no.” shall indicate the account number for which the indicators are reported; c) column C „ Compartment code” shall indicate the compartment code, in accordance with the following
table:
Compartment code
Name
50 in account in USD
51 in account in EUR
52 in account in other FCC recalculated in USD 53 in account in other FCC recalculated in EUR 54 Means attracted in USD and other FCC recalculated in USD, included in the calculation base, with a maturity period > 2 ani, which meet the criteria specified in item 15 of this Regulation 55 Means attracted in EUR and other FCC recalculated in EUR, included in the calculation base, with a maturity period > 2 ani, which meet the criteria specified in item15 of this Regulation 56 Means attracted in USD, subject to reserving 57 Means attracted in EUR, subject to reserving For each account to be included in the report, the indicators/compartments shall be mandatory specified, as shown in the table above; d) depending on the row type (indicator/compartment indicated in column C) columns 1-32 shall be filled in, as follows:
Table ORD 2.3B shall be filled in, as follows:

1. Rows of ci50d type:
   a) for each date „d”(col. 1-31) it shall be indicated ci50 d; b) column 32=(∑col. 1-31)/T, where T = number of calendar days within the reporting observance period.
2. Rows of ci51d type:
   a) for each date „d”(col. 1-31) it shall be indicated ci51 d; b) column 32 shall be analogically calculated with column 32 from row of ci50 d type.
3. Rows of ci52d type:
   a) for each date „d”(col. 1-31) it shall be indicated ci52 d; b) column 32 shall be analogically calculated with column 32 from row of ci50d type.
4. Rows of ci53d type:
   a) for each date „d”(col. 1-31) it shall be indicated ci53 d. b) column 32 shall be analogically calculated with column 32 from row of ci50d type.
5. Rows of ci54d type:
   a) for each date „d”(col. 1-31) it shall be indicated ci54d; b) column 32 shall be analogically calculated with column 32 from row of ci50d type.
6. Rows of ci55d type:
   a) for each date „d”(col. 1-31) it shall be indicated ci55d; b) column 32 shall be analogically calculated with column 32 from row of ci50d type.
7. Rows of ci56d type:
   a) for each date „d”(col. 1-32), it shall be indicated ci56d =ci50d +ci52d -ci54d.
8. Rows of ci57d type:
   a) for each date „d”(col. 1-32), it shall be indicated ci57d =ci51d +ci53d -ci55d; The report includes only the accounts listed in the calculation base (Annex no. 1) for which there are balances on the balance sheet for the respective dates. For accounts selected in the report, only rows for which there are balances are included.

7. Report on value of financial means attracted in FCC included in the calculation base and value of
   required reserves in USD and EUR, shall be submitted to the NBM no later than the 20th of each month. In the event the 20th of the month is a non-working day, the report shall be presented on the subsequent working day.