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Regulations amending Finansinspektionen’s regulations regarding amortisation of loans collateralised by residential property

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Finansinspektionen issued regulations requiring new borrowers with mortgages exceeding 4.5 times their gross income to amortise at least 1 per cent of the debt in addition to existing requirements. The Government granted consent for these rules on 30 November 2017, and the amendments officially entered into force on 1 March 2018. These measures were subsequently repealed on 31 March 2026.

SwedenFinansinspektionen

Regulations amending Finansinspektionen’s regulations (FFFS 2016:16) regarding amortisation of loans collateralised by residential property

Repealed 2026-03-31 see FFFS

2026:1

FFFS 2016:16

Summary

Under the amendment, new borrowers with a mortgage in excess of 4.5 times their gross income shall amortise at least 1 per cent of the debt in addition to the amortisation already in effect.

The Government granted its consent on 30 November 2017 for Finansinspektionen to decide on the regulations. The amendments go into effect on 1 March 2018. Amendment 2017:23

Documents

FFFS 2017:23

Decision memorandum FFFS 2017:23

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FFFS Regulation No. 23 of 2017Not in RegAlertFFFS Regulation No. 23 of 2017 — Not in RegAlertFinansinspektionen’s regulations(FFFS 2016:16) regarding amortisa…Not in RegAlertFinansinspektionen’s regulations (FFFS 2016:16) regarding amortisation of loans collateralised by residential property — Not in RegAlertRegulations amendingFinansinspektionen’s regulati…this documentRegulations amending Finansinspektionen’s regulations regarding amortisation of loans collateralised by residential property
amendssupersedesissued underrefers todashed card: not in RegAlert (or proposed)arrows run from the older text to the one that changes it
The links and the sentences they come from (2)
Supersedes
  • FFFS Regulation No. 23 of 2017Not in RegAlert

    “Amendment 2017:23”

Amends
  • Finansinspektionen’s regulations (FFFS 2016:16) regarding amortisation of loans collateralised by residential propertyNot in RegAlert

    “Regulations amending Finansinspektionen’s regulations (FFFS 2016:16) regarding amortisation of loans collateralised by residential property”

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Source: Finansinspektionen — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works

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