Regulatory Alerts2026-06-30
Added · Updated
Regulations No. 91/2025 on Key Facts Statement Disclosure for Annual Percentage Rates for Fixed Term Credit Contracts
The National Bank of Rwanda issued Regulations No. 91/2025 to standardize the disclosure of Key Facts Statements and Annual Percentage Rates for fixed-term consumer credit contracts. The regulations mandate that financial service providers present concise, standardized documents in plain language to enable consumers to compare credit offers and make informed decisions. It further establishes specific requirements for the format, language, timing of delivery, and calculation methods of these disclosures to ensure fair treatment and market transparency.