Renaming of Markup Subsidy and Risk Sharing Scheme for Affordable Housing Finance

SH&SFD Circular Letter No. 02 — April 01, 2026

The Presidents/ Chief Executives

All Banks/HBFCL/MFBs

Dear Sir/Madam,

Renaming of Markup Subsidy and Risk Sharing Scheme for Affordable Housing Finance

1. Please refer to SH&SFD Circular No. 03 of 2025 and SH&SFD Circular Letter No.1 of 2026 regarding the subject scheme.
2. Please find enclosed Ministry of Housing and Works Notification No. 1 (20)/2025-PPW dated March 26, 2026, regarding renaming of the subject scheme. In terms of the Notification, the scheme previously titled "Mera Ghar-Mera Ashiana", shall be known as "Wazir-e-Azam Apna Ghar Program-Ghar Ho Tu Apna".
3. All Participating Financial Institutions (PFIs) are advised to ensure that all official correspondence, notifications, advertisements, and related documents reflect the revised name of the scheme.

Enclosed:

• Notification

Yours sincerely,

Najm-us-Saqib Shabbir
Additional Director

---

GOVERNMENT OF PAKISTAN
MINISTRY OF HOUSING AND WORKS

No.NO.1(20)/2025-PPW Islamabad, the 26th March, 2026

NOTIFICATION

In continuation of this Ministry's Notification of even number dated 12th March 2026, whereby revised features of the Mark-up Subsidy Scheme were notified, it is hereby conveyed that the Prime Minister has approved the renaming of the Scheme.

2. The Scheme, previously titled "Mera Ghar - Mera Ashiana", shall henceforth be known as:

"Wazir-e-Azam Apna Ghar Program - Ghar Ho Tu Apna"

3. All concerned stakeholders including State Bank of Pakistan, Ministry of Finance, Pakistan Housing Authority Foundation and Participating Financial Institutions are requested to take note of the above change and ensure that all official correspondence, notifications, advertisements, and related documents shall reflect the revised name of the Scheme with immediate effect.

Javed Akbar Shaikh
DDG (Planing & Policy)

The Manager PCP, No 36 G-7/4 Islamabad ICT Waris Shah Rd G-7/4 Islamabad Islamabad

The Secretary Finance, Ministry of Finance, "Q" Block Pak secretariat, Islamabad Islamabad

The Secretary Planning, Planning Commission
Islamabad

The Principal Staff Officer, State Bank of Pakistan, I.I.Chundrigar Road, Karachi Karachi

The Chief Executive Officer(CEO), Ground Floor Shaheed-e-Millat Secretariat Jinnah Avenue Islamabad Islamabad

Copy for information to:-

1- Federal Minister, MOHW, Islamabad
2- Secretary Housing, MOHW, Islamabad
3- Additional Secretary, MOHW, Islamabad
4- JS Admin, MOHW, Islamabad
5- Joint Secretary (Estate), MOHW, Islamabad
6- JEA, MOHW, Islamabad
7- CF&AO, MOHW, Islamabad

Javed Akbar Shaikh
DDG (Planing & Policy)