2026-04-29

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Reserve Bank of India (All India Financial Institutions – Credit Risk Management) Second Amendment Directions, 2026

The Reserve Bank of India inserts Chapter II-A into the Credit Risk Management Directions, adding Article 5A which requires All India Financial Institutions to factor in the possible impact of calamities on borrowers in their credit assessments. This amendment modifies existing directions and comes into force with effect from July 1, 2026.

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