Regulatory Alerts2026-06-10
Added · Updated
Reserve Bank of India (Commercial Banks – Concentration Risk Management) Third Amendment Directions, 2026
Paragraph 94 of Chapter V - Exposure Norms in the Directions is deleted and replaced by new paragraph 94A, which requires banks to fix internal limits for aggregate exposure to the real estate sector and sub-limits for various sub-categories according to their business model. A prudential ceiling of 10 per cent of a bank’s eligible capital base is imposed on the sub-limit for aggregate exposure towards real estate investment trusts (REITs). These Directions come into force from October 1, 2026, or an earlier date if the directions contained in the Reserve Bank of India (Commercial Banks – Credit Facilities) Third Amendment Directions, 2026 are adopted by a bank in entirety.
More like this from RBI
RBI published 59 documents in the last 30 days. We email you each new one the day it's published.