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Rule · RBI · 15 Jul 2026

Reserve Bank of India (Commercial Banks – Credit Facilities) Fifth Amendment Directions, 2026

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The Directions are modified to add an Explanation to paragraph 78, allowing banks to finance multiple independent viable units of a project as separate projects with their own financial closure, provided each unit is appraised ex-ante for standalone viability. An additional Explanation is added to paragraph 80 to specify that for electricity generation projects involving both generation and transmission, the right of way requirement for transmission may be determined as per sub-paragraph (3). These amendments come into force with immediate effect.

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( 450 kb ) Reserve Bank of India (Commercial Banks – Credit Facilities) Fifth Amendment Directions, 2026 RBI/2026-27/181 DOR.STR.REC.154/21-04-048/2026-27

July 15, 2026

Reserve Bank of India (Commercial Banks – Credit Facilities) Fifth Amendment Directions, 2026

Please refer to Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025 (hereinafter referred to as ‘the Directions’).

  1. In exercise of the powers conferred by the sections 21 and 35A of the Banking Regulation Act, 1949 and all other laws enabling the Reserve Bank in this regard, the Reserve Bank being satisfied that it is necessary and expedient in the public interest so to do, hereby issues the Amendment Directions hereinafter specified.

  2. These Amendment Directions modify the Directions as under:

(i) In paragraph 78, an Explanation shall be added as under:

Explanation: Where it is possible for a project to be operationalised as multiple independent viable units, a bank may at its discretion finance such independent units as separate projects with their own financial closure, provided each unit is appraised ex-ante for standalone viability.

(ii) In paragraph 80, an Explanation shall be added as under:

Explanation: For the purpose of this paragraph, for projects in electricity generation where the project scope involves both generation and transmission (evacuation infrastructure), the right of way requirement for transmission may be determined as per sub-paragraph (3).

  1. The above amendment would come into force with immediate effect.

(Vaibhav Chaturvedi) Chief General Manager

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Reserve Bank of India (CommercialBanks – Credit Facilities) Direct…Not in RegAlertReserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025 — Not in RegAlertReserve Bank of India(Commercial Banks – Credit Fa…2026-07-15 · this documentReserve Bank of India (Commercial Banks – Credit Facilities) Fifth Amendment Directions, 2026 (2026-07-15)
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  • Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025Not in RegAlert

    “Please refer to Reserve Bank of India (Commercial Banks – Credit Facilities) Directions, 2025 (hereinafter referred to as ‘the Directions’).”

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