Regulatory Alerts2026-04-29
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Reserve Bank of India (Regional Rural Banks – Credit Risk Management) Second Amendment Directions, 2026
The directions insert Chapter IIA, titled Credit Risk Evaluation, into the existing regulatory framework. This new chapter mandates that credit assessments conducted by banks must suitably factor in the possible impact of calamities on borrowers who may be affected by such events. These amendments come into force with effect from July 1, 2026.
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