2026-07-30

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Reserve Bank of India (Regional Rural Banks – Interest Rate on Deposits) Second Amendment Directions, 2026

These Amendment Directions modify the Reserve Bank of India (Regional Rural Banks – Interest Rate on Deposits) Directions, 2025, effective from October 01, 2026. Paragraph 6(3) is substituted to require that interest rates on deposits, including bulk deposits, strictly follow the schedule disclosed on the bank's website, with bulk deposit rates disclosed by 10:10 am each business day. Paragraph 6(2) is substituted to mandate uniform interest rates across all branches and customers, prohibiting discrimination between deposits of similar amounts accepted on the same date.

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