2026-06-16

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Reserve Bank of India (Regional Rural Banks - Prudential Norms on Capital Adequacy) Second Amendment Directions, 2026

Paragraph 15(5)A is inserted to assign a zero percent risk weight to exposures guaranteed under the Emergency Credit Line Guarantee Scheme (ECLGS) 5.0, specifically for the portion where the settlement amount is expected to be received within thirty days from the date of invocation, capped at 75% of the guaranteed portion. The remaining exposure retains the risk weight prescribed by extant guidelines. These amendments apply to Regional Rural Banks and come into force with immediate effect.

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