Regulatory Alerts2026-04-29
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Reserve Bank of India (Rural Cooperative Banks – Credit Risk Management) Second Amendment Directions, 2026
The Reserve Bank of India inserts Chapter IIA into the directions for Rural Cooperative Banks, introducing Section 5A which requires credit assessments to factor in the possible impact of calamities on affected borrowers. This modification applies to banks regulated under the Banking Regulation Act, 1949. The amendment comes into force on July 1, 2026.
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