Regulatory Alerts2025-12-04 | DOF 5775137Added
Resolution modifying the General Provisions applicable to credit institutions
The National Banking and Securities Commission modifies the General Provisions applicable to credit institutions to align the regulatory treatment of credit risk exposures involving trusts with the Basel Committee's Standardized Approach. The amendments redefine credit risk exposures to explicitly include operations structured with or under trusts, establish specific risk weightings for exposures to federal entities and municipalities based on credit ratings, and introduce a new risk group for exposures to trusts and infrastructure projects. Credit institutions are required to adjust their capital calculations and reporting to comply with these changes within 90 days of the resolution's entry into force.