Regulatory Alerts2026-06-12 | DOF 5790442Added · Updated
Resolution modifying the General Provisions applicable to Credit Institutions
The National Banking and Securities Commission amends Article 46 and Annexes 2 and 4 of the General Provisions applicable to Credit Institutions to facilitate the digitalization and simplification of credit file integration. The changes allow institutions to reuse existing updated documentation, utilize Advanced Electronic Signatures for consumer and commercial credit requests, and consider internal account transaction records from the last three months for income verification. Additionally, the resolution permits non-presidential verifications via electronic means for commercial credits and establishes specific documentation requirements for consumer and commercial credit files based on loan amounts and digital contracting channels.
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