Results of the National Risk Assessment for the Crimes of Money Laundering and Terrorist Financing

Results of the National Risk Assessment for the Crimes of Money Laundering and Terrorist Financing

The following summarizes the results of the National Risk Assessment for the crimes of Money Laundering and Terrorist Financing for the State:

Chapter 1: Summary of the Results of the Money Laundering Risk Assessment on the National Scale.

Money Laundering Threats in the State (from zero to high), noting that these threats are considered national, and the following table assesses the national threats:

Threats of Money Laundering	Sectoral Threats	National Threats
Forgery, Embezzlement, Tax Evasion, Bribery, Abuse of Power, Credit Abuse, Extravagant Spending	From zero to high	From zero to high
Crimes of Theft: Fraud, Smuggling, Theft, and Smuggling	From zero to high	From zero to high
Crimes related to perpetrators of serious crimes	From zero to high	From zero to high
Fraud: Essential element in deception	From zero to high	From zero to high
Credit Abuse: Credit abuse in the banking sector exceeds its limits.	From zero to high	From zero to high

It should be noted that the weakness range of the National Money Laundering Threats (from zero to high) depends on two main factors: First, based on the weakness range of the National Threats on the Sectoral Threats (from zero to high), a reduction in the weakness range of Money Laundering Threats on the 11 sectors is achieved as clarified below. Second, the ability to address Money Laundering Threats on the National Threats (from zero to high) is based on the State's ability to address Money Laundering Threats.

An important note: Recently, in 2024, and consequently, this has not been reflected in the National Risk Assessment which covered the period 2017-2023. The number of cyber frauds has increased, especially since the beginning of the year.

Chapter 2: Summary of the Results of the Money Laundering Risk Assessment on the Sectoral Scale.

The assessment of Money Laundering threats for each sector is based on the threat levels, weakness ranges, and national vulnerabilities:

Chapter 3: Summary of the Results of the Money Laundering Risk Assessment on the Incoming Sectoral Scale.

The assessment of Money Laundering threats in the incoming sector (from zero to high) is based on the results of assessing Money Laundering threats in this sector (from zero to high), and the weakness range of the National Money Laundering Threats in this sector (Resident).

The assessment of the overall and national weakness range in the vulnerabilities of the national sector is according to the following table:

Sector	Threat Level	National Weakness Range	Sectoral Weakness Range
Incoming Transactions	From zero to high	From zero to high	From zero to high
Deposits	From zero to high	From zero to high	From zero to high
Transactions	From zero to high	From zero to high	From zero to high
Large Transactions	From zero to high	From zero to high	From zero to high
Trust Boxes	From zero to high	From zero to high	From zero to high
National Sector	From zero to high	From zero to high	From zero to high
Non-National	From zero to high	From zero to high	From zero to high
Lending	From zero to high	From zero to high	From zero to high
National Payment	From zero to high	From zero to high	From zero to high
Securities (National Securities)	From zero to high	From zero to high	From zero to high
Trust	From zero to high	From zero to high	From zero to high
Agency	From zero to high	From zero to high	From zero to high
Agency	From zero to high	From zero to high	From zero to high
Trade in Precious Metals and Stones	From zero to high	From zero to high	From zero to high
Agency	From zero to high	From zero to high	From zero to high
Real Estate Agents	From zero to high	From zero to high	From zero to high
Real Estate Ownership and Brokerage	From zero to high	From zero to high	From zero to high

Commercial Practices or Financial Transactions | From zero to high | From zero to high | From zero to high Deposits of Legal Persons | From zero to high | From zero to high | From zero to high Movements of Legal Persons | From zero to high | From zero to high | From zero to high Tangible Assets | From zero to high | From zero to high | From zero to high Individual Receipts | From zero to high | From zero to high | From zero to high Public and Private Entity Receipts | From zero to high | From zero to high | From zero to high National Practices | From zero to high | From zero to high | From zero to high Real Estate Sale Receipts | From zero to high | From zero to high | From zero to high

Chapter 4: Summary of the Results of the Terrorist Financing Risk Assessment on the National Scale

The assessment of the level of Terrorist Financing risks on the national scale (from zero to high) assesses Terrorist Financing Threats in the State (from zero to high).

The following are the national Terrorist Financing threats:

Threats	Sectoral Threats
Imports	From zero to high
Exports	From zero to high
Terrorist Operations	From zero to high

The assessment of the national weakness range to Terrorist Financing on the incoming sector (from zero to high) is a result of the ability to address Terrorist Financing on the national threats being assessed (from zero to high). Accordingly, the national weakness range on the sectoral threats is assessed (from zero to high).

Chapter 5: Summary of the Results of the Terrorist Financing Risk Assessment on the Sectoral Scale

The results of assessing Terrorist Financing risks on the sectoral sectors range between "zero" to "high", according to the following:

Terrorist Financing Risks on the Sectoral Scale	Threat Level	National Weakness Range	Sectoral Weakness Range
National	From zero to high	From zero to high	From zero to high
Local	From zero to high	From zero to high	From zero to high
Local Lending	From zero to high	From zero to high	From zero to high
National Payment	From zero to high	From zero to high	From zero to high
Securities (National Securities)	From zero to high	From zero to high	From zero to high
Trust	From zero to high	From zero to high	From zero to high
Agency	From zero to high	From zero to high	From zero to high
Trade in Precious Metals and Stones	From zero to high	From zero to high	From zero to high
Agency	From zero to high	From zero to high	From zero to high
Real Estate Sector	From zero to high	From zero to high	From zero to high
Agency	From zero to high	From zero to high	From zero to high

The following table clarifies the criteria for assessing Terrorist Financing threats on the national sector:

Purpose of Assessment	Threats Related to Terrorist Financing Patterns from Zero to High
Found that there are cases in the State (related to misuse of the sector) rarely /
Found that there are cases on the Global scale (related to misuse of the sector) rarely /
Internal Factors (from zero to high)
External Factors (especially the sector on the scale from zero to high)
External Factors (especially the sector on the scale from zero to high)
Express Terrorist Financing Threats on the National Scale from Zero to High
Terrorist Financing Threats on the National Scale from Zero to High
Terrorist Financing Threats on the National Scale from Zero to High
Terrorist Financing Threats on the National Scale from Zero to High
Terrorist Financing Threats on the National Scale from Zero to High

The assessment of the national weakness range to Terrorist Financing in the incoming sector (from zero to high) is based on the following national indicators:

Purpose of the Incoming Sector	Indicator
General Sector Rate / Turnover	High
Incoming Operations on the Global Scale	High /
Incoming Operations to the External Location	Larger on the scale from zero to high
Incoming Operations on the scale from zero to high /
Incoming Operations from the External Location	Larger on the scale from zero to high
File of Base Operations Complexity	From zero to high
Client Agent Scale	High
Use of Clients, Transactions, and Expenses	Non-existent
Suitability / Effectiveness for Terrorist Financing	From zero to high