2026-06-09

Added · Updated

Revised Supervisory Policy Manual Module IC-6 on The Sharing and Use of Consumer Credit Data through Credit Reference Agencies

The Hong Kong Monetary Authority issued a revised Supervisory Policy Manual module IC-6 to regulate the sharing and use of consumer credit data through credit reference agencies. This update establishes enhanced supervisory expectations for authorized institutions regarding the governance, security, and compliance of consumer credit data handling processes. The revision aligns regulatory standards with current industry practices to ensure the integrity and confidentiality of sensitive consumer financial information.

Hong Kong Monetary Authority logo

Hong Kong

Hong Kong Monetary Authority

Click to view thumbnail

CIR

Current

Issue Date:

09 Jun 2026

20260612 Revised SPM IC-6.pdf (180.0 KB)

Topic:

Banking Conduct & Enforcement - Credit Data Sharing

Group:

All Authorized Institutions

Directly related Document

Cross referenced Document

Version History

Superseded Document

Directly related Document

SPM-SGL

Current

12 Jun 2026

IC-6 The Sharing and Use of Consumer Credit Data through Credit Reference Agencies

SPM-SGL

Current

12 Jun 2026

IC-6 The Sharing and Use of Consumer Credit Data through Credit Reference Agencies

Cross referenced Document

Version History

Superseded Document

You may also be interested in

CIR

Archive

11 Sep 2003

Quarterly Survey of Participation in the CCRA

Annex 1: Survey form of Participation in the Commercial Credit Reference Agency

CIR

Archive

03 Dec 2004

Quarterly Survey of Participation in the Commercial Credit Reference Agency (CCRA)

Annex 1: Survey form of Participation in the Commercial Credit Reference Agency

SPM-SGL

Current

30 Dec 2022

IC-7 The Sharing and Use of Commercial Credit Data through a Commercial Credit Reference Agency