2026-06-09

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Revised Supervisory Policy Manual Module IC-6 on The Sharing and Use of Consumer Credit Data through Credit Reference Agencies

The Hong Kong Monetary Authority issued a revised version of Supervisory Policy Manual Module IC-6 as a statutory guideline under the Banking Ordinance. The revisions incorporate regulatory updates following the full implementation of Credit Data Smart and enhancements to the Hong Kong Approach to Consumer Debt Difficulties. The revised module takes effect on 12 June 2026 and applies to all Authorized Institutions.

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Hong Kong Monetary Authority

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