2018-06-25

Added 2026-07-26 · Updated 2026-08-03

Savings accounts

Savings accounts with fixed contra accounts are not classified as payment accounts under PSD2, meaning providers are not legally required to grant third-party access under Articles 66 and 67. Providers may voluntarily allow access through agreements with account holders, subject to competition rules and GDPR compliance. Savings accounts allowing unrestricted transfers to other accounts continue to qualify as payment accounts requiring such access.

Netherlands

De Nederlandsche Bank

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