SBP-DR-CIRCULAR-2026-0071. Issuance of Agreement No. 4-2026 — SBP — PA

July 15, 2026
SBP-DR-CIRCULAR-2026-0071

To:
General Manager
City

Reference: Issuance of Agreement No. 4-2026

Dear General Manager:

We are pleased to inform you that the Board of Directors of this Superintendence has issued Agreement No. 4-2026 of June 23, 2026, "By which Article 17 is modified and Articles 17-A, 17-B, and 17-C are added to Agreement No. 012-2015, which establishes the administrative sanctioning procedure before the Superintendence of Banks for those processes that do not have a special administrative procedure established."

Through the aforementioned Agreement, the types of notifications to be applied in processes that do not have a special administrative sanctioning procedure established are modified; as well as the notification procedure in general, and new articles are incorporated into Agreement No. 012-2015.

This Agreement will enter into force from its promulgation in the Official Gazette.

Attached you will find a copy of the Agreement, the text of which can be consulted through our website www.superbancos.gob.pa in the regulatory section.

We thank you, General Manager, for instructing the personnel under your charge on the relevant instructions for compliance with the present.

Sincerely,

Milton Ayón Wong
Superintendent

Attachment: as indicated
ARV/an

"Strength and trust: guarantors of the rights of banking consumers"

Av. Samuel Lewis, Panama Business Tower, ground floor - Tels.: (507) 506 7800 / (507) 506-7900 - Fax (507) 506-7700 / 506-7703 P.O. Box 0832-2397 W.T.C. Panama, Republic of Panama - www.superbancos.gob.pa - email: superbancos@superbancos.gob.pa

Official document signed with Qualified Electronic Signature in the Document Transparency System – TRANSDOC of the Superintendence of Banks of Panama, in accordance with Law 83 of 09/11/2012 and Executive Decree No. 275 of 11/05/2018. Use the QR Code to verify the authenticity of the document or the URL:
https://sigob.superbancos.gob.pa/consulta?id=9UBUG9ydYZucbMnYx%2Fa7sScD5GUir6eoaaiodiiTL9s%3D

Lineage: No known changes

RegAlert holds no document that amends or replaces this one. This is not a check that it is in force: confirm with the regulator.

amendssupersedesissued underrefers todashed card: not in RegAlert (or proposed)arrows run from the older text to the one that changes it

The links and the sentences they come from (1)

Amends

Agreement No. 12 of 2015Not in RegAlert
“By which Article 17 is modified and Articles 17-A, 17-B, and 17-C are added to Agreement No. 012-2015”

Mentions (1): 1 document this one mentions without changing it

Refers to

Agreement No. 4-2026 Modifying Notification Procedures in Administrative Sanctioning Processes2026 · SBP
“We are pleased to inform you that the Board of Directors of this Superintendence has issued Agreement No. 4-2026 of June 23, 2026”