SBP-DR-CIRCULAR-2026-0096: Issuance of Agreement No. 7-2026

September 7, 2026
SBP-DR-CIRCULAR-2026-0096
Mr./Ms.
General Manager
City
Reference: Issuance of Agreement No. 7-2026

Mr./Ms. General Manager:

We permit ourselves to inform you that the Board of Directors of this Superintendency has issued Agreement No. 7-2026 of August 25, 2026 “By means of which Articles 4 and 5 of Agreement No. 4-2011 are modified, which dictate rules for the charging of certain commissions and surcharges by banking entities.”

Through the aforementioned Agreement, Articles 4 and 5 of Agreement No. 4-2011 are updated, which contemplates rules for the charging of certain commissions or surcharges in passive and active operations. The modification seeks to guarantee that contractual relationships with banking consumers are developed under criteria of transparency, in accordance with current banking legislation.

This Agreement will enter into force starting from four (4) January 2027.

Attached you will find a copy of the Agreement, the text of which can be consulted through our website www.superbancos.gob.pa in the regulations section.

We thank the Mr./Ms. General Manager for issuing pertinent instructions to the personnel under your charge for the compliance with the present.

Sincerely,

Milton Ayón Wong
Superintendent

Attachment: as indicated
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“Solidity and trust: guarantors of the rights of banking consumers” Av. Samuel Lewis, Panama Business Tower, ground floor - Tels.: (507) 506 7800 / (507) 506-7900 - Fax (507) 506-7700 / 506-7703 P.O. Box 0832-2397 W.T.C. Panama, Republic of Panama - www.superbancos.gob.pa - email: superbancos@superbancos.gob.pa Official document signed with Qualified Electronic Signature in the Document Transparency System – TRANSDOC of the Superintendency of Banks of Panama, in accordance with Law 83 of 09/11/2012 and Executive Decree No. 275 of 11/05/2018. Use the QR Code to verify the authenticity of the document or the URL:
https://sigob.superbancos.gob.pa/consulta?id=haVkstTyg%2BjfZV1zcE8iZbtgLLtc3ac3PRYAvW4ZAvE%3D