2026-05-24

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SMESPD Circular Letter No. 02: Financing in Cottage, Micro, Small and Medium Enterprises (CMSMEs)

The circular exempts participating institutions from the requirement to contribute to the refinancing fund for CMSMEs, maintaining the previous exemption threshold of 20% for classified loans/investments and the obligation to maintain capital adequacy, cash reserve, and statutory liquidity ratios as prescribed by Bangladesh Bank. This directive is issued under Section 45 of the Bank Company Act, 1991, and takes immediate effect.

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Bangladesh Bank

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