The Financial Institutions (Capital Adequacy) Regulations 2020

FINANCIAL INSTITUTIONS (CAPITAL ADEQUACY) REGULATIONS, 2020 ARRANGEMENT OF REGULATIONS Regulation

1. Citation
2. Commencement
3. Interpretation
4. Application
5. Pillar I–minimum capital requirements
6. Pillar II
7. Pillar III
8. Capital Adequacy Ratios
9. Regulatory Capital
10. Tier 1 Capital
11. Tier 2 Capital
12. Deductions
13. Limits and Restrictions on Regulatory Capital
14. Credit Risk
15. Operational Risk
16. Market Risk
17. Consolidated Reporting
18. Capital Conversion Buffer
19. Leverage Ratio
20. Additional capital charge
21. Review by Inspector
22. Transition period
    SCHEDULE
    SCHEDULE 1–Minimum Capital Adequacy Ratios
    SCHEDULE 2–Provisions for the Calculation of Capital Charges for Credit Risk
    Part I–Provisions for risk weighting of credit exposures
    Part II–Provisions for Credit Risk Mitigation
    Part III–Provisions on Operational Requirements for the Purpose of Guarantees Counter
    Guarantees and Credit Derivatives

Part IV–Provisions on Over the Counter Derivatives
Part V–Provisions related to Failed Trades and Non-Delivery Versus Payment
Part VI–Provisions for Securitization Frameworks
Part VII–Provisions relating to Operational Requirements for The Purpose of
Securitization Exposures
SCHEDULE 3
Part I–Provisions related to the Calculation of Capital Charges for Operational Risk
Part II–Provisions related to the mapping of Business lines
SCHEDULE 4–Provisions for the Calculation of Capital Charges for Market Risk
SCHEDULE 5–Capital Constraints under the Capital Conservation Buffer
ii

LEGAL NOTICE NO. 95
REPUBLIC OF TRINIDAD AND TOBAGO
THE FINANCIAL INSTITUTIONS ACT, CHAP. 79:09 REGULATIONS MADE BY THE MINISTER UNDER SECTION 9(1) OF THE FINANCIAL INSTITUTIONS ACT AND SUBJECT TO NEGATIVE RESOLUTION OF PARLIAMENT THE FINANCIAL INSTITUTIONS (CAPITAL ADEQUACY) REGULATIONS, 2020 Legal Supplement Part B–Vol. 59, No. 70–14th May, 2020 583 Citation Commence￾ment Interpretation Chap. 79:09

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Dated this 13th day of May, 2020.
C. IMBERT
Minister of Finance
PRINTED BY THE GOVERNMENT PRINTER, CARONI REPUBLIC OF TRINIDAD AND TOBAGO–2020 Financial Institutions (Capital Adequacy) Regulations, 2020 671