Trinidad and Tobago’s National AML/CFT/CPF Policy and Strategy

Eric Williams Plaza, Independence Square
Port of Spain, Trinidad and Tobago
Postal Address: P.O. Box 1250
Telephone: (868) 621-CBTT (2288), 235-CBTT (2288) Fax: (868) 612-6396 E-Mail Address: info@central-bank.org.tt Website: www.central-bank.org.tt February 9, 2026 CIRCULAR LETTER TO:
Financial Institutions licensed under the Financial Institutions Act, Chap. 79:09 (as amended); Financial Holding Companies permitted under the Financial Institutions Act, Chap. 79:09 (as amended); Insurers and Brokers Registered under the Insurance Act, Chap. 84:01 (as amended); Payment Service Providers authorized under the Central Bank Act. Chap. 79:02 (as amended); E-Money Issuers Registered under the E-Money Issuer Order, 2020 (as amended); Bureaux de Change Operators licensed under the Exchange Control Act, Chap. 79.50; TTMB; ADB; BATT; ATTIC; IBATT; IIATT; ICATT REF: CB-OIFI-448/2026 TRINIDAD AND TOBAGO’S NATIONAL ANTI-MONEY LAUNDERING, COMBATING THE FINANCING OF TERRORISM, AND COUNTERING PROLIFERATION FINANCING (“AML/CFT/CPF”) POLICY & STRATEGY The Central Bank of Trinidad and Tobago (“Central Bank” / “Bank”) refers to our Circular Letter dated CB-OIFI-250/2026 regarding the publication of Trinidad and Tobago’s 3 rd National Risk Assessment Report (“3 rd NRA”). We advise that the Government of the Republic of Trinidad and Tobago has now published the National AML/CFT/CPF Policy & Strategy (“NP&S”), which takes into account the risks identified in the 3 rd NRA. The NP&S sets out the country’s 2026-2029 strategic objectives and establishes a risk‑based, coordinated structure for combatting money laundering (“ML”), terrorist financing (“TF”), and proliferation financing (“PF”) risks. The NP&S should be read in conjunction with the 3 rd NRA and be used by financial institutions as guidance to ensure that their AML/CFT/CPF risk management frameworks are aligned with the strategic objectives of the NP&S, to mitigate the ML/TF/PF risks identified in the 3 rd NRA. In this regard, the Central Bank requires that the NP&S is tabled and discussed at the next meeting of the Board of Directors (“Board”). The Corporate Secretary must submit to the Central Bank within one (1) week of the Board meeting, a signed certification confirming that this was completed. We thank you in advance for your continued cooperation. Yours sincerely Michelle Francis-Pantor INSPECTOR OF FINANCIAL INSTITUTIONS