2025-11-01
Added · Updated
VIS Credit Rating Company Limited has updated its Microfinance Bank Rating Methodology to encompass a broader scope of Pakistani financial institutions, including Non-Bank MFIs, Rural Support Programs, and NGOs. The revised framework evaluates creditworthiness through three core pillars: the macroeconomic operating environment, a comprehensive standalone operating profile covering capitalization and liquidity, and external sponsor support. These criteria establish standardized rating benchmarks to assess institutional resilience, portfolio quality, and long-term sustainability within Pakistan’s regulated microfinance sector.