Rule · NRB · 10 Aug 2026
The document establishes specific cash withdrawal limits for electronic cards based on the issuing institution and card type. Banks and financial institutions face limits of 10,000 NPR per transaction for prepaid cards and 20,000 NPR for debit cards, with daily limits of 20,000 NPR and 50,000 NPR respectively, and monthly limits of 200,000 NPR and 300,000 NPR. Credit cards issued by banks are limited to 10 percent of the approved limit. Service providers other than banks and financial institutions are restricted to a daily limit of 5,000 NPR and a monthly limit of 25,000 NPR for prepaid cards, with no per-transaction limit specified.
The limit for cash withdrawal using electronic cards is defined as follows:
| Issuing Institution | Instrument | Amount per Transaction (NPR) | Amount per Day (NPR) | Amount per Month (NPR) |
|---|---|---|---|---|
| Banks and Financial Institutions | Prepaid Card | 10,000 | 20,000 | 200,000 |
| Banks and Financial Institutions | Debit Card | 20,000 | 50,000 | 300,000 |
| Banks and Financial Institutions | Credit Card | Up to 10 percent of the approved limit | ||
| Service Providers other than Banks and Financial Institutions | Prepaid Card | – | 5,000 | 25,000 |
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Source: Nepal Rastra Bank — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works
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