Working Capital Loan Guidelines, 2079 (Effective Date: 2079/07/01) – Compliance Requirements for Existing Loans

The financial regulator mandates that existing working capital loans disbursed before the 2079 guidelines took effect must undergo mandatory compliance adjustments during review or renewal. Any loan amounts exceeding the specified regulatory limits must be repaid in a phased schedule by the end of Asar 2082. Institutions must implement these structured repayment plans to ensure legacy portfolios fully align with the updated provisions.

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Working Capital Loan Guidelines, 2079 (Effective Date: 2079/07/01) – What Happens if Existing Working Capital Loans Do Not Comply with the Provisions of the Said Guidelines?

For loans disbursed prior to the implementation of the guidelines, mandatory adjustments must be made to ensure compliance during periodic review or renewal. When applying these adjustments, any loan amount exceeding the specified limit must be repaid in a phased manner by the end of Asar 2082.

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Source: Nepal Rastra Bank — original document · Summary generated with machine assistance and reviewed before publication; the authoritative text is the regulator's original document. How RegAlert works