Credit & Lending regulation in Australia

Credit, lending, digital-lending and loan-classification regulation from banking supervisors worldwide. 22 publications, summarized in English and updated same-day.

APG 220 Credit Risk Management

Australian Prudential Regulation Authority

Australia

APRA

2026-06-29

APG 113 Capital Adequacy: Internal Ratings-based Approach to Credit Risk

Australian Prudential Regulation Authority

Australia

APRA

2026-06-23

GPG 220 Credit Risk

Australian Prudential Regulation Authority

Australia

APRA

2026-05-28

Insights from New Data on Australian Housing Investors

Reserve Bank of Australia

Australia

RBA

2026-05-28

Developments in Banks' Funding Costs and Lending Rates

Reserve Bank of Australia

Australia

RBA

2026-05-28

Bank Fees in Australia

Reserve Bank of Australia

Australia

RBA

2026-03-09

RG 205 Credit licensing: General conduct obligations

Australian Securities and Investments Commission

Australia

ASIC

2026-02-20

RG 78 Breach reporting by AFS licensees and credit licensees

Australian Securities and Investments Commission

Australia

ASIC

2025-09-11

APG 223 Residential Mortgage Lending

Australian Prudential Regulation Authority

Australia

APRA

2025-07-01

APG 112 Capital Adequacy: Standardised Approach to Credit Risk

Australian Prudential Regulation Authority

Australia

APRA

2025-07-01

APS 112 Capital Adequacy: Standardised Approach to Credit Risk

Australian Prudential Regulation Authority

Australia

APRA

2025-05-08

RG 281 Low cost credit contracts

Australian Securities and Investments Commission

Australia

ASIC

2025-05-07

RG 204 Applying for and varying a credit licence

Australian Securities and Investments Commission

Australia

ASIC

2025-05-07

RG 203 Do I need a credit licence?

Australian Securities and Investments Commission

Australia

ASIC

2025-03-05

RG 209 Credit licensing: Responsible lending conduct

Australian Securities and Investments Commission

Australia

ASIC

2024-09-30

APG 113 Capital Adequacy: Internal Ratings-based Approach to Credit Risk

Australian Prudential Regulation Authority

Australia

APRA

2024-08-27

APS 113 Capital Adequacy: Internal Ratings-based Approach to Credit Risk

Australian Prudential Regulation Authority

Australia

APRA

2023-11-21

APS 180 Capital Adequacy: Counterparty Credit Risk

Australian Prudential Regulation Authority

Australia

APRA

2023-11-09

RG 220 Early termination fees for residential loans: Unconscionable fees and unfair contract terms

Australian Securities and Investments Commission

Australia

ASIC

2023-06-25

RG 273 Mortgage brokers: Best interests duty

Australian Securities and Investments Commission

Australia

ASIC

2022-12-01

APS 220 Credit Risk Management

Australian Prudential Regulation Authority

Australia

APRA

2010-11-25

RG 218 Licensing: Administrative action against persons engaging in credit activities

Australian Securities and Investments Commission

Australia

ASIC