Credit & Lending regulation in Ecuador

Credit, lending, digital-lending and loan-classification regulation from banking supervisors worldwide. 43 publications, summarized in English and updated same-day.

2026-08-20

JPRFM-2026-033-F — Approves Reforms to Chapter LV of the Codification of Monetary, Financial, Securities and Insurance Resolutions to Harmonize with Articles 357 and 358 of the Organic Monetary and Financial Code

Ecuador

BCE

2026-03-23

Resolution JPRFM-2026-011-F: Amendment of Loan Term Limits for Social and Public Interest Housing

Ecuador

BCE

2025-12-31

Resolution JPRFM-2025-021-F: Incorporation of General Provision Second Allowing Private Financial Entities to Grant Credit Operations with 100% State-Guaranteed Collateral

Ecuador

BCE

2025-10-29

JPRFM-2025-004-F — Extraordinary and Temporary Financial Relief Mechanism Applicable to Public and Private Financial Sectors

Ecuador

BCE

2025-03-31

JPRF-F-2025-0145 — Extraordinary and Temporary Financial Relief Mechanism for Public and Private Financial Sectors and Popular and Solidarity Financial Sector

Ecuador

BCE

2025-03-19

JPRF-F-2025-0142 — Repeal of General Provision Sixth of Section V on Risk Asset Provisioning Rules for Savings and Credit Cooperatives and Mutual Housing Associations

Ecuador

BCE

2025-02-24

Resolution JPRF-F-2025-0139: Reforms to Credit Risk Management Norms for Savings and Credit Cooperatives and the National Corporation of Popular and Solidarity Finance

Ecuador

BCE

2025-02-24

JPRF-F-2025-0138 — Reforms to the "Credit Program for Public Sector Financial Entities"

Ecuador

BCE

2025-02-24

JPRF-F-2025-0140 — Reforms to the Standard for the Strengthening of Savings and Credit Cooperatives and Mutual Savings and Credit Associations for Housing

Ecuador

BCE

2024-12-23

JPRF-F-2024-0132 — Reforms to Section I "Categorization of Guarantees" for the inclusion of vehicle guarantee trusts as adequate guarantees

Ecuador

BCE

2024-12-23

JPRF-V-2024-0133 — Derogation of provisions related to the inability to back vehicle credit with commercial trust agreements

Ecuador

BCE

2024-12-23

JPRF-F-2024-0134 — Expansion of the Extraordinary and Temporary Financial Relief Mechanism Applicable to the National Financial System

Ecuador

BCE

2024-08-30

Resolution JPRF-F-2024-0120: Financial Relief Measures for Public, Private, and Popular and Solidarity Economy Sectors until May 31, 2025

Ecuador

BCE

2024-06-17

Resolution JPRF-F-2024-0110: Reform of the Credit Guarantee System to Foster Credit Access and Financial Inclusion

Ecuador

BCE

2024-03-15

Resolution JPRF-F-2024-0104: Reforming Interest Rate Regulations for Real Estate Credit

Ecuador

BCE

2024-02-29

JPRF-F-2024-098 — Reforming Chapter IX on Credit Portfolio Segmentation and Section II on Risk Asset Classification in the Monetary, Financial, Securities and Insurance Resolutions Codification

Ecuador

BCE

2023-12-15

JPRF-F-2023-090 — Reforming the Standard for Financing Social and Public Interest Housing

Ecuador

BCE

2023-11-28

Resolution JPRF-F-2023-087: Reforming Interest Rate Regulations for Productive SME Credit

Ecuador

BCE

2023-11-15

Resolution JPRF-F-2023-086: Reform of Credit Portfolio Segmentation and Risk Asset Classification Norms

Ecuador

BCE

2023-09-29

Resolution No. JPRF-F-2023-081: Extension of Default Classification for Productive Credit Debtors Under US$ 100,000 Until January 31, 2024

Ecuador

BCE

2023-09-11

JPRF-F-2023-076 — Regulation of Financial Technology Service Entities: Definitions, AML/CFT Risk Management, and Digital Credit Lending Entities

Ecuador

BCE

2023-06-22

Resolution JPRF-F-2023-070: Reforming Interest Rate Regulations to Establish a Flexible System of Maximum Effective Active Rates for Corporate and Business Productive Credit Subsegments

Ecuador

BCE

2023-04-28

JPRF-F-2023-066 — Extends the delinquency qualification period for productive credit debtors under US$ 100,000 to September 30, 2023

Ecuador

BCE

2023-03-30

JPRF-F-2023-064 — Extraordinary and Temporary Financial Relief Mechanism Applicable to the National Financial System until June 30, 2023

Ecuador

BCE

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