Credit & Lending regulation in Ecuador

Credit, lending, digital-lending and loan-classification regulation from banking supervisors worldwide. 42 publications, summarized in English and updated same-day.

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2026-01-01

Resolution JPRFM-2026-011-F: Amendment of Loan Term Limits for Social and Public Interest Housing

Banco Central del Ecuador

Ecuador

BCE

2025-01-01

JPRF-F-2025-0138 — Reforms to the "Credit Program for Public Sector Financial Entities"

Banco Central del Ecuador

Ecuador

BCE

2025-01-01

Resolution JPRFM-2025-021-F: Incorporation of General Provision Second Allowing Private Financial Entities to Grant Credit Operations with 100% State-Guaranteed Collateral

Banco Central del Ecuador

Ecuador

BCE

2025-01-01

JPRFM-2025-004-F — Extraordinary and Temporary Financial Relief Mechanism Applicable to Public and Private Financial Sectors

Banco Central del Ecuador

Ecuador

BCE

2025-01-01

Resolution JPRF-F-2025-0139: Reforms to Credit Risk Management Norms for Savings and Credit Cooperatives and the National Corporation of Popular and Solidarity Finance

Banco Central del Ecuador

Ecuador

BCE

2025-01-01

JPRF-F-2025-0145 — Extraordinary and Temporary Financial Relief Mechanism for Public and Private Financial Sectors and Popular and Solidarity Financial Sector

Banco Central del Ecuador

Ecuador

BCE

2025-01-01

JPRF-F-2025-0142 — Repeal of General Provision Sixth of Section V on Risk Asset Provisioning Rules for Savings and Credit Cooperatives and Mutual Housing Associations

Banco Central del Ecuador

Ecuador

BCE

2025-01-01

JPRF-F-2025-0140 — Reforms to the Standard for the Strengthening of Savings and Credit Cooperatives and Mutual Savings and Credit Associations for Housing

Banco Central del Ecuador

Ecuador

BCE

2024-01-01

JPRF-V-2024-0133 — Derogation of provisions related to the inability to back vehicle credit with commercial trust agreements

Banco Central del Ecuador

Ecuador

BCE

2024-01-01

Resolution JPRF-F-2024-0120: Financial Relief Measures for Public, Private, and Popular and Solidarity Economy Sectors until May 31, 2025

Banco Central del Ecuador

Ecuador

BCE

2024-01-01

Resolution JPRF-F-2024-0104: Reforming Interest Rate Regulations for Real Estate Credit

Banco Central del Ecuador

Ecuador

BCE

2024-01-01

JPRF-F-2024-0134 — Expansion of the Extraordinary and Temporary Financial Relief Mechanism Applicable to the National Financial System

Banco Central del Ecuador

Ecuador

BCE

2024-01-01

Resolution JPRF-F-2024-0110: Reform of the Credit Guarantee System to Foster Credit Access and Financial Inclusion

Banco Central del Ecuador

Ecuador

BCE

2024-01-01

JPRF-F-2024-0132 — Reforms to Section I "Categorization of Guarantees" for the inclusion of vehicle guarantee trusts as adequate guarantees

Banco Central del Ecuador

Ecuador

BCE

2024-01-01

JPRF-F-2024-098 — Reforming Chapter IX on Credit Portfolio Segmentation and Section II on Risk Asset Classification in the Monetary, Financial, Securities and Insurance Resolutions Codification

Banco Central del Ecuador

Ecuador

BCE

2023-01-01

JPRF-F-2023-066 — Extends the delinquency qualification period for productive credit debtors under US$ 100,000 to September 30, 2023

Banco Central del Ecuador

Ecuador

BCE

2023-01-01

Resolution No. JPRF-F-2023-061: Incorporation of a Transitional Provision in Chapter XVIII on Risk Asset Classification and Provisioning for Public and Private Financial Sector Entities

Banco Central del Ecuador

Ecuador

BCE

2023-01-01

JPRF-F-2023-090 — Reforming the Standard for Financing Social and Public Interest Housing

Banco Central del Ecuador

Ecuador

BCE

2023-01-01

Resolution JPRF-F-2023-087: Reforming Interest Rate Regulations for Productive SME Credit

Banco Central del Ecuador

Ecuador

BCE

2023-01-01

JPRF-F-2023-076 — Regulation of Financial Technology Service Entities: Definitions, AML/CFT Risk Management, and Digital Credit Lending Entities

Banco Central del Ecuador

Ecuador

BCE

2023-01-01

Resolution No. JPRF-F-2023-081: Extension of Default Classification for Productive Credit Debtors Under US$ 100,000 Until January 31, 2024

Banco Central del Ecuador

Ecuador

BCE

2023-01-01

Resolution JPRF-F-2023-086: Reform of Credit Portfolio Segmentation and Risk Asset Classification Norms

Banco Central del Ecuador

Ecuador

BCE

2023-01-01

JPRF-F-2023-064 — Extraordinary and Temporary Financial Relief Mechanism Applicable to the National Financial System until June 30, 2023

Banco Central del Ecuador

Ecuador

BCE

2023-01-01

Resolution JPRF-F-2023-070: Reforming Interest Rate Regulations to Establish a Flexible System of Maximum Effective Active Rates for Corporate and Business Productive Credit Subsegments

Banco Central del Ecuador

Ecuador

BCE

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