Credit & Lending regulation in Indonesia

Credit, lending, digital-lending and loan-classification regulation from banking supervisors worldwide. 21 publications, summarized in English and updated same-day.

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2026-01-01

Regulation of the Board of Commissioners of the Financial Services Authority Number 2 of 2026 Concerning the Implementation of Buy Now Pay Later for Financing Companies and Sharia Financing Companies

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2025-11-27

Bank Indonesia Regulation Number 9 of 2025 on Macroprudential Liquidity Incentive Policy

Bank Indonesia

Indonesia

BI

2025-01-01

OJK Regulation No. 32 of 2025 on the Implementation of Buy Now Pay Later (BNPL)

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2025-01-01

Amendment to Financial Services Authority Regulation Number 49 of 2024 on Supervision, Determination of Supervisory Status, and Follow-up of Supervision of Financing Institutions, Venture Capital Companies, Microfinance Institutions, and Other Financial Service Institutions

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2025-01-01

OJK Regulation No. 35 of 2025 Amending OJK Regulation No. 46 of 2024 on the Development and Strengthening of Financing Companies, Infrastructure Financing Companies, and Venture Capital Companies

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2025-01-01

Circular Letter of the Financial Services Authority Number 35/SEOJK.06/2025 on the Assessment of the Health Level of Pawn Companies and Sharia Pawn Companies

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2025-01-01

OJK Regulation No. 19 of 2025 on Facilitating Financing Access for Micro, Small, and Medium Enterprises

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2025-01-01

Assessment of Competence and Propriety of Principal Parties of Non-Operational Financial Conglomerate Holding Companies

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2024-02-01

Procedures and Mechanisms for Submission of Financing Transaction Data and Reporting by Information Technology-Based Joint Financing Service Providers (LPBBTI)

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2024-01-01

OJK Regulation No. 49 of 2024 on Supervision, Supervision Status Determination, and Follow-up for Financing Institutions, Venture Capital Companies, Microfinance Institutions, and Other Financial Service Institutions

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2024-01-01

Financial Services Authority Regulation Number 41 of 2024 on Microfinance Institutions

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2024-01-01

Development and Strengthening of Financing Companies, Infrastructure Financing Companies, and Venture Capital Companies

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2024-01-01

Financial Services Authority Regulation No. 40 of 2024 on Information Technology-Based Collective Financing Services

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2024-01-01

OJK Regulation No. 33 of 2024 on the Development and Strengthening of Investment Management in the Capital Market

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2023-11-08

Operation of Information Technology-Based Crowdfunding Services (LPBBTI)

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2023-08-15

Maximum Limit for Credit Granting by Rural Banks and Maximum Limit for Fund Disbursement by Sharia Rural Banks

Otoritas Jasa Keuangan (Financial Services Authority)

Indonesia

OJK

2013-09-24

Circular No. 15/40/DKMP on Risk Management for Banks Providing Credit, Property, Consumption, and Motorized Vehicle Financing

Bank Indonesia

Indonesia

BI

2012-03-15

Bank Indonesia Circular Letter No. 14/10/DPNP on Risk Management for Housing and Auto Loans

Bank Indonesia

Indonesia

BI

2011-02-08

Bank Indonesia Regulation Number 13/9/PBI/2011 Concerning Amendment To Bank Indonesia Regulation Number 10/18/PBI/2008 Concerning Restructuring Of Financing For Islamic Banks And Islamic Business Units

Bank Indonesia

Indonesia

BI

2009-01-29

Bank Indonesia Regulation No. 11/2/PBI/2009 Concerning the Third Amendment of Regulation No. 7/2/PBI/2005 on Asset Quality Rating for Commercial Banks

Bank Indonesia

Indonesia

BI

2008-12-22

Bank Indonesia Circular Letter No. 10/46/DInt on Offshore Loans of Non-Bank Corporations

Bank Indonesia

Indonesia

BI