Regulatory Alerts2026-08-18
Added
2026 Kansas Consumer & Mortgage Lending Law Book Guidance
The Office of the State Bank Commissioner maintains the validity of specific guidance documents for 2026, including CML 2019-1 on advertising, CML 2019-2 on fictitious names, CML 2020-1 on historical usury rates, CML 2022-1 on remote work, and CML 2024-01 on manufactured home loans. CML 2019-1 requires licensees and registrants to include their name and license number in advertisements, mandates 36-month record retention for solicitations, and prohibits false or misleading statements regarding interest rates or state approval. CML 2022-1 clarifies that remote offices are not considered licensed places of business under the Uniform Consumer Credit Code, eliminating additional location fees while requiring licensees to maintain administrator access to records and enforce information security best practices. CML 2024-01 addresses manufactured home loans under the Kansas Mortgage Business Act effective January 2, 2025.