2026-06-25

Added · Updated

2026 Q3 Quarterly decision on the countercyclical buffer rate: 1.25%

The National Bank of Belgium maintains the countercyclical buffer rate at 1.25% for exposures in Belgium for the third quarter of 2026, effective from 1 July 2026. This decision coincides with the abolition of the specific macroprudential capital requirements for mortgage loan portfolios, reducing the total macroprudential capital requirements for the Belgian banking sector from approximately €4.1 billion to €3.4 billion. The buffer applies uniformly to all banks regarding their exposures in Belgium to strengthen resilience against potential widespread loan repayment difficulties amid geopolitical uncertainty.

National Bank of Belgium logo

Belgium

National Bank of Belgium

Click to view full text