2026-01-29
OSFI issues this guideline to establish minimum liquidity standards for Canadian banks, bank holding companies, and trust and loan companies. It mandates compliance with the Liquidity Coverage Ratio and Net Stable Funding Ratio, supplemented by net cumulative cash flow, operating cash flow statements, and intraday monitoring tools. The framework aligns with Basel III principles while granting the Superintendent authority to direct institutions to take corrective actions based on detailed quantitative and qualitative assessments.